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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Nissan Altima is $3,114 per year or $260 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Nissan Altima costs $3,114, whereas the 2024 Nissan Altima costs $3,046 annually. This is $68 less than the 2025 rates.
Travelers offers the cheapest annual rate for 2025 Nissan Altima at $2,411 per year.
Below, we'll look at Nissan Altima insurance rates and show you how to save.
Average insurance cost of Nissan Altima by model year
| Year of Nissan Altima model | Average cost to insure |
|---|---|
| 2025 | $3,114 |
| 2024 | $3,046 |
| 2023 | $3,015 |
| 2022 | $2,913 |
| 2021 | $2,849 |
Compare Altima insurance rates by state
| Company | Average annual premium |
|---|---|
| State Farm | $2,502 |
| UAIC | $2,699 |
| Nationwide | $2,866 |
| Travelers | $3,081 |
| GEICO | $3,229 |
| Mercury Insurance | $4,139 |
| Allstate | $4,166 |
| Farmers | $4,573 |
| Progressive | $5,156 |
| AIG | $7,362 |
Nissan Altima insurance rates per year
2025 Nissan Altima insurance rates
Rank Company Average annual premium 1 Travelers $2,411 2 GEICO $2,434 3 State Farm $2,627 4 Progressive $2,917 5 Nationwide $3,209 6 Allstate $3,555 7 Farmers $3,854 8 USAA $1,923 2024 Nissan Altima insurance rates
Rank Company Average annual premium 1 GEICO $2,353 2 Travelers $2,432 3 State Farm $2,446 4 Progressive $2,908 5 Nationwide $3,273 6 Allstate $3,459 7 Farmers $3,830 8 USAA $2,048 2023 Nissan Altima insurance rates
Rank Company Average annual premium 1 GEICO $2,256 2 Travelers $2,351 3 State Farm $2,415 4 Progressive $2,846 5 Nationwide $3,273 6 Allstate $3,574 7 Farmers $3,668 8 USAA $2,030 2022 Nissan Altima insurance rates
Rank Company Average annual premium 1 GEICO $2,160 2 Travelers $2,316 3 State Farm $2,357 4 Progressive $2,801 5 Nationwide $3,187 6 Allstate $3,416 7 Farmers $3,595 8 USAA $1,890 2021 Nissan Altima insurance rates
Rank Company Average annual premium 1 GEICO $2,134 2 Travelers $2,247 3 State Farm $2,341 4 Progressive $2,626 5 Allstate $3,269 6 Nationwide $3,326 7 Farmers $3,450 8 USAA $1,805 2020 Nissan Altima insurance rates
Rank Company Average annual premium 1 GEICO $2,071 2 Travelers $2,195 3 State Farm $2,261 4 Progressive $2,524 5 Allstate $3,188 6 Nationwide $3,228 7 Farmers $3,289 8 USAA $1,724 2019 Nissan Altima insurance rates
Rank Company Average annual premium 1 GEICO $1,975 2 Travelers $2,123 3 State Farm $2,214 4 Progressive $2,480 5 Allstate $3,090 6 Farmers $3,160 7 Nationwide $3,211 8 USAA $1,660 2018 Nissan Altima insurance rates
Rank Company Average annual premium 1 GEICO $1,904 2 State Farm $2,010 3 Travelers $2,086 4 Progressive $2,314 5 Nationwide $2,914 6 Allstate $2,977 7 Farmers $3,135 8 USAA $1,624
Nissan insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage