Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
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The average car insurance cost for Jeep vehicles is $2,559 per year or $213 per month. Jeep car insurance costs vary depending on the model you own. Whether you drive a sedan or a powerful SUV, it's important to know how much insurance will cost and how to reduce it.
Below, we look at the average car insurance cost for Jeep cars by model. We also highlight the most and least expensive models to insure and share tips to help you save money.
How much does Jeep insurance cost?
On average, Jeep drivers pay $2,559 per year or $213 per month for full coverage car insurance.
The average cost of insuring Jeep vehicles is $104, which is less than the national average, though some models cost much less or much more than others.
| Vehicle model | Liability-only (50/100/50) | Full coverage (100/300/100, $500 ded.) |
|---|---|---|
| Compass | $1,157 | $2,174 |
| Gladiator | $1,225 | $2,442 |
| Grand Cherokee | $1,184 | $2,371 |
| Grand Cherokee 4xe Hybrid | $1,173 | $2,879 |
| Grand Cherokee L | $1,184 | $2,401 |
| Grand Wagoneer | $1,216 | $3,747 |
| Wagoneer | $1,212 | $3,030 |
| Wrangler | $1,177 | $2,104 |
| Wrangler 4xe Hybrid | $1,204 | $2,608 |
Tip
If you're shopping for a new or used Jeep, compare car insurance rates before you buy so you know your estimated rate ahead of time and aren't surprised by the cost.
Jeep car insurance cost by model
Here's a closer look at average monthly premiums for popular Jeep models. Rates are based on a 40-year-old driver with a clean record and full coverage.
| Vehicle model | Monthly premium |
|---|---|
| Compass | $181 |
| Gladiator | $204 |
| Grand Cherokee | $198 |
| Grand Cherokee 4xe Hybrid | $240 |
| Grand Cherokee L | $200 |
| Grand Wagoneer | $312 |
| Wagoneer | $252 |
| Wrangler | $175 |
| Wrangler 4xe Hybrid | $217 |
Choose Your Vehicle Model
Jeep Compass insurance cost
- The average car insurance cost for Compass is $2,196 per year.
- Trim Level - Compass Latitude, Compass Latitude Lux, Compass Limited, Compass Sport, Compass Trailhawk
The average cost to insure Jeep Compass is around $2,196 per year for full coverage, which is $183 per month.
For liability-only coverage, the cost is around $963 per year, or about $80 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Jeep Compass with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Jeep models.
| Year and model | Average annual premium |
|---|---|
| 2024 Jeep Compass | $2,196 |
| 2023 Jeep Compass | $2,169 |
| 2022 Jeep Compass | $2,020 |
| 2021 Jeep Compass | $1,955 |
| 2020 Jeep Compass | $1,859 |
| 2019 Jeep Compass | $1,828 |
| 2018 Jeep Compass | $1,786 |
| 2017 Jeep Compass | $1,748 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Progressive | $1,842 | $154 |
| State Farm | $1,863 | $155 |
| GEICO | $1,933 | $161 |
| Nationwide | $1,963 | $164 |
| Allstate | $2,710 | $226 |
| Farmers | $2,867 | $239 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,001 | 25% less |
| Alaska | $2,044 | 23% less |
| Arizona | $2,111 | 21% less |
| Arkansas | $2,283 | 14% less |
| California | $2,727 | 2% more |
| Colorado | $2,840 | 7% more |
| Connecticut | $2,306 | 13% less |
| Delaware | $2,157 | 19% less |
| Florida | $2,755 | 3% more |
| Georgia | $2,892 | 9% more |
| Hawaii | $1,410 | 47% less |
| Idaho | $1,421 | 47% less |
| Illinois | $2,189 | 18% less |
| Indiana | $1,924 | 28% less |
| Iowa | $1,869 | 30% less |
| Kansas | $2,312 | 13% less |
| Kentucky | $2,681 | 1% more |
| Louisiana | $3,537 | 33% more |
| Maine | $1,379 | 48% less |
| Maryland | $2,053 | 23% less |
| Massachusetts | $1,879 | 29% less |
| Michigan | $2,945 | 11% more |
| Minnesota | $2,399 | 10% less |
| Mississippi | $2,096 | 21% less |
| Missouri | $2,715 | 2% more |
| Montana | $2,238 | 16% less |
| Nebraska | $2,305 | 13% less |
| Nevada | $2,210 | 17% less |
| New Hampshire | $1,582 | 41% less |
| New Jersey | $2,105 | 21% less |
| New Mexico | $2,245 | 16% less |
| New York | $1,527 | 43% less |
| North Carolina | $1,918 | 28% less |
| North Dakota | $1,861 | 30% less |
| Ohio | $1,500 | 44% less |
| Oklahoma | $2,307 | 13% less |
| Oregon | $2,068 | 22% less |
| Pennsylvania | $2,342 | 12% less |
| Rhode Island | $2,630 | 1% less |
| South Carolina | $2,043 | 23% less |
| South Dakota | $2,501 | 6% less |
| Tennessee | $2,464 | 7% less |
| Texas | $2,860 | 7% more |
| Utah | $1,839 | 31% less |
| Vermont | $1,509 | 43% less |
| Virginia | $1,551 | 42% less |
| Washington | $1,850 | 31% less |
| Washington, D.C. | $2,526 | 5% less |
| West Virginia | $2,025 | 24% less |
| Wisconsin | $1,641 | 38% less |
| Wyoming | $2,192 | 18% less |
Jeep Wrangler insurance cost
- The average car insurance cost for Wrangler is $2,104 per year.
- Trim Level - Wrangler Rubicon, Wrangler Rubicon 392, Wrangler Rubicon 392 Final Edition, Wrangler Rubicon X, Wrangler Sahara, Wrangler Sport, Wrangler Sport RHD, Wrangler Sport S, Wrangler Willys
The average cost to insure Jeep Wrangler is around $2,104 per year for full coverage, which is $175 per month.
For liability-only coverage, the cost is around $976 per year, or about $81 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Jeep Wrangler with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Jeep models.
| Year and model | Average annual premium |
|---|---|
| 2024 Jeep Wrangler | $2,104 |
| 2023 Jeep Wrangler | $2,071 |
| 2022 Jeep Wrangler | $2,035 |
| 2021 Jeep Wrangler | $1,968 |
| 2020 Jeep Wrangler | $1,921 |
| 2019 Jeep Wrangler | $1,886 |
| 2018 Jeep Wrangler | $1,811 |
| 2017 Jeep Wrangler | $1,696 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $1,751 | $146 |
| GEICO | $1,835 | $153 |
| Progressive | $1,844 | $154 |
| State Farm | $1,908 | $159 |
| Farmers | $2,348 | $196 |
| Allstate | $2,935 | $245 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $1,906 | 28% less |
| Alaska | $2,022 | 24% less |
| Arizona | $2,040 | 23% less |
| Arkansas | $2,188 | 18% less |
| California | $2,658 | Equal |
| Colorado | $2,724 | 2% more |
| Connecticut | $2,254 | 15% less |
| Delaware | $2,253 | 15% less |
| Florida | $2,799 | 5% more |
| Georgia | $2,834 | 6% more |
| Hawaii | $1,384 | 48% less |
| Idaho | $1,353 | 49% less |
| Illinois | $2,046 | 23% less |
| Indiana | $1,788 | 33% less |
| Iowa | $1,806 | 32% less |
| Kansas | $2,268 | 15% less |
| Kentucky | $2,618 | 2% less |
| Louisiana | $3,485 | 31% more |
| Maine | $1,425 | 46% less |
| Maryland | $2,075 | 22% less |
| Massachusetts | $1,782 | 33% less |
| Michigan | $2,529 | 5% less |
| Minnesota | $2,261 | 15% less |
| Mississippi | $2,056 | 23% less |
| Missouri | $2,588 | 3% less |
| Montana | $2,184 | 18% less |
| Nebraska | $2,217 | 17% less |
| Nevada | $2,070 | 22% less |
| New Hampshire | $1,537 | 42% less |
| New Jersey | $1,995 | 25% less |
| New Mexico | $2,132 | 20% less |
| New York | $1,584 | 41% less |
| North Carolina | $1,486 | 44% less |
| North Dakota | $1,789 | 33% less |
| Ohio | $1,451 | 46% less |
| Oklahoma | $2,266 | 15% less |
| Oregon | $2,020 | 24% less |
| Pennsylvania | $2,357 | 11% less |
| Rhode Island | $2,604 | 2% less |
| South Carolina | $2,078 | 22% less |
| South Dakota | $2,462 | 8% less |
| Tennessee | $2,180 | 18% less |
| Texas | $3,043 | 14% more |
| Utah | $1,681 | 37% less |
| Vermont | $1,380 | 48% less |
| Virginia | $1,728 | 35% less |
| Washington | $1,840 | 31% less |
| Washington, D.C. | $2,599 | 2% less |
| West Virginia | $2,023 | 24% less |
| Wisconsin | $1,577 | 41% less |
| Wyoming | $2,190 | 18% less |
Cheapest Jeep models to insure
If you are looking for the most economical Jeep vehicles to insure, these models have the lowest auto insurance rates:
- Wrangler - $2,104
- Compass - $2,196
- Grand Cherokee - $2,375
- Grand Cherokee L - $2,416
Why are these models cheaper to insure?
These models may be cheaper to insure for a few reasons:
- Strong safety ratings and advanced safety features. Safer vehicles reduce the risk of injuries and accidents.
- Lower repair costs. Vehicles with readily available, affordable parts are cheaper to insure.
- Lower frequency of claims based on historical data. Insurance companies use this information to set lower rates for models with a good track record.
Most expensive Jeep models to insure
Some Jeep vehicles have a higher price tag—and that includes insurance. These models tend to have higher horsepower, costlier parts and a greater risk profile.
- Grand Wagoneer - $3,774
- Wagoneer - $3,040
- Grand Cherokee 4xe Hybrid - $2,880
- Wrangler 4xe Hybrid - $2,535
Why are these models expensive to insure?
These models may be more expensive to insure because:
- They cost more to repair or replace if damaged or stolen.
- They may have powerful engines, which means a higher risk of speeding and therefore, accidents.
- Thieves target them more often.
- They often have expensive parts and advanced tech that are costly to fix.
What factors affect car insurance rates for Jeep?
Several factors influence your insurance rate—some related to the car, others to you as the driver.
- Model and trim level: Performance features and size impact pricing.
- Vehicle age: Newer cars often cost more to insure.
- Safety ratings: Vehicles with more safety tech often earn discounts.
- Driver profile: Your age, ZIP code, credit score and driving history play a big role.
- Coverage level: Full coverage costs more than minimum liability, but provides better protection.
How to save on car insurance if you own Jeep
Car insurance can be a big expense, but there are ways to save money. If you drive a Jeep, you might be able to lower your costs by making smart choices. Here are some steps to save on insurance for your Jeep:
- Shop around - Compare quotes from multiple insurers annually
- Increase deductibles - Opt for a higher deductible to lower premiums
- Bundle policies - Combine auto and home or renters insurance
- Ask about discounts - Safe driver, low mileage, good student and more
- Use telematics - Usage-based programs reward good driving habits
Bottom line
Jeep offers a wide range of vehicles. While insurance costs vary by model, knowing the averages and understanding what affects your rate can help you make smart coverage decisions.
Want the best rate on Jeep car insurance? Start by comparing quotes today and see how much you could save.
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage