Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
Last updated :
The average car insurance cost for Ford vehicles is $2,670 per year or $223 per month. Ford car insurance costs vary depending on the model you own. Whether you drive a sedan or a powerful SUV, it's important to know how much insurance will cost and how to reduce it.
Below, we look at the average car insurance cost for Ford cars by model. We also highlight the most and least expensive models to insure and share tips to help you save money.
How much does Ford insurance cost?
On average, Ford drivers pay $2,670 per year or $223 per month for full coverage car insurance.
The average cost of insuring Ford vehicles is $7, which is more than the national average, though some models cost much less or much more than others.
| Vehicle model | Liability-only (50/100/50) | Full coverage (100/300/100, $500 ded.) |
|---|---|---|
| Bronco | $1,119 | $2,242 |
| Bronco Raptor | $1,144 | $2,606 |
| Bronco Sport | $1,128 | $2,173 |
| Edge | $1,067 | $2,190 |
| Escape | $1,103 | $2,113 |
| Escape Hybrid | $1,114 | $2,163 |
| Expedition | $1,115 | $2,605 |
| Explorer | $1,162 | $2,357 |
| F-150 | $1,179 | $2,458 |
| F-150 Lightning | $1,194 | $2,743 |
| F-150 Raptor | $1,171 | $2,682 |
| Maverick | $1,187 | $2,118 |
| Mustang | $1,109 | $2,901 |
| Mustang Mach-E | $1,145 | $2,851 |
| Ranger | $1,132 | $2,156 |
| Ranger Raptor | $1,242 | $2,637 |
| Super Duty | $1,207 | $2,815 |
| Transit | $1,231 | $2,298 |
Tip
If you're shopping for a new or used Ford, compare car insurance rates before you buy so you know your estimated rate ahead of time and aren't surprised by the cost.
Ford car insurance cost by model
Here's a closer look at average monthly premiums for popular Ford models. Rates are based on a 40-year-old driver with a clean record and full coverage.
| Vehicle model | Monthly premium |
|---|---|
| Bronco | $187 |
| Bronco Raptor | $217 |
| Bronco Sport | $181 |
| Edge | $183 |
| Escape | $176 |
| Escape Hybrid | $180 |
| Expedition | $217 |
| Explorer | $196 |
| F-150 | $205 |
| F-150 Lightning | $229 |
| F-150 Raptor | $223 |
| Maverick | $177 |
| Mustang | $242 |
| Mustang Mach-E | $238 |
| Ranger | $180 |
| Ranger Raptor | $220 |
| Super Duty | $235 |
| Transit | $192 |
Choose Your Vehicle Model
Ford Edge insurance cost
- The average car insurance cost for Edge is $2,194 per year.
- Trim Level - Edge SE, Edge SEL, Edge ST, Edge ST-Line, Edge Titanium
The average cost to insure Ford Edge is around $2,194 per year for full coverage, which is $183 per month.
For liability-only coverage, the cost is around $882 per year, or about $73 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Ford Edge with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Ford models.
| Year and model | Average annual premium |
|---|---|
| 2024 Ford Edge | $2,194 |
| 2023 Ford Edge | $2,186 |
| 2022 Ford Edge | $2,126 |
| 2021 Ford Edge | $2,011 |
| 2020 Ford Edge | $1,923 |
| 2019 Ford Edge | $1,874 |
| 2018 Ford Edge | $1,831 |
| 2017 Ford Edge | $1,778 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $1,770 | $148 |
| State Farm | $1,811 | $151 |
| Progressive | $2,048 | $171 |
| GEICO | $2,058 | $172 |
| Farmers | $2,547 | $212 |
| Allstate | $2,930 | $244 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $1,969 | 26% less |
| Alaska | $2,042 | 23% less |
| Arizona | $2,051 | 23% less |
| Arkansas | $2,313 | 13% less |
| California | $2,653 | Equal |
| Colorado | $2,801 | 5% more |
| Connecticut | $2,281 | 14% less |
| Delaware | $2,249 | 16% less |
| Florida | $2,735 | 3% more |
| Georgia | $2,704 | 2% more |
| Hawaii | $1,417 | 47% less |
| Idaho | $1,390 | 48% less |
| Illinois | $2,064 | 22% less |
| Indiana | $1,899 | 29% less |
| Iowa | $1,881 | 29% less |
| Kansas | $2,323 | 13% less |
| Kentucky | $2,807 | 5% more |
| Louisiana | $3,646 | 37% more |
| Maine | $1,478 | 44% less |
| Maryland | $2,097 | 21% less |
| Massachusetts | $2,034 | 24% less |
| Michigan | $2,707 | 2% more |
| Minnesota | $2,448 | 8% less |
| Mississippi | $2,324 | 13% less |
| Missouri | $2,718 | 2% more |
| Montana | $2,326 | 13% less |
| Nebraska | $2,304 | 13% less |
| Nevada | $2,182 | 18% less |
| New Hampshire | $1,663 | 38% less |
| New Jersey | $2,180 | 18% less |
| New Mexico | $2,210 | 17% less |
| New York | $1,598 | 40% less |
| North Carolina | $1,953 | 27% less |
| North Dakota | $1,889 | 29% less |
| Ohio | $1,533 | 42% less |
| Oklahoma | $2,292 | 14% less |
| Oregon | $2,008 | 25% less |
| Pennsylvania | $2,374 | 11% less |
| Rhode Island | $2,647 | 1% less |
| South Carolina | $2,109 | 21% less |
| South Dakota | $2,624 | 1% less |
| Tennessee | $2,432 | 9% less |
| Texas | $3,023 | 14% more |
| Utah | $1,749 | 34% less |
| Vermont | $1,555 | 42% less |
| Virginia | $1,650 | 38% less |
| Washington | $1,827 | 31% less |
| Washington, D.C. | $2,626 | 1% less |
| West Virginia | $2,058 | 23% less |
| Wisconsin | $1,668 | 37% less |
| Wyoming | $2,316 | 13% less |
Ford Escape insurance cost
- The average car insurance cost for Escape is $2,128 per year.
- Trim Level - Escape Active, Escape Platinum, Escape ST-Line, Escape ST-Line Elite, Escape ST-Line Select
The average cost to insure Ford Escape is around $2,128 per year for full coverage, which is $177 per month.
For liability-only coverage, the cost is around $909 per year, or about $76 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Ford Escape with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Ford models.
| Year and model | Average annual premium |
|---|---|
| 2024 Ford Escape | $2,128 |
| 2022 Ford Escape | $1,946 |
| 2021 Ford Escape | $1,890 |
| 2020 Ford Escape | $1,867 |
| 2019 Ford Escape | $1,812 |
| 2018 Ford Escape | $1,778 |
| 2017 Ford Escape | $1,718 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,631 | $136 |
| GEICO | $1,872 | $156 |
| Progressive | $1,883 | $157 |
| Nationwide | $1,932 | $161 |
| Farmers | $2,611 | $218 |
| Allstate | $2,840 | $237 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,093 | 21% less |
| Alaska | $1,936 | 27% less |
| Arizona | $2,035 | 24% less |
| Arkansas | $2,143 | 20% less |
| California | $2,885 | 8% more |
| Colorado | $2,760 | 4% more |
| Connecticut | $2,251 | 15% less |
| Delaware | $2,129 | 20% less |
| Florida | $2,650 | Equal |
| Georgia | $3,087 | 16% more |
| Hawaii | $1,286 | 52% less |
| Idaho | $1,346 | 49% less |
| Illinois | $2,058 | 23% less |
| Indiana | $1,759 | 34% less |
| Iowa | $1,813 | 32% less |
| Kansas | $2,202 | 17% less |
| Kentucky | $2,667 | Equal |
| Louisiana | $3,458 | 30% more |
| Maine | $1,327 | 50% less |
| Maryland | $2,012 | 24% less |
| Massachusetts | $1,866 | 30% less |
| Michigan | $2,641 | 1% less |
| Minnesota | $2,268 | 15% less |
| Mississippi | $2,066 | 22% less |
| Missouri | $2,754 | 3% more |
| Montana | $2,150 | 19% less |
| Nebraska | $2,247 | 16% less |
| Nevada | $2,097 | 21% less |
| New Hampshire | $1,505 | 43% less |
| New Jersey | $2,129 | 20% less |
| New Mexico | $2,188 | 18% less |
| New York | $1,550 | 42% less |
| North Carolina | $1,959 | 26% less |
| North Dakota | $1,799 | 32% less |
| Ohio | $1,449 | 46% less |
| Oklahoma | $2,193 | 18% less |
| Oregon | $1,977 | 26% less |
| Pennsylvania | $2,314 | 13% less |
| Rhode Island | $2,393 | 10% less |
| South Carolina | $1,956 | 27% less |
| South Dakota | $2,499 | 6% less |
| Tennessee | $2,313 | 13% less |
| Texas | $2,965 | 11% more |
| Utah | $1,715 | 36% less |
| Vermont | $1,499 | 44% less |
| Virginia | $1,490 | 44% less |
| Washington | $1,873 | 30% less |
| Washington, D.C. | $2,423 | 9% less |
| West Virginia | $1,986 | 25% less |
| Wisconsin | $1,578 | 41% less |
| Wyoming | $2,126 | 20% less |
Ford Expedition insurance cost
- The average car insurance cost for Expedition is $2,590 per year.
- Trim Level - Expedition King Ranch, Expedition Limited, Expedition MAX King Ranch, Expedition MAX Limited, Expedition MAX Platinum, Expedition MAX XL Fleet, Expedition MAX XLT, Expedition Platinum, Expedition Timberline, Expedition XL Fleet
The average cost to insure Ford Expedition is around $2,590 per year for full coverage, which is $216 per month.
For liability-only coverage, the cost is around $913 per year, or about $76 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Ford Expedition with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Ford models.
| Year and model | Average annual premium |
|---|---|
| 2024 Ford Expedition | $2,590 |
| 2023 Ford Expedition | $2,641 |
| 2022 Ford Expedition | $2,505 |
| 2021 Ford Expedition | $2,405 |
| 2020 Ford Expedition | $2,383 |
| 2019 Ford Expedition | $2,296 |
| 2018 Ford Expedition | $2,261 |
| 2017 Ford Expedition | $2,092 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $1,713 | $143 |
| State Farm | $2,234 | $186 |
| GEICO | $2,497 | $208 |
| Progressive | $2,517 | $210 |
| Farmers | $2,825 | $235 |
| Allstate | $3,752 | $313 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,380 | 11% less |
| Alaska | $2,405 | 10% less |
| Arizona | $2,390 | 10% less |
| Arkansas | $2,811 | 6% more |
| California | $2,908 | 9% more |
| Colorado | $3,360 | 26% more |
| Connecticut | $2,574 | 3% less |
| Delaware | $2,643 | 1% less |
| Florida | $3,106 | 17% more |
| Georgia | $3,005 | 13% more |
| Hawaii | $1,660 | 38% less |
| Idaho | $1,676 | 37% less |
| Illinois | $2,455 | 8% less |
| Indiana | $2,326 | 13% less |
| Iowa | $2,245 | 16% less |
| Kansas | $2,799 | 5% more |
| Kentucky | $3,277 | 23% more |
| Louisiana | $4,228 | 59% more |
| Maine | $1,883 | 29% less |
| Maryland | $2,459 | 8% less |
| Massachusetts | $2,516 | 6% less |
| Michigan | $3,081 | 16% more |
| Minnesota | $2,908 | 9% more |
| Mississippi | $2,947 | 11% more |
| Missouri | $3,172 | 19% more |
| Montana | $2,916 | 10% more |
| Nebraska | $2,836 | 6% more |
| Nevada | $2,439 | 8% less |
| New Hampshire | $1,987 | 25% less |
| New Jersey | $2,421 | 9% less |
| New Mexico | $2,642 | 1% less |
| New York | $1,988 | 25% less |
| North Carolina | $2,067 | 22% less |
| North Dakota | $2,437 | 8% less |
| Ohio | $1,982 | 26% less |
| Oklahoma | $2,818 | 6% more |
| Oregon | $2,414 | 9% less |
| Pennsylvania | $2,755 | 3% more |
| Rhode Island | $3,074 | 15% more |
| South Carolina | $2,422 | 9% less |
| South Dakota | $3,309 | 24% more |
| Tennessee | $2,822 | 6% more |
| Texas | $3,759 | 41% more |
| Utah | $2,038 | 23% less |
| Vermont | $1,876 | 30% less |
| Virginia | $1,937 | 27% less |
| Washington | $1,945 | 27% less |
| Washington, D.C. | $3,166 | 19% more |
| West Virginia | $2,540 | 5% less |
| Wisconsin | $2,012 | 24% less |
| Wyoming | $3,261 | 22% more |
Ford Explorer insurance cost
- The average car insurance cost for Explorer is $2,376 per year.
- Trim Level - Explorer, Explorer King Ranch, Explorer Limited, Explorer Platinum, Explorer ST, Explorer ST-Line, Explorer Timberline, Explorer XLT
The average cost to insure Ford Explorer is around $2,376 per year for full coverage, which is $198 per month.
For liability-only coverage, the cost is around $939 per year, or about $78 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Ford Explorer with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Ford models.
| Year and model | Average annual premium |
|---|---|
| 2024 Ford Explorer | $2,376 |
| 2023 Ford Explorer | $2,413 |
| 2022 Ford Explorer | $2,316 |
| 2021 Ford Explorer | $2,196 |
| 2020 Ford Explorer | $2,160 |
| 2019 Ford Explorer | $1,992 |
| 2018 Ford Explorer | $1,947 |
| 2017 Ford Explorer | $1,890 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $1,987 | $166 |
| State Farm | $2,065 | $172 |
| GEICO | $2,103 | $175 |
| Progressive | $2,358 | $196 |
| Farmers | $2,865 | $239 |
| Allstate | $2,876 | $240 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,185 | 18% less |
| Alaska | $2,174 | 18% less |
| Arizona | $2,273 | 15% less |
| Arkansas | $2,525 | 5% less |
| California | $2,953 | 11% more |
| Colorado | $3,034 | 14% more |
| Connecticut | $2,510 | 6% less |
| Delaware | $2,368 | 11% less |
| Florida | $2,793 | 5% more |
| Georgia | $3,028 | 14% more |
| Hawaii | $1,547 | 42% less |
| Idaho | $1,457 | 45% less |
| Illinois | $2,283 | 14% less |
| Indiana | $2,064 | 22% less |
| Iowa | $2,028 | 24% less |
| Kansas | $2,440 | 8% less |
| Kentucky | $2,925 | 10% more |
| Louisiana | $3,970 | 49% more |
| Maine | $1,716 | 36% less |
| Maryland | $2,308 | 13% less |
| Massachusetts | $2,130 | 20% less |
| Michigan | $3,064 | 15% more |
| Minnesota | $2,500 | 6% less |
| Mississippi | $2,426 | 9% less |
| Missouri | $2,961 | 11% more |
| Montana | $2,467 | 7% less |
| Nebraska | $2,545 | 4% less |
| Nevada | $2,263 | 15% less |
| New Hampshire | $1,804 | 32% less |
| New Jersey | $2,363 | 11% less |
| New Mexico | $2,402 | 10% less |
| New York | $1,769 | 34% less |
| North Carolina | $2,104 | 21% less |
| North Dakota | $2,015 | 24% less |
| Ohio | $1,627 | 39% less |
| Oklahoma | $2,517 | 5% less |
| Oregon | $2,182 | 18% less |
| Pennsylvania | $2,547 | 4% less |
| Rhode Island | $2,809 | 5% more |
| South Carolina | $2,292 | 14% less |
| South Dakota | $2,906 | 9% more |
| Tennessee | $2,549 | 4% less |
| Texas | $3,385 | 27% more |
| Utah | $1,866 | 30% less |
| Vermont | $1,641 | 38% less |
| Virginia | $1,772 | 33% less |
| Washington | $2,096 | 21% less |
| Washington, D.C. | $2,748 | 3% more |
| West Virginia | $2,156 | 19% less |
| Wisconsin | $1,803 | 32% less |
| Wyoming | $2,262 | 15% less |
Ford F-150 insurance cost
- The average car insurance cost for F-150 is $2,445 per year.
- Trim Level - F-150 King Ranch, F-150 Lariat, F-150 Platinum, F-150 STX, F-150 XL, F-150 XLT
The average cost to insure Ford F-150 is around $2,445 per year for full coverage, which is $204 per month.
For liability-only coverage, the cost is around $948 per year, or about $79 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Ford F-150 with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Ford models.
| Year and model | Average annual premium |
|---|---|
| 2024 Ford F-150 | $2,445 |
| 2023 Ford F-150 | $2,335 |
| 2022 Ford F-150 | $2,226 |
| 2021 Ford F-150 | $2,141 |
| 2020 Ford F-150 | $2,097 |
| 2019 Ford F-150 | $2,020 |
| 2018 Ford F-150 | $1,943 |
| 2017 Ford F-150 | $1,892 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $2,040 | $170 |
| State Farm | $2,065 | $172 |
| GEICO | $2,072 | $173 |
| Progressive | $2,484 | $207 |
| Farmers | $2,858 | $238 |
| Allstate | $3,152 | $263 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,279 | 14% less |
| Alaska | $2,294 | 14% less |
| Arizona | $2,392 | 10% less |
| Arkansas | $2,742 | 3% more |
| California | $2,999 | 13% more |
| Colorado | $3,119 | 17% more |
| Connecticut | $2,610 | 2% less |
| Delaware | $2,367 | 11% less |
| Florida | $2,860 | 7% more |
| Georgia | $3,190 | 20% more |
| Hawaii | $1,586 | 40% less |
| Idaho | $1,525 | 43% less |
| Illinois | $2,332 | 12% less |
| Indiana | $2,193 | 18% less |
| Iowa | $2,095 | 21% less |
| Kansas | $2,550 | 4% less |
| Kentucky | $2,892 | 9% more |
| Louisiana | $3,966 | 49% more |
| Maine | $1,734 | 35% less |
| Maryland | $2,413 | 9% less |
| Massachusetts | $2,200 | 17% less |
| Michigan | $3,049 | 14% more |
| Minnesota | $2,726 | 2% more |
| Mississippi | $2,536 | 5% less |
| Missouri | $3,056 | 15% more |
| Montana | $2,625 | 1% less |
| Nebraska | $2,626 | 1% less |
| Nevada | $2,346 | 12% less |
| New Hampshire | $1,792 | 33% less |
| New Jersey | $2,537 | 5% less |
| New Mexico | $2,494 | 6% less |
| New York | $1,924 | 28% less |
| North Carolina | $2,147 | 19% less |
| North Dakota | $2,072 | 22% less |
| Ohio | $1,707 | 36% less |
| Oklahoma | $2,685 | 1% more |
| Oregon | $2,191 | 18% less |
| Pennsylvania | $2,590 | 3% less |
| Rhode Island | $2,917 | 10% more |
| South Carolina | $2,386 | 10% less |
| South Dakota | $3,142 | 18% more |
| Tennessee | $2,685 | 1% more |
| Texas | $3,649 | 37% more |
| Utah | $1,880 | 29% less |
| Vermont | $1,688 | 37% less |
| Virginia | $1,889 | 29% less |
| Washington | $2,274 | 15% less |
| Washington, D.C. | $2,860 | 7% more |
| West Virginia | $2,257 | 15% less |
| Wisconsin | $1,920 | 28% less |
| Wyoming | $2,424 | 9% less |
Ford Mustang insurance cost
- The average car insurance cost for Mustang is $2,909 per year.
- Trim Level - Mustang Dark Horse, Mustang Ecoboost, Mustang Ecoboost Premium, Mustang GT, Mustang GT Premium
The average cost to insure Ford Mustang is around $2,909 per year for full coverage, which is $242 per month.
For liability-only coverage, the cost is around $924 per year, or about $77 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Ford Mustang with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Ford models.
| Year and model | Average annual premium |
|---|---|
| 2024 Ford Mustang | $2,909 |
| 2023 Ford Mustang | $2,769 |
| 2022 Ford Mustang | $2,668 |
| 2021 Ford Mustang | $2,655 |
| 2020 Ford Mustang | $2,503 |
| 2019 Ford Mustang | $2,439 |
| 2018 Ford Mustang | $2,368 |
| 2017 Ford Mustang | $2,249 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| GEICO | $2,637 | $220 |
| State Farm | $2,642 | $220 |
| Nationwide | $2,665 | $222 |
| Progressive | $3,130 | $261 |
| Farmers | $3,154 | $263 |
| Allstate | $3,225 | $269 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,780 | 4% more |
| Alaska | $2,637 | 1% less |
| Arizona | $2,777 | 4% more |
| Arkansas | $3,220 | 21% more |
| California | $3,501 | 31% more |
| Colorado | $3,560 | 34% more |
| Connecticut | $3,002 | 13% more |
| Delaware | $2,890 | 9% more |
| Florida | $3,254 | 22% more |
| Georgia | $3,591 | 35% more |
| Hawaii | $2,283 | 14% less |
| Idaho | $1,838 | 31% less |
| Illinois | $2,743 | 3% more |
| Indiana | $2,580 | 3% less |
| Iowa | $2,417 | 9% less |
| Kansas | $2,874 | 8% more |
| Kentucky | $3,463 | 30% more |
| Louisiana | $5,142 | 93% more |
| Maine | $2,109 | 21% less |
| Maryland | $2,806 | 5% more |
| Massachusetts | $2,877 | 8% more |
| Michigan | $3,936 | 48% more |
| Minnesota | $3,159 | 19% more |
| Mississippi | $3,217 | 21% more |
| Missouri | $3,491 | 31% more |
| Montana | $3,125 | 17% more |
| Nebraska | $2,989 | 12% more |
| Nevada | $2,707 | 2% more |
| New Hampshire | $2,343 | 12% less |
| New Jersey | $2,674 | Equal |
| New Mexico | $2,914 | 9% more |
| New York | $2,059 | 23% less |
| North Carolina | $2,530 | 5% less |
| North Dakota | $2,563 | 4% less |
| Ohio | $1,916 | 28% less |
| Oklahoma | $2,877 | 8% more |
| Oregon | $2,679 | 1% more |
| Pennsylvania | $3,068 | 15% more |
| Rhode Island | $3,483 | 31% more |
| South Carolina | $3,200 | 20% more |
| South Dakota | $3,534 | 33% more |
| Tennessee | $3,266 | 23% more |
| Texas | $4,043 | 52% more |
| Utah | $2,240 | 16% less |
| Vermont | $2,107 | 21% less |
| Virginia | $2,154 | 19% less |
| Washington | $2,235 | 16% less |
| Washington, D.C. | $3,443 | 29% more |
| West Virginia | $2,710 | 2% more |
| Wisconsin | $2,244 | 16% less |
| Wyoming | $2,855 | 7% more |
Ford Ranger insurance cost
- The average car insurance cost for Ranger is $2,178 per year.
- Trim Level - Ranger Lariat, Ranger XL, Ranger XLT
The average cost to insure Ford Ranger is around $2,178 per year for full coverage, which is $182 per month.
For liability-only coverage, the cost is around $895 per year, or about $75 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Ford Ranger with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Ford models.
| Year and model | Average annual premium |
|---|---|
| 2024 Ford Ranger | $2,178 |
| 2023 Ford Ranger | $2,178 |
| 2022 Ford Ranger | $2,100 |
| 2021 Ford Ranger | $2,043 |
| 2020 Ford Ranger | $1,999 |
| 2019 Ford Ranger | $1,934 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $1,614 | $134 |
| State Farm | $1,757 | $146 |
| GEICO | $1,826 | $152 |
| Progressive | $1,957 | $163 |
| Allstate | $2,916 | $243 |
| Farmers | $3,000 | $250 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,166 | 19% less |
| Alaska | $2,047 | 23% less |
| Arizona | $2,165 | 19% less |
| Arkansas | $2,344 | 12% less |
| California | $2,668 | Equal |
| Colorado | $2,822 | 6% more |
| Connecticut | $2,144 | 19% less |
| Delaware | $2,077 | 22% less |
| Florida | $2,554 | 4% less |
| Georgia | $2,469 | 7% less |
| Hawaii | $1,424 | 47% less |
| Idaho | $1,480 | 44% less |
| Illinois | $2,164 | 19% less |
| Indiana | $2,035 | 24% less |
| Iowa | $1,781 | 33% less |
| Kansas | $2,261 | 15% less |
| Kentucky | $2,547 | 4% less |
| Louisiana | $3,462 | 30% more |
| Maine | $1,427 | 46% less |
| Maryland | $1,924 | 28% less |
| Massachusetts | $1,951 | 27% less |
| Michigan | $2,838 | 7% more |
| Minnesota | $2,404 | 10% less |
| Mississippi | $2,290 | 14% less |
| Missouri | $2,347 | 12% less |
| Montana | $2,397 | 10% less |
| Nebraska | $2,328 | 13% less |
| Nevada | $2,151 | 19% less |
| New Hampshire | $1,555 | 42% less |
| New Jersey | $2,024 | 24% less |
| New Mexico | $2,307 | 13% less |
| New York | $1,555 | 42% less |
| North Carolina | $1,871 | 30% less |
| North Dakota | $1,903 | 29% less |
| Ohio | $1,669 | 37% less |
| Oklahoma | $2,402 | 10% less |
| Oregon | $2,171 | 18% less |
| Pennsylvania | $2,131 | 20% less |
| Rhode Island | $2,409 | 10% less |
| South Carolina | $1,987 | 25% less |
| South Dakota | $2,542 | 5% less |
| Tennessee | $2,397 | 10% less |
| Texas | $3,028 | 14% more |
| Utah | $1,845 | 31% less |
| Vermont | $1,489 | 44% less |
| Virginia | $1,614 | 39% less |
| Washington | $1,744 | 35% less |
| Washington, D.C. | $2,525 | 5% less |
| West Virginia | $1,959 | 26% less |
| Wisconsin | $1,682 | 37% less |
| Wyoming | $2,469 | 7% less |
Ford F-250 Super Duty insurance cost
The cost to insure a Ford F-250 Super Duty can vary based on the model year, your location, and the company you choose. Insurance rates tend to be higher for newer models and may differ from state to state. Shopping around and comparing quotes is the best way to save.
Below you'll find tables listing:
- Rates by model - average annual premiums for different model years
- Rates by company - what major insurers charge
- Rates by state - how location affects the cost of coverage
| Year and model | Average annual premium |
|---|---|
| 2024 Ford F-250 Super Duty | $2,787 |
| 2023 Ford F-250 Super Duty | $2,803 |
| 2022 Ford F-250 Super Duty | $2,515 |
| 2021 Ford F-250 Super Duty | $2,428 |
| 2020 Ford F-250 Super Duty | $2,390 |
| 2019 Ford F-250 Super Duty | $2,352 |
| 2018 Ford F-250 Super Duty | $2,240 |
| 2017 Ford F-250 Super Duty | $2,146 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $1,848 | $154 |
| State Farm | $2,347 | $196 |
| GEICO | $2,544 | $212 |
| Progressive | $2,749 | $229 |
| Farmers | $3,250 | $271 |
| Allstate | $3,985 | $332 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,625 | 1% less |
| Alaska | $2,666 | Equal |
| Arizona | $2,631 | 1% less |
| Arkansas | $3,021 | 13% more |
| California | $3,231 | 21% more |
| Colorado | $3,763 | 41% more |
| Connecticut | $2,696 | 1% more |
| Delaware | $2,698 | 1% more |
| Florida | $3,407 | 28% more |
| Georgia | $3,350 | 26% more |
| Hawaii | $1,756 | 34% less |
| Idaho | $1,847 | 31% less |
| Illinois | $2,728 | 2% more |
| Indiana | $2,512 | 6% less |
| Iowa | $2,502 | 6% less |
| Kansas | $3,026 | 14% more |
| Kentucky | $3,452 | 30% more |
| Louisiana | $4,424 | 66% more |
| Maine | $1,983 | 26% less |
| Maryland | $2,516 | 6% less |
| Massachusetts | $2,428 | 9% less |
| Michigan | $3,313 | 24% more |
| Minnesota | $3,232 | 21% more |
| Mississippi | $2,917 | 10% more |
| Missouri | $3,431 | 29% more |
| Montana | $3,171 | 19% more |
| Nebraska | $3,250 | 22% more |
| Nevada | $2,490 | 6% less |
| New Hampshire | $1,969 | 26% less |
| New Jersey | $2,437 | 8% less |
| New Mexico | $2,888 | 8% more |
| New York | $2,176 | 18% less |
| North Carolina | $2,016 | 24% less |
| North Dakota | $2,763 | 4% more |
| Ohio | $2,160 | 19% less |
| Oklahoma | $3,250 | 22% more |
| Oregon | $2,592 | 3% less |
| Pennsylvania | $2,817 | 6% more |
| Rhode Island | $3,256 | 22% more |
| South Carolina | $2,692 | 1% more |
| South Dakota | $3,882 | 46% more |
| Tennessee | $2,872 | 8% more |
| Texas | $4,021 | 51% more |
| Utah | $2,241 | 16% less |
| Vermont | $1,918 | 28% less |
| Virginia | $2,063 | 23% less |
| Washington | $2,225 | 16% less |
| Washington, D.C. | $3,288 | 23% more |
| West Virginia | $2,722 | 2% more |
| Wisconsin | $2,155 | 19% less |
| Wyoming | $3,033 | 14% more |
Read more about Ford F-250 Super Duty insurance cost in 2025
Ford F-350 Super Duty insurance cost
The cost to insure a Ford F-350 Super Duty can vary based on the model year, your location, and the company you choose. Insurance rates tend to be higher for newer models and may differ from state to state. Shopping around and comparing quotes is the best way to save.
Below you'll find tables listing:
- Rates by model - average annual premiums for different model years
- Rates by company - what major insurers charge
- Rates by state - how location affects the cost of coverage
| Year and model | Average annual premium |
|---|---|
| 2024 Ford F-350 Super Duty | $2,829 |
| 2023 Ford F-350 Super Duty | $2,769 |
| 2022 Ford F-350 Super Duty | $2,557 |
| 2021 Ford F-350 Super Duty | $2,484 |
| 2020 Ford F-350 Super Duty | $2,414 |
| 2019 Ford F-350 Super Duty | $2,351 |
| 2018 Ford F-350 Super Duty | $2,302 |
| 2017 Ford F-350 Super Duty | $2,180 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $2,209 | $184 |
| GEICO | $2,294 | $191 |
| State Farm | $2,388 | $199 |
| Progressive | $2,795 | $233 |
| Farmers | $3,372 | $281 |
| Allstate | $3,915 | $326 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,676 | Equal |
| Alaska | $2,657 | Equal |
| Arizona | $2,714 | 2% more |
| Arkansas | $3,022 | 13% more |
| California | $3,422 | 29% more |
| Colorado | $3,843 | 44% more |
| Connecticut | $2,834 | 6% more |
| Delaware | $2,702 | 1% more |
| Florida | $3,308 | 24% more |
| Georgia | $3,581 | 34% more |
| Hawaii | $1,804 | 32% less |
| Idaho | $1,874 | 30% less |
| Illinois | $2,813 | 6% more |
| Indiana | $2,534 | 5% less |
| Iowa | $2,545 | 4% less |
| Kansas | $3,026 | 14% more |
| Kentucky | $3,455 | 30% more |
| Louisiana | $4,446 | 67% more |
| Maine | $1,953 | 27% less |
| Maryland | $2,585 | 3% less |
| Massachusetts | $2,420 | 9% less |
| Michigan | $3,451 | 30% more |
| Minnesota | $3,237 | 22% more |
| Mississippi | $2,843 | 7% more |
| Missouri | $3,542 | 33% more |
| Montana | $3,114 | 17% more |
| Nebraska | $3,251 | 22% more |
| Nevada | $2,522 | 5% less |
| New Hampshire | $1,989 | 25% less |
| New Jersey | $2,485 | 7% less |
| New Mexico | $2,943 | 11% more |
| New York | $2,077 | 22% less |
| North Carolina | $2,128 | 20% less |
| North Dakota | $2,697 | 1% more |
| Ohio | $2,142 | 20% less |
| Oklahoma | $3,243 | 22% more |
| Oregon | $2,552 | 4% less |
| Pennsylvania | $2,874 | 8% more |
| Rhode Island | $3,218 | 21% more |
| South Carolina | $2,676 | Equal |
| South Dakota | $3,847 | 44% more |
| Tennessee | $2,889 | 8% more |
| Texas | $4,018 | 51% more |
| Utah | $2,293 | 14% less |
| Vermont | $1,910 | 28% less |
| Virginia | $2,067 | 22% less |
| Washington | $2,370 | 11% less |
| Washington, D.C. | $3,312 | 24% more |
| West Virginia | $2,713 | 2% more |
| Wisconsin | $2,200 | 17% less |
| Wyoming | $3,017 | 13% more |
Read more about Ford F-350 Super Duty insurance cost in 2025
Ford Transit insurance cost
- The average car insurance cost for Transit is $2,308 per year.
- Trim Level - Transit Cargo Van 150 Low Roof, Transit Cargo Van 150 Medium Roof, Transit Cargo Van 250 High Roof, Transit Cargo Van 250 Low Roof, Transit Cargo Van 250 Medium Roof, Transit Cargo Van 350 High Roof, Transit Cargo Van 350 Low Roof
The average cost to insure Ford Transit is around $2,308 per year for full coverage, which is $192 per month.
For liability-only coverage, the cost is around $968 per year, or about $81 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Ford Transit with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Ford models.
| Year and model | Average annual premium |
|---|---|
| 2024 Ford Transit | $2,308 |
| 2023 Ford Transit | $2,205 |
| 2022 Ford Transit | $2,097 |
| 2021 Ford Transit | $2,034 |
| 2020 Ford Transit | $1,978 |
| 2019 Ford Transit | $1,958 |
| 2018 Ford Transit | $1,919 |
| 2017 Ford Transit | $1,870 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| GEICO | $1,989 | $166 |
| State Farm | $2,022 | $168 |
| Nationwide | $2,114 | $176 |
| Progressive | $2,166 | $180 |
| Farmers | $2,601 | $217 |
| Allstate | $2,953 | $246 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $1,972 | 26% less |
| Alaska | $2,010 | 25% less |
| Arizona | $2,235 | 16% less |
| Arkansas | $2,449 | 8% less |
| California | $3,466 | 30% more |
| Colorado | $3,008 | 13% more |
| Connecticut | $2,477 | 7% less |
| Delaware | $2,291 | 14% less |
| Florida | $2,689 | 1% more |
| Georgia | $3,024 | 14% more |
| Hawaii | $1,468 | 45% less |
| Idaho | $1,354 | 49% less |
| Illinois | $2,131 | 20% less |
| Indiana | $1,954 | 27% less |
| Iowa | $1,945 | 27% less |
| Kansas | $2,316 | 13% less |
| Kentucky | $2,670 | Equal |
| Louisiana | $3,818 | 43% more |
| Maine | $1,462 | 45% less |
| Maryland | $2,364 | 11% less |
| Massachusetts | $2,210 | 17% less |
| Michigan | $2,660 | Equal |
| Minnesota | $2,534 | 5% less |
| Mississippi | $2,249 | 16% less |
| Missouri | $2,894 | 9% more |
| Montana | $2,327 | 13% less |
| Nebraska | $2,394 | 10% less |
| Nevada | $2,217 | 17% less |
| New Hampshire | $1,572 | 41% less |
| New Jersey | $2,475 | 7% less |
| New Mexico | $2,299 | 14% less |
| New York | $1,802 | 32% less |
| North Carolina | $2,558 | 4% less |
| North Dakota | $1,813 | 32% less |
| Ohio | $1,628 | 39% less |
| Oklahoma | $2,428 | 9% less |
| Oregon | $1,976 | 26% less |
| Pennsylvania | $2,486 | 7% less |
| Rhode Island | $2,691 | 1% more |
| South Carolina | $2,301 | 14% less |
| South Dakota | $2,774 | 4% more |
| Tennessee | $2,505 | 6% less |
| Texas | $3,445 | 29% more |
| Utah | $1,585 | 40% less |
| Vermont | $1,469 | 45% less |
| Virginia | $1,766 | 34% less |
| Washington | $2,208 | 17% less |
| Washington, D.C. | $2,670 | Equal |
| West Virginia | $2,041 | 23% less |
| Wisconsin | $1,773 | 33% less |
| Wyoming | $2,368 | 11% less |
Cheapest Ford models to insure
If you are looking for the most economical Ford vehicles to insure, these models have the lowest auto insurance rates:
- Escape - $2,128
- Maverick - $2,143
- Ranger - $2,178
- Bronco Sport - $2,185
Why are these models cheaper to insure?
These models may be cheaper to insure for a few reasons:
- Strong safety ratings and advanced safety features. Safer vehicles reduce the risk of injuries and accidents.
- Lower repair costs. Vehicles with readily available, affordable parts are cheaper to insure.
- Lower frequency of claims based on historical data. Insurance companies use this information to set lower rates for models with a good track record.
Most expensive Ford models to insure
Some Ford vehicles have a higher price tag—and that includes insurance. These models tend to have higher horsepower, costlier parts and a greater risk profile.
- Mustang - $2,909
- Mustang Mach-E - $2,887
- Super Duty - $2,834
- F-150 Lightning - $2,764
Why are these models expensive to insure?
These models may be more expensive to insure because:
- They cost more to repair or replace if damaged or stolen.
- They may have powerful engines, which means a higher risk of speeding and therefore, accidents.
- Thieves target them more often.
- They often have expensive parts and advanced tech that are costly to fix.
What factors affect car insurance rates for Ford?
Several factors influence your insurance rate—some related to the car, others to you as the driver.
- Model and trim level: Performance features and size impact pricing.
- Vehicle age: Newer cars often cost more to insure.
- Safety ratings: Vehicles with more safety tech often earn discounts.
- Driver profile: Your age, ZIP code, credit score and driving history play a big role.
- Coverage level: Full coverage costs more than minimum liability, but provides better protection.
How to save on car insurance if you own Ford
Car insurance can be a big expense, but there are ways to save money. If you drive a Ford, you might be able to lower your costs by making smart choices. Here are some steps to save on insurance for your Ford:
- Shop around - Compare quotes from multiple insurers annually
- Increase deductibles - Opt for a higher deductible to lower premiums
- Bundle policies - Combine auto and home or renters insurance
- Ask about discounts - Safe driver, low mileage, good student and more
- Use telematics - Usage-based programs reward good driving habits
Bottom line
Ford offers a wide range of vehicles. While insurance costs vary by model, knowing the averages and understanding what affects your rate can help you make smart coverage decisions.
Want the best rate on Ford car insurance? Start by comparing quotes today and see how much you could save.
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage