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The average Ford Ranger car insurance rate for 2021 is $1,567 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Missouri is the most expensive state for car insurance with an average insurance cost of $3,162 a year, whereas Maine has the lowest Ford Ranger insurance rates for full coverage, with an annual insurance cost of $935 on average for drivers aged 30.
Average insurance cost of Ford Ranger by model year
| Year of Ford Ranger model | Average cost to insure |
|---|---|
| 2023 | $1,884 |
| 2022 | $1,592 |
| 2021 | $1,542 |
| 2020 | $1,565 |
| 2019 | $1,589 |
Compare Ford Ranger insurance rates by state
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| Company | Style | Average annual premium |
|---|---|---|
| State Farm | 4WD 4 Door SuperCab DOHC Turbo 6001 to 7000 Lbs | $1,391 |
| State Farm | 4WD 4 Door Crew Cab DOHC Turbo 6001 to 7000 Lbs | $1,391 |
| State Farm | 2WD 4 Door SuperCab DOHC Turbo 6001 to 7000 Lbs | $1,551 |
| State Farm | 2WD 4 Door Crew Cab DOHC Turbo 6001 to 7000 Lbs | $1,551 |
| State Farm | 2WD 4 Door Crew Cab DOHC Flex Fuel | $1,717 |
| Nationwide | 2WD 4 Door SuperCab DOHC Turbo 6001 to 7000 Lbs | $2,039 |
| Nationwide | 2WD 4 Door Crew Cab DOHC Turbo 6001 to 7000 Lbs | $2,053 |
| Nationwide | 4WD 4 Door SuperCab DOHC Turbo 6001 to 7000 Lbs | $2,072 |
| Nationwide | 4WD 4 Door Crew Cab DOHC Turbo 6001 to 7000 Lbs | $2,095 |
| Nationwide | 2WD 4 Door Crew Cab DOHC Flex Fuel | $2,247 |
| Geico | 2WD 4 Door SuperCab DOHC Turbo 6001 to 7000 Lbs | $2,287 |
| Geico | 2WD 4 Door Crew Cab DOHC Flex Fuel | $2,341 |
| Geico | 2WD 4 Door Crew Cab DOHC Turbo 6001 to 7000 Lbs | $2,374 |
| Progressive | 4WD 4 Door Crew Cab DOHC Turbo 6001 to 7000 Lbs | $2,389 |
| Progressive | 4WD 4 Door SuperCab DOHC Turbo 6001 to 7000 Lbs | $2,389 |
| Geico | 4WD 4 Door SuperCab DOHC Turbo 6001 to 7000 Lbs | $2,397 |
| Progressive | 2WD 4 Door SuperCab DOHC Turbo 6001 to 7000 Lbs | $2,410 |
| Progressive | 2WD 4 Door Crew Cab DOHC Turbo 6001 to 7000 Lbs | $2,410 |
| Geico | 4WD 4 Door Crew Cab DOHC Turbo 6001 to 7000 Lbs | $2,414 |
| Progressive | 2WD 4 Door Crew Cab DOHC Flex Fuel | $3,245 |
| Allstate | 2WD 4 Door SuperCab DOHC Turbo 6001 to 7000 Lbs | $3,617 |
| Allstate | 2WD 4 Door Crew Cab DOHC Flex Fuel | $3,732 |
| Allstate | 4WD 4 Door Crew Cab DOHC Turbo 6001 to 7000 Lbs | $3,732 |
| Allstate | 2WD 4 Door Crew Cab DOHC Turbo 6001 to 7000 Lbs | $3,732 |
| Allstate | 4WD 4 Door SuperCab DOHC Turbo 6001 to 7000 Lbs | $3,782 |
Ford Ranger insurance rates per year
2023 Ford Ranger insurance rates
Average cost to insure
$1,884
Annual cheapest rate
$1,252
Available trims
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,252 |
| 2 | Geico | $1,547 |
| 3 | Nationwide | $1,571 |
| 4 | Progressive | $1,800 |
| 5 | Farmers | $2,489 |
| 6 | Allstate | $2,644 |
2022 Ford Ranger insurance rates
Average cost to insure
$1,592
Annual cheapest rate
$1,121
Available trims
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,121 |
| 2 | Geico | $1,250 |
| 3 | Progressive | $1,404 |
| 4 | Nationwide | $1,456 |
| 5 | Farmers | $2,087 |
| 6 | Allstate | $2,231 |
2021 Ford Ranger insurance rates
Average cost to insure
$1,542
Annual cheapest rate
$1,033
Available trims
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Progressive | $1,033 |
| 2 | State Farm | $1,053 |
| 3 | Geico | $1,229 |
| 4 | Nationwide | $1,367 |
| 5 | Farmers | $2,124 |
| 6 | Allstate | $2,446 |
2020 Ford Ranger insurance rates
Average cost to insure
$1,565
Annual cheapest rate
$1,181
Available trims
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,181 |
| 2 | Geico | $1,242 |
| 3 | Progressive | $1,361 |
| 4 | Nationwide | $1,525 |
| 5 | Farmers | $1,961 |
| 6 | Allstate | $2,122 |
2019 Ford Ranger insurance rates
Average cost to insure
$1,589
Annual cheapest rate
$1,155
Available trims
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,155 |
| 2 | Geico | $1,230 |
| 3 | Nationwide | $1,430 |
| 4 | Progressive | $1,465 |
| 5 | Allstate | $1,976 |
| 6 | Farmers | $2,276 |
