Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
Last updated :
The average car insurance cost for Nissan vehicles is $2,562 per year or $213 per month. Nissan car insurance costs vary depending on the model you own. Whether you drive a sedan or a powerful SUV, it's important to know how much insurance will cost and how to reduce it.
Below, we look at the average car insurance cost for Nissan cars by model. We also highlight the most and least expensive models to insure and share tips to help you save money.
How much does Nissan insurance cost?
On average, Nissan drivers pay $2,562 per year or $213 per month for full coverage car insurance.
The average cost of insuring Nissan vehicles is $101, which is less than the national average, though some models cost much less or much more than others.
| Vehicle model | Liability-only (50/100/50) | Full coverage (100/300/100, $500 ded.) |
|---|---|---|
| Altima | $1,254 | $2,510 |
| Ariya | $1,156 | $3,059 |
| Armada | $1,240 | $2,660 |
| Frontier | $1,195 | $2,209 |
| GT-R | $1,088 | $5,637 |
| Kicks | $1,218 | $2,237 |
| Leaf | $1,195 | $2,396 |
| Murano | $1,149 | $2,234 |
| Pathfinder | $1,225 | $2,311 |
| Rogue | $1,232 | $2,314 |
| Sentra | $1,305 | $2,350 |
| Titan | $1,201 | $2,648 |
| Titan XD | $1,213 | $2,706 |
| Versa | $1,233 | $2,254 |
| Z | $1,160 | $4,048 |
Tip
If you're shopping for a new or used Nissan, compare car insurance rates before you buy so you know your estimated rate ahead of time and aren't surprised by the cost.
Nissan car insurance cost by model
Here's a closer look at average monthly premiums for popular Nissan models. Rates are based on a 40-year-old driver with a clean record and full coverage.
| Vehicle model | Monthly premium |
|---|---|
| Altima | $209 |
| Ariya | $255 |
| Armada | $222 |
| Frontier | $184 |
| GT-R | $470 |
| Kicks | $186 |
| Leaf | $200 |
| Murano | $186 |
| Pathfinder | $193 |
| Rogue | $193 |
| Sentra | $196 |
| Titan | $221 |
| Titan XD | $225 |
| Versa | $188 |
| Z | $337 |
Choose Your Vehicle Model
Nissan Altima insurance cost
- The average car insurance cost for Altima is $2,524 per year.
- Trim Level - Altima 2.5 S, Altima 2.5 SL, Altima 2.5 SR, Altima 2.5 SV, Altima VC-T SR
The average cost to insure Nissan Altima is around $2,524 per year for full coverage, which is $210 per month.
For liability-only coverage, the cost is around $991 per year, or about $83 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Nissan Altima with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Nissan models.
| Year and model | Average annual premium |
|---|---|
| 2024 Nissan Altima | $2,524 |
| 2023 Nissan Altima | $2,548 |
| 2022 Nissan Altima | $2,475 |
| 2021 Nissan Altima | $2,426 |
| 2020 Nissan Altima | $2,364 |
| 2019 Nissan Altima | $2,307 |
| 2018 Nissan Altima | $2,123 |
| 2017 Nissan Altima | $2,124 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| GEICO | $2,060 | $172 |
| Nationwide | $2,156 | $180 |
| State Farm | $2,229 | $186 |
| Progressive | $2,483 | $207 |
| Farmers | $3,012 | $251 |
| Allstate | $3,203 | $267 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,460 | 8% less |
| Alaska | $2,444 | 8% less |
| Arizona | $2,457 | 8% less |
| Arkansas | $2,664 | Equal |
| California | $2,991 | 12% more |
| Colorado | $3,232 | 21% more |
| Connecticut | $2,480 | 7% less |
| Delaware | $2,559 | 4% less |
| Florida | $3,197 | 20% more |
| Georgia | $2,963 | 11% more |
| Hawaii | $1,628 | 39% less |
| Idaho | $1,655 | 38% less |
| Illinois | $2,404 | 10% less |
| Indiana | $2,313 | 13% less |
| Iowa | $2,014 | 24% less |
| Kansas | $2,488 | 7% less |
| Kentucky | $3,006 | 13% more |
| Louisiana | $4,292 | 61% more |
| Maine | $1,735 | 35% less |
| Maryland | $2,310 | 13% less |
| Massachusetts | $2,352 | 12% less |
| Michigan | $3,418 | 28% more |
| Minnesota | $2,781 | 4% more |
| Mississippi | $2,709 | 2% more |
| Missouri | $2,792 | 5% more |
| Montana | $2,672 | Equal |
| Nebraska | $2,607 | 2% less |
| Nevada | $2,466 | 7% less |
| New Hampshire | $1,856 | 30% less |
| New Jersey | $2,409 | 10% less |
| New Mexico | $2,633 | 1% less |
| New York | $1,838 | 31% less |
| North Carolina | $2,213 | 17% less |
| North Dakota | $2,259 | 15% less |
| Ohio | $1,734 | 35% less |
| Oklahoma | $2,704 | 2% more |
| Oregon | $2,485 | 7% less |
| Pennsylvania | $2,612 | 2% less |
| Rhode Island | $2,963 | 11% more |
| South Carolina | $2,283 | 14% less |
| South Dakota | $2,892 | 9% more |
| Tennessee | $2,723 | 2% more |
| Texas | $3,674 | 38% more |
| Utah | $2,034 | 24% less |
| Vermont | $1,797 | 33% less |
| Virginia | $1,877 | 30% less |
| Washington | $2,028 | 24% less |
| Washington, D.C. | $3,014 | 13% more |
| West Virginia | $2,372 | 11% less |
| Wisconsin | $1,929 | 28% less |
| Wyoming | $2,814 | 6% more |
Nissan GT-R insurance cost
- The average car insurance cost for GT-R is $5,645 per year.
- Trim Level - GT-R Nismo, GT-R Premium, GT-R T-Spec
The average cost to insure Nissan GT-R is around $5,645 per year for full coverage, which is $470 per month.
For liability-only coverage, the cost is around $903 per year, or about $75 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Nissan GT-R with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Nissan models.
| Year and model | Average annual premium |
|---|---|
| 2024 Nissan GT-R | $5,645 |
| 2023 Nissan GT-R | $5,724 |
| 2021 Nissan GT-R | $5,286 |
| 2020 Nissan GT-R | $4,956 |
| 2019 Nissan GT-R | $4,573 |
| 2018 Nissan GT-R | $4,405 |
| 2017 Nissan GT-R | $4,396 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $3,659 | $305 |
| State Farm | $4,662 | $388 |
| Progressive | $5,049 | $421 |
| GEICO | $5,076 | $423 |
| Farmers | $7,077 | $590 |
| Allstate | $8,346 | $696 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $5,464 | 105% more |
| Alaska | $4,236 | 59% more |
| Arizona | $4,984 | 87% more |
| Arkansas | $6,818 | 156% more |
| California | $5,876 | 121% more |
| Colorado | $7,028 | 164% more |
| Connecticut | $5,518 | 107% more |
| Delaware | $5,611 | 111% more |
| Florida | $5,117 | 92% more |
| Georgia | $5,714 | 115% more |
| Hawaii | $2,813 | 6% more |
| Idaho | $4,005 | 50% more |
| Illinois | $5,427 | 104% more |
| Indiana | $5,264 | 98% more |
| Iowa | $5,375 | 102% more |
| Kansas | $6,236 | 134% more |
| Kentucky | $7,485 | 181% more |
| Louisiana | $8,552 | 221% more |
| Maine | $4,131 | 55% more |
| Maryland | $5,357 | 101% more |
| Massachusetts | $5,691 | 114% more |
| Michigan | $7,420 | 179% more |
| Minnesota | $6,763 | 154% more |
| Mississippi | $7,013 | 163% more |
| Missouri | $6,491 | 144% more |
| Montana | $7,035 | 164% more |
| Nebraska | $6,487 | 144% more |
| Nevada | $4,670 | 75% more |
| New Hampshire | $4,574 | 72% more |
| New Jersey | $4,554 | 71% more |
| New Mexico | $5,866 | 120% more |
| New York | $5,645 | 112% more |
| North Carolina | $4,139 | 55% more |
| North Dakota | $5,686 | 114% more |
| Ohio | $4,031 | 51% more |
| Oklahoma | $6,160 | 131% more |
| Oregon | $5,181 | 95% more |
| Pennsylvania | $5,582 | 110% more |
| Rhode Island | $6,523 | 145% more |
| South Carolina | $4,714 | 77% more |
| South Dakota | $7,636 | 187% more |
| Tennessee | $6,613 | 148% more |
| Texas | $7,579 | 185% more |
| Utah | $4,259 | 60% more |
| Vermont | $4,610 | 73% more |
| Virginia | $3,926 | 47% more |
| Washington | $4,123 | 55% more |
| Washington, D.C. | $7,087 | 166% more |
| West Virginia | $5,305 | 99% more |
| Wisconsin | $4,769 | 79% more |
| Wyoming | $5,791 | 117% more |
Nissan Murano insurance cost
- The average car insurance cost for Murano is $2,236 per year.
- Trim Level - Murano Platinum, Murano SL, Murano SV
The average cost to insure Nissan Murano is around $2,236 per year for full coverage, which is $186 per month.
For liability-only coverage, the cost is around $911 per year, or about $76 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Nissan Murano with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Nissan models.
| Year and model | Average annual premium |
|---|---|
| 2024 Nissan Murano | $2,236 |
| 2023 Nissan Murano | $2,240 |
| 2022 Nissan Murano | $2,177 |
| 2021 Nissan Murano | $2,129 |
| 2020 Nissan Murano | $2,057 |
| 2019 Nissan Murano | $1,959 |
| 2018 Nissan Murano | $1,882 |
| 2017 Nissan Murano | $1,845 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $1,734 | $144 |
| State Farm | $1,801 | $150 |
| GEICO | $1,813 | $151 |
| Progressive | $2,199 | $183 |
| Farmers | $2,747 | $229 |
| Allstate | $3,123 | $260 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,162 | 19% less |
| Alaska | $2,076 | 22% less |
| Arizona | $2,161 | 19% less |
| Arkansas | $2,395 | 10% less |
| California | $2,637 | 1% less |
| Colorado | $2,881 | 8% more |
| Connecticut | $2,225 | 16% less |
| Delaware | $2,286 | 14% less |
| Florida | $2,834 | 6% more |
| Georgia | $2,575 | 3% less |
| Hawaii | $1,462 | 45% less |
| Idaho | $1,468 | 45% less |
| Illinois | $2,133 | 20% less |
| Indiana | $2,016 | 24% less |
| Iowa | $1,824 | 32% less |
| Kansas | $2,345 | 12% less |
| Kentucky | $2,682 | 1% more |
| Louisiana | $3,622 | 36% more |
| Maine | $1,507 | 43% less |
| Maryland | $2,057 | 23% less |
| Massachusetts | $2,053 | 23% less |
| Michigan | $2,906 | 9% more |
| Minnesota | $2,340 | 12% less |
| Mississippi | $2,426 | 9% less |
| Missouri | $2,463 | 8% less |
| Montana | $2,429 | 9% less |
| Nebraska | $2,335 | 12% less |
| Nevada | $2,202 | 17% less |
| New Hampshire | $1,629 | 39% less |
| New Jersey | $2,158 | 19% less |
| New Mexico | $2,356 | 12% less |
| New York | $1,642 | 38% less |
| North Carolina | $1,838 | 31% less |
| North Dakota | $2,018 | 24% less |
| Ohio | $1,701 | 36% less |
| Oklahoma | $2,427 | 9% less |
| Oregon | $2,206 | 17% less |
| Pennsylvania | $2,364 | 11% less |
| Rhode Island | $2,581 | 3% less |
| South Carolina | $2,121 | 20% less |
| South Dakota | $2,612 | 2% less |
| Tennessee | $2,409 | 10% less |
| Texas | $3,251 | 22% more |
| Utah | $1,828 | 31% less |
| Vermont | $1,586 | 40% less |
| Virginia | $1,669 | 37% less |
| Washington | $1,774 | 33% less |
| Washington, D.C. | $2,658 | Equal |
| West Virginia | $2,096 | 21% less |
| Wisconsin | $1,713 | 36% less |
| Wyoming | $2,456 | 8% less |
Nissan Rogue insurance cost
- The average car insurance cost for Rogue is $2,335 per year.
- Trim Level - Rogue Platinum, Rogue S, Rogue SL, Rogue SV
The average cost to insure Nissan Rogue is around $2,335 per year for full coverage, which is $195 per month.
For liability-only coverage, the cost is around $993 per year, or about $83 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Nissan Rogue with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Nissan models.
| Year and model | Average annual premium |
|---|---|
| 2024 Nissan Rogue | $2,335 |
| 2023 Nissan Rogue | $2,277 |
| 2022 Nissan Rogue | $2,195 |
| 2021 Nissan Rogue | $2,092 |
| 2020 Nissan Rogue | $2,057 |
| 2019 Nissan Rogue | $2,012 |
| 2018 Nissan Rogue | $1,974 |
| 2017 Nissan Rogue | $1,907 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,895 | $158 |
| GEICO | $1,914 | $160 |
| Progressive | $2,066 | $172 |
| Nationwide | $2,078 | $173 |
| Farmers | $2,963 | $247 |
| Allstate | $3,093 | $258 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,147 | 19% less |
| Alaska | $2,251 | 15% less |
| Arizona | $2,220 | 17% less |
| Arkansas | $2,366 | 11% less |
| California | $2,961 | 11% more |
| Colorado | $3,012 | 13% more |
| Connecticut | $2,570 | 3% less |
| Delaware | $2,337 | 12% less |
| Florida | $2,986 | 12% more |
| Georgia | $3,180 | 19% more |
| Hawaii | $1,431 | 46% less |
| Idaho | $1,492 | 44% less |
| Illinois | $2,268 | 15% less |
| Indiana | $2,015 | 24% less |
| Iowa | $1,931 | 27% less |
| Kansas | $2,417 | 9% less |
| Kentucky | $2,847 | 7% more |
| Louisiana | $3,719 | 40% more |
| Maine | $1,669 | 37% less |
| Maryland | $2,198 | 17% less |
| Massachusetts | $2,069 | 22% less |
| Michigan | $3,071 | 15% more |
| Minnesota | $2,478 | 7% less |
| Mississippi | $2,249 | 16% less |
| Missouri | $2,847 | 7% more |
| Montana | $2,298 | 14% less |
| Nebraska | $2,430 | 9% less |
| Nevada | $2,241 | 16% less |
| New Hampshire | $1,734 | 35% less |
| New Jersey | $2,292 | 14% less |
| New Mexico | $2,357 | 11% less |
| New York | $1,732 | 35% less |
| North Carolina | $2,114 | 21% less |
| North Dakota | $1,998 | 25% less |
| Ohio | $1,588 | 40% less |
| Oklahoma | $2,479 | 7% less |
| Oregon | $2,198 | 17% less |
| Pennsylvania | $2,498 | 6% less |
| Rhode Island | $2,835 | 6% more |
| South Carolina | $2,079 | 22% less |
| South Dakota | $2,647 | 1% less |
| Tennessee | $2,329 | 13% less |
| Texas | $3,204 | 20% more |
| Utah | $1,921 | 28% less |
| Vermont | $1,685 | 37% less |
| Virginia | $1,730 | 35% less |
| Washington | $2,177 | 18% less |
| Washington, D.C. | $2,737 | 3% more |
| West Virginia | $2,196 | 18% less |
| Wisconsin | $1,641 | 38% less |
| Wyoming | $2,326 | 13% less |
Nissan Titan insurance cost
- The average car insurance cost for Titan is $2,677 per year.
- Trim Level - Titan Platinum Reserve, Titan Pro-4x, Titan SV
The average cost to insure Nissan Titan is around $2,677 per year for full coverage, which is $223 per month.
For liability-only coverage, the cost is around $977 per year, or about $81 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Nissan Titan with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Nissan models.
| Year and model | Average annual premium |
|---|---|
| 2024 Nissan Titan | $2,677 |
| 2023 Nissan Titan | $2,593 |
| 2022 Nissan Titan | $2,454 |
| 2021 Nissan Titan | $2,401 |
| 2020 Nissan Titan | $2,289 |
| 2019 Nissan Titan | $2,203 |
| 2018 Nissan Titan | $2,182 |
| 2017 Nissan Titan | $2,075 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| GEICO | $2,132 | $178 |
| State Farm | $2,198 | $183 |
| Progressive | $2,555 | $213 |
| Nationwide | $2,572 | $214 |
| Farmers | $3,208 | $267 |
| Allstate | $3,398 | $283 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,534 | 5% less |
| Alaska | $2,465 | 7% less |
| Arizona | $2,592 | 3% less |
| Arkansas | $2,837 | 7% more |
| California | $3,284 | 23% more |
| Colorado | $3,502 | 32% more |
| Connecticut | $2,795 | 5% more |
| Delaware | $2,606 | 2% less |
| Florida | $3,002 | 13% more |
| Georgia | $3,424 | 29% more |
| Hawaii | $1,696 | 36% less |
| Idaho | $1,720 | 35% less |
| Illinois | $2,602 | 2% less |
| Indiana | $2,390 | 10% less |
| Iowa | $2,330 | 13% less |
| Kansas | $2,756 | 3% more |
| Kentucky | $3,246 | 22% more |
| Louisiana | $4,218 | 58% more |
| Maine | $1,838 | 31% less |
| Maryland | $2,519 | 5% less |
| Massachusetts | $2,425 | 9% less |
| Michigan | $3,416 | 28% more |
| Minnesota | $2,886 | 8% more |
| Mississippi | $2,637 | 1% less |
| Missouri | $3,301 | 24% more |
| Montana | $2,780 | 4% more |
| Nebraska | $2,917 | 10% more |
| Nevada | $2,431 | 9% less |
| New Hampshire | $1,936 | 27% less |
| New Jersey | $2,412 | 9% less |
| New Mexico | $2,746 | 3% more |
| New York | $2,004 | 25% less |
| North Carolina | $2,359 | 11% less |
| North Dakota | $2,361 | 11% less |
| Ohio | $1,900 | 29% less |
| Oklahoma | $2,856 | 7% more |
| Oregon | $2,388 | 10% less |
| Pennsylvania | $2,782 | 4% more |
| Rhode Island | $3,180 | 19% more |
| South Carolina | $2,530 | 5% less |
| South Dakota | $3,372 | 27% more |
| Tennessee | $2,736 | 3% more |
| Texas | $3,893 | 46% more |
| Utah | $2,148 | 19% less |
| Vermont | $1,844 | 31% less |
| Virginia | $1,921 | 28% less |
| Washington | $2,349 | 12% less |
| Washington, D.C. | $3,090 | 16% more |
| West Virginia | $2,487 | 7% less |
| Wisconsin | $2,049 | 23% less |
| Wyoming | $3,054 | 15% more |
Nissan Versa insurance cost
- The average car insurance cost for Versa is $2,283 per year.
- Trim Level - Versa S, Versa SR, Versa SV
The average cost to insure Nissan Versa is around $2,283 per year for full coverage, which is $190 per month.
For liability-only coverage, the cost is around $991 per year, or about $83 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Nissan Versa with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Nissan models.
| Year and model | Average annual premium |
|---|---|
| 2024 Nissan Versa | $2,283 |
| 2023 Nissan Versa | $2,349 |
| 2022 Nissan Versa | $2,291 |
| 2021 Nissan Versa | $2,218 |
| 2020 Nissan Versa | $2,156 |
| 2019 Nissan Versa | $2,022 |
| 2018 Nissan Versa | $1,963 |
| 2017 Nissan Versa | $1,941 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| GEICO | $1,755 | $146 |
| State Farm | $1,844 | $154 |
| Progressive | $2,184 | $182 |
| Nationwide | $2,199 | $183 |
| Allstate | $2,779 | $232 |
| Farmers | $2,937 | $245 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,277 | 14% less |
| Alaska | $2,180 | 18% less |
| Arizona | $2,294 | 14% less |
| Arkansas | $2,400 | 10% less |
| California | $2,825 | 6% more |
| Colorado | $2,907 | 9% more |
| Connecticut | $2,267 | 15% less |
| Delaware | $2,319 | 13% less |
| Florida | $3,011 | 13% more |
| Georgia | $2,734 | 3% more |
| Hawaii | $1,465 | 45% less |
| Idaho | $1,534 | 42% less |
| Illinois | $2,237 | 16% less |
| Indiana | $2,115 | 21% less |
| Iowa | $1,782 | 33% less |
| Kansas | $2,229 | 16% less |
| Kentucky | $2,631 | 1% less |
| Louisiana | $3,717 | 40% more |
| Maine | $1,471 | 45% less |
| Maryland | $2,089 | 22% less |
| Massachusetts | $2,062 | 23% less |
| Michigan | $3,235 | 21% more |
| Minnesota | $2,541 | 5% less |
| Mississippi | $2,370 | 11% less |
| Missouri | $2,389 | 10% less |
| Montana | $2,339 | 12% less |
| Nebraska | $2,290 | 14% less |
| Nevada | $2,283 | 14% less |
| New Hampshire | $1,625 | 39% less |
| New Jersey | $2,212 | 17% less |
| New Mexico | $2,423 | 9% less |
| New York | $1,586 | 40% less |
| North Carolina | $2,017 | 24% less |
| North Dakota | $1,982 | 26% less |
| Ohio | $1,581 | 41% less |
| Oklahoma | $2,399 | 10% less |
| Oregon | $2,314 | 13% less |
| Pennsylvania | $2,368 | 11% less |
| Rhode Island | $2,642 | 1% less |
| South Carolina | $2,014 | 24% less |
| South Dakota | $2,425 | 9% less |
| Tennessee | $2,481 | 7% less |
| Texas | $3,293 | 24% more |
| Utah | $1,902 | 29% less |
| Vermont | $1,570 | 41% less |
| Virginia | $1,670 | 37% less |
| Washington | $1,863 | 30% less |
| Washington, D.C. | $2,675 | Equal |
| West Virginia | $2,102 | 21% less |
| Wisconsin | $1,742 | 35% less |
| Wyoming | $2,075 | 22% less |
Cheapest Nissan models to insure
If you are looking for the most economical Nissan vehicles to insure, these models have the lowest auto insurance rates:
- Frontier - $2,227
- Murano - $2,236
- Kicks - $2,257
- Versa - $2,283
Why are these models cheaper to insure?
These models may be cheaper to insure for a few reasons:
- Strong safety ratings and advanced safety features. Safer vehicles reduce the risk of injuries and accidents.
- Lower repair costs. Vehicles with readily available, affordable parts are cheaper to insure.
- Lower frequency of claims based on historical data. Insurance companies use this information to set lower rates for models with a good track record.
Most expensive Nissan models to insure
Some Nissan vehicles have a higher price tag—and that includes insurance. These models tend to have higher horsepower, costlier parts and a greater risk profile.
- GT-R - $5,645
- Z - $4,102
- Ariya - $3,085
- Titan XD - $2,723
Why are these models expensive to insure?
These models may be more expensive to insure because:
- They cost more to repair or replace if damaged or stolen.
- They may have powerful engines, which means a higher risk of speeding and therefore, accidents.
- Thieves target them more often.
- They often have expensive parts and advanced tech that are costly to fix.
What factors affect car insurance rates for Nissan?
Several factors influence your insurance rate—some related to the car, others to you as the driver.
- Model and trim level: Performance features and size impact pricing.
- Vehicle age: Newer cars often cost more to insure.
- Safety ratings: Vehicles with more safety tech often earn discounts.
- Driver profile: Your age, ZIP code, credit score and driving history play a big role.
- Coverage level: Full coverage costs more than minimum liability, but provides better protection.
How to save on car insurance if you own Nissan
Car insurance can be a big expense, but there are ways to save money. If you drive a Nissan, you might be able to lower your costs by making smart choices. Here are some steps to save on insurance for your Nissan:
- Shop around - Compare quotes from multiple insurers annually
- Increase deductibles - Opt for a higher deductible to lower premiums
- Bundle policies - Combine auto and home or renters insurance
- Ask about discounts - Safe driver, low mileage, good student and more
- Use telematics - Usage-based programs reward good driving habits
Bottom line
Nissan offers a wide range of vehicles. While insurance costs vary by model, knowing the averages and understanding what affects your rate can help you make smart coverage decisions.
Want the best rate on Nissan car insurance? Start by comparing quotes today and see how much you could save.
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage