Your insurance decisions are important, and we guide you with clear, accurate information based on data, expertise and unbiased analysis.
- Editors with 20+ years in insurance
- Academic experts from top universities
- Industry data analysts
- 1B+ data points reviewed
- 290+ insurance companies analyzed
- 34,000+ ZIP codes compared
- Strict editorial standards
- Independent and unbiased
- Free of outside influence
That's how we built trust. Find out how we use data to create the best tools, rankings and rate comparisons. Learn more about our data and research methodologies.
Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Nissan Versa is $2,894 per year or $241 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Nissan Versa costs $2,894, whereas the 2024 Nissan Versa costs $2,819 annually. This is $75 less than the 2025 rates.
GEICO offers the cheapest annual rate for 2025 Nissan Versa at $2,045 per year.
Below, we'll look at Nissan Versa insurance rates and show you how to save.
Average insurance cost of Nissan Versa by model year
| Year of Nissan Versa model | Average cost to insure |
|---|---|
| 2025 | $2,894 |
| 2024 | $2,819 |
| 2023 | $2,779 |
| 2022 | $2,691 |
| 2021 | $2,571 |
Compare Versa insurance rates by state
| Company | Average annual premium |
|---|---|
| State Farm | $2,239 |
| Travelers | $2,683 |
| UAIC | $2,694 |
| Nationwide | $2,715 |
| GEICO | $3,014 |
| Farmers | $3,592 |
| Mercury Insurance | $3,677 |
| Allstate | $4,033 |
| Progressive | $4,472 |
| AIG | $7,551 |
Nissan Versa insurance rates per year
2025 Nissan Versa insurance rates
Rank Company Average annual premium 1 GEICO $2,045 2 Travelers $2,231 3 State Farm $2,350 4 Progressive $2,460 5 Nationwide $3,039 6 Allstate $3,182 7 Farmers $3,697 8 USAA $1,645 2024 Nissan Versa insurance rates
Rank Company Average annual premium 1 GEICO $2,011 2 State Farm $2,211 3 Travelers $2,245 4 Progressive $2,466 5 Nationwide $3,008 6 Allstate $3,085 7 Farmers $3,630 8 USAA $1,745 2023 Nissan Versa insurance rates
Rank Company Average annual premium 1 GEICO $2,058 2 State Farm $2,091 3 Travelers $2,219 4 Progressive $2,453 5 Nationwide $3,028 6 Allstate $3,228 7 Farmers $3,566 8 USAA $1,711 2022 Nissan Versa insurance rates
Rank Company Average annual premium 1 GEICO $1,928 2 State Farm $2,119 3 Travelers $2,146 4 Progressive $2,386 5 Nationwide $3,088 6 Allstate $3,092 7 Farmers $3,444 8 USAA $1,676 2021 Nissan Versa insurance rates
Rank Company Average annual premium 1 GEICO $1,864 2 Travelers $2,076 3 State Farm $2,094 4 Progressive $2,339 5 Allstate $2,899 6 Nationwide $3,126 7 Farmers $3,323 8 USAA $1,602 2020 Nissan Versa insurance rates
Rank Company Average annual premium 1 GEICO $1,813 2 State Farm $2,041 3 Travelers $2,056 4 Progressive $2,277 5 Allstate $2,784 6 Nationwide $3,108 7 Farmers $3,204 8 USAA $1,546 2019 Nissan Versa insurance rates
Rank Company Average annual premium 1 GEICO $1,770 2 State Farm $1,841 3 Travelers $2,055 4 Progressive $2,246 5 Allstate $2,677 6 Farmers $3,085 7 Nationwide $3,147 8 USAA $1,480 2018 Nissan Versa insurance rates
Rank Company Average annual premium 1 GEICO $1,785 2 State Farm $1,809 3 Travelers $2,017 4 Progressive $2,140 5 Allstate $2,670 6 Nationwide $2,849 7 Farmers $2,982 8 USAA $1,440
Nissan insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage