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The average Ford Ranger car insurance rate for 2021 is $1,567 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Missouri is the most expensive state for car insurance with an average insurance cost of $3,162 a year, whereas Maine has the lowest Ford Ranger insurance rates for full coverage, with an annual insurance cost of $935 on average for drivers aged 30.

Average insurance cost of Ford Ranger by model year
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Table
Year of Ford Ranger ModelAverage Cost to Insure
2020$1,603
2019$944

Compare Ford Ranger Insurance Rates by State

L O A D I N G
Company Style Premium(Avg) Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate Ins Grp2WD 4 Door Crew Cab Turbo$1,223$2,020$880$770
Berkshire Hathaway Grp2WD 4 Door Crew Cab Turbo$768$1,444$502$357
Farmers Ins Grp2WD 4 Door Crew Cab Turbo$1,451$2,290$1,108$956
Nationwide Corp Grp2WD 4 Door Crew Cab Turbo$1,497$2,746$1,004$741
Progressive Grp2WD 4 Door Crew Cab Turbo$823$1,488$583$399
State Farm Grp2WD 4 Door Crew Cab Turbo$1,134$1,960$843$598
Allstate Ins Grp2WD 4 Door SuperCab Turbo$1,223$2,020$880$770
Berkshire Hathaway Grp2WD 4 Door SuperCab Turbo$761$1,436$495$351
Farmers Ins Grp2WD 4 Door SuperCab Turbo$1,439$2,423$1,018$877
Nationwide Corp Grp2WD 4 Door SuperCab Turbo$1,497$2,746$1,004$741
Progressive Grp2WD 4 Door SuperCab Turbo$823$1,488$583$399
State Farm Grp2WD 4 Door SuperCab Turbo$1,134$1,960$843$598
Allstate Ins Grp4WD 4 Door Crew Cab Turbo$1,223$2,020$880$770
Berkshire Hathaway Grp4WD 4 Door Crew Cab Turbo$768$1,444$502$357
Farmers Ins Grp4WD 4 Door Crew Cab Turbo$1,451$2,290$1,108$956
Nationwide Corp Grp4WD 4 Door Crew Cab Turbo$1,497$2,746$1,004$741
Progressive Grp4WD 4 Door Crew Cab Turbo$909$1,694$610$423
State Farm Grp4WD 4 Door Crew Cab Turbo$1,134$1,960$843$598
Allstate Ins Grp4WD 4 Door SuperCab Turbo$1,223$2,020$880$770
Berkshire Hathaway Grp4WD 4 Door SuperCab Turbo$768$1,444$502$357
Farmers Ins Grp4WD 4 Door SuperCab Turbo$1,439$2,423$1,018$877
Nationwide Corp Grp4WD 4 Door SuperCab Turbo$1,497$2,746$1,004$741
Progressive Grp4WD 4 Door SuperCab Turbo$909$1,694$610$423
State Farm Grp4WD 4 Door SuperCab Turbo$1,134$1,960$843$598

2020 Ford Ranger Insurance Rates

companiesAverage Premium
Progressive Universal Ins Co$783
Artisan & Truckers Cas Co$785
Progressive Paloverde Ins Co$896
Nationwide Agribusiness Ins Co$982
Progressive Advanced Ins Co$1,029
Geico Cas Co$1,038
Progressive HI Ins Corp$1,061
State Farm Mut Auto Ins Co$1,172
Government Employees Ins Co$1,173
Nationwide Affinity Co of Amer$1,192
Progressive Northwestern Ins Co$1,195
Farmers Ins Co Of ID$1,212
Progressive Specialty Ins Co$1,212
Progressive Classic Ins Co$1,220
Progressive Garden State Ins Co$1,280
Depositors Ins Co$1,280
Progressive Max Ins Co$1,312
Progressive Gulf Ins Co$1,334
Allied Prop & Cas Ins Co$1,336
Geico Gen Ins Co$1,340
Progressive Direct Ins Co$1,365
Progressive Northern Ins Co$1,367
Farmers Ins Of Columbus Inc$1,370
Geico Ind Co$1,486
Nationwide Mut Ins Co$1,495
Farmers Ins Co Of OR$1,512
Nationwide Ins Co Of Amer$1,528
United Financial Cas Co$1,547
Progressive Preferred Ins Co$1,549
Progressive Marathon Ins Co$1,552
Victoria Fire & Cas Co$1,628
State Farm Ind Co$1,637
Nationwide Prop & Cas Ins Co$1,645
Progressive Southeastern Ins Co$1,653
Berkshire Hathaway Grp$1,675
Amco Ins Co$1,685
Progressive Cas Ins Co$1,687
Illinois Farmers Ins Co$1,740
Farmers Ins HI Inc$1,742
Farmers Ins Co Inc$1,845
Progressive Select Ins Co$1,847
Progressive Mountain Ins Co$1,863
Allstate Ins Co$1,906
Mid Century Ins Co$1,908
Allstate NJ Prop & Cas Ins Co$1,966
Farmers Ins Co Of AZ$1,977
Nationwide Mut Fire Ins Co$2,022
Allstate Fire & Cas Ins Co$2,102
Allstate Northbrook Ind Co$2,148
Allstate Ind Co$2,211
Allstate Prop & Cas Ins Co$2,231
21st Century Centennial Ins Co$2,359
Progressive Security Ins Co$2,543
Colonial Cnty Mut Ins Co$2,639
Farmers Ins Co Of WA$2,653
Farmers Ins Exch$2,848
Average Cost to Insure $1,603/year
Cheapest Rate $783/year
Available Trims Lariat, XL, XLT

2019 Ford Ranger Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$690
State Farm Grp$691
Progressive Grp$908
Nationwide Corp Grp$917
Allstate Ins Grp$1,131
Farmers Ins Grp$1,325
Average Cost to Insure $944/year
Cheapest Rate $690/year
Available Trims Lariat, XL, XLT