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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Volvo XC90 is $3,101 per year or $258 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Volvo XC90 costs $3,101, whereas the 2024 Volvo XC90 costs $3,014 annually. This is $87 less than the 2025 rates.
Travelers offers the cheapest annual rate for 2025 Volvo XC90 at $1,873 per year.
Below, we'll look at Volvo XC90 insurance rates and show you how to save.
Average insurance cost of Volvo XC90 by model year
| Year of Volvo XC90 model | Average cost to insure |
|---|---|
| 2025 | $3,101 |
| 2024 | $3,014 |
| 2023 | $3,007 |
| 2022 | $2,771 |
| 2021 | $2,643 |
Compare XC90 insurance rates by state
| Company | Average annual premium |
|---|---|
| State Farm | $2,148 |
| Nationwide | $2,180 |
| Travelers | $2,269 |
| UAIC | $2,685 |
| Mercury Insurance | $2,883 |
| Progressive | $3,348 |
| GEICO | $3,549 |
| Allstate | $4,030 |
| AIG | $6,142 |
Volvo XC90 insurance rates per year
2025 Volvo XC90 insurance rates
Rank Company Average annual premium 1 Travelers $1,873 2 GEICO $2,505 3 Nationwide $2,688 4 State Farm $2,750 5 Progressive $3,112 6 Farmers $3,889 7 Allstate $4,169 8 USAA $2,393 2024 Volvo XC90 insurance rates
Rank Company Average annual premium 1 Travelers $1,872 2 Nationwide $2,535 3 State Farm $2,600 4 GEICO $2,606 5 Progressive $3,231 6 Farmers $3,728 7 Allstate $3,835 8 USAA $2,517 2023 Volvo XC90 insurance rates
Rank Company Average annual premium 1 Travelers $1,844 2 Nationwide $2,351 3 GEICO $2,502 4 State Farm $2,572 5 Progressive $3,137 6 Farmers $3,796 7 Allstate $4,142 8 USAA $2,828 2022 Volvo XC90 insurance rates
Rank Company Average annual premium 1 Travelers $1,805 2 GEICO $2,222 3 State Farm $2,385 4 Nationwide $2,408 5 Progressive $2,608 6 Farmers $3,540 7 Allstate $3,734 8 USAA $2,434 2021 Volvo XC90 insurance rates
Rank Company Average annual premium 1 Travelers $1,793 2 GEICO $2,152 3 State Farm $2,329 4 Nationwide $2,396 5 Progressive $2,455 6 Farmers $3,333 7 Allstate $3,410 8 USAA $2,281 2020 Volvo XC90 insurance rates
Rank Company Average annual premium 1 Travelers $1,760 2 GEICO $2,064 3 State Farm $2,278 4 Nationwide $2,357 5 Progressive $2,438 6 Farmers $3,320 7 Allstate $3,429 8 USAA $2,220 2019 Volvo XC90 insurance rates
Rank Company Average annual premium 1 Travelers $1,716 2 GEICO $1,989 3 Progressive $2,156 4 State Farm $2,159 5 Nationwide $2,384 6 Farmers $3,059 7 Allstate $3,264 8 USAA $2,008 2018 Volvo XC90 insurance rates
Rank Company Average annual premium 1 Travelers $1,697 2 GEICO $1,967 3 State Farm $2,113 4 Progressive $2,171 5 Nationwide $2,277 6 Farmers $2,951 7 Allstate $3,071 8 USAA $2,033
Volvo insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage