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The average car insurance cost for Jeep vehicles is $2,817 per year or $235 per month. Jeep car insurance costs vary depending on the model you own. Whether you drive a sedan or a powerful SUV, it's important to know how much insurance will cost and how to reduce it.
Below, we look at the average car insurance cost for Jeep cars by model. We also highlight the most and least expensive models to insure and share tips to help you save money.
How much does Jeep insurance cost?
On average, Jeep drivers pay $2,817 per year or $235 per month for full coverage car insurance.
The average cost of insuring Jeep vehicles is $220, which is less than the national average, though some models cost much less or much more than others.
| Vehicle model | Liability-only (50/100/50) | Full coverage (100/300/100, $500 ded.) |
|---|---|---|
| Compass | $1,147 | $2,414 |
| Gladiator | $1,154 | $2,460 |
| Grand Cherokee | $1,166 | $2,680 |
| Grand Cherokee 4xe Hybrid | $1,176 | $3,277 |
| Grand Cherokee L | $1,160 | $2,679 |
| Grand Wagoneer | $1,201 | $4,188 |
| Wagoneer | $1,184 | $3,323 |
| Wrangler | $1,183 | $2,307 |
| Wrangler 4xe Hybrid | $1,178 | $2,708 |
Tip
If you're shopping for a new or used Jeep, compare car insurance rates before you buy so you know your estimated rate ahead of time and aren't surprised by the cost.
Jeep car insurance cost by model
Here's a closer look at average monthly premiums for popular Jeep models. Rates are based on a 40-year-old driver with a clean record and full coverage.
| Vehicle model | Monthly premium |
|---|---|
| Compass | $201 |
| Gladiator | $205 |
| Grand Cherokee | $223 |
| Grand Cherokee 4xe Hybrid | $273 |
| Grand Cherokee L | $223 |
| Grand Wagoneer | $349 |
| Wagoneer | $277 |
| Wrangler | $192 |
| Wrangler 4xe Hybrid | $226 |
Choose Your Vehicle Model
Jeep Wrangler insurance cost
- The average car insurance cost for Wrangler is $2,307 per year.
- Trim Level - Wrangler Rubicon, Wrangler Rubicon 392 Final Edition, Wrangler Rubicon X, Wrangler Sahara, Wrangler Sport, Wrangler Sport RHD, Wrangler Sport S, Wrangler Willys
The average cost to insure Jeep Wrangler is around $2,307 per year for full coverage, which is $192 per month.
For liability-only coverage, the cost is around $1,183 per year, or about $99 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Jeep Wrangler with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Jeep models.
| Year and model | Average annual premium |
|---|---|
| 2025 Jeep Wrangler | $2,276 |
| 2024 Jeep Wrangler | $2,092 |
| 2023 Jeep Wrangler | $2,191 |
| 2022 Jeep Wrangler | $2,107 |
| 2021 Jeep Wrangler | $2,014 |
| 2020 Jeep Wrangler | $2,041 |
| 2019 Jeep Wrangler | $2,055 |
| 2018 Jeep Wrangler | $2,026 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Virginia Farm Bureau Insurance | $859 | $72 |
| Co-operative Insurance Companies | $927 | $77 |
| Farmers Mutual of Nebraska | $1,070 | $89 |
| Grange Insurance | $1,097 | $91 |
| Safety Insurance | $1,136 | $95 |
| Island Insurance | $1,188 | $99 |
| MMG Insurance | $1,203 | $100 |
| QBE | $1,209 | $101 |
| Rural Mutual Insurance | $1,242 | $104 |
| Vermont Mutual | $1,255 | $105 |
| American National | $1,322 | $110 |
| Farm Bureau Insurance of Idaho | $1,342 | $112 |
| N&D Group | $1,388 | $116 |
| Indiana Farmers Insurance | $1,426 | $119 |
| Farm Bureau Insurance of Tennessee | $1,485 | $124 |
| Arbella Insurance | $1,596 | $133 |
| Acuity Insurance | $1,633 | $136 |
| Central Insurance | $1,645 | $137 |
| Erie Insurance | $1,678 | $140 |
| Amica | $1,710 | $142 |
| West Bend Insurance Company | $1,717 | $143 |
| Travelers | $1,724 | $144 |
| IMT Insurance | $1,755 | $146 |
| Incline Insurance | $1,767 | $147 |
| Nodak Insurance | $1,795 | $150 |
| Indiana Farm Bureau | $1,803 | $150 |
| PEMCO | $1,810 | $151 |
| AFR Insurance | $1,814 | $151 |
| Penn National Insurance | $1,817 | $151 |
| North Carolina Farm Bureau Insurance | $1,820 | $152 |
| North Star Mutual | $1,849 | $154 |
| Missouri Farm Bureau Insurance | $1,885 | $157 |
| Western National Insurance | $1,888 | $157 |
| Westfield Insurance | $1,899 | $158 |
| Auto-Owners | $1,908 | $159 |
| Auto Club Group (AAA) | $1,919 | $160 |
| NJM | $1,957 | $163 |
| Country Financial | $1,964 | $164 |
| Chubb | $2,047 | $171 |
| Southern Farm Bureau | $2,062 | $172 |
| GEICO | $2,075 | $173 |
| Progressive | $2,134 | $178 |
| American Family | $2,148 | $179 |
| State Farm | $2,189 | $182 |
| Nationwide | $2,260 | $188 |
| NYCM Insurance | $2,478 | $207 |
| Utica National Insurance Group | $2,520 | $210 |
| Kentucky Farm Bureau Insurance | $2,525 | $210 |
| UAIC | $2,572 | $214 |
| Kemper | $2,583 | $215 |
| Oklahoma Farm Bureau | $2,630 | $219 |
| Iowa Farm Bureau | $2,688 | $224 |
| United Insurance Co | $2,707 | $226 |
| Frankenmuth Insurance | $2,722 | $227 |
| Plymouth Rock Assurance | $2,730 | $227 |
| California Casualty | $2,746 | $229 |
| CSAA Insurance (AAA) | $2,761 | $230 |
| Equity Insurance | $2,767 | $231 |
| Mercury Insurance | $2,796 | $233 |
| Farm Bureau Insurance of Michigan | $2,823 | $235 |
| Safeway Insurance | $2,894 | $241 |
| Farmers | $2,908 | $242 |
| Donegal Insurance | $2,924 | $244 |
| Shelter Insurance | $2,978 | $248 |
| Mendota Insurance | $3,011 | $251 |
| Preferred Mutual | $3,308 | $276 |
| Allstate | $3,330 | $278 |
| Key Insurance Company | $3,368 | $281 |
| Alfa Insurance | $3,408 | $284 |
| Maryland Auto Insurance | $3,479 | $290 |
| Auto Club Enterprises (AAA) | $3,975 | $331 |
| Louisiana Farm Bureau Insurance | $4,035 | $336 |
| Dairyland | $4,217 | $351 |
| Good2Go Insurance | $4,442 | $370 |
| The Hanover | $5,313 | $443 |
| AIG | $5,559 | $463 |
| USAA | $1,618 | $135 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $1,897 | 38% less |
| Alaska | $2,182 | 28% less |
| Arizona | $2,490 | 18% less |
| Arkansas | $2,563 | 16% less |
| California | $3,218 | 6% more |
| Colorado | $2,714 | 11% less |
| Connecticut | $2,691 | 11% less |
| Delaware | $2,708 | 11% less |
| Florida | $3,048 | Equal |
| Georgia | $2,684 | 12% less |
| Hawaii | $1,412 | 54% less |
| Idaho | $1,583 | 48% less |
| Illinois | $1,935 | 36% less |
| Indiana | $1,573 | 48% less |
| Iowa | $1,892 | 38% less |
| Kansas | $2,308 | 24% less |
| Kentucky | $2,802 | 8% less |
| Louisiana | $4,113 | 35% more |
| Maine | $1,428 | 53% less |
| Maryland | $2,400 | 21% less |
| Massachusetts | $1,709 | 44% less |
| Michigan | $3,011 | 1% less |
| Minnesota | $2,090 | 31% less |
| Mississippi | $2,532 | 17% less |
| Missouri | $2,351 | 23% less |
| Montana | $2,147 | 29% less |
| Nebraska | $2,375 | 22% less |
| Nevada | $3,127 | 3% more |
| New Hampshire | $1,461 | 52% less |
| New Jersey | $2,909 | 4% less |
| New Mexico | $2,125 | 30% less |
| New York | $2,542 | 16% less |
| North Carolina | $1,638 | 46% less |
| North Dakota | $1,768 | 42% less |
| Ohio | $1,529 | 50% less |
| Oklahoma | $2,541 | 16% less |
| Oregon | $2,066 | 32% less |
| Pennsylvania | $2,238 | 26% less |
| Rhode Island | $2,477 | 18% less |
| South Carolina | $3,001 | 1% less |
| South Dakota | $2,319 | 24% less |
| Tennessee | $2,013 | 34% less |
| Texas | $2,942 | 3% less |
| Utah | $1,957 | 36% less |
| Vermont | $1,388 | 54% less |
| Virginia | $1,952 | 36% less |
| Washington | $2,035 | 33% less |
| Washington, D.C. | $3,028 | Equal |
| West Virginia | $2,048 | 33% less |
| Wisconsin | $2,054 | 32% less |
| Wyoming | $1,729 | 43% less |
Jeep Compass insurance cost
- The average car insurance cost for Compass is $2,414 per year.
- Trim Level - Compass Latitude, Compass Limited, Compass Sport, Compass Trailhawk
The average cost to insure Jeep Compass is around $2,414 per year for full coverage, which is $201 per month.
For liability-only coverage, the cost is around $1,147 per year, or about $96 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Jeep Compass with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Jeep models.
| Year and model | Average annual premium |
|---|---|
| 2025 Jeep Compass | $2,540 |
| 2024 Jeep Compass | $2,598 |
| 2023 Jeep Compass | $2,554 |
| 2022 Jeep Compass | $2,471 |
| 2021 Jeep Compass | $2,392 |
| 2020 Jeep Compass | $2,285 |
| 2019 Jeep Compass | $2,192 |
| 2018 Jeep Compass | $2,149 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Virginia Farm Bureau Insurance | $1,057 | $88 |
| Co-operative Insurance Companies | $1,151 | $96 |
| Farmers Mutual of Nebraska | $1,297 | $108 |
| Grange Insurance | $1,336 | $111 |
| American National | $1,346 | $112 |
| Safety Insurance | $1,458 | $121 |
| QBE | $1,471 | $123 |
| Rural Mutual Insurance | $1,484 | $124 |
| Indiana Farmers Insurance | $1,499 | $125 |
| Island Insurance | $1,504 | $125 |
| MMG Insurance | $1,518 | $127 |
| American Family | $1,545 | $129 |
| Vermont Mutual | $1,604 | $134 |
| Farm Bureau Insurance of Tennessee | $1,622 | $135 |
| Incline Insurance | $1,740 | $145 |
| N&D Group | $1,771 | $148 |
| Farm Bureau Insurance of Idaho | $1,801 | $150 |
| Erie Insurance | $1,834 | $153 |
| Acuity Insurance | $1,874 | $156 |
| Travelers | $1,914 | $160 |
| West Bend Insurance Company | $1,973 | $164 |
| IMT Insurance | $2,009 | $167 |
| Central Insurance | $2,022 | $169 |
| Arbella Insurance | $2,026 | $169 |
| Plymouth Rock Assurance | $2,030 | $169 |
| Auto-Owners | $2,046 | $171 |
| Indiana Farm Bureau | $2,062 | $172 |
| State Farm | $2,062 | $172 |
| Progressive | $2,086 | $174 |
| GEICO | $2,109 | $176 |
| NJM | $2,119 | $177 |
| Nodak Insurance | $2,123 | $177 |
| Amica | $2,148 | $179 |
| NYCM Insurance | $2,169 | $181 |
| AFR Insurance | $2,196 | $183 |
| Westfield Insurance | $2,207 | $184 |
| Auto Club Group (AAA) | $2,262 | $189 |
| Country Financial | $2,290 | $191 |
| North Star Mutual | $2,298 | $192 |
| Western National Insurance | $2,300 | $192 |
| United Insurance Co | $2,334 | $195 |
| Nationwide | $2,335 | $195 |
| North Carolina Farm Bureau Insurance | $2,344 | $195 |
| Penn National Insurance | $2,345 | $195 |
| Missouri Farm Bureau Insurance | $2,361 | $197 |
| Southern Farm Bureau | $2,380 | $198 |
| PEMCO | $2,462 | $205 |
| Shelter Insurance | $2,530 | $211 |
| UAIC | $2,604 | $217 |
| Kemper | $2,663 | $222 |
| Kentucky Farm Bureau Insurance | $2,745 | $229 |
| Chubb | $2,780 | $232 |
| Mercury Insurance | $2,786 | $232 |
| Allstate | $2,926 | $244 |
| Mendota Insurance | $2,986 | $249 |
| Iowa Farm Bureau | $3,085 | $257 |
| Oklahoma Farm Bureau | $3,091 | $258 |
| Alfa Insurance | $3,127 | $261 |
| Farm Bureau Insurance of Michigan | $3,211 | $268 |
| Utica National Insurance Group | $3,254 | $271 |
| Safeway Insurance | $3,258 | $272 |
| Farmers | $3,319 | $277 |
| Frankenmuth Insurance | $3,437 | $286 |
| Equity Insurance | $3,445 | $287 |
| California Casualty | $3,477 | $290 |
| Auto Club Enterprises (AAA) | $3,589 | $299 |
| CSAA Insurance (AAA) | $3,590 | $299 |
| Key Insurance Company | $3,905 | $325 |
| Donegal Insurance | $3,923 | $327 |
| Maryland Auto Insurance | $4,127 | $344 |
| Preferred Mutual | $4,457 | $371 |
| Louisiana Farm Bureau Insurance | $4,463 | $372 |
| Dairyland | $4,601 | $383 |
| Good2Go Insurance | $5,082 | $424 |
| The Hanover | $5,612 | $468 |
| AIG | $6,026 | $502 |
| USAA | $1,579 | $132 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $1,998 | 34% less |
| Alaska | $2,223 | 27% less |
| Arizona | $2,463 | 19% less |
| Arkansas | $2,535 | 17% less |
| California | $3,142 | 3% more |
| Colorado | $2,807 | 8% less |
| Connecticut | $2,830 | 7% less |
| Delaware | $2,857 | 6% less |
| Florida | $3,160 | 4% more |
| Georgia | $2,643 | 13% less |
| Hawaii | $1,451 | 52% less |
| Idaho | $1,654 | 46% less |
| Illinois | $2,073 | 32% less |
| Indiana | $1,646 | 46% less |
| Iowa | $1,976 | 35% less |
| Kansas | $2,328 | 23% less |
| Kentucky | $2,801 | 8% less |
| Louisiana | $4,116 | 36% more |
| Maine | $1,445 | 52% less |
| Maryland | $2,571 | 15% less |
| Massachusetts | $1,907 | 37% less |
| Michigan | $3,218 | 6% more |
| Minnesota | $2,262 | 26% less |
| Mississippi | $2,579 | 15% less |
| Missouri | $2,242 | 26% less |
| Montana | $2,211 | 27% less |
| Nebraska | $2,453 | 19% less |
| Nevada | $3,287 | 8% more |
| New Hampshire | $1,571 | 48% less |
| New Jersey | $2,885 | 5% less |
| New Mexico | $2,187 | 28% less |
| New York | $2,725 | 10% less |
| North Carolina | $2,085 | 31% less |
| North Dakota | $1,884 | 38% less |
| Ohio | $1,620 | 47% less |
| Oklahoma | $2,613 | 14% less |
| Oregon | $2,187 | 28% less |
| Pennsylvania | $2,319 | 24% less |
| Rhode Island | $2,558 | 16% less |
| South Carolina | $2,986 | 2% less |
| South Dakota | $2,395 | 21% less |
| Tennessee | $2,065 | 32% less |
| Texas | $2,783 | 8% less |
| Utah | $1,944 | 36% less |
| Vermont | $1,484 | 51% less |
| Virginia | $1,997 | 34% less |
| Washington | $1,981 | 35% less |
| Washington, D.C. | $2,901 | 4% less |
| West Virginia | $2,079 | 32% less |
| Wisconsin | $2,211 | 27% less |
| Wyoming | $1,754 | 42% less |
Cheapest Jeep models to insure
If you are looking for the most economical Jeep vehicles to insure, these models have the lowest auto insurance rates:
- Wrangler Sport RHD - $2,224
- Wrangler Sport - $2,234
- Wrangler Sport S - $2,252
- Wrangler Willys - $2,267
Why are these models cheaper to insure?
These models may be cheaper to insure for a few reasons:
- Strong safety ratings and advanced safety features. Safer vehicles reduce the risk of injuries and accidents.
- Lower repair costs. Vehicles with readily available, affordable parts are cheaper to insure.
- Lower frequency of claims based on historical data. Insurance companies use this information to set lower rates for models with a good track record.
Most expensive Jeep models to insure
Some Jeep vehicles have a higher price tag—and that includes insurance. These models tend to have higher horsepower, costlier parts and a greater risk profile.
- Grand Wagoneer L Series III Obsidian - $4,339
- Grand Wagoneer L Series III - $4,338
- Grand Wagoneer L Series II Obsidian - $4,193
- Wagoneer S Launch Edition - $4,142
Why are these models expensive to insure?
These models may be more expensive to insure because:
- They cost more to repair or replace if damaged or stolen.
- They may have powerful engines, which means a higher risk of speeding and therefore, accidents.
- Thieves target them more often.
- They often have expensive parts and advanced tech that are costly to fix.
What factors affect car insurance rates for Jeep?
Several factors influence your insurance rate—some related to the car, others to you as the driver.
- Model and trim level: Performance features and size impact pricing.
- Vehicle age: Newer cars often cost more to insure.
- Safety ratings: Vehicles with more safety tech often earn discounts.
- Driver profile: Your age, ZIP code, credit score and driving history play a big role.
- Coverage level: Full coverage costs more than minimum liability, but provides better protection.
How to save on car insurance if you own Jeep
Car insurance can be a big expense, but there are ways to save money. If you drive a Jeep, you might be able to lower your costs by making smart choices. Here are some steps to save on insurance for your Jeep:
- Shop around - Compare quotes from multiple insurers annually
- Increase deductibles - Opt for a higher deductible to lower premiums
- Bundle policies - Combine auto and home or renters insurance
- Ask about discounts - Safe driver, low mileage, good student and more
- Use telematics - Usage-based programs reward good driving habits
Bottom line
Jeep offers a wide range of vehicles. While insurance costs vary by model, knowing the averages and understanding what affects your rate can help you make smart coverage decisions.
Want the best rate on Jeep car insurance? Start by comparing quotes today and see how much you could save.
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage