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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Ford Mustang is $3,461 per year or $288 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Ford Mustang costs $3,461, whereas the 2024 Ford Mustang costs $3,370 annually. This is $91 less than the 2025 rates.
Travelers offers the cheapest annual rate for 2025 Ford Mustang at $2,542 per year.
Below, we'll look at Ford Mustang insurance rates and show you how to save.
Average insurance cost of Ford Mustang by model year
| Year of Ford Mustang model | Average cost to insure |
|---|---|
| 2025 | $3,461 |
| 2024 | $3,370 |
| 2023 | $3,195 |
| 2022 | $3,001 |
| 2021 | $2,941 |
Compare Mustang insurance rates by state
| Company | Average annual premium |
|---|---|
| State Farm | $2,397 |
| Nationwide | $2,497 |
| UAIC | $2,806 |
| Travelers | $3,041 |
| GEICO | $3,848 |
| Mercury Insurance | $4,346 |
| Farmers | $4,734 |
| Allstate | $4,925 |
| Progressive | $5,089 |
| AIG | $8,214 |
Ford Mustang insurance rates per year
2025 Ford Mustang insurance rates
Rank Company Average annual premium 1 Travelers $2,542 2 GEICO $2,853 3 State Farm $2,856 4 Nationwide $3,236 5 Progressive $3,439 6 Allstate $4,002 7 Farmers $4,107 8 USAA $2,383 2024 Ford Mustang insurance rates
Rank Company Average annual premium 1 Travelers $2,542 2 State Farm $2,700 3 GEICO $2,777 4 Nationwide $3,243 5 Progressive $3,532 6 Allstate $3,855 7 Farmers $4,022 8 USAA $2,564 2023 Ford Mustang insurance rates
Rank Company Average annual premium 1 State Farm $2,454 2 Travelers $2,529 3 GEICO $2,656 4 Nationwide $3,225 5 Progressive $3,355 6 Allstate $3,475 7 Farmers $3,915 8 USAA $2,427 2022 Ford Mustang insurance rates
Rank Company Average annual premium 1 State Farm $2,374 2 Travelers $2,451 3 GEICO $2,507 4 Nationwide $3,108 5 Progressive $3,300 6 Allstate $3,345 7 Farmers $3,748 8 USAA $2,290 2021 Ford Mustang insurance rates
Rank Company Average annual premium 1 State Farm $2,352 2 Travelers $2,365 3 GEICO $2,471 4 Nationwide $3,165 5 Progressive $3,202 6 Allstate $3,505 7 Farmers $3,657 8 USAA $2,235 2020 Ford Mustang insurance rates
Rank Company Average annual premium 1 Travelers $2,219 2 State Farm $2,325 3 GEICO $2,410 4 Allstate $2,966 5 Progressive $3,014 6 Nationwide $3,246 7 Farmers $3,456 8 USAA $2,106 2019 Ford Mustang insurance rates
Rank Company Average annual premium 1 Travelers $2,151 2 State Farm $2,258 3 GEICO $2,341 4 Allstate $2,923 5 Progressive $2,950 6 Nationwide $2,993 7 Farmers $3,296 8 USAA $2,067 2018 Ford Mustang insurance rates
Rank Company Average annual premium 1 Travelers $2,085 2 GEICO $2,232 3 State Farm $2,244 4 Progressive $2,864 5 Nationwide $2,970 6 Allstate $3,065 7 Farmers $3,188 8 USAA $1,864
Ford insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage