The average Ford Fusion car insurance rate for 2021 is $1,735 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $3,306 a year, whereas Maine has the lowest Ford Fusion insurance rates for full coverage, with an annual insurance cost of $1,116 on average for drivers aged 30.
Average insurance cost of Ford Fusion by model year
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| Year of Ford Fusion Model | Average Cost to Insure |
|---|---|
| 2020 | $1,695 |
| 2019 | $1,838 |
| 2018 | $1,792 |
| 2017 | $1,747 |
| 2016 | $1,691 |
Compare Ford Fusion Insurance Rates by State
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| Company | Style | Full Coverage(Avg) | Liability Coverage(Avg) | State Minimum Coverage(Avg) |
|---|---|---|---|---|
| Allstate | 4 Door Sedan | $2,029 | $842 | $737 |
| Geico | 4 Door Sedan | $1,467 | $472 | $334 |
| Farmers | 4 Door Sedan | $2,676 | $964 | $828 |
| Nationwide | 4 Door Sedan | $3,156 | $1,030 | $759 |
| Progressive | 4 Door Sedan | $1,828 | $620 | $426 |
| State Farm | 4 Door Sedan | $2,213 | $843 | $598 |
| Allstate | 4 Door Sedan Hybrid | $2,133 | $880 | $774 |
| Geico | 4 Door Sedan Hybrid | $1,488 | $469 | $331 |
| Farmers | 4 Door Sedan Hybrid | $2,521 | $1,031 | $891 |
| Nationwide | 4 Door Sedan Hybrid | $3,169 | $1,074 | $790 |
| Progressive | 4 Door Sedan Hybrid | $2,057 | $680 | $462 |
| State Farm | 4 Door Sedan Hybrid | $2,192 | $843 | $598 |
| Allstate | 4 Door Sedan Turbo | $2,029 | $842 | $737 |
| Geico | 4 Door Sedan Turbo | $1,440 | $499 | $354 |
| Farmers | 4 Door Sedan Turbo | $2,676 | $964 | $828 |
| Nationwide | 4 Door Sedan Turbo | $3,098 | $1,030 | $759 |
| Progressive | 4 Door Sedan Turbo | $1,828 | $620 | $426 |
| State Farm | 4 Door Sedan Turbo | $2,213 | $843 | $598 |
2020 Ford Fusion Insurance Rates
| companies | Average Premium |
|---|---|
| State Farm | $1,322 |
| Geico | $1,355 |
| Progressive | $1,468 |
| Nationwide | $1,683 |
| Farmers | $1,941 |
| Allstate | $2,399 |
Average Cost to Insure
$1,695/year
Cheapest Rate
$1,322/year
Available Trims
Energi Titanium, Platinum, S, SE, SEL, Sport, Titanium
2019 Ford Fusion Insurance Rates
| companies | Average Premium |
|---|---|
| Geico | $1,396 |
| State Farm | $1,434 |
| Nationwide | $1,798 |
| Progressive | $1,807 |
| Allstate | $2,262 |
| Farmers | $2,330 |
Average Cost to Insure
$1,838/year
Cheapest Rate
$1,396/year
Available Trims
Energi Titanium, Platinum, S, SE, SEL, Sport, Titanium
2018 Ford Fusion Insurance Rates
| companies | Average Premium |
|---|---|
| Geico | $1,289 |
| State Farm | $1,375 |
| Nationwide | $1,775 |
| Progressive | $1,803 |
| Allstate | $2,186 |
| Farmers | $2,324 |
Average Cost to Insure
$1,792/year
Cheapest Rate
$1,289/year
Available Trims
Energi Titanium, Platinum, S, SE, SEL, Sport, Titanium
2017 Ford Fusion Insurance Rates
| companies | Average Premium |
|---|---|
| Geico | $1,261 |
| State Farm | $1,321 |
| Progressive | $1,773 |
| Nationwide | $1,789 |
| Allstate | $2,036 |
| Farmers | $2,299 |
Average Cost to Insure
$1,747/year
Cheapest Rate
$1,261/year
Available Trims
Energi Titanium, Platinum, S, SE, SEL, Sport, Titanium
2016 Ford Fusion Insurance Rates
| companies | Average Premium |
|---|---|
| Geico | $1,206 |
| State Farm | $1,239 |
| Nationwide | $1,695 |
| Progressive | $1,735 |
| Allstate | $2,000 |
| Farmers | $2,273 |
Average Cost to Insure
$1,691/year
Cheapest Rate
$1,206/year
Available Trims
Energi Titanium, Platinum, S, SE, SEL, Sport, Titanium
Compare Ford insurance rates by model
Ford Fiesta
$1,468/year
Ford F-150
$1,476/year
Ford Explorer
$1,499/year
Ford Expedition
$1,619/year
Ford Edge
$1,424/year
Ford Mustang
$1,874/year