Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Ford Explorer is $1,604 per year or $134 per month. However, these rates can vary depending on your location, driving history, age, and other factors.
The auto insurance rates also change based on the vehicle’s model year. For example, the 2020 Ford Explorer costs $1,604 per year, whereas the 2019 Ford Explorer costs $1,649 annually. State Farm offers the cheapest annual rate for 2020 Ford Explorer $1,207 per year.
Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.
Average insurance cost of Ford Explorer by model year
| Year of Ford Explorer Model | Average Cost to Insure |
|---|
| 2020 | $1,604 |
| 2019 | $1,649 |
| 2018 | $1,626 |
| 2017 | $1,617 |
| 2016 | $1,545 |
Compare Ford Explorer Insurance Rates by State
2020 Ford Explorer Insurance Rates
Average Cost to Insure
$1,604
Annual Cheapest Rate
$1,207
Available Trims
Limited, Platinum, Sport, XLT
| Rank | Companies | Average Premium |
|---|
| 1 | State Farm | $1,207 |
| 2 | Geico | $1,328 |
| 3 | Progressive | $1,331 |
| 4 | Nationwide | $1,577 |
| 5 | Farmers | $1,881 |
| 6 | Allstate | $2,301 |
2019 Ford Explorer Insurance Rates
Average Cost to Insure
$1,649
Annual Cheapest Rate
$1,202
Available Trims
Limited, Platinum, Sport, XLT
| Rank | Companies | Average Premium |
|---|
| 1 | Geico | $1,202 |
| 2 | State Farm | $1,301 |
| 3 | Nationwide | $1,541 |
| 4 | Progressive | $1,639 |
| 5 | Farmers | $2,026 |
| 6 | Allstate | $2,185 |
2018 Ford Explorer Insurance Rates
Average Cost to Insure
$1,626
Annual Cheapest Rate
$1,166
Available Trims
Limited, Platinum, Sport, XLT
| Rank | Companies | Average Premium |
|---|
| 1 | Geico | $1,166 |
| 2 | State Farm | $1,275 |
| 3 | Nationwide | $1,567 |
| 4 | Progressive | $1,618 |
| 5 | Farmers | $1,974 |
| 6 | Allstate | $2,155 |
2017 Ford Explorer Insurance Rates
Average Cost to Insure
$1,617
Annual Cheapest Rate
$1,178
Available Trims
Limited, Platinum, Sport, XLT
| Rank | Companies | Average Premium |
|---|
| 1 | Geico | $1,178 |
| 2 | State Farm | $1,254 |
| 3 | Progressive | $1,601 |
| 4 | Nationwide | $1,685 |
| 5 | Farmers | $1,944 |
| 6 | Allstate | $2,042 |
2016 Ford Explorer Insurance Rates
Average Cost to Insure
$1,545
Annual Cheapest Rate
$1,110
Available Trims
Limited, Platinum, Sport, XLT
| Rank | Companies | Average Premium |
|---|
| 1 | Geico | $1,110 |
| 2 | State Farm | $1,257 |
| 3 | Nationwide | $1,474 |
| 4 | Progressive | $1,582 |
| 5 | Farmers | $1,889 |
| 6 | Allstate | $1,960 |
Compare Ford insurance rates by model
