The average car insurance cost for GMC vehicles is $2,549 per year or $212 per month. GMC car insurance costs vary depending on the model you own. Whether you drive a sedan or a powerful SUV, it's important to know how much insurance will cost and how to reduce it.
Below, we look at the average car insurance cost for GMC cars by model. We also highlight the most and least expensive models to insure and share tips to help you save money.
How much does GMC insurance cost?
On average, GMC drivers pay $2,549 per year or $212 per month for full coverage car insurance.
The average cost of insuring GMC vehicles is $114, which is less than the national average, though some models cost much less or much more than others.
| Vehicle model | Liability-only (50/100/50) | Full coverage (100/300/100, $500 ded.) |
|---|---|---|
| Acadia | $1,185 | $2,420 |
| Canyon | $1,111 | $2,342 |
| Hummer EV SUV | $1,172 | $4,513 |
| Hummer EV Truck | $1,170 | $4,111 |
| Savana | $1,155 | $2,120 |
| Sierra 1500 | $1,147 | $2,490 |
| Sierra HD | $1,208 | $2,651 |
| Terrain | $1,089 | $2,201 |
| Yukon | $1,145 | $2,582 |
Tip
If you're shopping for a new or used GMC, compare car insurance rates before you buy so you know your estimated rate ahead of time and aren't surprised by the cost.
GMC car insurance cost by model
Here's a closer look at average monthly premiums for popular GMC models. Rates are based on a 40-year-old driver with a clean record and full coverage.
| Vehicle model | Monthly premium |
|---|---|
| Acadia | $202 |
| Canyon | $195 |
| Hummer EV SUV | $376 |
| Hummer EV Truck | $343 |
| Savana | $177 |
| Sierra 1500 | $207 |
| Sierra HD | $221 |
| Terrain | $183 |
| Yukon | $215 |
Choose Your Vehicle Model
GMC Acadia insurance cost
- The average car insurance cost for Acadia is $2,434 per year.
- Trim Level - Acadia AT4, Acadia Denali
The average cost to insure GMC Acadia is around $2,434 per year for full coverage, which is $203 per month.
For liability-only coverage, the cost is around $962 per year, or about $80 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving GMC Acadia with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for GMC models.
| Year and model | Average annual premium |
|---|---|
| 2024 GMC Acadia | $2,434 |
| 2023 GMC Acadia | $2,288 |
| 2022 GMC Acadia | $2,226 |
| 2021 GMC Acadia | $2,143 |
| 2020 GMC Acadia | $2,063 |
| 2019 GMC Acadia | $2,002 |
| 2018 GMC Acadia | $1,940 |
| 2017 GMC Acadia | $1,893 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| GEICO | $2,035 | $170 |
| State Farm | $2,152 | $179 |
| Progressive | $2,169 | $181 |
| Nationwide | $2,319 | $193 |
| Farmers | $2,873 | $239 |
| Allstate | $3,053 | $254 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,232 | 16% less |
| Alaska | $2,213 | 17% less |
| Arizona | $2,347 | 12% less |
| Arkansas | $2,601 | 2% less |
| California | $3,020 | 13% more |
| Colorado | $3,033 | 14% more |
| Connecticut | $2,688 | 1% more |
| Delaware | $2,469 | 7% less |
| Florida | $2,859 | 7% more |
| Georgia | $3,236 | 22% more |
| Hawaii | $1,576 | 41% less |
| Idaho | $1,523 | 43% less |
| Illinois | $2,330 | 13% less |
| Indiana | $2,082 | 22% less |
| Iowa | $2,080 | 22% less |
| Kansas | $2,490 | 6% less |
| Kentucky | $2,885 | 8% more |
| Louisiana | $4,031 | 51% more |
| Maine | $1,647 | 38% less |
| Maryland | $2,408 | 10% less |
| Massachusetts | $2,222 | 17% less |
| Michigan | $3,128 | 17% more |
| Minnesota | $2,627 | 1% less |
| Mississippi | $2,428 | 9% less |
| Missouri | $3,168 | 19% more |
| Montana | $2,470 | 7% less |
| Nebraska | $2,557 | 4% less |
| Nevada | $2,287 | 14% less |
| New Hampshire | $1,755 | 34% less |
| New Jersey | $2,481 | 7% less |
| New Mexico | $2,424 | 9% less |
| New York | $1,769 | 34% less |
| North Carolina | $2,286 | 14% less |
| North Dakota | $1,979 | 26% less |
| Ohio | $1,658 | 38% less |
| Oklahoma | $2,568 | 4% less |
| Oregon | $2,183 | 18% less |
| Pennsylvania | $2,606 | 2% less |
| Rhode Island | $2,904 | 9% more |
| South Carolina | $2,366 | 11% less |
| South Dakota | $2,912 | 9% more |
| Tennessee | $2,491 | 6% less |
| Texas | $3,753 | 41% more |
| Utah | $1,858 | 30% less |
| Vermont | $1,679 | 37% less |
| Virginia | $1,796 | 33% less |
| Washington | $2,256 | 15% less |
| Washington, D.C. | $2,830 | 6% more |
| West Virginia | $2,208 | 17% less |
| Wisconsin | $1,835 | 31% less |
| Wyoming | $2,322 | 13% less |
GMC Canyon insurance cost
- The average car insurance cost for Canyon is $2,349 per year.
