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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Ford F-350 is $3,035 per year or $253 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Ford F-350 costs $3,035, whereas the 2024 Ford F-350 costs $2,987 annually. This is $48 less than the 2025 rates.
Travelers offers the cheapest annual rate for 2025 Ford F-350 at $2,112 per year.
Below, we'll look at Ford F-350 insurance rates and show you how to save.
Average insurance cost of Ford F-350 by model year
| Year of Ford F-350 model | Average cost to insure |
|---|---|
| 2025 | $3,035 |
| 2024 | $2,987 |
| 2023 | $2,902 |
| 2022 | $2,681 |
| 2021 | $2,629 |
Compare F-350 insurance rates by state
| Company | Average annual premium |
|---|---|
| State Farm | $2,322 |
| Nationwide | $2,434 |
| Travelers | $2,494 |
| UAIC | $2,650 |
| Farmers | $2,702 |
| GEICO | $3,584 |
| Mercury Insurance | $4,322 |
| Allstate | $4,522 |
| Progressive | $5,089 |
| AIG | $6,995 |
Ford F-350 insurance rates per year
2025 Ford F-350 insurance rates
Rank Company Average annual premium 1 Travelers $2,112 2 GEICO $2,456 3 State Farm $2,700 4 Nationwide $2,780 5 Progressive $3,151 6 Allstate $3,869 7 Farmers $4,053 8 USAA $2,277 2024 Ford F-350 insurance rates
Rank Company Average annual premium 1 Travelers $2,067 2 GEICO $2,422 3 State Farm $2,561 4 Nationwide $2,754 5 Progressive $3,171 6 Allstate $3,798 7 Farmers $3,968 8 USAA $2,401 2023 Ford F-350 insurance rates
Rank Company Average annual premium 1 Travelers $1,894 2 State Farm $2,426 3 GEICO $2,490 4 Nationwide $2,743 5 Progressive $3,086 6 Allstate $3,726 7 Farmers $3,759 8 USAA $2,397 2022 Ford F-350 insurance rates
Rank Company Average annual premium 1 Travelers $1,880 2 GEICO $2,181 3 State Farm $2,283 4 Nationwide $2,690 5 Progressive $2,899 6 Allstate $3,399 7 Farmers $3,606 8 USAA $2,088 2021 Ford F-350 insurance rates
Rank Company Average annual premium 1 Travelers $1,826 2 GEICO $2,165 3 State Farm $2,260 4 Nationwide $2,750 5 Progressive $2,828 6 Allstate $3,254 7 Farmers $3,475 8 USAA $2,045 2020 Ford F-350 insurance rates
Rank Company Average annual premium 1 Travelers $1,799 2 GEICO $2,101 3 State Farm $2,289 4 Progressive $2,752 5 Nationwide $2,778 6 Allstate $3,161 7 Farmers $3,361 8 USAA $1,878 2019 Ford F-350 insurance rates
Rank Company Average annual premium 1 Travelers $1,792 2 GEICO $2,030 3 State Farm $2,221 4 Nationwide $2,672 5 Progressive $2,677 6 Allstate $3,075 7 Farmers $3,335 8 USAA $1,863 2018 Ford F-350 insurance rates
Rank Company Average annual premium 1 Travelers $1,807 2 GEICO $1,975 3 State Farm $2,188 4 Progressive $2,595 5 Nationwide $2,688 6 Allstate $3,032 7 Farmers $3,301 8 USAA $1,830
Ford insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage