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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Ford F-350 is $2,344 per year or $195 per month. However, these rates can vary depending on your location, driving history, age, and other factors.
The auto insurance rates also change based on the vehicle’s model year. For example, the 2023 Ford F-350 costs $2,344 per year, whereas the 2022 Ford F-350 costs $1,937 annually. State Farm offers the cheapest annual rate for 2023 Ford F-350 $1,662 per year.
Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.
Average insurance cost of Ford F-350 by model year
| Year of Ford F-350 Model | Average Cost to Insure |
|---|---|
| 2023 | $2,344 |
| 2022 | $1,937 |
| 2021 | $1,771 |
| 2020 | $1,950 |
| 2019 | $2,012 |
Compare Ford F-350 insurance rates by state
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| Company | Style | Average annual premium |
|---|---|---|
| Allstate | 2WD 4 Door Crew Cab SRW 10001 to 14000 Lbs | $4,189 |
| Geico | 2WD 4 Door Crew Cab SRW 10001 to 14000 Lbs | $2,824 |
| Nationwide | 2WD 4 Door Crew Cab SRW 10001 to 14000 Lbs | $2,588 |
| Progressive | 2WD 4 Door Crew Cab SRW 10001 to 14000 Lbs | $3,104 |
| State Farm | 2WD 4 Door Crew Cab SRW 10001 to 14000 Lbs | $1,924 |
| Allstate | 2WD 4 Door Crew Cab SRW OHV Tbo Dsl 10001 to 14000 Lbs | $4,936 |
| Geico | 2WD 4 Door Crew Cab SRW OHV Tbo Dsl 10001 to 14000 Lbs | $2,662 |
| Nationwide | 2WD 4 Door Crew Cab SRW OHV Tbo Dsl 10001 to 14000 Lbs | $2,715 |
| Progressive | 2WD 4 Door Crew Cab SRW OHV Tbo Dsl 10001 to 14000 Lbs | $3,104 |
| State Farm | 2WD 4 Door Crew Cab SRW OHV Tbo Dsl 10001 to 14000 Lbs | $1,924 |
| Allstate | 4WD 4 Door Crew Cab DRW 10001 to 14000 Lbs | $4,469 |
| Geico | 4WD 4 Door Crew Cab DRW 10001 to 14000 Lbs | $2,838 |
| Nationwide | 4WD 4 Door Crew Cab DRW 10001 to 14000 Lbs | $2,539 |
| Progressive | 4WD 4 Door Crew Cab DRW 10001 to 14000 Lbs | $3,134 |
| State Farm | 4WD 4 Door Crew Cab DRW 10001 to 14000 Lbs | $1,773 |
| Allstate | 4WD 4 Door Crew Cab DRW OHV Tbo Dsl 10001 to 14000 Lbs | $4,852 |
| Geico | 4WD 4 Door Crew Cab DRW OHV Tbo Dsl 10001 to 14000 Lbs | $2,838 |
| Nationwide | 4WD 4 Door Crew Cab DRW OHV Tbo Dsl 10001 to 14000 Lbs | $2,647 |
| Progressive | 4WD 4 Door Crew Cab DRW OHV Tbo Dsl 10001 to 14000 Lbs | $3,134 |
| State Farm | 4WD 4 Door Crew Cab DRW OHV Tbo Dsl 10001 to 14000 Lbs | $1,845 |
| Allstate | 4WD 4 Door Crew Cab SRW OHV Tbo Dsl 10001 to 14000 Lbs | $4,852 |
| Geico | 4WD 4 Door Crew Cab SRW OHV Tbo Dsl 10001 to 14000 Lbs | $2,676 |
| Nationwide | 4WD 4 Door Crew Cab SRW OHV Tbo Dsl 10001 to 14000 Lbs | $2,464 |
| Progressive | 4WD 4 Door Crew Cab SRW OHV Tbo Dsl 10001 to 14000 Lbs | $3,134 |
| State Farm | 4WD 4 Door Crew Cab SRW OHV Tbo Dsl 10001 to 14000 Lbs | $1,845 |
Ford F-350 insurance rates per year
2023 Ford F-350 insurance rates
Average cost to insure
$2,344
Annual cheapest rate
$1,662
Available trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL, SD XLT
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,662 |
| 2 | Nationwide | $1,919 |
| 3 | Geico | $1,979 |
| 4 | Progressive | $2,503 |
| 5 | Farmers | $2,777 |
| 6 | Allstate | $3,221 |
2022 Ford F-350 insurance rates
Average cost to insure
$1,937
Annual cheapest rate
$1,305
Available trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL, SD XLT
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,305 |
| 2 | Geico | $1,487 |
| 3 | Nationwide | $1,706 |
| 4 | Progressive | $2,076 |
| 5 | Farmers | $2,377 |
| 6 | Allstate | $2,671 |
2021 Ford F-350 insurance rates
Average cost to insure
$1,771
Annual cheapest rate
$1,212
Available trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL, SD XLT
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,212 |
| 2 | Geico | $1,515 |
| 3 | Progressive | $1,623 |
| 4 | Nationwide | $1,629 |
| 5 | Farmers | $1,921 |
| 6 | Allstate | $2,727 |
2020 Ford F-350 insurance rates
Average cost to insure
$1,950
Annual cheapest rate
$1,436
Available trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL, SD XLT
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,436 |
| 2 | Geico | $1,485 |
| 3 | Nationwide | $1,769 |
| 4 | Progressive | $2,155 |
| 5 | Farmers | $2,161 |
| 6 | Allstate | $2,692 |
2019 Ford F-350 insurance rates
Average cost to insure
$2,012
Annual cheapest rate
$1,490
Available trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL, SD XLT
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Geico | $1,490 |
| 2 | State Farm | $1,500 |
| 3 | Nationwide | $1,708 |
| 4 | Progressive | $2,328 |
| 5 | Farmers | $2,472 |
| 6 | Allstate | $2,576 |
2018 Ford F-350 insurance rates
Average cost to insure
$1,938
Annual cheapest rate
$1,422
Available trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL, SD XLT
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Geico | $1,422 |
| 2 | State Farm | $1,434 |
| 3 | Nationwide | $1,759 |
| 4 | Progressive | $2,274 |
| 5 | Allstate | $2,356 |
| 6 | Farmers | $2,381 |
2017 Ford F-350 insurance rates
Average cost to insure
$1,938
Annual cheapest rate
$1,452
Available trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL, SD XLT
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,452 |
| 2 | Geico | $1,469 |
| 3 | Nationwide | $1,749 |
| 4 | Progressive | $2,289 |
| 5 | Allstate | $2,313 |
| 6 | Farmers | $2,353 |
2016 Ford F-350 insurance rates
Average cost to insure
$1,905
Annual cheapest rate
$1,446
Available trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL, SD XLT
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,446 |
| 2 | Geico | $1,493 |
| 3 | Nationwide | $1,772 |
| 4 | Allstate | $2,129 |
| 5 | Progressive | $2,244 |
| 6 | Farmers | $2,343 |
