Written by
Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Why you can trust Insurance.com
At Insurance.com, we are committed to providing the timely, accurate and expert information consumers need to make smart insurance decisions. All our content is written and reviewed by industry professionals and insurance experts. Our team carefully vets our rate data to ensure we only provide reliable and up-to-date insurance pricing. We follow the highest editorial standards. Our content is based solely on objective research and data gathering. We maintain strict editorial independence to ensure unbiased coverage of the insurance industry.
Insurance.com research suggests that the cost of insuring a Ford Expedition is estimated to be around $2,228 annually or $186 monthly. It's important for drivers to consider these rates when assessing their insurance needs. These rates can increase based on your driving record, location, age, and other factors.
Auto insurance rates vary depending on the model year. For instance, average car insurance rates for a 2023 Ford Expedition costs $2,228 per year, while its 2022 equivalent costs $1,870 per year.
Regardless of your chosen model year, you can find a competitive carrier that meets your needs and budget. Insurance.com conducted data analysis and discovered which cars offer the most affordable insurance rates based on model year and whether one specific model is cheaper to insure than others.
Read on to learn in detail about these cost-effective auto policies for Ford Expedition.
Average insurance cost of Ford Expedition by model year
| Year of Ford Expedition Model | Average Cost to Insure |
|---|---|
| 2023 | $2,228 |
| 2022 | $1,870 |
| 2021 | $1,770 |
| 2020 | $1,869 |
| 2019 | $1,869 |
Compare Ford Expedition insurance rates by state
L
O
A
D
I
N
G
| Company | Style | Average annual premium |
|---|---|---|
| Allstate | 2WD 4 Door SUV DOHC Flex Fuel | $7,558 |
| Geico | 2WD 4 Door SUV DOHC Flex Fuel | $2,665 |
| Nationwide | 2WD 4 Door SUV DOHC Flex Fuel | $2,500 |
| Progressive | 2WD 4 Door SUV DOHC Flex Fuel | $2,923 |
| State Farm | 2WD 4 Door SUV DOHC Flex Fuel | $1,855 |
| Allstate | 2WD 4 Door SUV DOHC Turbo | $4,703 |
| Geico | 2WD 4 Door SUV DOHC Turbo | $2,847 |
| Nationwide | 2WD 4 Door SUV DOHC Turbo | $2,011 |
| Progressive | 2WD 4 Door SUV DOHC Turbo | $3,128 |
| State Farm | 2WD 4 Door SUV DOHC Turbo | $1,694 |
| Allstate | 4WD 4 Door SUV DOHC Flex Fuel | $8,570 |
| Geico | 4WD 4 Door SUV DOHC Flex Fuel | $2,993 |
| Nationwide | 4WD 4 Door SUV DOHC Flex Fuel | $2,045 |
| Progressive | 4WD 4 Door SUV DOHC Flex Fuel | $2,964 |
| State Farm | 4WD 4 Door SUV DOHC Flex Fuel | $1,694 |
| Allstate | 4WD 4 Door SUV DOHC Turbo | $4,703 |
| Geico | 4WD 4 Door SUV DOHC Turbo | $2,993 |
| Nationwide | 4WD 4 Door SUV DOHC Turbo | $2,045 |
| Progressive | 4WD 4 Door SUV DOHC Turbo | $2,964 |
| State Farm | 4WD 4 Door SUV DOHC Turbo | $1,694 |
Ford Expedition insurance rates per year
2023 Ford Expedition insurance rates
Average cost to insure
$2,228
Annual cheapest rate
$1,557
Available trims
King Ranch, Limited, MAX King Ranch, MAX Limited, MAX Platinum, MAX XL Fleet, MAX XLT, Platinum, Timberline, XL Fleet, XLT
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,557 |
| 2 | Nationwide | $1,657 |
| 3 | Geico | $2,120 |
| 4 | Progressive | $2,184 |
| 5 | Farmers | $2,440 |
| 6 | Allstate | $3,410 |
2022 Ford Expedition insurance rates
Average cost to insure
$1,870
Annual cheapest rate
$1,283
Available trims
King Ranch, Limited, MAX King Ranch, MAX Limited, MAX Platinum, MAX XL Fleet, MAX XLT, Platinum, Timberline, XL Fleet, XLT
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,283 |
| 2 | Nationwide | $1,379 |
| 3 | Geico | $1,730 |
| 4 | Progressive | $1,905 |
| 5 | Farmers | $1,918 |
| 6 | Allstate | $3,003 |
2021 Ford Expedition insurance rates
Average cost to insure
$1,770
Annual cheapest rate
$1,194
Available trims
King Ranch, Limited, MAX King Ranch, MAX Limited, MAX Platinum, MAX XL Fleet, MAX XLT, Platinum, Timberline, XL Fleet, XLT
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,194 |
| 2 | Nationwide | $1,469 |
| 3 | Progressive | $1,472 |
| 4 | Farmers | $1,680 |
| 5 | Geico | $1,806 |
| 6 | Allstate | $2,998 |
2020 Ford Expedition insurance rates
Average cost to insure
$1,869
Annual cheapest rate
$1,367
Available trims
King Ranch, Limited, MAX King Ranch, MAX Limited, MAX Platinum, MAX XL Fleet, MAX XLT, Platinum, Timberline, XL Fleet, XLT
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,367 |
| 2 | Geico | $1,566 |
| 3 | Progressive | $1,722 |
| 4 | Farmers | $1,762 |
| 5 | Nationwide | $1,830 |
| 6 | Allstate | $2,969 |
2019 Ford Expedition insurance rates
Average cost to insure
$1,869
Annual cheapest rate
$1,428
Available trims
King Ranch, Limited, MAX King Ranch, MAX Limited, MAX Platinum, MAX XL Fleet, MAX XLT, Platinum, Timberline, XL Fleet, XLT
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,428 |
| 2 | Nationwide | $1,568 |
| 3 | Geico | $1,599 |
| 4 | Farmers | $1,854 |
| 5 | Progressive | $2,047 |
| 6 | Allstate | $2,717 |
2018 Ford Expedition insurance rates
Average cost to insure
$1,793
Annual cheapest rate
$1,387
Available trims
King Ranch, Limited, MAX King Ranch, MAX Limited, MAX Platinum, MAX XL Fleet, MAX XLT, Platinum, Timberline, XL Fleet, XLT
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,387 |
| 2 | Geico | $1,453 |
| 3 | Nationwide | $1,516 |
| 4 | Farmers | $1,885 |
| 5 | Progressive | $1,908 |
| 6 | Allstate | $2,606 |
2017 Ford Expedition insurance rates
Average cost to insure
$1,782
Annual cheapest rate
$1,360
Available trims
King Ranch, Limited, MAX King Ranch, MAX Limited, MAX Platinum, MAX XL Fleet, MAX XLT, Platinum, Timberline, XL Fleet, XLT
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,360 |
| 2 | Geico | $1,443 |
| 3 | Nationwide | $1,659 |
| 4 | Progressive | $1,836 |
| 5 | Farmers | $2,014 |
| 6 | Allstate | $2,377 |
2016 Ford Expedition insurance rates
Average cost to insure
$1,734
Annual cheapest rate
$1,344
Available trims
King Ranch, Limited, MAX King Ranch, MAX Limited, MAX Platinum, MAX XL Fleet, MAX XLT, Platinum, Timberline, XL Fleet, XLT
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,344 |
| 2 | Geico | $1,407 |
| 3 | Nationwide | $1,671 |
| 4 | Progressive | $1,764 |
| 5 | Farmers | $1,976 |
| 6 | Allstate | $2,239 |