- Trim Level - Canyon AT4, Canyon AT4X, Canyon Denali, Canyon Elevation
The average cost to insure GMC Canyon is around $2,349 per year for full coverage, which is $196 per month.
For liability-only coverage, the cost is around $919 per year, or about $77 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving GMC Canyon with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for GMC models.
| Year and model | Average annual premium |
|---|---|
| 2024 GMC Canyon | $2,349 |
| 2022 GMC Canyon | $2,149 |
| 2021 GMC Canyon | $2,095 |
| 2020 GMC Canyon | $2,015 |
| 2019 GMC Canyon | $1,987 |
| 2018 GMC Canyon | $1,889 |
| 2017 GMC Canyon | $1,848 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $1,904 | $159 |
| State Farm | $1,955 | $163 |
| GEICO | $2,060 | $172 |
| Progressive | $2,083 | $174 |
| Farmers | $2,802 | $234 |
| Allstate | $3,288 | $274 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,113 | 21% less |
| Alaska | $2,252 | 15% less |
| Arizona | $2,265 | 15% less |
| Arkansas | $2,460 | 8% less |
| California | $2,971 | 12% more |
| Colorado | $3,067 | 15% more |
| Connecticut | $2,471 | 7% less |
| Delaware | $2,306 | 13% less |
| Florida | $2,745 | 3% more |
| Georgia | $3,131 | 18% more |
| Hawaii | $1,514 | 43% less |
| Idaho | $1,557 | 42% less |
| Illinois | $2,325 | 13% less |
| Indiana | $2,057 | 23% less |
| Iowa | $2,014 | 24% less |
| Kansas | $2,444 | 8% less |
| Kentucky | $2,832 | 6% more |
| Louisiana | $3,754 | 41% more |
| Maine | $1,615 | 39% less |
| Maryland | $2,227 | 16% less |
| Massachusetts | $2,081 | 22% less |
| Michigan | $2,932 | 10% more |
| Minnesota | $2,574 | 3% less |
| Mississippi | $2,255 | 15% less |
| Missouri | $3,044 | 14% more |
| Montana | $2,417 | 9% less |
| Nebraska | $2,503 | 6% less |
| Nevada | $2,265 | 15% less |
| New Hampshire | $1,713 | 36% less |
| New Jersey | $2,307 | 13% less |
| New Mexico | $2,452 | 8% less |
| New York | $1,716 | 36% less |
| North Carolina | $1,999 | 25% less |
| North Dakota | $2,061 | 23% less |
| Ohio | $1,637 | 39% less |
| Oklahoma | $2,509 | 6% less |
| Oregon | $2,210 | 17% less |
| Pennsylvania | $2,519 | 5% less |
| Rhode Island | $2,733 | 3% more |
| South Carolina | $2,187 | 18% less |
| South Dakota | $2,802 | 5% more |
| Tennessee | $2,625 | 1% less |
| Texas | $3,116 | 17% more |
| Utah | $1,921 | 28% less |
| Vermont | $1,660 | 38% less |
| Virginia | $1,815 | 32% less |
| Washington | $2,084 | 22% less |
| Washington, D.C. | $2,692 | 1% more |
| West Virginia | $2,287 | 14% less |
| Wisconsin | $1,765 | 34% less |
| Wyoming | $2,339 | 12% less |
GMC Savana insurance cost
- The average car insurance cost for Savana is $2,132 per year.
- Trim Level - Savana 2500 LS, Savana 2500 LT, Savana 3500 LS, Savana 3500 LT, Savana Cargo 2500, Savana Cargo 3500
The average cost to insure GMC Savana is around $2,132 per year for full coverage, which is $178 per month.
For liability-only coverage, the cost is around $949 per year, or about $79 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving GMC Savana with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for GMC models.
| Year and model | Average annual premium |
|---|---|
| 2024 GMC Savana | $2,132 |
| 2023 GMC Savana | $2,127 |
| 2022 GMC Savana | $2,032 |
| 2021 GMC Savana | $2,001 |
| 2020 GMC Savana | $1,922 |
| 2019 GMC Savana | $1,879 |
| 2018 GMC Savana | $1,839 |
| 2017 GMC Savana | $1,818 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Progressive | $1,798 | $150 |
| GEICO | $1,877 | $156 |
| Nationwide | $1,899 | $158 |
| State Farm | $1,970 | $164 |
| Farmers | $2,468 | $206 |
| Allstate | $2,779 | $232 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $1,942 | 27% less |
| Alaska | $1,995 | 25% less |
| Arizona | $2,049 | 23% less |
| Arkansas | $2,169 | 19% less |
| California | $2,694 | 1% more |
| Colorado | $2,734 | 3% more |
| Connecticut | $2,267 | 15% less |
| Delaware | $2,191 | 18% less |
| Florida | $2,780 | 4% more |
| Georgia | $2,827 | 6% more |
| Hawaii | $1,473 | 45% less |
| Idaho | $1,348 | 49% less |
| Illinois | $2,035 | 24% less |
| Indiana | $1,933 | 27% less |
| Iowa | $1,807 | 32% less |
| Kansas | $2,283 | 14% less |
| Kentucky | $2,581 | 3% less |
| Louisiana | $3,486 | 31% more |
| Maine | $1,381 | 48% less |
| Maryland | $2,011 | 24% less |
| Massachusetts | $1,920 | 28% less |
| Michigan | $2,576 | 3% less |
| Minnesota | $2,309 | 13% less |
| Mississippi | $2,006 | 25% less |
| Missouri | $2,511 | 6% less |
| Montana | $2,169 | 19% less |
| Nebraska | $2,212 | 17% less |
| Nevada | $2,045 | 23% less |
| New Hampshire | $1,490 | 44% less |
| New Jersey | $1,961 | 26% less |
| New Mexico | $2,112 | 21% less |
| New York | $1,591 | 40% less |
| North Carolina | $2,134 | 20% less |
| North Dakota | $1,799 | 32% less |
| Ohio | $1,493 | 44% less |
| Oklahoma | $2,269 | 15% less |
| Oregon | $1,991 | 25% less |
| Pennsylvania | $2,273 | 15% less |
| Rhode Island | $2,698 | 1% more |
| South Carolina | $2,147 | 19% less |
| South Dakota | $2,439 | 8% less |
| Tennessee | $2,109 | 21% less |
| Texas | $3,172 | 19% more |
| Utah | $1,693 | 36% less |
| Vermont | $1,381 | 48% less |
| Virginia | $1,697 | 36% less |
| Washington | $1,891 | 29% less |
| Washington, D.C. | $2,677 | 1% more |
| West Virginia | $2,000 | 25% less |
| Wisconsin | $1,564 | 41% less |
| Wyoming | $2,268 | 15% less |
GMC Sierra 1500 insurance cost
The cost to insure a GMC Sierra 1500 can vary based on the model year, your location, and the company you choose. Insurance rates tend to be higher for newer models and may differ from state to state. Shopping around and comparing quotes is the best way to save.
Below you'll find tables listing:
- Rates by model - average annual premiums for different model years
- Rates by company - what major insurers charge
- Rates by state - how location affects the cost of coverage
| Year and model | Average annual premium |
|---|---|
| 2024 GMC Sierra 1500 | $2,494 |
| 2023 GMC Sierra 1500 | $2,484 |
| 2022 GMC Sierra 1500 | $2,377 |
| 2021 GMC Sierra 1500 | $2,240 |
| 2020 GMC Sierra 1500 | $2,197 |
| 2019 GMC Sierra 1500 | $2,138 |
| 2018 GMC Sierra 1500 | $2,049 |
| 2017 GMC Sierra 1500 | $1,992 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $1,977 | $165 |
| State Farm | $2,096 | $175 |
| GEICO | $2,128 | $177 |
| Progressive | $2,356 | $196 |
| Farmers | $2,897 | $241 |
| Allstate | $3,511 | $293 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,373 | 11% less |
| Alaska | $2,376 | 11% less |
| Arizona | $2,427 | 9% less |
| Arkansas | $2,707 | 2% more |
| California | $3,089 | 16% more |
| Colorado | $3,276 | 23% more |
| Connecticut | $2,525 | 5% less |
| Delaware | $2,479 | 7% less |
| Florida | $2,927 | 10% more |
| Georgia | $3,070 | 15% more |
| Hawaii | $1,544 | 42% less |
| Idaho | $1,660 | 38% less |
| Illinois | $2,434 | 9% less |
| Indiana | $2,269 | 15% less |
| Iowa | $2,163 | 19% less |
| Kansas | $2,676 | Equal |
| Kentucky | $2,992 | 12% more |
| Louisiana | $3,961 | 49% more |
| Maine | $1,737 | 35% less |
| Maryland | $2,331 | 12% less |
| Massachusetts | $2,203 | 17% less |
| Michigan | $3,046 | 14% more |
| Minnesota | $2,748 | 3% more |
| Mississippi | $2,593 | 3% less |
| Missouri | $2,972 | 12% more |
| Montana | $2,744 | 3% more |
| Nebraska | $2,717 | 2% more |
| Nevada | $2,359 | 11% less |
| New Hampshire | $1,835 | 31% less |
| New Jersey | $2,273 | 15% less |
| New Mexico | $2,587 | 3% less |
| New York | $1,843 | 31% less |
| North Carolina | $1,865 | 30% less |
| North Dakota | $2,281 | 14% less |
| Ohio | $1,897 | 29% less |
| Oklahoma | $2,738 | 3% more |
| Oregon | $2,372 | 11% less |
| Pennsylvania | $2,599 | 2% less |
| Rhode Island | $2,964 | 11% more |
| South Carolina | $2,395 | 10% less |
| South Dakota | $3,061 | 15% more |
| Tennessee | $2,658 | Equal |
| Texas | $3,631 | 36% more |
| Utah | $2,031 | 24% less |
| Vermont | $1,727 | 35% less |
| Virginia | $1,909 | 28% less |
| Washington | $2,045 | 23% less |
| Washington, D.C. | $2,995 | 12% more |
| West Virginia | $2,407 | 10% less |
| Wisconsin | $1,937 | 27% less |
| Wyoming | $2,656 | Equal |
GMC Terrain insurance cost
- The average car insurance cost for Terrain is $2,215 per year.
- Trim Level - Terrain AT4, Terrain Denali, Terrain SLE, Terrain SLT
The average cost to insure GMC Terrain is around $2,215 per year for full coverage, which is $185 per month.
For liability-only coverage, the cost is around $901 per year, or about $75 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving GMC Terrain with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for GMC models.
| Year and model | Average annual premium |
|---|---|
| 2024 GMC Terrain | $2,215 |
| 2023 GMC Terrain | $2,228 |
| 2022 GMC Terrain | $2,158 |
| 2021 GMC Terrain | $2,111 |
| 2020 GMC Terrain | $2,041 |
| 2019 GMC Terrain | $2,024 |
| 2018 GMC Terrain | $1,948 |
| 2017 GMC Terrain | $1,854 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| State Farm | $1,720 | $143 |
| Nationwide | $1,849 | $154 |
| GEICO | $1,880 | $157 |
| Progressive | $2,268 | $189 |
| Farmers | $2,749 | $229 |
| Allstate | $2,824 | $235 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,131 | 20% less |
| Alaska | $2,023 | 24% less |
| Arizona | $2,154 | 19% less |
| Arkansas | $2,370 | 11% less |
| California | $2,608 | 2% less |
| Colorado | $2,783 | 5% more |
| Connecticut | $2,274 | 15% less |
| Delaware | $2,246 | 16% less |
| Florida | $2,789 | 5% more |
| Georgia | $2,620 | 2% less |
| Hawaii | $1,404 | 47% less |
| Idaho | $1,426 | 46% less |
| Illinois | $2,135 | 20% less |
| Indiana | $1,989 | 25% less |
| Iowa | $1,808 | 32% less |
| Kansas | $2,259 | 15% less |
| Kentucky | $2,716 | 2% more |
| Louisiana | $3,641 | 37% more |
| Maine | $1,466 | 45% less |
| Maryland | $2,046 | 23% less |
| Massachusetts | $1,964 | 26% less |
| Michigan | $2,920 | 10% more |
| Minnesota | $2,318 | 13% less |
| Mississippi | $2,453 | 8% less |
| Missouri | $2,467 | 7% less |
| Montana | $2,410 | 10% less |
| Nebraska | $2,280 | 14% less |
| Nevada | $2,173 | 18% less |
| New Hampshire | $1,609 | 40% less |
| New Jersey | $2,193 | 18% less |
| New Mexico | $2,306 | 13% less |
| New York | $1,623 | 39% less |
| North Carolina | $1,740 | 35% less |
| North Dakota | $1,937 | 27% less |
| Ohio | $1,662 | 38% less |
| Oklahoma | $2,335 | 12% less |
| Oregon | $2,140 | 20% less |
| Pennsylvania | $2,322 | 13% less |
| Rhode Island | $2,631 | 1% less |
| South Carolina | $2,066 | 22% less |
| South Dakota | $2,534 | 5% less |
| Tennessee | $2,446 | 8% less |
| Texas | $3,260 | 22% more |
| Utah | $1,800 | 32% less |
| Vermont | $1,614 | 39% less |
| Virginia | $1,654 | 38% less |
| Washington | $1,805 | 32% less |
| Washington, D.C. | $2,634 | 1% less |
| West Virginia | $2,042 | 23% less |
| Wisconsin | $1,706 | 36% less |
| Wyoming | $2,297 | 14% less |
GMC Yukon insurance cost
- The average car insurance cost for Yukon is $2,603 per year.
- Trim Level - Yukon AT4, Yukon Denali, Yukon Denali Ultimate, Yukon SLE, Yukon SLT, Yukon XL AT4, Yukon XL Denali, Yukon XL Denali Ultimate, Yukon XL SLE, Yukon XL SLT
The average cost to insure GMC Yukon is around $2,603 per year for full coverage, which is $217 per month.
For liability-only coverage, the cost is around $938 per year, or about $78 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving GMC Yukon with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for GMC models.
| Year and model | Average annual premium |
|---|---|
| 2024 GMC Yukon | $2,604 |
| 2023 GMC Yukon | $2,577 |
| 2022 GMC Yukon | $2,456 |
| 2021 GMC Yukon | $2,357 |
| 2020 GMC Yukon | $2,317 |
| 2019 GMC Yukon | $2,240 |
| 2018 GMC Yukon | $2,173 |
| 2017 GMC Yukon | $2,137 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Nationwide | $1,755 | $146 |
| State Farm | $2,254 | $188 |
| GEICO | $2,318 | $193 |
| Progressive | $2,439 | $203 |
| Farmers | $3,027 | $252 |
| Allstate | $3,828 | $319 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,415 | 9% less |
| Alaska | $2,468 | 7% less |
| Arizona | $2,418 | 9% less |
| Arkansas | $2,818 | 6% more |
| California | $3,054 | 15% more |
| Colorado | $3,361 | 26% more |
| Connecticut | $2,661 | Equal |
| Delaware | $2,659 | Equal |
| Florida | $3,117 | 17% more |
| Georgia | $3,137 | 18% more |
| Hawaii | $1,693 | 36% less |
| Idaho | $1,698 | 36% less |
| Illinois | $2,505 | 6% less |
| Indiana | $2,349 | 12% less |
| Iowa | $2,298 | 14% less |
| Kansas | $2,896 | 9% more |
| Kentucky | $3,281 | 23% more |
| Louisiana | $4,265 | 60% more |
| Maine | $1,847 | 31% less |
| Maryland | $2,444 | 8% less |
| Massachusetts | $2,326 | 13% less |
| Michigan | $3,145 | 18% more |
| Minnesota | $2,862 | 7% more |
| Mississippi | $2,811 | 6% more |
| Missouri | $3,156 | 19% more |
| Montana | $2,877 | 8% more |
| Nebraska | $2,832 | 6% more |
| Nevada | $2,424 | 9% less |
| New Hampshire | $1,903 | 29% less |
| New Jersey | $2,439 | 8% less |
| New Mexico | $2,650 | Equal |
| New York | $2,018 | 24% less |
| North Carolina | $1,876 | 30% less |
| North Dakota | $2,435 | 9% less |
| Ohio | $1,996 | 25% less |
| Oklahoma | $2,900 | 9% more |
| Oregon | $2,411 | 9% less |
| Pennsylvania | $2,745 | 3% more |
| Rhode Island | $3,091 | 16% more |
| South Carolina | $2,556 | 4% less |
| South Dakota | $3,226 | 21% more |
| Tennessee | $2,706 | 2% more |
| Texas | $3,755 | 41% more |
| Utah | $2,070 | 22% less |
| Vermont | $1,877 | 30% less |
| Virginia | $1,952 | 27% less |
| Washington | $2,093 | 21% less |
| Washington, D.C. | $3,192 | 20% more |
| West Virginia | $2,520 | 5% less |
| Wisconsin | $2,018 | 24% less |
| Wyoming | $3,021 | 13% more |
Cheapest GMC models to insure
If you are looking for the most economical GMC vehicles to insure, these models have the lowest auto insurance rates:
- Savana - $2,132
- Terrain - $2,215
- Canyon - $2,349
- Acadia - $2,434
Why are these models cheaper to insure?
These models may be cheaper to insure for a few reasons:
- Strong safety ratings and advanced safety features. Safer vehicles reduce the risk of injuries and accidents.
- Lower repair costs. Vehicles with readily available, affordable parts are cheaper to insure.
- Lower frequency of claims based on historical data. Insurance companies use this information to set lower rates for models with a good track record.
Most expensive GMC models to insure
Some GMC vehicles have a higher price tag—and that includes insurance. These models tend to have higher horsepower, costlier parts and a greater risk profile.
- Hummer EV SUV - $4,539
- Hummer EV Truck - $4,171
- Sierra HD - $2,671
- Yukon - $2,603
Why are these models expensive to insure?
These models may be more expensive to insure because:
- They cost more to repair or replace if damaged or stolen.
- They may have powerful engines, which means a higher risk of speeding and therefore, accidents.
- Thieves target them more often.
- They often have expensive parts and advanced tech that are costly to fix.
What factors affect car insurance rates for GMC?
Several factors influence your insurance rate—some related to the car, others to you as the driver.
- Model and trim level: Performance features and size impact pricing.
- Vehicle age: Newer cars often cost more to insure.
- Safety ratings: Vehicles with more safety tech often earn discounts.
- Driver profile: Your age, ZIP code, credit score and driving history play a big role.
- Coverage level: Full coverage costs more than minimum liability, but provides better protection.
How to save on car insurance if you own GMC
Car insurance can be a big expense, but there are ways to save money. If you drive a GMC, you might be able to lower your costs by making smart choices. Here are some steps to save on insurance for your GMC:
- Shop around - Compare quotes from multiple insurers annually
- Increase deductibles - Opt for a higher deductible to lower premiums
- Bundle policies - Combine auto and home or renters insurance
- Ask about discounts - Safe driver, low mileage, good student and more
- Use telematics - Usage-based programs reward good driving habits
Bottom line
GMC offers a wide range of vehicles. While insurance costs vary by model, knowing the averages and understanding what affects your rate can help you make smart coverage decisions.
Want the best rate on GMC car insurance? Start by comparing quotes today and see how much you could save.
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage