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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Hyundai Elantra is $3,030 per year or $253 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Hyundai Elantra costs $3,030, whereas the 2024 Hyundai Elantra costs $2,978 annually. This is $52 less than the 2025 rates.
Travelers offers the cheapest annual rate for 2025 Hyundai Elantra at $2,317 per year.
Below, we'll look at Hyundai Elantra insurance rates and show you how to save.
Average insurance cost of Hyundai Elantra by model year
| Year of Hyundai Elantra model | Average cost to insure |
|---|---|
| 2025 | $3,030 |
| 2024 | $2,978 |
| 2023 | $2,915 |
| 2022 | $2,768 |
| 2021 | $2,714 |
Compare Elantra insurance rates by state
| Company | Average annual premium |
|---|---|
| State Farm | $2,435 |
| Nationwide | $2,482 |
| UAIC | $2,711 |
| Travelers | $2,810 |
| GEICO | $3,415 |
| Mercury Insurance | $3,822 |
| Allstate | $4,352 |
| Farmers | $4,373 |
| Progressive | $5,162 |
| AIG | $6,824 |
Hyundai Elantra insurance rates per year
2025 Hyundai Elantra insurance rates
Rank Company Average annual premium 1 Travelers $2,317 2 GEICO $2,417 3 State Farm $2,606 4 Progressive $2,804 5 Nationwide $3,046 6 Allstate $3,458 7 Farmers $3,925 8 USAA $1,795 2024 Hyundai Elantra insurance rates
Rank Company Average annual premium 1 GEICO $2,292 2 Travelers $2,319 3 State Farm $2,471 4 Progressive $2,829 5 Nationwide $3,198 6 Allstate $3,351 7 Farmers $3,850 8 USAA $1,889 2023 Hyundai Elantra insurance rates
Rank Company Average annual premium 1 GEICO $2,096 2 Travelers $2,235 3 State Farm $2,468 4 Progressive $2,767 5 Nationwide $3,201 6 Allstate $3,508 7 Farmers $3,712 8 USAA $1,791 2022 Hyundai Elantra insurance rates
Rank Company Average annual premium 1 GEICO $2,261 2 Travelers $2,265 3 State Farm $2,393 4 Progressive $2,662 5 Nationwide $3,128 6 Allstate $3,237 7 Farmers $3,612 8 USAA $1,736 2021 Hyundai Elantra insurance rates
Rank Company Average annual premium 1 GEICO $2,213 2 Travelers $2,217 3 State Farm $2,374 4 Progressive $2,557 5 Allstate $3,209 6 Nationwide $3,213 7 Farmers $3,459 8 USAA $1,695 2020 Hyundai Elantra insurance rates
Rank Company Average annual premium 1 GEICO $2,111 2 Travelers $2,154 3 State Farm $2,213 4 Progressive $2,705 5 Allstate $3,055 6 Nationwide $3,192 7 Farmers $3,475 8 USAA $1,566 2019 Hyundai Elantra insurance rates
Rank Company Average annual premium 1 GEICO $2,062 2 Travelers $2,084 3 State Farm $2,142 4 Progressive $2,646 5 Allstate $3,037 6 Nationwide $3,082 7 Farmers $3,387 8 USAA $1,509 2018 Hyundai Elantra insurance rates
Rank Company Average annual premium 1 GEICO $2,026 2 Travelers $2,043 3 State Farm $2,130 4 Progressive $2,623 5 Allstate $2,977 6 Nationwide $2,991 7 Farmers $3,206 8 USAA $1,509
Hyundai insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage