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The average Ford Fusion car insurance rate for 2021 is $1,735 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $3,306 a year, whereas Maine has the lowest Ford Fusion insurance rates for full coverage, with an annual insurance cost of $1,116 on average for drivers aged 30.

Compare Ford Fusion Insurance Rates by State

L O A D I N G
Company Style Premium(Avg) Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate Ins Grp4 Door Sedan$1,203$2,029$842$737
Berkshire Hathaway Grp4 Door Sedan$758$1,467$472$334
Farmers Ins Grp4 Door Sedan$1,489$2,676$964$828
Nationwide Corp Grp4 Door Sedan$1,648$3,156$1,030$759
Progressive Grp4 Door Sedan$958$1,828$620$426
State Farm Grp4 Door Sedan$1,218$2,213$843$598
Allstate Ins Grp4 Door Sedan Hybrid$1,262$2,133$880$774
Berkshire Hathaway Grp4 Door Sedan Hybrid$763$1,488$469$331
Farmers Ins Grp4 Door Sedan Hybrid$1,481$2,521$1,031$891
Nationwide Corp Grp4 Door Sedan Hybrid$1,678$3,169$1,074$790
Progressive Grp4 Door Sedan Hybrid$1,066$2,057$680$462
State Farm Grp4 Door Sedan Hybrid$1,211$2,192$843$598
Allstate Ins Grp4 Door Sedan Turbo$1,203$2,029$842$737
Berkshire Hathaway Grp4 Door Sedan Turbo$764$1,440$499$354
Farmers Ins Grp4 Door Sedan Turbo$1,489$2,676$964$828
Nationwide Corp Grp4 Door Sedan Turbo$1,629$3,098$1,030$759
Progressive Grp4 Door Sedan Turbo$958$1,828$620$426
State Farm Grp4 Door Sedan Turbo$1,218$2,213$843$598

2020 Ford Fusion Insurance Rates

companiesAverage Premium
Progressive Universal Ins Co$957
Artisan & Truckers Cas Co$1,063
Geico Cas Co$1,087
Progressive Paloverde Ins Co$1,171
Farmers Ins Co Of ID$1,194
Progressive Advanced Ins Co$1,257
Government Employees Ins Co$1,297
Farmers Ins Of Columbus Inc$1,333
State Farm Mut Auto Ins Co$1,346
Nationwide Agribusiness Ins Co$1,383
Progressive HI Ins Corp$1,417
Progressive Northwestern Ins Co$1,431
Geico Gen Ins Co$1,491
Progressive Classic Ins Co$1,510
Progressive Max Ins Co$1,515
Progressive Garden State Ins Co$1,540
Farmers Ins Co Of OR$1,540
Nationwide Affinity Co of Amer$1,552
Depositors Ins Co$1,565
Progressive Specialty Ins Co$1,565
Geico Ind Co$1,583
Progressive Direct Ins Co$1,584
Illinois Farmers Ins Co$1,589
Progressive Preferred Ins Co$1,643
Progressive Gulf Ins Co$1,661
Progressive Northern Ins Co$1,682
Berkshire Hathaway Grp$1,687
Allied Prop & Cas Ins Co$1,701
Victoria Fire & Cas Co$1,775
State Farm Ind Co$1,787
Mid Century Ins Co$1,795
Progressive Southeastern Ins Co$1,804
Nationwide Mut Ins Co$1,810
Farmers Ins Co Inc$1,815
United Financial Cas Co$1,866
Progressive Marathon Ins Co$1,882
Farmers Ins HI Inc$1,905
Progressive Cas Ins Co$1,920
Nationwide Ins Co Of Amer$1,954
Nationwide Prop & Cas Ins Co$1,955
Farmers Ins Co Of AZ$2,023
Amco Ins Co$2,107
Allstate Ins Co$2,161
Progressive Select Ins Co$2,167
Progressive Mountain Ins Co$2,229
Allstate Northbrook Ind Co$2,232
Farmers Ins Co Of WA$2,330
Allstate NJ Prop & Cas Ins Co$2,334
Nationwide Mut Fire Ins Co$2,379
Allstate Fire & Cas Ins Co$2,410
Allstate Prop & Cas Ins Co$2,456
Allstate Ind Co$2,460
21st Century Centennial Ins Co$2,568
Farmers Ins Exch$2,976
Colonial Cnty Mut Ins Co$3,105
Progressive Security Ins Co$3,134
Average Cost to Insure $1,816/year
Cheapest Rate $957/year
Available Trims Energi Titanium, Platinum, S, SE, SEL, Sport, Titanium

2019 Ford Fusion Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$730
State Farm Grp$785
Progressive Grp$1,061
Nationwide Corp Grp$1,133
Allstate Ins Grp$1,247
Farmers Ins Grp$1,347
Average Cost to Insure $1,051/year
Cheapest Rate $730/year
Available Trims Energi Titanium, Platinum, S, SE, SEL, Sport, Titanium

2018 Ford Fusion Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$702
State Farm Grp$771
Progressive Grp$1,070
Nationwide Corp Grp$1,100
Allstate Ins Grp$1,226
Farmers Ins Grp$1,348
Average Cost to Insure $1,036/year
Cheapest Rate $702/year
Available Trims Energi Titanium, Platinum, S, SE, SEL, Sport, Titanium

2017 Ford Fusion Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$695
State Farm Grp$754
Progressive Grp$1,063
Nationwide Corp Grp$1,114
Allstate Ins Grp$1,176
Farmers Ins Grp$1,354
Average Cost to Insure $1,026/year
Cheapest Rate $695/year
Available Trims Energi Titanium, Platinum, S, SE, SEL, Sport, Titanium

2016 Ford Fusion Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$679
State Farm Grp$726
Progressive Grp$1,058
Nationwide Corp Grp$1,068
Allstate Ins Grp$1,166
Farmers Ins Grp$1,345
Average Cost to Insure $1,007/year
Cheapest Rate $679/year
Available Trims Energi Titanium, Platinum, S, SE, SEL, Sport, Titanium