Ford Explorer Car Insurance Rates by Model Year

The average Ford Explorer car insurance rate for 2021 is $1,630 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $2,967 a year, whereas Maine has the lowest Ford Explorer insurance rates for full coverage, with an annual insurance cost of $1,002 on average for drivers aged 30.

Compare Ford Explorer Insurance Rates by State

L O A D I N G

Year of Car

State Served

Select Make

Select Model

Company	Style	Premium(Avg)	Full Coverage(Avg)	Liability Coverage(Avg)	State Minimum Coverage(Avg)
Allstate Ins Grp	2WD 4 Door SUV	$1,102	$1,922	$735	$650
Berkshire Hathaway Grp	2WD 4 Door SUV	$768	$1,366	$548	$391
Farmers Ins Grp	2WD 4 Door SUV	$1,422	$2,282	$1,064	$920
Nationwide Corp Grp	2WD 4 Door SUV	$1,507	$2,652	$1,073	$797
Progressive Grp	2WD 4 Door SUV	$891	$1,567	$657	$449
State Farm Grp	2WD 4 Door SUV	$1,152	$2,085	$801	$569
Allstate Ins Grp	2WD 4 Door SUV Turbo	$1,102	$1,922	$735	$650
Berkshire Hathaway Grp	2WD 4 Door SUV Turbo	$772	$1,369	$552	$394
Farmers Ins Grp	2WD 4 Door SUV Turbo	$1,422	$2,282	$1,064	$920
Nationwide Corp Grp	2WD 4 Door SUV Turbo	$1,477	$2,560	$1,073	$797
Progressive Grp	2WD 4 Door SUV Turbo	$995	$1,819	$695	$470
State Farm Grp	2WD 4 Door SUV Turbo	$1,152	$2,085	$801	$569
Allstate Ins Grp	4WD 4 Door SUV	$1,102	$1,922	$735	$650
Berkshire Hathaway Grp	4WD 4 Door SUV	$790	$1,425	$552	$394
Farmers Ins Grp	4WD 4 Door SUV	$1,378	$2,204	$1,039	$892
Nationwide Corp Grp	4WD 4 Door SUV	$1,405	$2,556	$950	$708
Progressive Grp	4WD 4 Door SUV	$894	$1,625	$628	$429
State Farm Grp	4WD 4 Door SUV	$1,173	$2,150	$801	$569
Allstate Ins Grp	4WD 4 Door SUV Turbo	$1,138	$2,029	$735	$650
Berkshire Hathaway Grp	4WD 4 Door SUV Turbo	$787	$1,421	$548	$391
Farmers Ins Grp	4WD 4 Door SUV Turbo	$1,378	$2,204	$1,039	$892
Nationwide Corp Grp	4WD 4 Door SUV Turbo	$1,434	$2,493	$1,040	$768
Progressive Grp	4WD 4 Door SUV Turbo	$895	$1,700	$585	$400
State Farm Grp	4WD 4 Door SUV Turbo	$1,173	$2,150	$801	$569

2020 Ford Explorer Insurance Rates

companies	Average Premium
Progressive Universal Ins Co	$835
Artisan & Truckers Cas Co	$946
Geico Cas Co	$1,039
Progressive Paloverde Ins Co	$1,044
Farmers Ins Co Of ID	$1,095
Progressive Advanced Ins Co	$1,119
Farmers Ins Of Columbus Inc	$1,229
State Farm Mut Auto Ins Co	$1,233
Progressive HI Ins Corp	$1,246
Government Employees Ins Co	$1,276
Progressive Northwestern Ins Co	$1,297
Progressive Classic Ins Co	$1,326
Progressive Specialty Ins Co	$1,358
Progressive Garden State Ins Co	$1,369
Farmers Ins Co Of OR	$1,381
Progressive Max Ins Co	$1,382
Illinois Farmers Ins Co	$1,402
Nationwide Agribusiness Ins Co	$1,412
Progressive Preferred Ins Co	$1,442
Progressive Direct Ins Co	$1,453
Depositors Ins Co	$1,467
Progressive Gulf Ins Co	$1,475
Geico Gen Ins Co	$1,477
Progressive Northern Ins Co	$1,518
Geico Ind Co	$1,555
Nationwide Affinity Co of Amer	$1,584
State Farm Ind Co	$1,590
Allied Prop & Cas Ins Co	$1,592
United Financial Cas Co	$1,599
Berkshire Hathaway Grp	$1,606
Mid Century Ins Co	$1,622
Farmers Ins Co Inc	$1,625
Progressive Marathon Ins Co	$1,654
Victoria Fire & Cas Co	$1,687
Progressive Cas Ins Co	$1,712
Nationwide Mut Ins Co	$1,781
Progressive Southeastern Ins Co	$1,785
Farmers Ins Co Of AZ	$1,810
Nationwide Ins Co Of Amer	$1,889
Progressive Select Ins Co	$1,951
Progressive Mountain Ins Co	$2,021
Farmers Ins Co Of WA	$2,024
Amco Ins Co	$2,072
Allstate NJ Prop & Cas Ins Co	$2,090
Farmers Ins HI Inc	$2,099
Allstate Ins Co	$2,144
Nationwide Prop & Cas Ins Co	$2,158
Allstate Ind Co	$2,244
Allstate Fire & Cas Ins Co	$2,279
Allstate Northbrook Ind Co	$2,293
Allstate Prop & Cas Ins Co	$2,427
21st Century Centennial Ins Co	$2,605
Farmers Ins Exch	$2,703
Progressive Security Ins Co	$2,773
Nationwide Mut Fire Ins Co	$2,987
Colonial Cnty Mut Ins Co	$4,249