Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Nissan Altima is $2,524 per year or $210 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2024 Nissan Altima costs $2,524, whereas the 2023 Nissan Altima costs $2,548 annually. This is $24 more than the 2024 rates.
GEICO offers the cheapest annual rate for 2024 Nissan Altima at $2,060 per year.
Below, we'll look at Nissan Altima insurance rates and show you how to save.
Average insurance cost of Nissan Altima by model year
| Year of Nissan Altima model | Average cost to insure |
|---|---|
| 2024 | $2,524 |
| 2023 | $2,548 |
| 2022 | $2,475 |
| 2021 | $2,426 |
| 2020 | $2,364 |
Compare Altima insurance rates by state
| Company | Style | Average annual premium |
|---|---|---|
| Nationwide | 2WD 4 Door Sedan DOHC | $2,582 |
| GEICO | 2WD 4 Door Sedan DOHC | $2,642 |
| State Farm | 2WD 4 Door Sedan DOHC | $2,715 |
| Progressive | 2WD 4 Door Sedan DOHC | $3,488 |
| Allstate | 2WD 4 Door Sedan DOHC | $4,524 |
Nissan Altima insurance rates per year
2024 Nissan Altima insurance rates
Rank Company Average annual premium 1 GEICO $2,060 2 Nationwide $2,156 3 State Farm $2,229 4 Progressive $2,483 5 Farmers $3,012 6 Allstate $3,203 2023 Nissan Altima insurance rates
Rank Company Average annual premium 1 GEICO $2,075 2 State Farm $2,230 3 Nationwide $2,398 4 Progressive $2,473 5 Farmers $2,906 6 Allstate $3,205 2022 Nissan Altima insurance rates
Rank Company Average annual premium 1 GEICO $1,970 2 State Farm $2,139 3 Nationwide $2,421 4 Progressive $2,430 5 Farmers $2,831 6 Allstate $3,057 2021 Nissan Altima insurance rates
Rank Company Average annual premium 1 GEICO $1,938 2 State Farm $2,111 3 Progressive $2,361 4 Nationwide $2,476 5 Farmers $2,737 6 Allstate $2,931 2020 Nissan Altima insurance rates
Rank Company Average annual premium 1 GEICO $1,881 2 State Farm $2,034 3 Progressive $2,281 4 Nationwide $2,528 5 Farmers $2,619 6 Allstate $2,838 2019 Nissan Altima insurance rates
Rank Company Average annual premium 1 GEICO $1,794 2 State Farm $1,972 3 Progressive $2,216 4 Farmers $2,541 5 Nationwide $2,593 6 Allstate $2,725 2018 Nissan Altima insurance rates
Rank Company Average annual premium 1 GEICO $1,698 2 State Farm $1,795 3 Progressive $2,102 4 Nationwide $2,152 5 Farmers $2,439 6 Allstate $2,552 2017 Nissan Altima insurance rates
Rank Company Average annual premium 1 GEICO $1,752 2 State Farm $1,761 3 Progressive $2,088 4 Allstate $2,357 5 Farmers $2,364 6 Nationwide $2,422
Nissan insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage