The average Ford F-350 car insurance rate for 2021 is $1,845 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Missouri is the most expensive state for car insurance with an average insurance cost of $3,562 a year, whereas Maine has the lowest Ford F-350 insurance rates for full coverage, with an annual insurance cost of $1,177 on average for drivers aged 30.
Average insurance cost of Ford F-350 by model year
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| Year of Ford F-350 Model | Average Cost to Insure |
|---|---|
| 2020 | $1,890 |
| 2019 | $2,012 |
| 2018 | $1,938 |
| 2017 | $1,938 |
| 2016 | $1,905 |
Compare Ford F-350 Insurance Rates by State
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| Company | Style | Full Coverage(Avg) | Liability Coverage(Avg) | State Minimum Coverage(Avg) |
|---|---|---|---|---|
| Allstate | 2WD DRW Crew Cab Flex Fuel | $2,514 | $1,011 | $880 |
| Geico | 2WD DRW Crew Cab Flex Fuel | $1,538 | $552 | $394 |
| Farmers | 2WD DRW Crew Cab Flex Fuel | $2,548 | $1,278 | $1,088 |
| Nationwide | 2WD DRW Crew Cab Flex Fuel | $3,202 | $1,165 | $863 |
| Progressive | 2WD DRW Crew Cab Flex Fuel | $2,459 | $847 | $567 |
| State Farm | 2WD DRW Crew Cab Flex Fuel | $2,878 | $889 | $631 |
| Allstate | 2WD DRW Crew Cab LB Tbo Dsl | $2,615 | $1,011 | $880 |
| Geico | 2WD DRW Crew Cab LB Tbo Dsl | $1,512 | $525 | $373 |
| Farmers | 2WD DRW Crew Cab LB Tbo Dsl | $2,548 | $1,278 | $1,088 |
| Nationwide | 2WD DRW Crew Cab LB Tbo Dsl | $3,145 | $1,107 | $817 |
| Progressive | 2WD DRW Crew Cab LB Tbo Dsl | $2,459 | $847 | $567 |
| State Farm | 2WD DRW Crew Cab LB Tbo Dsl | $2,993 | $889 | $631 |
| Allstate | 2WD SRW Crew Cab Flex Fuel | $2,514 | $1,011 | $880 |
| Geico | 2WD SRW Crew Cab Flex Fuel | $1,538 | $552 | $394 |
| Farmers | 2WD SRW Crew Cab Flex Fuel | $2,385 | $1,278 | $1,088 |
| Nationwide | 2WD SRW Crew Cab Flex Fuel | $3,202 | $1,085 | $805 |
| Progressive | 2WD SRW Crew Cab Flex Fuel | $2,459 | $847 | $567 |
| State Farm | 2WD SRW Crew Cab Flex Fuel | $2,878 | $889 | $631 |
| Allstate | 2WD SRW Crew Cab Tbo Dsl | $2,615 | $1,011 | $880 |
| Geico | 2WD SRW Crew Cab Tbo Dsl | $1,512 | $525 | $373 |
| Farmers | 2WD SRW Crew Cab Tbo Dsl | $2,385 | $1,278 | $1,088 |
| Nationwide | 2WD SRW Crew Cab Tbo Dsl | $2,967 | $1,085 | $805 |
| Progressive | 2WD SRW Crew Cab Tbo Dsl | $2,459 | $847 | $567 |
| State Farm | 2WD SRW Crew Cab Tbo Dsl | $2,993 | $889 | $631 |
| Allstate | 4WD DRW Crew Cab Flex Fuel | $2,600 | $1,011 | $880 |
| Geico | 4WD DRW Crew Cab Flex Fuel | $1,502 | $552 | $394 |
| Farmers | 4WD DRW Crew Cab Flex Fuel | $2,653 | $1,108 | $956 |
| Nationwide | 4WD DRW Crew Cab Flex Fuel | $3,250 | $1,169 | $863 |
| Progressive | 4WD DRW Crew Cab Flex Fuel | $2,840 | $870 | $581 |
| State Farm | 4WD DRW Crew Cab Flex Fuel | $2,878 | $889 | $631 |
| Allstate | 4WD DRW Crew Cab LB Flex Fuel | $2,600 | $1,011 | $880 |
| Geico | 4WD DRW Crew Cab LB Flex Fuel | $1,502 | $552 | $394 |
| Farmers | 4WD DRW Crew Cab LB Flex Fuel | $2,653 | $1,108 | $956 |
| Nationwide | 4WD DRW Crew Cab LB Flex Fuel | $3,250 | $1,169 | $863 |
| Progressive | 4WD DRW Crew Cab LB Flex Fuel | $2,840 | $870 | $581 |
| State Farm | 4WD DRW Crew Cab LB Flex Fuel | $2,878 | $889 | $631 |
| Allstate | 4WD DRW Crew Cab LB Tbo Dsl | $2,600 | $1,011 | $880 |
| Geico | 4WD DRW Crew Cab LB Tbo Dsl | $1,589 | $525 | $373 |
| Farmers | 4WD DRW Crew Cab LB Tbo Dsl | $2,653 | $1,108 | $956 |
| Nationwide | 4WD DRW Crew Cab LB Tbo Dsl | $3,250 | $1,169 | $863 |
| Progressive | 4WD DRW Crew Cab LB Tbo Dsl | $2,840 | $870 | $581 |
| State Farm | 4WD DRW Crew Cab LB Tbo Dsl | $2,993 | $889 | $631 |
| Allstate | 4WD SRW Crew Cab LB Flex Fuel | $2,502 | $1,011 | $880 |
| Geico | 4WD SRW Crew Cab LB Flex Fuel | $1,502 | $552 | $394 |
| Farmers | 4WD SRW Crew Cab LB Flex Fuel | $2,942 | $1,071 | $926 |
| Nationwide | 4WD SRW Crew Cab LB Flex Fuel | $3,006 | $1,150 | $853 |
| Progressive | 4WD SRW Crew Cab LB Flex Fuel | $2,840 | $870 | $581 |
| State Farm | 4WD SRW Crew Cab LB Flex Fuel | $2,878 | $889 | $631 |
| Allstate | 4WD SRW Crew Cab LB Tbo Dsl | $2,600 | $1,011 | $880 |
| Geico | 4WD SRW Crew Cab LB Tbo Dsl | $1,589 | $525 | $373 |
| Farmers | 4WD SRW Crew Cab LB Tbo Dsl | $2,942 | $1,071 | $926 |
| Nationwide | 4WD SRW Crew Cab LB Tbo Dsl | $3,006 | $1,150 | $853 |
| Progressive | 4WD SRW Crew Cab LB Tbo Dsl | $2,840 | $870 | $581 |
| State Farm | 4WD SRW Crew Cab LB Tbo Dsl | $2,993 | $889 | $631 |
| Allstate | 4WD SRW Crew Cab SB Flex Fuel | $2,502 | $1,011 | $880 |
| Geico | 4WD SRW Crew Cab SB Flex Fuel | $1,502 | $552 | $394 |
| Farmers | 4WD SRW Crew Cab SB Flex Fuel | $2,942 | $1,071 | $926 |
| Nationwide | 4WD SRW Crew Cab SB Flex Fuel | $3,006 | $1,150 | $853 |
| Progressive | 4WD SRW Crew Cab SB Flex Fuel | $2,840 | $870 | $581 |
| State Farm | 4WD SRW Crew Cab SB Flex Fuel | $2,993 | $889 | $631 |
| Allstate | 4WD SRW Crew Cab SB Tbo Dsl | $2,600 | $1,011 | $880 |
| Geico | 4WD SRW Crew Cab SB Tbo Dsl | $1,589 | $525 | $373 |
| Farmers | 4WD SRW Crew Cab SB Tbo Dsl | $2,942 | $1,071 | $926 |
| Nationwide | 4WD SRW Crew Cab SB Tbo Dsl | $3,006 | $1,150 | $853 |
| Progressive | 4WD SRW Crew Cab SB Tbo Dsl | $2,840 | $870 | $581 |
| State Farm | 4WD SRW Crew Cab SB Tbo Dsl | $2,993 | $889 | $631 |
| Allstate | 4WD SRW Crew Cab Tbo Dsl | $2,600 | $1,011 | $880 |
| Geico | 4WD SRW Crew Cab Tbo Dsl | $1,589 | $525 | $373 |
| Farmers | 4WD SRW Crew Cab Tbo Dsl | $2,942 | $1,071 | $926 |
| Nationwide | 4WD SRW Crew Cab Tbo Dsl | $2,980 | $1,150 | $853 |
| Progressive | 4WD SRW Crew Cab Tbo Dsl | $2,840 | $870 | $581 |
| State Farm | 4WD SRW Crew Cab Tbo Dsl | $2,993 | $889 | $631 |
2020 Ford F-350 Insurance Rates
Average Cost to Insure
$1,890
Annual Cheapest Rate
$1,433
Available Trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,433 |
| 2 | Geico | $1,485 |
| 3 | Progressive | $1,789 |
| 4 | Nationwide | $1,841 |
| 5 | Farmers | $2,099 |
| 6 | Allstate | $2,692 |
2019 Ford F-350 Insurance Rates
Average Cost to Insure
$2,012
Annual Cheapest Rate
$1,490
Available Trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | Geico | $1,490 |
| 2 | State Farm | $1,500 |
| 3 | Nationwide | $1,708 |
| 4 | Progressive | $2,328 |
| 5 | Farmers | $2,472 |
| 6 | Allstate | $2,576 |
2018 Ford F-350 Insurance Rates
Average Cost to Insure
$1,938
Annual Cheapest Rate
$1,422
Available Trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | Geico | $1,422 |
| 2 | State Farm | $1,434 |
| 3 | Nationwide | $1,759 |
| 4 | Progressive | $2,274 |
| 5 | Allstate | $2,356 |
| 6 | Farmers | $2,381 |
2017 Ford F-350 Insurance Rates
Average Cost to Insure
$1,938
Annual Cheapest Rate
$1,452
Available Trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,452 |
| 2 | Geico | $1,469 |
| 3 | Nationwide | $1,749 |
| 4 | Progressive | $2,289 |
| 5 | Allstate | $2,313 |
| 6 | Farmers | $2,353 |
2016 Ford F-350 Insurance Rates
Average Cost to Insure
$1,905
Annual Cheapest Rate
$1,446
Available Trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,446 |
| 2 | Geico | $1,493 |
| 3 | Nationwide | $1,772 |
| 4 | Allstate | $2,129 |
| 5 | Progressive | $2,244 |
| 6 | Farmers | $2,343 |
Compare Ford insurance rates by model
| Make/Model | Annual Rates |
|---|---|
| Ford Fiesta | $1,468/year |
| Ford F-150 | $1,476/year |
| Ford Explorer | $1,499/year |
| Ford Expedition | $1,619/year |
| Ford Edge | $1,424/year |
| Ford Mustang | $1,874/year |
| Ford Fusion | $1,643/year |
