The average Ford Explorer car insurance rate for 2021 is $1,630 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $2,967 a year, whereas Maine has the lowest Ford Explorer insurance rates for full coverage, with an annual insurance cost of $1,002 on average for drivers aged 30.
Average insurance cost of Ford Explorer by model year
Graph
Table
| Year of Ford Explorer Model | Average Cost to Insure |
|---|---|
| 2020 | $1,604 |
| 2019 | $1,649 |
| 2018 | $1,626 |
| 2017 | $1,617 |
| 2016 | $1,545 |
Compare Ford Explorer Insurance Rates by State
L
O
A
D
I
N
G
| Company | Style | Full Coverage(Avg) | Liability Coverage(Avg) | State Minimum Coverage(Avg) |
|---|---|---|---|---|
| Allstate | 2WD 4 Door SUV | $1,922 | $735 | $650 |
| Geico | 2WD 4 Door SUV | $1,366 | $548 | $391 |
| Farmers | 2WD 4 Door SUV | $2,282 | $1,064 | $920 |
| Nationwide | 2WD 4 Door SUV | $2,652 | $1,073 | $797 |
| Progressive | 2WD 4 Door SUV | $1,567 | $657 | $449 |
| State Farm | 2WD 4 Door SUV | $2,085 | $801 | $569 |
| Allstate | 2WD 4 Door SUV Turbo | $1,922 | $735 | $650 |
| Geico | 2WD 4 Door SUV Turbo | $1,369 | $552 | $394 |
| Farmers | 2WD 4 Door SUV Turbo | $2,282 | $1,064 | $920 |
| Nationwide | 2WD 4 Door SUV Turbo | $2,560 | $1,073 | $797 |
| Progressive | 2WD 4 Door SUV Turbo | $1,819 | $695 | $470 |
| State Farm | 2WD 4 Door SUV Turbo | $2,085 | $801 | $569 |
| Allstate | 4WD 4 Door SUV | $1,922 | $735 | $650 |
| Geico | 4WD 4 Door SUV | $1,425 | $552 | $394 |
| Farmers | 4WD 4 Door SUV | $2,204 | $1,039 | $892 |
| Nationwide | 4WD 4 Door SUV | $2,556 | $950 | $708 |
| Progressive | 4WD 4 Door SUV | $1,625 | $628 | $429 |
| State Farm | 4WD 4 Door SUV | $2,150 | $801 | $569 |
| Allstate | 4WD 4 Door SUV Turbo | $2,029 | $735 | $650 |
| Geico | 4WD 4 Door SUV Turbo | $1,421 | $548 | $391 |
| Farmers | 4WD 4 Door SUV Turbo | $2,204 | $1,039 | $892 |
| Nationwide | 4WD 4 Door SUV Turbo | $2,493 | $1,040 | $768 |
| Progressive | 4WD 4 Door SUV Turbo | $1,700 | $585 | $400 |
| State Farm | 4WD 4 Door SUV Turbo | $2,150 | $801 | $569 |
2020 Ford Explorer Insurance Rates
Average Cost to Insure
$1,604
Annual Cheapest Rate
$1,207
Available Trims
Limited, Platinum, Sport, XLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,207 |
| 2 | Geico | $1,328 |
| 3 | Progressive | $1,331 |
| 4 | Nationwide | $1,577 |
| 5 | Farmers | $1,881 |
| 6 | Allstate | $2,301 |
2019 Ford Explorer Insurance Rates
Average Cost to Insure
$1,649
Annual Cheapest Rate
$1,202
Available Trims
Limited, Platinum, Sport, XLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | Geico | $1,202 |
| 2 | State Farm | $1,301 |
| 3 | Nationwide | $1,541 |
| 4 | Progressive | $1,639 |
| 5 | Farmers | $2,026 |
| 6 | Allstate | $2,185 |
2018 Ford Explorer Insurance Rates
Average Cost to Insure
$1,626
Annual Cheapest Rate
$1,166
Available Trims
Limited, Platinum, Sport, XLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | Geico | $1,166 |
| 2 | State Farm | $1,275 |
| 3 | Nationwide | $1,567 |
| 4 | Progressive | $1,618 |
| 5 | Farmers | $1,974 |
| 6 | Allstate | $2,155 |
2017 Ford Explorer Insurance Rates
Average Cost to Insure
$1,617
Annual Cheapest Rate
$1,178
Available Trims
Limited, Platinum, Sport, XLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | Geico | $1,178 |
| 2 | State Farm | $1,254 |
| 3 | Progressive | $1,601 |
| 4 | Nationwide | $1,685 |
| 5 | Farmers | $1,944 |
| 6 | Allstate | $2,042 |
2016 Ford Explorer Insurance Rates
Average Cost to Insure
$1,545
Annual Cheapest Rate
$1,110
Available Trims
Limited, Platinum, Sport, XLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | Geico | $1,110 |
| 2 | State Farm | $1,257 |
| 3 | Nationwide | $1,474 |
| 4 | Progressive | $1,582 |
| 5 | Farmers | $1,889 |
| 6 | Allstate | $1,960 |
Compare Ford insurance rates by model
| Make/Model | Annual Rates |
|---|---|
| Ford Fiesta | $1,468/year |
| Ford F-150 | $1,476/year |
| Ford Expedition | $1,619/year |
| Ford Edge | $1,424/year |
| Ford Mustang | $1,874/year |
| Ford Fusion | $1,643/year |
