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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Ford Escape is $2,456 per year or $205 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Ford Escape costs $2,456, whereas the 2024 Ford Escape costs $2,434 annually. This is $22 less than the 2025 rates.
Travelers offers the cheapest annual rate for 2025 Ford Escape at $1,738 per year.
Below, we'll look at Ford Escape insurance rates and show you how to save.
Average insurance cost of Ford Escape by model year
| Year of Ford Escape model | Average cost to insure |
|---|---|
| 2025 | $2,456 |
| 2024 | $2,434 |
| 2023 | $2,392 |
| 2022 | $2,295 |
| 2021 | $2,215 |
Compare Escape insurance rates by state
| Company | Average annual premium |
|---|---|
| State Farm | $1,827 |
| Nationwide | $1,876 |
| Travelers | $2,239 |
| UAIC | $2,614 |
| Mercury Insurance | $2,942 |
| GEICO | $2,953 |
| Progressive | $3,497 |
| Allstate | $3,670 |
| AIG | $5,481 |
Ford Escape insurance rates per year
2025 Ford Escape insurance rates
Rank Company Average annual premium 1 Travelers $1,738 2 GEICO $2,060 3 State Farm $2,082 4 Nationwide $2,234 5 Progressive $2,281 6 Allstate $3,009 7 Farmers $3,280 8 USAA $1,710 2024 Ford Escape insurance rates
Rank Company Average annual premium 1 Travelers $1,735 2 State Farm $1,965 3 GEICO $1,977 4 Progressive $2,285 5 Nationwide $2,355 6 Allstate $2,900 7 Farmers $3,212 8 USAA $1,855 2023 Ford Escape insurance rates
Rank Company Average annual premium 1 Travelers $1,700 2 State Farm $1,860 3 GEICO $1,962 4 Progressive $2,200 5 Nationwide $2,362 6 Allstate $3,032 7 Farmers $3,161 8 USAA $1,852 2022 Ford Escape insurance rates
Rank Company Average annual premium 1 Travelers $1,684 2 State Farm $1,791 3 GEICO $1,874 4 Progressive $2,129 5 Nationwide $2,361 6 Allstate $2,878 7 Farmers $3,055 8 USAA $1,749 2021 Ford Escape insurance rates
Rank Company Average annual premium 1 Travelers $1,624 2 State Farm $1,783 3 GEICO $1,802 4 Progressive $2,101 5 Nationwide $2,430 6 Allstate $2,733 7 Farmers $2,918 8 USAA $1,637 2020 Ford Escape insurance rates
Rank Company Average annual premium 1 Travelers $1,577 2 GEICO $1,747 3 State Farm $1,750 4 Progressive $2,012 5 Nationwide $2,258 6 Allstate $2,652 7 Farmers $2,792 8 USAA $1,637 2019 Ford Escape insurance rates
Rank Company Average annual premium 1 Travelers $1,504 2 State Farm $1,642 3 GEICO $1,743 4 Progressive $1,860 5 Nationwide $2,170 6 Allstate $2,538 7 Farmers $2,751 8 USAA $1,586 2018 Ford Escape insurance rates
Rank Company Average annual premium 1 Travelers $1,492 2 State Farm $1,634 3 GEICO $1,713 4 Progressive $1,805 5 Nationwide $2,083 6 Allstate $2,524 7 Farmers $2,640 8 USAA $1,522
Ford insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage