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The average Ford Fusion car insurance rate for 2021 is $1,735 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $3,306 a year, whereas Maine has the lowest Ford Fusion insurance rates for full coverage, with an annual insurance cost of $1,116 on average for drivers aged 30.

Average insurance cost of Ford Fusion by model year
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Table
Year of Ford Fusion ModelAverage Cost to Insure
2020$1,695
2019$1,838
2018$1,792
2017$1,747
2016$1,691

Compare Ford Fusion Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate4 Door Sedan$2,029$842$737
Geico4 Door Sedan$1,467$472$334
Farmers4 Door Sedan$2,676$964$828
Nationwide4 Door Sedan$3,156$1,030$759
Progressive4 Door Sedan$1,828$620$426
State Farm4 Door Sedan$2,213$843$598
Allstate4 Door Sedan Hybrid$2,133$880$774
Geico4 Door Sedan Hybrid$1,488$469$331
Farmers4 Door Sedan Hybrid$2,521$1,031$891
Nationwide4 Door Sedan Hybrid$3,169$1,074$790
Progressive4 Door Sedan Hybrid$2,057$680$462
State Farm4 Door Sedan Hybrid$2,192$843$598
Allstate4 Door Sedan Turbo$2,029$842$737
Geico4 Door Sedan Turbo$1,440$499$354
Farmers4 Door Sedan Turbo$2,676$964$828
Nationwide4 Door Sedan Turbo$3,098$1,030$759
Progressive4 Door Sedan Turbo$1,828$620$426
State Farm4 Door Sedan Turbo$2,213$843$598

2020 Ford Fusion Insurance Rates

companiesAverage Premium
State Farm$1,322
Geico$1,355
Progressive$1,468
Nationwide$1,683
Farmers$1,941
Allstate$2,399
Average Cost to Insure $1,695/year
Cheapest Rate $1,322/year
Available Trims Energi Titanium, Platinum, S, SE, SEL, Sport, Titanium

2019 Ford Fusion Insurance Rates

companiesAverage Premium
Geico$1,396
State Farm$1,434
Nationwide$1,798
Progressive$1,807
Allstate$2,262
Farmers$2,330
Average Cost to Insure $1,838/year
Cheapest Rate $1,396/year
Available Trims Energi Titanium, Platinum, S, SE, SEL, Sport, Titanium

2018 Ford Fusion Insurance Rates

companiesAverage Premium
Geico$1,289
State Farm$1,375
Nationwide$1,775
Progressive$1,803
Allstate$2,186
Farmers$2,324
Average Cost to Insure $1,792/year
Cheapest Rate $1,289/year
Available Trims Energi Titanium, Platinum, S, SE, SEL, Sport, Titanium

2017 Ford Fusion Insurance Rates

companiesAverage Premium
Geico$1,261
State Farm$1,321
Progressive$1,773
Nationwide$1,789
Allstate$2,036
Farmers$2,299
Average Cost to Insure $1,747/year
Cheapest Rate $1,261/year
Available Trims Energi Titanium, Platinum, S, SE, SEL, Sport, Titanium

2016 Ford Fusion Insurance Rates

companiesAverage Premium
Geico$1,206
State Farm$1,239
Nationwide$1,695
Progressive$1,735
Allstate$2,000
Farmers$2,273
Average Cost to Insure $1,691/year
Cheapest Rate $1,206/year
Available Trims Energi Titanium, Platinum, S, SE, SEL, Sport, Titanium