Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Volvo XC90 is $2,870 per year or $239 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2024 Volvo XC90 costs $2,870, whereas the 2023 Volvo XC90 costs $2,834 annually. This is $36 less than the 2024 rates.
GEICO offers the cheapest annual rate for 2024 Volvo XC90 at $2,487 per year.
Below, we'll look at Volvo XC90 insurance rates and show you how to save.
Average insurance cost of Volvo XC90 by model year
| Year of Volvo XC90 model | Average cost to insure |
|---|---|
| 2024 | $2,870 |
| 2023 | $2,834 |
| 2022 | $2,472 |
| 2021 | $2,318 |
| 2020 | $2,315 |
Compare XC90 insurance rates by state
| Company | Style | Average annual premium |
|---|---|---|
| State Farm | 4WD 4 Door SUV 7 seat DOHC Turbo Hybrid ULEV | $2,178 |
| Nationwide | 4WD 4 Door SUV 7 seat DOHC Turbo Hybrid ULEV | $2,444 |
| GEICO | 4WD 4 Door SUV 7 seat DOHC Turbo Hybrid ULEV | $2,896 |
| Progressive | 4WD 4 Door SUV 7 seat DOHC Turbo Hybrid ULEV | $3,014 |
| Allstate | 4WD 4 Door SUV 7 seat DOHC Turbo Hybrid ULEV | $5,080 |
Volvo XC90 insurance rates per year
2024 Volvo XC90 insurance rates
Rank Company Average annual premium 1 GEICO $2,487 2 State Farm $2,493 3 Nationwide $2,544 4 Progressive $2,714 5 Farmers $3,037 6 Allstate $3,944 2023 Volvo XC90 insurance rates
Rank Company Average annual premium 1 GEICO $2,351 2 State Farm $2,464 3 Nationwide $2,570 4 Progressive $2,686 5 Farmers $2,992 6 Allstate $3,939 2022 Volvo XC90 insurance rates
Rank Company Average annual premium 1 Nationwide $1,904 2 GEICO $2,097 3 Progressive $2,222 4 State Farm $2,303 5 Farmers $2,829 6 Allstate $3,475 2021 Volvo XC90 insurance rates
Rank Company Average annual premium 1 Nationwide $1,894 2 GEICO $1,992 3 Progressive $2,072 4 State Farm $2,154 5 Farmers $2,614 6 Allstate $3,183 2020 Volvo XC90 insurance rates
Rank Company Average annual premium 1 GEICO $1,891 2 Nationwide $2,051 3 Progressive $2,095 4 State Farm $2,107 5 Farmers $2,558 6 Allstate $3,190 2019 Volvo XC90 insurance rates
Rank Company Average annual premium 1 GEICO $1,797 2 Progressive $1,879 3 State Farm $2,026 4 Nationwide $2,109 5 Farmers $2,372 6 Allstate $2,998 2018 Volvo XC90 insurance rates
Rank Company Average annual premium 1 GEICO $1,775 2 Progressive $1,861 3 State Farm $1,916 4 Nationwide $2,065 5 Farmers $2,316 6 Allstate $2,818 2017 Volvo XC90 insurance rates
Rank Company Average annual premium 1 GEICO $1,761 2 Progressive $1,775 3 Nationwide $1,991 4 State Farm $2,022 5 Farmers $2,284 6 Allstate $2,840
Volvo insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage