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The average Ford Explorer car insurance rate for 2021 is $1,630 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $2,967 a year, whereas Maine has the lowest Ford Explorer insurance rates for full coverage, with an annual insurance cost of $1,002 on average for drivers aged 30.

Compare Ford Explorer Insurance Rates by State

L O A D I N G
Company Style Premium(Avg) Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate Ins Grp2WD 4 Door SUV$1,102$1,922$735$650
Berkshire Hathaway Grp2WD 4 Door SUV$768$1,366$548$391
Farmers Ins Grp2WD 4 Door SUV$1,422$2,282$1,064$920
Nationwide Corp Grp2WD 4 Door SUV$1,507$2,652$1,073$797
Progressive Grp2WD 4 Door SUV$891$1,567$657$449
State Farm Grp2WD 4 Door SUV$1,152$2,085$801$569
Allstate Ins Grp2WD 4 Door SUV Turbo$1,102$1,922$735$650
Berkshire Hathaway Grp2WD 4 Door SUV Turbo$772$1,369$552$394
Farmers Ins Grp2WD 4 Door SUV Turbo$1,422$2,282$1,064$920
Nationwide Corp Grp2WD 4 Door SUV Turbo$1,477$2,560$1,073$797
Progressive Grp2WD 4 Door SUV Turbo$995$1,819$695$470
State Farm Grp2WD 4 Door SUV Turbo$1,152$2,085$801$569
Allstate Ins Grp4WD 4 Door SUV$1,102$1,922$735$650
Berkshire Hathaway Grp4WD 4 Door SUV$790$1,425$552$394
Farmers Ins Grp4WD 4 Door SUV$1,378$2,204$1,039$892
Nationwide Corp Grp4WD 4 Door SUV$1,405$2,556$950$708
Progressive Grp4WD 4 Door SUV$894$1,625$628$429
State Farm Grp4WD 4 Door SUV$1,173$2,150$801$569
Allstate Ins Grp4WD 4 Door SUV Turbo$1,138$2,029$735$650
Berkshire Hathaway Grp4WD 4 Door SUV Turbo$787$1,421$548$391
Farmers Ins Grp4WD 4 Door SUV Turbo$1,378$2,204$1,039$892
Nationwide Corp Grp4WD 4 Door SUV Turbo$1,434$2,493$1,040$768
Progressive Grp4WD 4 Door SUV Turbo$895$1,700$585$400
State Farm Grp4WD 4 Door SUV Turbo$1,173$2,150$801$569

2020 Ford Explorer Insurance Rates

companiesAverage Premium
Progressive Universal Ins Co$835
Artisan & Truckers Cas Co$946
Geico Cas Co$1,039
Progressive Paloverde Ins Co$1,044
Farmers Ins Co Of ID$1,095
Progressive Advanced Ins Co$1,119
Farmers Ins Of Columbus Inc$1,229
State Farm Mut Auto Ins Co$1,233
Progressive HI Ins Corp$1,246
Government Employees Ins Co$1,276
Progressive Northwestern Ins Co$1,297
Progressive Classic Ins Co$1,326
Progressive Specialty Ins Co$1,358
Progressive Garden State Ins Co$1,369
Farmers Ins Co Of OR$1,381
Progressive Max Ins Co$1,382
Illinois Farmers Ins Co$1,402
Nationwide Agribusiness Ins Co$1,412
Progressive Preferred Ins Co$1,442
Progressive Direct Ins Co$1,453
Depositors Ins Co$1,467
Progressive Gulf Ins Co$1,475
Geico Gen Ins Co$1,477
Progressive Northern Ins Co$1,518
Geico Ind Co$1,555
Nationwide Affinity Co of Amer$1,584
State Farm Ind Co$1,590
Allied Prop & Cas Ins Co$1,592
United Financial Cas Co$1,599
Berkshire Hathaway Grp$1,606
Mid Century Ins Co$1,622
Farmers Ins Co Inc$1,625
Progressive Marathon Ins Co$1,654
Victoria Fire & Cas Co$1,687
Progressive Cas Ins Co$1,712
Nationwide Mut Ins Co$1,781
Progressive Southeastern Ins Co$1,785
Farmers Ins Co Of AZ$1,810
Nationwide Ins Co Of Amer$1,889
Progressive Select Ins Co$1,951
Progressive Mountain Ins Co$2,021
Farmers Ins Co Of WA$2,024
Amco Ins Co$2,072
Allstate NJ Prop & Cas Ins Co$2,090
Farmers Ins HI Inc$2,099
Allstate Ins Co$2,144
Nationwide Prop & Cas Ins Co$2,158
Allstate Ind Co$2,244
Allstate Fire & Cas Ins Co$2,279
Allstate Northbrook Ind Co$2,293
Allstate Prop & Cas Ins Co$2,427
21st Century Centennial Ins Co$2,605
Farmers Ins Exch$2,703
Progressive Security Ins Co$2,773
Nationwide Mut Fire Ins Co$2,987
Colonial Cnty Mut Ins Co$4,249
Average Cost to Insure $1,733/year
Cheapest Rate $835/year
Available Trims Limited, Platinum, Sport, XLT

2019 Ford Explorer Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$684
State Farm Grp$722
Nationwide Corp Grp$958
Progressive Grp$984
Farmers Ins Grp$1,183
Allstate Ins Grp$1,198
Average Cost to Insure $955/year
Cheapest Rate $684/year
Available Trims Limited, Platinum, Sport, XLT

2018 Ford Explorer Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$672
State Farm Grp$716
Nationwide Corp Grp$974
Progressive Grp$982
Farmers Ins Grp$1,162
Allstate Ins Grp$1,193
Average Cost to Insure $950/year
Cheapest Rate $672/year
Available Trims Limited, Platinum, Sport, XLT

2017 Ford Explorer Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$677
State Farm Grp$712
Progressive Grp$983
Nationwide Corp Grp$1,097
Farmers Ins Grp$1,145
Allstate Ins Grp$1,152
Average Cost to Insure $961/year
Cheapest Rate $677/year
Available Trims Limited, Platinum, Sport, XLT

2016 Ford Explorer Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$656
State Farm Grp$726
Nationwide Corp Grp$917
Progressive Grp$985
Farmers Ins Grp$1,124
Allstate Ins Grp$1,125
Average Cost to Insure $922/year
Cheapest Rate $656/year
Available Trims Limited, Platinum, Sport, XLT