The average Ford Fusion car insurance rate for 2021 is $1,735 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $3,306 a year, whereas Maine has the lowest Ford Fusion insurance rates for full coverage, with an annual insurance cost of $1,116 on average for drivers aged 30.
Compare Ford Fusion Insurance Rates by State
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| Company | Style | Premium(Avg) | Full Coverage(Avg) | Liability Coverage(Avg) | State Minimum Coverage(Avg) |
|---|---|---|---|---|---|
| Allstate Ins Grp | 4 Door Sedan | $1,203 | $2,029 | $842 | $737 |
| Berkshire Hathaway Grp | 4 Door Sedan | $758 | $1,467 | $472 | $334 |
| Farmers Ins Grp | 4 Door Sedan | $1,489 | $2,676 | $964 | $828 |
| Nationwide Corp Grp | 4 Door Sedan | $1,648 | $3,156 | $1,030 | $759 |
| Progressive Grp | 4 Door Sedan | $958 | $1,828 | $620 | $426 |
| State Farm Grp | 4 Door Sedan | $1,218 | $2,213 | $843 | $598 |
| Allstate Ins Grp | 4 Door Sedan Hybrid | $1,262 | $2,133 | $880 | $774 |
| Berkshire Hathaway Grp | 4 Door Sedan Hybrid | $763 | $1,488 | $469 | $331 |
| Farmers Ins Grp | 4 Door Sedan Hybrid | $1,481 | $2,521 | $1,031 | $891 |
| Nationwide Corp Grp | 4 Door Sedan Hybrid | $1,678 | $3,169 | $1,074 | $790 |
| Progressive Grp | 4 Door Sedan Hybrid | $1,066 | $2,057 | $680 | $462 |
| State Farm Grp | 4 Door Sedan Hybrid | $1,211 | $2,192 | $843 | $598 |
| Allstate Ins Grp | 4 Door Sedan Turbo | $1,203 | $2,029 | $842 | $737 |
| Berkshire Hathaway Grp | 4 Door Sedan Turbo | $764 | $1,440 | $499 | $354 |
| Farmers Ins Grp | 4 Door Sedan Turbo | $1,489 | $2,676 | $964 | $828 |
| Nationwide Corp Grp | 4 Door Sedan Turbo | $1,629 | $3,098 | $1,030 | $759 |
| Progressive Grp | 4 Door Sedan Turbo | $958 | $1,828 | $620 | $426 |
| State Farm Grp | 4 Door Sedan Turbo | $1,218 | $2,213 | $843 | $598 |
2020 Ford Fusion Insurance Rates
| companies | Average Premium |
|---|---|
| Progressive Universal Ins Co | $957 |
| Artisan & Truckers Cas Co | $1,063 |
| Geico Cas Co | $1,087 |
| Progressive Paloverde Ins Co | $1,171 |
| Farmers Ins Co Of ID | $1,194 |
| Progressive Advanced Ins Co | $1,257 |
| Government Employees Ins Co | $1,297 |
| Farmers Ins Of Columbus Inc | $1,333 |
| State Farm Mut Auto Ins Co | $1,346 |
| Nationwide Agribusiness Ins Co | $1,383 |
| Progressive HI Ins Corp | $1,417 |
| Progressive Northwestern Ins Co | $1,431 |
| Geico Gen Ins Co | $1,491 |
| Progressive Classic Ins Co | $1,510 |
| Progressive Max Ins Co | $1,515 |
| Progressive Garden State Ins Co | $1,540 |
| Farmers Ins Co Of OR | $1,540 |
| Nationwide Affinity Co of Amer | $1,552 |
| Depositors Ins Co | $1,565 |
| Progressive Specialty Ins Co | $1,565 |
| Geico Ind Co | $1,583 |
| Progressive Direct Ins Co | $1,584 |
| Illinois Farmers Ins Co | $1,589 |
| Progressive Preferred Ins Co | $1,643 |
| Progressive Gulf Ins Co | $1,661 |
| Progressive Northern Ins Co | $1,682 |
| Berkshire Hathaway Grp | $1,687 |
| Allied Prop & Cas Ins Co | $1,701 |
| Victoria Fire & Cas Co | $1,775 |
| State Farm Ind Co | $1,787 |
| Mid Century Ins Co | $1,795 |
| Progressive Southeastern Ins Co | $1,804 |
| Nationwide Mut Ins Co | $1,810 |
| Farmers Ins Co Inc | $1,815 |
| United Financial Cas Co | $1,866 |
| Progressive Marathon Ins Co | $1,882 |
| Farmers Ins HI Inc | $1,905 |
| Progressive Cas Ins Co | $1,920 |
| Nationwide Ins Co Of Amer | $1,954 |
| Nationwide Prop & Cas Ins Co | $1,955 |
| Farmers Ins Co Of AZ | $2,023 |
| Amco Ins Co | $2,107 |
| Allstate Ins Co | $2,161 |
| Progressive Select Ins Co | $2,167 |
| Progressive Mountain Ins Co | $2,229 |
| Allstate Northbrook Ind Co | $2,232 |
| Farmers Ins Co Of WA | $2,330 |
| Allstate NJ Prop & Cas Ins Co | $2,334 |
| Nationwide Mut Fire Ins Co | $2,379 |
| Allstate Fire & Cas Ins Co | $2,410 |
| Allstate Prop & Cas Ins Co | $2,456 |
| Allstate Ind Co | $2,460 |
| 21st Century Centennial Ins Co | $2,568 |
| Farmers Ins Exch | $2,976 |
| Colonial Cnty Mut Ins Co | $3,105 |
| Progressive Security Ins Co | $3,134 |
Average Cost to Insure
$1,816/year
Cheapest Rate
$957/year
Available Trims
Energi Titanium, Platinum, S, SE, SEL, Sport, Titanium
2019 Ford Fusion Insurance Rates
| companies | Average Premium |
|---|---|
| Berkshire Hathaway Grp | $730 |
| State Farm Grp | $785 |
| Progressive Grp | $1,061 |
| Nationwide Corp Grp | $1,133 |
| Allstate Ins Grp | $1,247 |
| Farmers Ins Grp | $1,347 |
Average Cost to Insure
$1,051/year
Cheapest Rate
$730/year
Available Trims
Energi Titanium, Platinum, S, SE, SEL, Sport, Titanium
2018 Ford Fusion Insurance Rates
| companies | Average Premium |
|---|---|
| Berkshire Hathaway Grp | $702 |
| State Farm Grp | $771 |
| Progressive Grp | $1,070 |
| Nationwide Corp Grp | $1,100 |
| Allstate Ins Grp | $1,226 |
| Farmers Ins Grp | $1,348 |
Average Cost to Insure
$1,036/year
Cheapest Rate
$702/year
Available Trims
Energi Titanium, Platinum, S, SE, SEL, Sport, Titanium
2017 Ford Fusion Insurance Rates
| companies | Average Premium |
|---|---|
| Berkshire Hathaway Grp | $695 |
| State Farm Grp | $754 |
| Progressive Grp | $1,063 |
| Nationwide Corp Grp | $1,114 |
| Allstate Ins Grp | $1,176 |
| Farmers Ins Grp | $1,354 |
Average Cost to Insure
$1,026/year
Cheapest Rate
$695/year
Available Trims
Energi Titanium, Platinum, S, SE, SEL, Sport, Titanium
2016 Ford Fusion Insurance Rates
| companies | Average Premium |
|---|---|
| Berkshire Hathaway Grp | $679 |
| State Farm Grp | $726 |
| Progressive Grp | $1,058 |
| Nationwide Corp Grp | $1,068 |
| Allstate Ins Grp | $1,166 |
| Farmers Ins Grp | $1,345 |
Average Cost to Insure
$1,007/year
Cheapest Rate
$679/year
Available Trims
Energi Titanium, Platinum, S, SE, SEL, Sport, Titanium