Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
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If you own a GMC Sierra 1500 or are planning to buy one, you'll want to know what insurance is likely to cost. Insurance costs can vary widely depending on your vehicle's model year, trim, driving history, and where you live.
There's a car insurance rates by model tool below that lets you enter your state, model year, and other details to get personalized estimates. It helps you compare rates from numerous carriers side by side, so you can find insurance policy that balances coverage and cost, helping you save money.
Keep reading to learn more about the average insurance rates for GMC Sierra 1500 by model year and by company.
Average insurance cost of GMC Sierra 1500 by model year
| Year of GMC Sierra 1500 model | Average cost to insure |
|---|---|
| 2024 | $2,494 |
| 2023 | $2,484 |
| 2022 | $2,377 |
| 2021 | $2,240 |
| 2020 | $2,197 |
Compare Sierra 1500 insurance rates by state
| Company | Style | Average annual premium |
|---|---|---|
| State Farm | 4WD 4 Door Crew Cab 5.8 Ft SB 7001 to 8000 Lbs | $2,225 |
| State Farm | 4WD 4 Door Crew Cab 6001 to 7000 Lbs | $2,225 |
| State Farm | 4WD 4 Door Crew Cab Tbo Dsl 6001 to 7000 Lbs | $2,225 |
| State Farm | 4WD 4 Door Crew Cab Tbo Dsl 7001 to 8000 Lbs | $2,225 |
| State Farm | 4WD 4 Door Crew Cab Tbo Dsl 10001 to 14000 Lbs | $2,226 |
| Nationwide | 4WD 4 Door Crew Cab 5.8 Ft SB 7001 to 8000 Lbs | $2,293 |
| Nationwide | 4WD 4 Door Crew Cab 6001 to 7000 Lbs | $2,293 |
| Nationwide | 4WD 4 Door Crew Cab Tbo Dsl 10001 to 14000 Lbs | $2,302 |
| Nationwide | 4WD 4 Door Crew Cab Tbo Dsl 6001 to 7000 Lbs | $2,302 |
| Nationwide | 4WD 4 Door Crew Cab Tbo Dsl 7001 to 8000 Lbs | $2,302 |
| GEICO | 4WD 4 Door Crew Cab Tbo Dsl 10001 to 14000 Lbs | $2,645 |
| GEICO | 4WD 4 Door Crew Cab 5.8 Ft SB 7001 to 8000 Lbs | $2,716 |
| GEICO | 4WD 4 Door Crew Cab 6001 to 7000 Lbs | $2,716 |
| GEICO | 4WD 4 Door Crew Cab Tbo Dsl 6001 to 7000 Lbs | $2,716 |
| GEICO | 4WD 4 Door Crew Cab Tbo Dsl 7001 to 8000 Lbs | $2,716 |
| Progressive | 4WD 4 Door Crew Cab 5.8 Ft SB 7001 to 8000 Lbs | $2,848 |
| Progressive | 4WD 4 Door Crew Cab 6001 to 7000 Lbs | $2,848 |
| Progressive | 4WD 4 Door Crew Cab Tbo Dsl 10001 to 14000 Lbs | $2,867 |
| Progressive | 4WD 4 Door Crew Cab Tbo Dsl 6001 to 7000 Lbs | $2,867 |
| Progressive | 4WD 4 Door Crew Cab Tbo Dsl 7001 to 8000 Lbs | $2,867 |
| Allstate | 4WD 4 Door Crew Cab Tbo Dsl 10001 to 14000 Lbs | $4,699 |
| Allstate | 4WD 4 Door Crew Cab 5.8 Ft SB 7001 to 8000 Lbs | $4,766 |
| Allstate | 4WD 4 Door Crew Cab 6001 to 7000 Lbs | $4,766 |
| Allstate | 4WD 4 Door Crew Cab Tbo Dsl 6001 to 7000 Lbs | $4,766 |
| Allstate | 4WD 4 Door Crew Cab Tbo Dsl 7001 to 8000 Lbs | $4,766 |
GMC Sierra 1500 insurance rates per year
2024 GMC Sierra 1500 insurance rates
Rank Company Average annual premium 1 Nationwide $1,977 2 State Farm $2,096 3 GEICO $2,128 4 Progressive $2,356 5 Farmers $2,897 6 Allstate $3,511 2023 GMC Sierra 1500 insurance rates
Rank Company Average annual premium 1 Nationwide $2,076 2 State Farm $2,086 3 GEICO $2,138 4 Progressive $2,360 5 Farmers $2,806 6 Allstate $3,435 2022 GMC Sierra 1500 insurance rates
Rank Company Average annual premium 1 GEICO $2,014 2 State Farm $2,017 3 Nationwide $2,097 4 Progressive $2,308 5 Farmers $2,743 6 Allstate $3,085 2021 GMC Sierra 1500 insurance rates
Rank Company Average annual premium 1 State Farm $1,850 2 GEICO $1,936 3 Nationwide $2,083 4 Progressive $2,209 5 Farmers $2,621 6 Allstate $2,739 2020 GMC Sierra 1500 insurance rates
Rank Company Average annual premium 1 State Farm $1,842 2 GEICO $1,866 3 Nationwide $2,117 4 Progressive $2,132 5 Farmers $2,523 6 Allstate $2,702 2019 GMC Sierra 1500 insurance rates
Rank Company Average annual premium 1 State Farm $1,782 2 GEICO $1,809 3 Nationwide $2,108 4 Progressive $2,118 5 Farmers $2,460 6 Allstate $2,551 2018 GMC Sierra 1500 insurance rates
Rank Company Average annual premium 1 GEICO $1,723 2 State Farm $1,837 3 Nationwide $1,996 4 Progressive $2,018 5 Farmers $2,336 6 Allstate $2,386 2017 GMC Sierra 1500 insurance rates
Rank Company Average annual premium 1 GEICO $1,701 2 State Farm $1,742 3 Progressive $1,928 4 Nationwide $2,003 5 Farmers $2,238 6 Allstate $2,341
GMC insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage