Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
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The average car insurance cost for Hyundai vehicles is $2,408 per year or $201 per month. Hyundai car insurance costs vary depending on the model you own. Whether you drive a sedan or a powerful SUV, it's important to know how much insurance will cost and how to reduce it.
Below, we look at the average car insurance cost for Hyundai cars by model. We also highlight the most and least expensive models to insure and share tips to help you save money.
How much does Hyundai insurance cost?
On average, Hyundai drivers pay $2,408 per year or $201 per month for full coverage car insurance.
The average cost of insuring Hyundai vehicles is $255, which is less than the national average, though some models cost much less or much more than others.
| Vehicle model | Liability-only (50/100/50) | Full coverage (100/300/100, $500 ded.) |
|---|---|---|
| Elantra | $1,295 | $2,447 |
| Elantra N | $1,377 | $2,913 |
| Ioniq 5 | $1,133 | $2,721 |
| Ioniq 6 | $1,187 | $2,929 |
| Kona | $1,146 | $2,048 |
| Kona Electric | $1,277 | $2,276 |
| Palisade | $1,119 | $2,360 |
| Santa Cruz | $1,153 | $2,376 |
| Santa Fe | $1,213 | $2,316 |
| Santa Fe Hybrid | $1,219 | $2,460 |
| Sonata | $1,341 | $2,639 |
| Tucson | $1,109 | $2,062 |
| Tucson Hybrid | $1,117 | $2,347 |
| Venue | $1,203 | $1,999 |
Tip
If you're shopping for a new or used Hyundai, compare car insurance rates before you buy so you know your estimated rate ahead of time and aren't surprised by the cost.
Hyundai car insurance cost by model
Here's a closer look at average monthly premiums for popular Hyundai models. Rates are based on a 40-year-old driver with a clean record and full coverage.
| Vehicle model | Monthly premium |
|---|---|
| Elantra | $204 |
| Elantra N | $243 |
| Ioniq 5 | $227 |
| Ioniq 6 | $244 |
| Kona | $171 |
| Kona Electric | $190 |
| Palisade | $197 |
| Santa Cruz | $198 |
| Santa Fe | $193 |
| Santa Fe Hybrid | $205 |
| Sonata | $220 |
| Tucson | $172 |
| Tucson Hybrid | $196 |
| Venue | $167 |
Choose Your Vehicle Model
Hyundai Elantra insurance cost
- The average car insurance cost for Elantra is $2,520 per year.
- Trim Level - Elantra Blue, Elantra Limited, Elantra N Line, Elantra SE, Elantra SEL
The average cost to insure Hyundai Elantra is around $2,520 per year for full coverage, which is $210 per month.
For liability-only coverage, the cost is around $1,046 per year, or about $87 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Hyundai Elantra with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Hyundai models.
| Year and model | Average annual premium |
|---|---|
| 2024 Hyundai Elantra | $2,520 |
| 2023 Hyundai Elantra | $2,488 |
| 2022 Hyundai Elantra | $2,472 |
| 2021 Hyundai Elantra | $2,411 |
| 2020 Hyundai Elantra | $2,342 |
| 2019 Hyundai Elantra | $2,302 |
| 2018 Hyundai Elantra | $2,222 |
| 2017 Hyundai Elantra | $2,186 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| GEICO | $1,964 | $164 |
| State Farm | $2,246 | $187 |
| Nationwide | $2,303 | $192 |
| Progressive | $2,471 | $206 |
| Allstate | $2,992 | $249 |
| Farmers | $3,145 | $262 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,437 | 8% less |
| Alaska | $2,426 | 9% less |
| Arizona | $2,508 | 6% less |
| Arkansas | $2,771 | 4% more |
| California | $3,023 | 14% more |
| Colorado | $3,223 | 21% more |
| Connecticut | $2,600 | 2% less |
| Delaware | $2,515 | 6% less |
| Florida | $3,136 | 18% more |
| Georgia | $3,219 | 21% more |
| Hawaii | $1,588 | 40% less |
| Idaho | $1,627 | 39% less |
| Illinois | $2,478 | 7% less |
| Indiana | $2,301 | 14% less |
| Iowa | $2,049 | 23% less |
| Kansas | $2,545 | 4% less |
| Kentucky | $2,947 | 11% more |
| Louisiana | $4,005 | 50% more |
| Maine | $1,617 | 39% less |
| Maryland | $2,386 | 10% less |
| Massachusetts | $2,275 | 15% less |
| Michigan | $3,502 | 32% more |
| Minnesota | $2,710 | 2% more |
| Mississippi | $2,578 | 3% less |
| Missouri | $2,825 | 6% more |
| Montana | $2,632 | 1% less |
| Nebraska | $2,639 | 1% less |
| Nevada | $2,522 | 5% less |
| New Hampshire | $1,790 | 33% less |
| New Jersey | $2,462 | 8% less |
| New Mexico | $2,587 | 3% less |
| New York | $1,813 | 32% less |
| North Carolina | $2,248 | 16% less |
| North Dakota | $2,115 | 21% less |
| Ohio | $1,729 | 35% less |
| Oklahoma | $2,688 | 1% more |
| Oregon | $2,435 | 9% less |
| Pennsylvania | $2,674 | Equal |
| Rhode Island | $2,967 | 11% more |
| South Carolina | $2,258 | 15% less |
| South Dakota | $2,893 | 9% more |
| Tennessee | $2,783 | 5% more |
| Texas | $3,485 | 31% more |
| Utah | $2,061 | 23% less |
| Vermont | $1,704 | 36% less |
| Virginia | $1,850 | 31% less |
| Washington | $2,201 | 17% less |
| Washington, D.C. | $2,967 | 11% more |
| West Virginia | $2,265 | 15% less |
| Wisconsin | $1,953 | 27% less |
| Wyoming | $2,120 | 20% less |
Hyundai Kona insurance cost
- The average car insurance cost for Kona is $2,073 per year.
- Trim Level - Kona Limited, Kona N Line, Kona SE, Kona SEL
The average cost to insure Hyundai Kona is around $2,073 per year for full coverage, which is $173 per month.
For liability-only coverage, the cost is around $923 per year, or about $77 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Hyundai Kona with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Hyundai models.
| Year and model | Average annual premium |
|---|---|
| 2024 Hyundai Kona | $2,074 |
| 2023 Hyundai Kona | $2,081 |
| 2022 Hyundai Kona | $2,047 |
| 2021 Hyundai Kona | $2,006 |
| 2020 Hyundai Kona | $1,988 |
| 2019 Hyundai Kona | $1,954 |
| 2018 Hyundai Kona | $1,901 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| GEICO | $1,636 | $136 |
| State Farm | $1,714 | $143 |
| Progressive | $1,855 | $155 |
| Nationwide | $1,871 | $156 |
| Farmers | $2,630 | $219 |
| Allstate | $2,735 | $228 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $1,987 | 25% less |
| Alaska | $1,912 | 28% less |
| Arizona | $2,046 | 23% less |
| Arkansas | $2,205 | 17% less |
| California | $2,518 | 5% less |
| Colorado | $2,693 | 1% more |
| Connecticut | $2,158 | 19% less |
| Delaware | $2,151 | 19% less |
| Florida | $2,743 | 3% more |
| Georgia | $2,495 | 6% less |
| Hawaii | $1,351 | 49% less |
| Idaho | $1,344 | 50% less |
| Illinois | $1,986 | 25% less |
| Indiana | $1,866 | 30% less |
| Iowa | $1,673 | 37% less |
| Kansas | $2,142 | 20% less |
| Kentucky | $2,527 | 5% less |
| Louisiana | $3,286 | 23% more |
| Maine | $1,273 | 52% less |
| Maryland | $1,947 | 27% less |
| Massachusetts | $1,808 | 32% less |
| Michigan | $2,781 | 4% more |
| Minnesota | $2,222 | 17% less |
| Mississippi | $2,158 | 19% less |
| Missouri | $2,267 | 15% less |
| Montana | $2,205 | 17% less |
| Nebraska | $2,080 | 22% less |
| Nevada | $2,145 | 19% less |
| New Hampshire | $1,462 | 45% less |
| New Jersey | $1,972 | 26% less |
| New Mexico | $2,167 | 19% less |
| New York | $1,506 | 43% less |
| North Carolina | $1,771 | 33% less |
| North Dakota | $1,760 | 34% less |
| Ohio | $1,480 | 44% less |
| Oklahoma | $2,207 | 17% less |
| Oregon | $2,044 | 23% less |
| Pennsylvania | $2,225 | 16% less |
| Rhode Island | $2,474 | 7% less |
| South Carolina | $1,902 | 29% less |
| South Dakota | $2,260 | 15% less |
| Tennessee | $2,249 | 16% less |
| Texas | $2,849 | 7% more |
| Utah | $1,718 | 35% less |
| Vermont | $1,438 | 46% less |
| Virginia | $1,532 | 42% less |
| Washington | $1,740 | 35% less |
| Washington, D.C. | $2,494 | 6% less |
| West Virginia | $1,905 | 28% less |
| Wisconsin | $1,579 | 41% less |
| Wyoming | $2,033 | 24% less |
Hyundai Santa Fe insurance cost
The cost to insure a Hyundai Santa Fe can vary based on the model year, your location, and the company you choose. Insurance rates tend to be higher for newer models and may differ from state to state. Shopping around and comparing quotes is the best way to save.
Below you'll find tables listing:
- Rates by model - average annual premiums for different model years
- Rates by company - what major insurers charge
- Rates by state - how location affects the cost of coverage
| Year and model | Average annual premium |
|---|---|
| 2024 Hyundai Santa Fe | $2,332 |
| 2023 Hyundai Santa Fe | $2,208 |
| 2022 Hyundai Santa Fe | $2,195 |
| 2021 Hyundai Santa Fe | $2,127 |
| 2020 Hyundai Santa Fe | $2,061 |
| 2019 Hyundai Santa Fe | $2,027 |
| 2018 Hyundai Santa Fe | $2,027 |
| 2017 Hyundai Santa Fe | $1,983 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| GEICO | $1,863 | $155 |
| Progressive | $1,890 | $158 |
| State Farm | $2,017 | $168 |
| Nationwide | $2,172 | $181 |
| Farmers | $2,889 | $241 |
| Allstate | $3,163 | $264 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,147 | 19% less |
| Alaska | $2,132 | 20% less |
| Arizona | $2,224 | 16% less |
| Arkansas | $2,352 | 12% less |
| California | $3,012 | 13% more |
| Colorado | $3,067 | 15% more |
| Connecticut | $2,531 | 5% less |
| Delaware | $2,386 | 10% less |
| Florida | $2,880 | 8% more |
| Georgia | $2,974 | 12% more |
| Hawaii | $1,549 | 42% less |
| Idaho | $1,484 | 44% less |
| Illinois | $2,264 | 15% less |
| Indiana | $1,998 | 25% less |
| Iowa | $2,006 | 25% less |
| Kansas | $2,423 | 9% less |
| Kentucky | $2,973 | 12% more |
| Louisiana | $3,750 | 41% more |
| Maine | $1,620 | 39% less |
| Maryland | $2,204 | 17% less |
| Massachusetts | $2,044 | 23% less |
| Michigan | $3,004 | 13% more |
| Minnesota | $2,519 | 5% less |
| Mississippi | $2,248 | 16% less |
| Missouri | $2,887 | 8% more |
| Montana | $2,323 | 13% less |
| Nebraska | $2,490 | 6% less |
| Nevada | $2,172 | 18% less |
| New Hampshire | $1,697 | 36% less |
| New Jersey | $2,236 | 16% less |
| New Mexico | $2,379 | 11% less |
| New York | $1,668 | 37% less |
| North Carolina | $2,164 | 19% less |
| North Dakota | $1,966 | 26% less |
| Ohio | $1,582 | 41% less |
| Oklahoma | $2,507 | 6% less |
| Oregon | $2,096 | 21% less |
| Pennsylvania | $2,552 | 4% less |
| Rhode Island | $2,770 | 4% more |
| South Carolina | $2,126 | 20% less |
| South Dakota | $2,744 | 3% more |
| Tennessee | $2,201 | 17% less |
| Texas | $3,641 | 37% more |
| Utah | $1,887 | 29% less |
| Vermont | $1,641 | 38% less |
| Virginia | $1,715 | 36% less |
| Washington | $2,112 | 21% less |
| Washington, D.C. | $2,692 | 1% more |
| West Virginia | $2,169 | 19% less |
| Wisconsin | $1,712 | 36% less |
| Wyoming | $2,639 | 1% less |
Hyundai Sonata insurance cost
- The average car insurance cost for Sonata is $2,673 per year.
- Trim Level - Sonata Hybrid Limited, Sonata Hybrid SEL, Sonata N Line, Sonata SEL
The average cost to insure Hyundai Sonata is around $2,673 per year for full coverage, which is $223 per month.
For liability-only coverage, the cost is around $1,053 per year, or about $88 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Hyundai Sonata with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Hyundai models.
| Year and model | Average annual premium |
|---|---|
| 2024 Hyundai Sonata | $2,673 |
| 2023 Hyundai Sonata | $2,588 |
| 2022 Hyundai Sonata | $2,529 |
| 2021 Hyundai Sonata | $2,466 |
| 2020 Hyundai Sonata | $2,495 |
| 2019 Hyundai Sonata | $2,436 |
| 2018 Hyundai Sonata | $2,349 |
| 2017 Hyundai Sonata | $2,310 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| GEICO | $2,107 | $176 |
| State Farm | $2,310 | $192 |
| Nationwide | $2,485 | $207 |
| Progressive | $2,498 | $208 |
| Allstate | $3,186 | $266 |
| Farmers | $3,453 | $288 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,449 | 8% less |
| Alaska | $2,469 | 7% less |
| Arizona | $2,570 | 3% less |
| Arkansas | $2,848 | 7% more |
| California | $3,405 | 28% more |
| Colorado | $3,440 | 29% more |
| Connecticut | $2,828 | 6% more |
| Delaware | $2,580 | 3% less |
| Florida | $3,193 | 20% more |
| Georgia | $3,540 | 33% more |
| Hawaii | $1,572 | 41% less |
| Idaho | $1,681 | 37% less |
| Illinois | $2,625 | 1% less |
| Indiana | $2,326 | 13% less |
| Iowa | $2,239 | 16% less |
| Kansas | $2,716 | 2% more |
| Kentucky | $3,256 | 22% more |
| Louisiana | $4,218 | 58% more |
| Maine | $1,714 | 36% less |
| Maryland | $2,509 | 6% less |
| Massachusetts | $2,418 | 9% less |
| Michigan | $3,665 | 38% more |
| Minnesota | $2,891 | 9% more |
| Mississippi | $2,608 | 2% less |
| Missouri | $3,214 | 21% more |
| Montana | $2,739 | 3% more |
| Nebraska | $2,794 | 5% more |
| Nevada | $2,640 | 1% less |
| New Hampshire | $1,898 | 29% less |
| New Jersey | $2,645 | 1% less |
| New Mexico | $2,701 | 1% more |
| New York | $1,915 | 28% less |
| North Carolina | $2,566 | 4% less |
| North Dakota | $2,242 | 16% less |
| Ohio | $1,777 | 33% less |
| Oklahoma | $2,777 | 4% more |
| Oregon | $2,473 | 7% less |
| Pennsylvania | $2,855 | 7% more |
| Rhode Island | $3,148 | 18% more |
| South Carolina | $2,323 | 13% less |
| South Dakota | $3,174 | 19% more |
| Tennessee | $2,950 | 11% more |
| Texas | $3,511 | 32% more |
| Utah | $2,170 | 19% less |
| Vermont | $1,884 | 29% less |
| Virginia | $1,865 | 30% less |
| Washington | $2,545 | 4% less |
| Washington, D.C. | $3,037 | 14% more |
| West Virginia | $2,389 | 10% less |
| Wisconsin | $2,030 | 24% less |
| Wyoming | $2,459 | 8% less |
Hyundai Tucson insurance cost
- The average car insurance cost for Tucson is $2,079 per year.
- Trim Level - Tucson Limited, Tucson SE, Tucson SEL, Tucson XRT
The average cost to insure Hyundai Tucson is around $2,079 per year for full coverage, which is $173 per month.
For liability-only coverage, the cost is around $897 per year, or about $75 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Hyundai Tucson with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Hyundai models.
| Year and model | Average annual premium |
|---|---|
| 2024 Hyundai Tucson | $2,079 |
| 2023 Hyundai Tucson | $2,113 |
| 2022 Hyundai Tucson | $2,109 |
| 2021 Hyundai Tucson | $2,021 |
| 2020 Hyundai Tucson | $2,050 |
| 2019 Hyundai Tucson | $2,019 |
| 2018 Hyundai Tucson | $2,006 |
| 2017 Hyundai Tucson | $1,947 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| GEICO | $1,627 | $136 |
| Nationwide | $1,695 | $141 |
| State Farm | $1,832 | $153 |
| Progressive | $1,856 | $155 |
| Farmers | $2,645 | $220 |
| Allstate | $2,819 | $235 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $1,985 | 25% less |
| Alaska | $1,922 | 28% less |
| Arizona | $2,024 | 24% less |
| Arkansas | $2,218 | 17% less |
| California | $2,494 | 6% less |
| Colorado | $2,665 | Equal |
| Connecticut | $2,167 | 19% less |
| Delaware | $2,152 | 19% less |
| Florida | $2,702 | 1% more |
| Georgia | $2,481 | 7% less |
| Hawaii | $1,364 | 49% less |
| Idaho | $1,346 | 49% less |
| Illinois | $1,994 | 25% less |
| Indiana | $1,877 | 30% less |
| Iowa | $1,689 | 37% less |
| Kansas | $2,176 | 18% less |
| Kentucky | $2,585 | 3% less |
| Louisiana | $3,370 | 27% more |
| Maine | $1,401 | 47% less |
| Maryland | $1,942 | 27% less |
| Massachusetts | $1,829 | 31% less |
| Michigan | $2,731 | 3% more |
| Minnesota | $2,181 | 18% less |
| Mississippi | $2,219 | 17% less |
| Missouri | $2,255 | 15% less |
| Montana | $2,225 | 16% less |
| Nebraska | $2,109 | 21% less |
| Nevada | $2,120 | 20% less |
| New Hampshire | $1,553 | 42% less |
| New Jersey | $2,028 | 24% less |
| New Mexico | $2,164 | 19% less |
| New York | $1,477 | 45% less |
| North Carolina | $1,744 | 35% less |
| North Dakota | $1,805 | 32% less |
| Ohio | $1,500 | 44% less |
| Oklahoma | $2,224 | 16% less |
| Oregon | $2,032 | 24% less |
| Pennsylvania | $2,259 | 15% less |
| Rhode Island | $2,445 | 8% less |
| South Carolina | $1,935 | 27% less |
| South Dakota | $2,297 | 14% less |
| Tennessee | $2,259 | 15% less |
| Texas | $2,876 | 8% more |
| Utah | $1,705 | 36% less |
| Vermont | $1,463 | 45% less |
| Virginia | $1,552 | 42% less |
| Washington | $1,637 | 39% less |
| Washington, D.C. | $2,485 | 7% less |
| West Virginia | $1,908 | 28% less |
| Wisconsin | $1,592 | 40% less |
| Wyoming | $2,116 | 21% less |
Cheapest Hyundai models to insure
If you are looking for the most economical Hyundai vehicles to insure, these models have the lowest auto insurance rates:
- Venue - $2,014
- Kona - $2,073
- Tucson - $2,079
- Kona Electric - $2,301
Why are these models cheaper to insure?
These models may be cheaper to insure for a few reasons:
- Strong safety ratings and advanced safety features. Safer vehicles reduce the risk of injuries and accidents.
- Lower repair costs. Vehicles with readily available, affordable parts are cheaper to insure.
- Lower frequency of claims based on historical data. Insurance companies use this information to set lower rates for models with a good track record.
Most expensive Hyundai models to insure
Some Hyundai vehicles have a higher price tag—and that includes insurance. These models tend to have higher horsepower, costlier parts and a greater risk profile.
- Ioniq 6 - $2,973
- Elantra N - $2,935
- Ioniq 5 - $2,756
- Sonata - $2,673
Why are these models expensive to insure?
These models may be more expensive to insure because:
- They cost more to repair or replace if damaged or stolen.
- They may have powerful engines, which means a higher risk of speeding and therefore, accidents.
- Thieves target them more often.
- They often have expensive parts and advanced tech that are costly to fix.
What factors affect car insurance rates for Hyundai?
Several factors influence your insurance rate—some related to the car, others to you as the driver.
- Model and trim level: Performance features and size impact pricing.
- Vehicle age: Newer cars often cost more to insure.
- Safety ratings: Vehicles with more safety tech often earn discounts.
- Driver profile: Your age, ZIP code, credit score and driving history play a big role.
- Coverage level: Full coverage costs more than minimum liability, but provides better protection.
How to save on car insurance if you own Hyundai
Car insurance can be a big expense, but there are ways to save money. If you drive a Hyundai, you might be able to lower your costs by making smart choices. Here are some steps to save on insurance for your Hyundai:
- Shop around - Compare quotes from multiple insurers annually
- Increase deductibles - Opt for a higher deductible to lower premiums
- Bundle policies - Combine auto and home or renters insurance
- Ask about discounts - Safe driver, low mileage, good student and more
- Use telematics - Usage-based programs reward good driving habits
Bottom line
Hyundai offers a wide range of vehicles. While insurance costs vary by model, knowing the averages and understanding what affects your rate can help you make smart coverage decisions.
Want the best rate on Hyundai car insurance? Start by comparing quotes today and see how much you could save.
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage