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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Hyundai Santa Fe is $2,718 per year or $227 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Hyundai Santa Fe costs $2,718, whereas the 2024 Hyundai Santa Fe costs $2,635 annually. This is $83 less than the 2025 rates.
Travelers offers the cheapest annual rate for 2025 Hyundai Santa Fe at $1,827 per year.
Below, we'll look at Hyundai Santa Fe insurance rates and show you how to save.
Average insurance cost of Hyundai Santa Fe by model year
| Year of Hyundai Santa Fe model | Average cost to insure |
|---|---|
| 2025 | $2,718 |
| 2024 | $2,635 |
| 2023 | $2,490 |
| 2022 | $2,430 |
| 2021 | $2,395 |
Compare Santa Fe insurance rates by state
| Company | Average annual premium |
|---|---|
| Nationwide | $2,151 |
| State Farm | $2,286 |
| Travelers | $2,368 |
| UAIC | $2,699 |
| Mercury Insurance | $2,910 |
| GEICO | $2,933 |
| Progressive | $3,590 |
| Allstate | $4,159 |
| Farmers | $4,165 |
| AIG | $6,634 |
Hyundai Santa Fe insurance rates per year
2025 Hyundai Santa Fe insurance rates
Rank Company Average annual premium 1 Travelers $1,827 2 GEICO $2,228 3 Progressive $2,362 4 Nationwide $2,405 5 State Farm $2,415 6 Farmers $3,493 7 Allstate $3,497 8 USAA $1,949 2024 Hyundai Santa Fe insurance rates
Rank Company Average annual premium 1 Travelers $1,861 2 GEICO $2,014 3 State Farm $2,260 4 Nationwide $2,336 5 Progressive $2,367 6 Farmers $3,385 7 Allstate $3,394 8 USAA $2,073 2023 Hyundai Santa Fe insurance rates
Rank Company Average annual premium 1 Travelers $1,790 2 GEICO $1,912 3 State Farm $2,072 4 Progressive $2,316 5 Nationwide $2,349 6 Farmers $3,224 7 Allstate $3,434 8 USAA $1,961 2022 Hyundai Santa Fe insurance rates
Rank Company Average annual premium 1 Travelers $1,762 2 State Farm $2,023 3 GEICO $2,112 4 Progressive $2,233 5 Nationwide $2,365 6 Farmers $3,101 7 Allstate $3,212 8 USAA $1,873 2021 Hyundai Santa Fe insurance rates
Rank Company Average annual premium 1 Travelers $1,800 2 GEICO $1,990 3 State Farm $2,012 4 Nationwide $2,303 5 Progressive $2,564 6 Farmers $3,025 7 Allstate $3,107 8 USAA $1,798 2020 Hyundai Santa Fe insurance rates
Rank Company Average annual premium 1 Travelers $1,785 2 State Farm $1,927 3 GEICO $1,967 4 Nationwide $2,352 5 Progressive $2,451 6 Allstate $2,915 7 Farmers $3,006 8 USAA $1,640 2019 Hyundai Santa Fe insurance rates
Rank Company Average annual premium 1 Travelers $1,708 2 State Farm $1,879 3 GEICO $1,953 4 Progressive $2,239 5 Nationwide $2,287 6 Farmers $2,936 7 Allstate $2,952 8 USAA $1,607 2018 Hyundai Santa Fe insurance rates
Rank Company Average annual premium 1 Travelers $1,682 2 State Farm $1,922 3 GEICO $2,027 4 Progressive $2,290 5 Nationwide $2,404 6 Allstate $2,812 7 Farmers $2,880 8 USAA $1,592
Hyundai insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage