Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Ford Expedition is $2,590 per year or $216 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2024 Ford Expedition costs $2,590, whereas the 2023 Ford Expedition costs $2,641 annually. This is $51 more than the 2024 rates.
Nationwide offers the cheapest annual rate for 2024 Ford Expedition at $1,713 per year.
Below, we'll look at Ford Expedition insurance rates and show you how to save.
Average insurance cost of Ford Expedition by model year
| Year of Ford Expedition model | Average cost to insure |
|---|---|
| 2024 | $2,590 |
| 2023 | $2,641 |
| 2022 | $2,505 |
| 2021 | $2,405 |
| 2020 | $2,383 |
Compare Expedition insurance rates by state
| Company | Style | Average annual premium |
|---|---|---|
| Nationwide | 2WD 4 Door SUV DOHC Turbo | $2,107 |
| Nationwide | 2WD 4 Door SUV DOHC Turbo 7001 to 8000 Lbs | $2,107 |
| Nationwide | 4WD 4 Door SUV DOHC Turbo | $2,239 |
| Nationwide | 4WD 4 Door SUV DOHC Turbo 7001 to 8000 Lbs | $2,239 |
| State Farm | 2WD 4 Door SUV DOHC Turbo | $2,356 |
| State Farm | 2WD 4 Door SUV DOHC Turbo 7001 to 8000 Lbs | $2,356 |
| State Farm | 4WD 4 Door SUV DOHC Turbo | $2,396 |
| State Farm | 4WD 4 Door SUV DOHC Turbo 7001 to 8000 Lbs | $2,396 |
| GEICO | 4WD 4 Door SUV DOHC Turbo | $2,845 |
| GEICO | 4WD 4 Door SUV DOHC Turbo 7001 to 8000 Lbs | $2,845 |
| GEICO | 2WD 4 Door SUV DOHC Turbo | $2,882 |
| GEICO | 2WD 4 Door SUV DOHC Turbo 7001 to 8000 Lbs | $2,882 |
| Progressive | 4WD 4 Door SUV DOHC Turbo | $2,982 |
| Progressive | 4WD 4 Door SUV DOHC Turbo 7001 to 8000 Lbs | $2,982 |
| Progressive | 2WD 4 Door SUV DOHC Turbo | $3,149 |
| Progressive | 2WD 4 Door SUV DOHC Turbo 7001 to 8000 Lbs | $3,149 |
| Allstate | 2WD 4 Door SUV DOHC Turbo | $5,316 |
| Allstate | 2WD 4 Door SUV DOHC Turbo 7001 to 8000 Lbs | $5,316 |
| Allstate | 4WD 4 Door SUV DOHC Turbo | $5,752 |
| Allstate | 4WD 4 Door SUV DOHC Turbo 7001 to 8000 Lbs | $5,752 |
Ford Expedition insurance rates per year
2024 Ford Expedition insurance rates
Rank Company Average annual premium 1 Nationwide $1,713 2 State Farm $2,234 3 GEICO $2,497 4 Progressive $2,517 5 Farmers $2,825 6 Allstate $3,752 2023 Ford Expedition insurance rates
Rank Company Average annual premium 1 Nationwide $1,887 2 State Farm $2,257 3 Progressive $2,459 4 GEICO $2,565 5 Farmers $2,931 6 Allstate $3,746 2022 Ford Expedition insurance rates
Rank Company Average annual premium 1 Nationwide $1,798 2 State Farm $2,158 3 GEICO $2,392 4 Progressive $2,398 5 Farmers $2,841 6 Allstate $3,441 2021 Ford Expedition insurance rates
Rank Company Average annual premium 1 Nationwide $1,808 2 State Farm $2,008 3 GEICO $2,304 4 Progressive $2,345 5 Farmers $2,735 6 Allstate $3,228 2020 Ford Expedition insurance rates
Rank Company Average annual premium 1 State Farm $2,018 2 Nationwide $2,107 3 GEICO $2,188 4 Progressive $2,305 5 Farmers $2,609 6 Allstate $3,071 2019 Ford Expedition insurance rates
Rank Company Average annual premium 1 State Farm $1,922 2 GEICO $2,065 3 Nationwide $2,147 4 Progressive $2,223 5 Farmers $2,544 6 Allstate $2,872 2018 Ford Expedition insurance rates
Rank Company Average annual premium 1 State Farm $1,890 2 GEICO $2,031 3 Progressive $2,123 4 Nationwide $2,128 5 Farmers $2,475 6 Allstate $2,921 2017 Ford Expedition insurance rates
Rank Company Average annual premium 1 State Farm $1,717 2 GEICO $1,851 3 Nationwide $1,991 4 Progressive $2,016 5 Farmers $2,387 6 Allstate $2,587
Ford insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage