Prachi Singh
Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.

Read full bio
Leslie Kasperowicz
Reviewed by Leslie Kasperowicz
Editor-in-Chief

Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.

Read full bio
Why you can trust Insurance.com
× We work hard to earn your trust Trust isn't just a word at Insurance.com, it's our mission.

Your insurance decisions are important, and we guide you with clear, accurate information based on data, expertise and unbiased analysis.

We're experts
  • Editors with 20+ years in insurance
  • Academic experts from top universities
  • Industry data analysts
We're data-driven
  • 1B+ data points reviewed
  • 290+ insurance companies analyzed
  • 34,000+ ZIP codes compared
We're uncompromising
  • Strict editorial standards
  • Independent and unbiased
  • Free of outside influence
Transparency. Expertise. Objectivity.

That's how we built trust. Find out how we use data to create the best tools, rankings and rate comparisons. Learn more about our data and research methodologies.

Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a GMC Acadia is $2,689 per year or $224 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.

The auto insurance rates also change based on the vehicle's model year. For example, the 2025 GMC Acadia costs $2,689, whereas the 2024 GMC Acadia costs $2,626 annually. This is $63 less than the 2025 rates.

Travelers offers the cheapest annual rate for 2025 GMC Acadia at $1,719 per year.

Below, we'll look at GMC Acadia insurance rates and show you how to save.

Average insurance cost of GMC Acadia by model year

Year of GMC Acadia modelAverage cost to insure
2025$2,689
2024$2,626
2023$2,544
2022$2,464
2021$2,387
Graph Icon

Compare Acadia insurance rates by state

L O A D I N G
CompanyAverage annual premium
Nationwide$1,913
State Farm$2,068
Travelers$2,152
UAIC$2,651
Mercury Insurance$3,065
GEICO$3,294
Allstate$3,715
Farmers$3,840
Progressive$3,964
AIG$6,065

GMC Acadia insurance rates per year

2025

2025 GMC Acadia insurance rates

Average cost to insure $2,523
Annual cheapest rate $1,719
Available trims AT4, Denali, Elevation
RankCompanyAverage annual premium
1Travelers$1,719
2GEICO$2,206
3State Farm$2,361
4Nationwide$2,377
5Progressive$2,384
6Allstate$3,608
7Farmers$3,654
8USAA$1,877
2024

2024 GMC Acadia insurance rates

Average cost to insure $2,482
Annual cheapest rate $1,722
Available trims AT4, Denali, Elevation
RankCompanyAverage annual premium
1Travelers$1,722
2GEICO$2,158
3State Farm$2,252
4Nationwide$2,389
5Progressive$2,443
6Farmers$3,424
7Allstate$3,454
8USAA$2,010
2023

2023 GMC Acadia insurance rates

Average cost to insure $2,437
Annual cheapest rate $1,707
Available trims AT4, Denali, SLE, SLT
RankCompanyAverage annual premium
1Travelers$1,707
2GEICO$2,124
3State Farm$2,152
4Nationwide$2,378
5Progressive$2,414
6Allstate$3,272
7Farmers$3,329
8USAA$2,122
2022

2022 GMC Acadia insurance rates

Average cost to insure $2,368
Annual cheapest rate $1,682
Available trims AT4, Denali, SLE, SLT
RankCompanyAverage annual premium
1Travelers$1,682
2GEICO$2,048
3State Farm$2,089
4Progressive$2,371
5Nationwide$2,447
6Allstate$3,093
7Farmers$3,185
8USAA$2,030
2021

2021 GMC Acadia insurance rates

Average cost to insure $2,294
Annual cheapest rate $1,634
Available trims AT4, Denali, SL, SLE, SLT
RankCompanyAverage annual premium
1Travelers$1,634
2GEICO$1,998
3State Farm$2,058
4Progressive$2,313
5Nationwide$2,539
6Allstate$2,898
7Farmers$3,007
8USAA$1,906
2020

2020 GMC Acadia insurance rates

Average cost to insure $2,231
Annual cheapest rate $1,620
Available trims AT4, Denali, SL, SLE, SLT
RankCompanyAverage annual premium
1Travelers$1,620
2GEICO$1,939
3State Farm$2,044
4Progressive$2,242
5Nationwide$2,497
6Allstate$2,784
7Farmers$2,903
8USAA$1,820
2019

2019 GMC Acadia insurance rates

Average cost to insure $2,173
Annual cheapest rate $1,620
Available trims Denali, SL, SLE-1, SLE-2, SLT-1
RankCompanyAverage annual premium
1Travelers$1,620
2GEICO$1,887
3State Farm$2,008
4Progressive$2,203
5Nationwide$2,504
6Allstate$2,680
7Farmers$2,805
8USAA$1,678
2018

2018 GMC Acadia insurance rates

Average cost to insure $2,117
Annual cheapest rate $1,583
Available trims Denali, SL, SLE-1, SLE-2, SLT-1
RankCompanyAverage annual premium
1Travelers$1,583
2GEICO$1,844
3State Farm$1,951
4Progressive$2,181
5Nationwide$2,429
6Allstate$2,549
7Farmers$2,691
8USAA$1,705

Methodology

Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.

Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:

  • Bodily injury liability of $100,000 per person and $300,000 per incident
  • Property damage liability of $100,000 per incident
  • Comprehensive and collision deductibles of $500
  • 40-year-old driver
  • Honda Accord LX
  • Good credit
  • A clean driving record
  • 12-mile commute, 10,000 annual mileage
x
What can we help you find?