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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Jeep Wrangler is $2,307 per year or $192 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.

The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Jeep Wrangler costs $2,307, whereas the 2024 Jeep Wrangler costs $2,283 annually. This is $24 less than the 2025 rates.

Travelers offers the cheapest annual rate for 2025 Jeep Wrangler at $1,683 per year.

Below, we'll look at Jeep Wrangler insurance rates and show you how to save.

Average insurance cost of Jeep Wrangler by model year

Year of Jeep Wrangler modelAverage cost to insure
2025$2,307
2024$2,283
2023$2,259
2022$2,228
2021$2,145
Graph Icon

Compare Wrangler insurance rates by state

L O A D I N G
CompanyAverage annual premium
Nationwide$1,788
Travelers$2,090
State Farm$2,093
Farmers$2,513
UAIC$2,581
Mercury Insurance$2,996
GEICO$3,222
Progressive$3,348
Allstate$3,755
AIG$5,824

Jeep Wrangler insurance rates per year

2025

2025 Jeep Wrangler insurance rates

Average cost to insure $2,242
Annual cheapest rate $1,600
Available trims Rubicon, Rubicon 392 Final Edition, Rubicon X, Sahara, Sport
RankCompanyAverage annual premium
1Travelers$1,683
2GEICO$2,044
3Progressive$2,100
4State Farm$2,177
5Nationwide$2,253
6Farmers$2,904
7Allstate$3,177
8USAA$1,600
2024

2024 Jeep Wrangler insurance rates

Average cost to insure $2,221
Annual cheapest rate $1,679
Available trims Rubicon, Rubicon 392, Rubicon 392 Final Edition, Rubicon X, Sahara
RankCompanyAverage annual premium
1Travelers$1,679
2GEICO$2,026
3State Farm$2,089
4Progressive$2,124
5Nationwide$2,214
6Farmers$2,840
7Allstate$3,104
8USAA$1,688
2023

2023 Jeep Wrangler insurance rates

Average cost to insure $2,228
Annual cheapest rate $1,674
Available trims Freedom, Rubicon, Sport, Sport S, Unlimited FarOut
RankCompanyAverage annual premium
1Travelers$1,674
2GEICO$1,948
3State Farm$1,962
4Progressive$2,069
5Nationwide$2,348
6Farmers$2,835
7Allstate$3,239
8USAA$1,752
2022

2022 Jeep Wrangler insurance rates

Average cost to insure $2,189
Annual cheapest rate $1,671
Available trims Rubicon, Sport, Sport S, Unlimited 4xe Rubicon, Unlimited Rubicon
RankCompanyAverage annual premium
1Travelers$1,671
2GEICO$1,921
3State Farm$1,976
4Progressive$2,092
5Nationwide$2,277
6Farmers$2,763
7Allstate$3,093
8USAA$1,715
2021

2021 Jeep Wrangler insurance rates

Average cost to insure $2,124
Annual cheapest rate $1,597
Available trims 80th Anniversary Edition, Freedom, Rubicon, Sport, Sport S
RankCompanyAverage annual premium
1Travelers$1,597
2GEICO$1,868
3State Farm$1,923
4Progressive$2,049
5Nationwide$2,413
6Farmers$2,674
7Allstate$2,821
8USAA$1,650
2020

2020 Jeep Wrangler insurance rates

Average cost to insure $2,054
Annual cheapest rate $1,548
Available trims Black and Tan, Rubicon, Rubicon Recon, Sport, Sport S
RankCompanyAverage annual premium
1Travelers$1,548
2GEICO$1,813
3State Farm$1,880
4Progressive$1,977
5Nationwide$2,339
6Farmers$2,526
7Allstate$2,769
8USAA$1,579
2019

2019 Jeep Wrangler insurance rates

Average cost to insure $1,989
Annual cheapest rate $1,476
Available trims Rubicon, Sport, Sport S, Unlimited Moab, Unlimited Rubicon
RankCompanyAverage annual premium
1Travelers$1,535
2GEICO$1,780
3State Farm$1,826
4Progressive$1,980
5Nationwide$2,158
6Farmers$2,503
7Allstate$2,651
8USAA$1,476
2018

2018 Jeep Wrangler insurance rates

Average cost to insure $1,921
Annual cheapest rate $1,442
Available trims Altitude, Freedom Edition, Rubicon, Rubicon Recon, Sahara
RankCompanyAverage annual premium
1Travelers$1,487
2GEICO$1,690
3State Farm$1,730
4Progressive$1,883
5Nationwide$2,127
6Farmers$2,411
7Allstate$2,598
8USAA$1,442

Jeep insurance annual rates by model

Methodology

Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.

Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:

  • Bodily injury liability of $100,000 per person and $300,000 per incident
  • Property damage liability of $100,000 per incident
  • Comprehensive and collision deductibles of $500
  • 40-year-old driver
  • Honda Accord LX
  • Good credit
  • A clean driving record
  • 12-mile commute, 10,000 annual mileage
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