Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Nissan Versa is $2,283 per year or $190 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2024 Nissan Versa costs $2,283, whereas the 2023 Nissan Versa costs $2,349 annually. This is $66 more than the 2024 rates.
GEICO offers the cheapest annual rate for 2024 Nissan Versa at $1,755 per year.
Below, we'll look at Nissan Versa insurance rates and show you how to save.
Average insurance cost of Nissan Versa by model year
| Year of Nissan Versa model | Average cost to insure |
|---|---|
| 2024 | $2,283 |
| 2023 | $2,349 |
| 2022 | $2,291 |
| 2021 | $2,218 |
| 2020 | $2,156 |
Compare Versa insurance rates by state
| Company | Style | Average annual premium |
|---|---|---|
| State Farm | 2WD 4 Door Sedan DOHC | $2,298 |
| State Farm | 2WD 4 Door Sedan Manual | $2,298 |
| GEICO | 2WD 4 Door Sedan DOHC | $2,491 |
| GEICO | 2WD 4 Door Sedan Manual | $2,491 |
| Nationwide | 2WD 4 Door Sedan DOHC | $2,712 |
| Nationwide | 2WD 4 Door Sedan Manual | $2,712 |
| Progressive | 2WD 4 Door Sedan DOHC | $3,131 |
| Progressive | 2WD 4 Door Sedan Manual | $3,131 |
| Allstate | 2WD 4 Door Sedan DOHC | $4,364 |
| Allstate | 2WD 4 Door Sedan Manual | $4,364 |
Nissan Versa insurance rates per year
2024 Nissan Versa insurance rates
Rank Company Average annual premium 1 GEICO $1,755 2 State Farm $1,844 3 Progressive $2,184 4 Nationwide $2,199 5 Allstate $2,779 6 Farmers $2,937 2023 Nissan Versa insurance rates
Rank Company Average annual premium 1 GEICO $1,823 2 State Farm $1,863 3 Progressive $2,149 4 Nationwide $2,442 5 Allstate $2,804 6 Farmers $3,012 2022 Nissan Versa insurance rates
Rank Company Average annual premium 1 GEICO $1,699 2 State Farm $1,871 3 Progressive $2,110 4 Nationwide $2,451 5 Allstate $2,688 6 Farmers $2,928 2021 Nissan Versa insurance rates
Rank Company Average annual premium 1 GEICO $1,638 2 State Farm $1,827 3 Progressive $2,062 4 Nationwide $2,444 5 Allstate $2,512 6 Farmers $2,825 2020 Nissan Versa insurance rates
Rank Company Average annual premium 1 GEICO $1,590 2 State Farm $1,812 3 Progressive $2,016 4 Allstate $2,396 5 Nationwide $2,412 6 Farmers $2,711 2019 Nissan Versa insurance rates
Rank Company Average annual premium 1 GEICO $1,542 2 State Farm $1,661 3 Progressive $1,965 4 Nationwide $2,067 5 Allstate $2,278 6 Farmers $2,619 2018 Nissan Versa insurance rates
Rank Company Average annual premium 1 GEICO $1,548 2 State Farm $1,565 3 Progressive $1,898 4 Nationwide $2,028 5 Allstate $2,227 6 Farmers $2,514 2017 Nissan Versa insurance rates
Rank Company Average annual premium 1 GEICO $1,502 2 State Farm $1,526 3 Progressive $1,830 4 Allstate $2,182 5 Nationwide $2,187 6 Farmers $2,420
Nissan insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage