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The average Ford F-350 car insurance rate for 2021 is $1,845 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Missouri is the most expensive state for car insurance with an average insurance cost of $3,562 a year, whereas Maine has the lowest Ford F-350 insurance rates for full coverage, with an annual insurance cost of $1,177 on average for drivers aged 30.

Average insurance cost of Ford F-350 by model year
Graph
Table
Year of Ford F-350 ModelAverage Cost to Insure
2020$1,890
2019$2,012
2018$1,938
2017$1,938
2016$1,905

Compare Ford F-350 Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate2WD DRW Crew Cab Flex Fuel$2,514$1,011$880
Geico2WD DRW Crew Cab Flex Fuel$1,538$552$394
Farmers2WD DRW Crew Cab Flex Fuel$2,548$1,278$1,088
Nationwide2WD DRW Crew Cab Flex Fuel$3,202$1,165$863
Progressive2WD DRW Crew Cab Flex Fuel$2,459$847$567
State Farm2WD DRW Crew Cab Flex Fuel$2,878$889$631
Allstate2WD DRW Crew Cab LB Tbo Dsl$2,615$1,011$880
Geico2WD DRW Crew Cab LB Tbo Dsl$1,512$525$373
Farmers2WD DRW Crew Cab LB Tbo Dsl$2,548$1,278$1,088
Nationwide2WD DRW Crew Cab LB Tbo Dsl$3,145$1,107$817
Progressive2WD DRW Crew Cab LB Tbo Dsl$2,459$847$567
State Farm2WD DRW Crew Cab LB Tbo Dsl$2,993$889$631
Allstate2WD SRW Crew Cab Flex Fuel$2,514$1,011$880
Geico2WD SRW Crew Cab Flex Fuel$1,538$552$394
Farmers2WD SRW Crew Cab Flex Fuel$2,385$1,278$1,088
Nationwide2WD SRW Crew Cab Flex Fuel$3,202$1,085$805
Progressive2WD SRW Crew Cab Flex Fuel$2,459$847$567
State Farm2WD SRW Crew Cab Flex Fuel$2,878$889$631
Allstate2WD SRW Crew Cab Tbo Dsl$2,615$1,011$880
Geico2WD SRW Crew Cab Tbo Dsl$1,512$525$373
Farmers2WD SRW Crew Cab Tbo Dsl$2,385$1,278$1,088
Nationwide2WD SRW Crew Cab Tbo Dsl$2,967$1,085$805
Progressive2WD SRW Crew Cab Tbo Dsl$2,459$847$567
State Farm2WD SRW Crew Cab Tbo Dsl$2,993$889$631
Allstate4WD DRW Crew Cab Flex Fuel$2,600$1,011$880
Geico4WD DRW Crew Cab Flex Fuel$1,502$552$394
Farmers4WD DRW Crew Cab Flex Fuel$2,653$1,108$956
Nationwide4WD DRW Crew Cab Flex Fuel$3,250$1,169$863
Progressive4WD DRW Crew Cab Flex Fuel$2,840$870$581
State Farm4WD DRW Crew Cab Flex Fuel$2,878$889$631
Allstate4WD DRW Crew Cab LB Flex Fuel$2,600$1,011$880
Geico4WD DRW Crew Cab LB Flex Fuel$1,502$552$394
Farmers4WD DRW Crew Cab LB Flex Fuel$2,653$1,108$956
Nationwide4WD DRW Crew Cab LB Flex Fuel$3,250$1,169$863
Progressive4WD DRW Crew Cab LB Flex Fuel$2,840$870$581
State Farm4WD DRW Crew Cab LB Flex Fuel$2,878$889$631
Allstate4WD DRW Crew Cab LB Tbo Dsl$2,600$1,011$880
Geico4WD DRW Crew Cab LB Tbo Dsl$1,589$525$373
Farmers4WD DRW Crew Cab LB Tbo Dsl$2,653$1,108$956
Nationwide4WD DRW Crew Cab LB Tbo Dsl$3,250$1,169$863
Progressive4WD DRW Crew Cab LB Tbo Dsl$2,840$870$581
State Farm4WD DRW Crew Cab LB Tbo Dsl$2,993$889$631
Allstate4WD SRW Crew Cab LB Flex Fuel$2,502$1,011$880
Geico4WD SRW Crew Cab LB Flex Fuel$1,502$552$394
Farmers4WD SRW Crew Cab LB Flex Fuel$2,942$1,071$926
Nationwide4WD SRW Crew Cab LB Flex Fuel$3,006$1,150$853
Progressive4WD SRW Crew Cab LB Flex Fuel$2,840$870$581
State Farm4WD SRW Crew Cab LB Flex Fuel$2,878$889$631
Allstate4WD SRW Crew Cab LB Tbo Dsl$2,600$1,011$880
Geico4WD SRW Crew Cab LB Tbo Dsl$1,589$525$373
Farmers4WD SRW Crew Cab LB Tbo Dsl$2,942$1,071$926
Nationwide4WD SRW Crew Cab LB Tbo Dsl$3,006$1,150$853
Progressive4WD SRW Crew Cab LB Tbo Dsl$2,840$870$581
State Farm4WD SRW Crew Cab LB Tbo Dsl$2,993$889$631
Allstate4WD SRW Crew Cab SB Flex Fuel$2,502$1,011$880
Geico4WD SRW Crew Cab SB Flex Fuel$1,502$552$394
Farmers4WD SRW Crew Cab SB Flex Fuel$2,942$1,071$926
Nationwide4WD SRW Crew Cab SB Flex Fuel$3,006$1,150$853
Progressive4WD SRW Crew Cab SB Flex Fuel$2,840$870$581
State Farm4WD SRW Crew Cab SB Flex Fuel$2,993$889$631
Allstate4WD SRW Crew Cab SB Tbo Dsl$2,600$1,011$880
Geico4WD SRW Crew Cab SB Tbo Dsl$1,589$525$373
Farmers4WD SRW Crew Cab SB Tbo Dsl$2,942$1,071$926
Nationwide4WD SRW Crew Cab SB Tbo Dsl$3,006$1,150$853
Progressive4WD SRW Crew Cab SB Tbo Dsl$2,840$870$581
State Farm4WD SRW Crew Cab SB Tbo Dsl$2,993$889$631
Allstate4WD SRW Crew Cab Tbo Dsl$2,600$1,011$880
Geico4WD SRW Crew Cab Tbo Dsl$1,589$525$373
Farmers4WD SRW Crew Cab Tbo Dsl$2,942$1,071$926
Nationwide4WD SRW Crew Cab Tbo Dsl$2,980$1,150$853
Progressive4WD SRW Crew Cab Tbo Dsl$2,840$870$581
State Farm4WD SRW Crew Cab Tbo Dsl$2,993$889$631

2020 Ford F-350 Insurance Rates

Average Cost to Insure $1,890
Annual Cheapest Rate $1,433
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
RankCompaniesAverage Premium
1State Farm$1,433
2Geico$1,485
3Progressive$1,789
4Nationwide$1,841
5Farmers$2,099
6Allstate$2,692

2019 Ford F-350 Insurance Rates

Average Cost to Insure $2,012
Annual Cheapest Rate $1,490
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
RankCompaniesAverage Premium
1Geico$1,490
2State Farm$1,500
3Nationwide$1,708
4Progressive$2,328
5Farmers$2,472
6Allstate$2,576

2018 Ford F-350 Insurance Rates

Average Cost to Insure $1,938
Annual Cheapest Rate $1,422
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
RankCompaniesAverage Premium
1Geico$1,422
2State Farm$1,434
3Nationwide$1,759
4Progressive$2,274
5Allstate$2,356
6Farmers$2,381

2017 Ford F-350 Insurance Rates

Average Cost to Insure $1,938
Annual Cheapest Rate $1,452
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
RankCompaniesAverage Premium
1State Farm$1,452
2Geico$1,469
3Nationwide$1,749
4Progressive$2,289
5Allstate$2,313
6Farmers$2,353

2016 Ford F-350 Insurance Rates

Average Cost to Insure $1,905
Annual Cheapest Rate $1,446
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
RankCompaniesAverage Premium
1State Farm$1,446
2Geico$1,493
3Nationwide$1,772
4Allstate$2,129
5Progressive$2,244
6Farmers$2,343

Compare Ford insurance rates by model

Make/ModelAnnual Rates
Ford Fiesta$1,468/year
Ford F-150$1,476/year
Ford Explorer$1,499/year
Ford Expedition$1,619/year
Ford Edge$1,424/year
Ford Mustang$1,874/year
Ford Fusion$1,643/year

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