Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a GMC Terrain is $2,215 per year or $185 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2024 GMC Terrain costs $2,215, whereas the 2023 GMC Terrain costs $2,228 annually. This is $13 more than the 2024 rates.
State Farm offers the cheapest annual rate for 2024 GMC Terrain at $1,720 per year.
Below, we'll look at GMC Terrain insurance rates and show you how to save.
Average insurance cost of GMC Terrain by model year
| Year of GMC Terrain model | Average cost to insure |
|---|---|
| 2024 | $2,215 |
| 2023 | $2,228 |
| 2022 | $2,158 |
| 2021 | $2,111 |
| 2020 | $2,041 |
Compare Terrain insurance rates by state
| Company | Style | Average annual premium |
|---|---|---|
| State Farm | 4WD 4 Door Utility DOHC Turbo | $1,963 |
| State Farm | 4WD 4 Door Utility DOHC Turbo 4001 to 5000 Lbs | $1,963 |
| State Farm | 4WD 4 Door Utility DOHC Turbo 9001 to 10000 Lbs | $1,963 |
| Nationwide | 4WD 4 Door Utility DOHC Turbo | $2,378 |
| Nationwide | 4WD 4 Door Utility DOHC Turbo 4001 to 5000 Lbs | $2,378 |
| Nationwide | 4WD 4 Door Utility DOHC Turbo 9001 to 10000 Lbs | $2,378 |
| GEICO | 4WD 4 Door Utility DOHC Turbo | $2,522 |
| GEICO | 4WD 4 Door Utility DOHC Turbo 4001 to 5000 Lbs | $2,522 |
| GEICO | 4WD 4 Door Utility DOHC Turbo 9001 to 10000 Lbs | $2,522 |
| Progressive | 4WD 4 Door Utility DOHC Turbo | $2,706 |
| Progressive | 4WD 4 Door Utility DOHC Turbo 4001 to 5000 Lbs | $2,706 |
| Progressive | 4WD 4 Door Utility DOHC Turbo 9001 to 10000 Lbs | $2,706 |
| Allstate | 4WD 4 Door Utility DOHC Turbo | $4,243 |
| Allstate | 4WD 4 Door Utility DOHC Turbo 4001 to 5000 Lbs | $4,243 |
| Allstate | 4WD 4 Door Utility DOHC Turbo 9001 to 10000 Lbs | $4,243 |
GMC Terrain insurance rates per year
2024 GMC Terrain insurance rates
Rank Company Average annual premium 1 State Farm $1,720 2 Nationwide $1,849 3 GEICO $1,880 4 Progressive $2,268 5 Farmers $2,749 6 Allstate $2,824 2023 GMC Terrain insurance rates
Rank Company Average annual premium 1 State Farm $1,723 2 Nationwide $1,871 3 GEICO $1,916 4 Progressive $2,233 5 Allstate $2,792 6 Farmers $2,832 2022 GMC Terrain insurance rates
Rank Company Average annual premium 1 State Farm $1,677 2 GEICO $1,797 3 Nationwide $1,992 4 Progressive $2,109 5 Allstate $2,610 6 Farmers $2,765 2021 GMC Terrain insurance rates
Rank Company Average annual premium 1 State Farm $1,708 2 GEICO $1,759 3 Nationwide $2,021 4 Progressive $2,084 5 Allstate $2,445 6 Farmers $2,648 2020 GMC Terrain insurance rates
Rank Company Average annual premium 1 State Farm $1,657 2 GEICO $1,716 3 Nationwide $1,972 4 Progressive $2,017 5 Allstate $2,346 6 Farmers $2,539 2019 GMC Terrain insurance rates
Rank Company Average annual premium 1 GEICO $1,684 2 State Farm $1,719 3 Progressive $1,962 4 Nationwide $1,986 5 Allstate $2,311 6 Farmers $2,479 2018 GMC Terrain insurance rates
Rank Company Average annual premium 1 GEICO $1,638 2 State Farm $1,641 3 Progressive $1,817 4 Nationwide $1,965 5 Allstate $2,246 6 Farmers $2,380 2017 GMC Terrain insurance rates
Rank Company Average annual premium 1 State Farm $1,551 2 GEICO $1,566 3 Progressive $1,734 4 Nationwide $1,839 5 Allstate $2,118 6 Farmers $2,313
GMC insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage