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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Volvo S90 is $4,184 per year or $349 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.

The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Volvo S90 costs $4,184, whereas the 2024 Volvo S90 costs $3,689 annually. This is $495 less than the 2025 rates.

Travelers offers the cheapest annual rate for 2025 Volvo S90 at $2,918 per year.

Below, we'll look at Volvo S90 insurance rates and show you how to save.

Average insurance cost of Volvo S90 by model year

Year of Volvo S90 modelAverage cost to insure
2025$4,184
2024$3,689
2023$3,599
2022$3,433
2021$3,134
Graph Icon

Compare S90 insurance rates by state

L O A D I N G
CompanyAverage annual premium
Travelers$2,450
Nationwide$2,454
State Farm$2,584
UAIC$2,799
Mercury Insurance$3,168
GEICO$3,351
Allstate$3,991
Progressive$5,566
AIG$7,153

Volvo S90 insurance rates per year

2025

2025 Volvo S90 insurance rates

Average cost to insure $4,011
Annual cheapest rate $2,918
Available trims B6 Plus, B6 Ultra, T8 Plus, T8 Ultra
RankCompanyAverage annual premium
1Travelers$2,918
2State Farm$3,384
3Nationwide$3,814
4Progressive$4,138
5GEICO$4,228
6Farmers$4,658
7Allstate$5,612
8USAA$3,333
2024

2024 Volvo S90 insurance rates

Average cost to insure $3,388
Annual cheapest rate $2,015
Available trims B6 Plus, B6 Ultimate, Recharge Plug-In Hybrid T8 Plus, Recharge Plug-In Hybrid T8 Ultimate
RankCompanyAverage annual premium
1Travelers$2,015
2State Farm$3,054
3GEICO$3,060
4Nationwide$3,394
5Allstate$4,152
6Farmers$4,254
7Progressive$4,304
8USAA$2,873
2023

2023 Volvo S90 insurance rates

Average cost to insure $3,383
Annual cheapest rate $1,980
Available trims B6 Plus, B6 Ultimate, Recharge Plug-In Hybrid T8 Ultimate
RankCompanyAverage annual premium
1Travelers$1,980
2State Farm$2,913
3GEICO$2,940
4Nationwide$3,507
5Farmers$4,134
6Progressive$4,199
7Allstate$4,334
8USAA$3,055
2022

2022 Volvo S90 insurance rates

Average cost to insure $3,223
Annual cheapest rate $1,942
Available trims B6 Inscription, B6 Momentum, B6 R-Design, Recharge Plug-In Hybrid T8 Inscription, Recharge Plug-In Hybrid T8 R-Design
RankCompanyAverage annual premium
1Travelers$1,942
2State Farm$2,692
3GEICO$2,758
4Nationwide$3,263
5Allstate$3,925
6Progressive$4,083
7Farmers$4,188
8USAA$2,930
2021

2021 Volvo S90 insurance rates

Average cost to insure $2,982
Annual cheapest rate $1,897
Available trims Recharge Plug-In Hybrid T8 Inscription, Recharge Plug-In Hybrid T8 R-Design, T6 Inscription, T6 Momentum, T6 R-Design
RankCompanyAverage annual premium
1Travelers$1,897
2GEICO$2,519
3State Farm$2,691
4Nationwide$3,224
5Progressive$3,459
6Allstate$3,665
7Farmers$3,826
8USAA$2,575
2020

2020 Volvo S90 insurance rates

Average cost to insure $2,893
Annual cheapest rate $1,868
Available trims T6 Inscription, T6 Momentum, T6 R-Design, T8 Inscription Twin Engine Plug-In Hybrid, T8 R-Design Twin Engine Plug-In Hybrid
RankCompanyAverage annual premium
1Travelers$1,868
2GEICO$2,455
3State Farm$2,563
4Nationwide$3,049
5Progressive$3,366
6Allstate$3,522
7Farmers$3,780
8USAA$2,544
2019

2019 Volvo S90 insurance rates

Average cost to insure $2,702
Annual cheapest rate $1,813
Available trims T5 Momentum, T6 Inscription, T6 Momentum, T8 Inscription Twin Engine Plug-In Hybrid, T8 Momentum Twin Engine Plug-In Hybrid
RankCompanyAverage annual premium
1Travelers$1,813
2GEICO$2,314
3State Farm$2,474
4Nationwide$2,965
5Progressive$3,109
6Allstate$3,330
7Farmers$3,382
8USAA$2,229
2018

2018 Volvo S90 insurance rates

Average cost to insure $2,639
Annual cheapest rate $1,809
Available trims T5 Momentum, T6 Inscription, T6 Momentum, T8 Inscription Twin Engine Plug-In Hybrid, T8 Momentum Twin Engine Plug-In Hybrid
RankCompanyAverage annual premium
1Travelers$1,809
2GEICO$2,259
3State Farm$2,406
4Nationwide$2,853
5Progressive$2,942
6Farmers$3,217
7Allstate$3,285
8USAA$2,342

Methodology

Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.

Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:

  • Bodily injury liability of $100,000 per person and $300,000 per incident
  • Property damage liability of $100,000 per incident
  • Comprehensive and collision deductibles of $500
  • 40-year-old driver
  • Honda Accord LX
  • Good credit
  • A clean driving record
  • 12-mile commute, 10,000 annual mileage
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