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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Ford Transit is $2,599 per year or $217 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Ford Transit costs $2,599, whereas the 2024 Ford Transit costs $2,676 annually. This is $77 more than the 2025 rates.
Travelers offers the cheapest annual rate for 2025 Ford Transit at $1,500 per year.
Below, we'll look at Ford Transit insurance rates and show you how to save.
Average insurance cost of Ford Transit by model year
| Year of Ford Transit model | Average cost to insure |
|---|---|
| 2025 | $2,599 |
| 2024 | $2,676 |
| 2023 | $2,647 |
| 2022 | $2,531 |
| 2021 | $2,462 |
Compare Transit insurance rates by state
| Company | Average annual premium |
|---|---|
| Nationwide | $1,873 |
| State Farm | $2,038 |
| Travelers | $2,107 |
| UAIC | $2,616 |
| GEICO | $2,997 |
| Mercury Insurance | $3,000 |
| Farmers | $3,007 |
| Progressive | $3,524 |
| Allstate | $3,632 |
Ford Transit insurance rates per year
2025 Ford Transit insurance rates
Rank Company Average annual premium 1 Travelers $1,500 2 GEICO $2,118 3 Nationwide $2,254 4 State Farm $2,301 5 Progressive $2,329 6 Farmers $3,326 7 Allstate $3,379 8 USAA $1,981 2024 Ford Transit insurance rates
Rank Company Average annual premium 1 Travelers $1,774 2 GEICO $2,094 3 State Farm $2,115 4 Nationwide $2,275 5 Progressive $2,290 6 Farmers $3,221 7 Allstate $3,242 8 USAA $2,151 2023 Ford Transit insurance rates
Rank Company Average annual premium 1 Travelers $1,754 2 State Farm $2,086 3 GEICO $2,164 4 Progressive $2,269 5 Nationwide $2,270 6 Farmers $3,178 7 Allstate $3,289 8 USAA $2,167 2022 Ford Transit insurance rates
Rank Company Average annual premium 1 Travelers $1,777 2 State Farm $1,981 3 GEICO $1,982 4 Progressive $2,123 5 Nationwide $2,276 6 Allstate $3,033 7 Farmers $3,067 8 USAA $2,063 2021 Ford Transit insurance rates
Rank Company Average annual premium 1 Travelers $1,800 2 State Farm $1,957 3 GEICO $1,960 4 Progressive $2,098 5 Nationwide $2,397 6 Allstate $2,858 7 Farmers $3,011 8 USAA $1,962 2020 Ford Transit insurance rates
Rank Company Average annual premium 1 Travelers $1,791 2 State Farm $1,906 3 GEICO $1,916 4 Progressive $2,051 5 Nationwide $2,278 6 Allstate $2,707 7 Farmers $2,891 8 USAA $1,891 2019 Ford Transit insurance rates
Rank Company Average annual premium 1 GEICO $1,871 2 Travelers $1,876 3 State Farm $1,960 4 Progressive $2,022 5 Nationwide $2,486 6 Allstate $2,616 7 Farmers $2,899 8 USAA $1,702 2018 Ford Transit insurance rates
Rank Company Average annual premium 1 Travelers $1,765 2 GEICO $1,816 3 State Farm $1,907 4 Progressive $1,936 5 Nationwide $2,412 6 Allstate $2,662 7 Farmers $2,795 8 USAA $1,634
Ford insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage