Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Ford Ranger is $2,178 per year or $182 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
Nationwide offers the cheapest annual rate for 2024 Ford Ranger at $1,614 per year.
Below, we'll look at Ford Ranger insurance rates and show you how to save.
Average insurance cost of Ford Ranger by model year
| Year of Ford Ranger model | Average cost to insure |
|---|---|
| 2024 | $2,178 |
| 2023 | $2,178 |
| 2022 | $2,100 |
| 2021 | $2,043 |
| 2020 | $1,999 |
Compare Ranger insurance rates by state
| Company | Style | Average annual premium |
|---|---|---|
| State Farm | 4WD 4 Door Crew Cab SB DOHC Turbo 6001 to 7000 Lbs | $1,951 |
| State Farm | 4WD 4 Door Crew Cab SB Turbo 6001 to 7000 Lbs | $1,951 |
| State Farm | 2WD 4 Door Crew Cab SB DOHC Turbo 6001 to 7000 Lbs | $2,020 |
| Nationwide | 2WD 4 Door Crew Cab SB DOHC Turbo 6001 to 7000 Lbs | $2,053 |
| Nationwide | 4WD 4 Door Crew Cab SB DOHC Turbo 6001 to 7000 Lbs | $2,095 |
| Nationwide | 4WD 4 Door Crew Cab SB Turbo 6001 to 7000 Lbs | $2,095 |
| Progressive | 4WD 4 Door Crew Cab SB DOHC Turbo 6001 to 7000 Lbs | $2,405 |
| Progressive | 4WD 4 Door Crew Cab SB Turbo 6001 to 7000 Lbs | $2,405 |
| GEICO | 2WD 4 Door Crew Cab SB DOHC Turbo 6001 to 7000 Lbs | $2,406 |
| Progressive | 2WD 4 Door Crew Cab SB DOHC Turbo 6001 to 7000 Lbs | $2,426 |
| GEICO | 4WD 4 Door Crew Cab SB DOHC Turbo 6001 to 7000 Lbs | $2,444 |
| GEICO | 4WD 4 Door Crew Cab SB Turbo 6001 to 7000 Lbs | $2,444 |
| Allstate | 2WD 4 Door Crew Cab SB DOHC Turbo 6001 to 7000 Lbs | $3,938 |
| Allstate | 4WD 4 Door Crew Cab SB DOHC Turbo 6001 to 7000 Lbs | $3,938 |
| Allstate | 4WD 4 Door Crew Cab SB Turbo 6001 to 7000 Lbs | $3,938 |
Ford Ranger insurance rates per year
2024 Ford Ranger insurance rates
Rank Company Average annual premium 1 Nationwide $1,614 2 State Farm $1,757 3 GEICO $1,826 4 Progressive $1,957 5 Allstate $2,916 6 Farmers $3,000 2023 Ford Ranger insurance rates
Rank Company Average annual premium 1 State Farm $1,744 2 Nationwide $1,785 3 GEICO $1,822 4 Progressive $2,019 5 Allstate $2,807 6 Farmers $2,890 2022 Ford Ranger insurance rates
Rank Company Average annual premium 1 State Farm $1,718 2 Nationwide $1,743 3 GEICO $1,779 4 Progressive $1,895 5 Allstate $2,644 6 Farmers $2,818 2021 Ford Ranger insurance rates
Rank Company Average annual premium 1 GEICO $1,680 2 State Farm $1,752 3 Nationwide $1,768 4 Progressive $1,841 5 Allstate $2,519 6 Farmers $2,699 2020 Ford Ranger insurance rates
Rank Company Average annual premium 1 GEICO $1,665 2 State Farm $1,688 3 Progressive $1,787 4 Nationwide $1,819 5 Allstate $2,409 6 Farmers $2,626 2019 Ford Ranger insurance rates
Rank Company Average annual premium 1 GEICO $1,591 2 State Farm $1,638 3 Progressive $1,733 4 Nationwide $1,820 5 Allstate $2,318 6 Farmers $2,505
Ford insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage