Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Ford F-350 is $1,890 per year or $157 per month. However, these rates can vary depending on your location, driving history, age, and other factors.
The auto insurance rates also change based on the vehicle’s model year. For example, the 2020 Ford F-350 costs $1,890 per year, whereas the 2019 Ford F-350 costs $2,012 annually. State Farm offers the cheapest annual rate for 2020 Ford F-350 $1,433 per year.
Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.
Average insurance cost of Ford F-350 by model year
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| Year of Ford F-350 Model | Average Cost to Insure |
|---|---|
| 2020 | $1,890 |
| 2019 | $2,012 |
| 2018 | $1,938 |
| 2017 | $1,938 |
| 2016 | $1,905 |
Compare Ford F-350 Insurance Rates by State
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| Company | Style | Full Coverage(Avg) | Liability Coverage(Avg) | State Minimum Coverage(Avg) |
|---|---|---|---|---|
| Allstate | 2WD DRW Crew Cab Flex Fuel | $2,514 | $1,011 | $880 |
| Geico | 2WD DRW Crew Cab Flex Fuel | $1,538 | $552 | $394 |
| Farmers | 2WD DRW Crew Cab Flex Fuel | $2,548 | $1,278 | $1,088 |
| Nationwide | 2WD DRW Crew Cab Flex Fuel | $3,202 | $1,165 | $863 |
| Progressive | 2WD DRW Crew Cab Flex Fuel | $2,459 | $847 | $567 |
| State Farm | 2WD DRW Crew Cab Flex Fuel | $2,878 | $889 | $631 |
| Allstate | 2WD DRW Crew Cab LB Tbo Dsl | $2,615 | $1,011 | $880 |
| Geico | 2WD DRW Crew Cab LB Tbo Dsl | $1,512 | $525 | $373 |
| Farmers | 2WD DRW Crew Cab LB Tbo Dsl | $2,548 | $1,278 | $1,088 |
| Nationwide | 2WD DRW Crew Cab LB Tbo Dsl | $3,145 | $1,107 | $817 |
| Progressive | 2WD DRW Crew Cab LB Tbo Dsl | $2,459 | $847 | $567 |
| State Farm | 2WD DRW Crew Cab LB Tbo Dsl | $2,993 | $889 | $631 |
| Allstate | 2WD SRW Crew Cab Flex Fuel | $2,514 | $1,011 | $880 |
| Geico | 2WD SRW Crew Cab Flex Fuel | $1,538 | $552 | $394 |
| Farmers | 2WD SRW Crew Cab Flex Fuel | $2,385 | $1,278 | $1,088 |
| Nationwide | 2WD SRW Crew Cab Flex Fuel | $3,202 | $1,085 | $805 |
| Progressive | 2WD SRW Crew Cab Flex Fuel | $2,459 | $847 | $567 |
| State Farm | 2WD SRW Crew Cab Flex Fuel | $2,878 | $889 | $631 |
| Allstate | 2WD SRW Crew Cab Tbo Dsl | $2,615 | $1,011 | $880 |
| Geico | 2WD SRW Crew Cab Tbo Dsl | $1,512 | $525 | $373 |
| Farmers | 2WD SRW Crew Cab Tbo Dsl | $2,385 | $1,278 | $1,088 |
| Nationwide | 2WD SRW Crew Cab Tbo Dsl | $2,967 | $1,085 | $805 |
| Progressive | 2WD SRW Crew Cab Tbo Dsl | $2,459 | $847 | $567 |
| State Farm | 2WD SRW Crew Cab Tbo Dsl | $2,993 | $889 | $631 |
| Allstate | 4WD DRW Crew Cab Flex Fuel | $2,600 | $1,011 | $880 |
| Geico | 4WD DRW Crew Cab Flex Fuel | $1,502 | $552 | $394 |
| Farmers | 4WD DRW Crew Cab Flex Fuel | $2,653 | $1,108 | $956 |
| Nationwide | 4WD DRW Crew Cab Flex Fuel | $3,250 | $1,169 | $863 |
| Progressive | 4WD DRW Crew Cab Flex Fuel | $2,840 | $870 | $581 |
| State Farm | 4WD DRW Crew Cab Flex Fuel | $2,878 | $889 | $631 |
| Allstate | 4WD DRW Crew Cab LB Flex Fuel | $2,600 | $1,011 | $880 |
| Geico | 4WD DRW Crew Cab LB Flex Fuel | $1,502 | $552 | $394 |
| Farmers | 4WD DRW Crew Cab LB Flex Fuel | $2,653 | $1,108 | $956 |
| Nationwide | 4WD DRW Crew Cab LB Flex Fuel | $3,250 | $1,169 | $863 |
| Progressive | 4WD DRW Crew Cab LB Flex Fuel | $2,840 | $870 | $581 |
| State Farm | 4WD DRW Crew Cab LB Flex Fuel | $2,878 | $889 | $631 |
| Allstate | 4WD DRW Crew Cab LB Tbo Dsl | $2,600 | $1,011 | $880 |
| Geico | 4WD DRW Crew Cab LB Tbo Dsl | $1,589 | $525 | $373 |
| Farmers | 4WD DRW Crew Cab LB Tbo Dsl | $2,653 | $1,108 | $956 |
| Nationwide | 4WD DRW Crew Cab LB Tbo Dsl | $3,250 | $1,169 | $863 |
| Progressive | 4WD DRW Crew Cab LB Tbo Dsl | $2,840 | $870 | $581 |
| State Farm | 4WD DRW Crew Cab LB Tbo Dsl | $2,993 | $889 | $631 |
| Allstate | 4WD SRW Crew Cab LB Flex Fuel | $2,502 | $1,011 | $880 |
| Geico | 4WD SRW Crew Cab LB Flex Fuel | $1,502 | $552 | $394 |
| Farmers | 4WD SRW Crew Cab LB Flex Fuel | $2,942 | $1,071 | $926 |
| Nationwide | 4WD SRW Crew Cab LB Flex Fuel | $3,006 | $1,150 | $853 |
| Progressive | 4WD SRW Crew Cab LB Flex Fuel | $2,840 | $870 | $581 |
| State Farm | 4WD SRW Crew Cab LB Flex Fuel | $2,878 | $889 | $631 |
| Allstate | 4WD SRW Crew Cab LB Tbo Dsl | $2,600 | $1,011 | $880 |
| Geico | 4WD SRW Crew Cab LB Tbo Dsl | $1,589 | $525 | $373 |
| Farmers | 4WD SRW Crew Cab LB Tbo Dsl | $2,942 | $1,071 | $926 |
| Nationwide | 4WD SRW Crew Cab LB Tbo Dsl | $3,006 | $1,150 | $853 |
| Progressive | 4WD SRW Crew Cab LB Tbo Dsl | $2,840 | $870 | $581 |
| State Farm | 4WD SRW Crew Cab LB Tbo Dsl | $2,993 | $889 | $631 |
| Allstate | 4WD SRW Crew Cab SB Flex Fuel | $2,502 | $1,011 | $880 |
| Geico | 4WD SRW Crew Cab SB Flex Fuel | $1,502 | $552 | $394 |
| Farmers | 4WD SRW Crew Cab SB Flex Fuel | $2,942 | $1,071 | $926 |
| Nationwide | 4WD SRW Crew Cab SB Flex Fuel | $3,006 | $1,150 | $853 |
| Progressive | 4WD SRW Crew Cab SB Flex Fuel | $2,840 | $870 | $581 |
| State Farm | 4WD SRW Crew Cab SB Flex Fuel | $2,993 | $889 | $631 |
| Allstate | 4WD SRW Crew Cab SB Tbo Dsl | $2,600 | $1,011 | $880 |
| Geico | 4WD SRW Crew Cab SB Tbo Dsl | $1,589 | $525 | $373 |
| Farmers | 4WD SRW Crew Cab SB Tbo Dsl | $2,942 | $1,071 | $926 |
| Nationwide | 4WD SRW Crew Cab SB Tbo Dsl | $3,006 | $1,150 | $853 |
| Progressive | 4WD SRW Crew Cab SB Tbo Dsl | $2,840 | $870 | $581 |
| State Farm | 4WD SRW Crew Cab SB Tbo Dsl | $2,993 | $889 | $631 |
| Allstate | 4WD SRW Crew Cab Tbo Dsl | $2,600 | $1,011 | $880 |
| Geico | 4WD SRW Crew Cab Tbo Dsl | $1,589 | $525 | $373 |
| Farmers | 4WD SRW Crew Cab Tbo Dsl | $2,942 | $1,071 | $926 |
| Nationwide | 4WD SRW Crew Cab Tbo Dsl | $2,980 | $1,150 | $853 |
| Progressive | 4WD SRW Crew Cab Tbo Dsl | $2,840 | $870 | $581 |
| State Farm | 4WD SRW Crew Cab Tbo Dsl | $2,993 | $889 | $631 |
2020 Ford F-350 Insurance Rates
Average Cost to Insure
$1,890
Annual Cheapest Rate
$1,433
Available Trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,433 |
| 2 | Geico | $1,485 |
| 3 | Progressive | $1,789 |
| 4 | Nationwide | $1,841 |
| 5 | Farmers | $2,099 |
| 6 | Allstate | $2,692 |
2019 Ford F-350 Insurance Rates
Average Cost to Insure
$2,012
Annual Cheapest Rate
$1,490
Available Trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | Geico | $1,490 |
| 2 | State Farm | $1,500 |
| 3 | Nationwide | $1,708 |
| 4 | Progressive | $2,328 |
| 5 | Farmers | $2,472 |
| 6 | Allstate | $2,576 |
2018 Ford F-350 Insurance Rates
Average Cost to Insure
$1,938
Annual Cheapest Rate
$1,422
Available Trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | Geico | $1,422 |
| 2 | State Farm | $1,434 |
| 3 | Nationwide | $1,759 |
| 4 | Progressive | $2,274 |
| 5 | Allstate | $2,356 |
| 6 | Farmers | $2,381 |
2017 Ford F-350 Insurance Rates
Average Cost to Insure
$1,938
Annual Cheapest Rate
$1,452
Available Trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,452 |
| 2 | Geico | $1,469 |
| 3 | Nationwide | $1,749 |
| 4 | Progressive | $2,289 |
| 5 | Allstate | $2,313 |
| 6 | Farmers | $2,353 |
2016 Ford F-350 Insurance Rates
Average Cost to Insure
$1,905
Annual Cheapest Rate
$1,446
Available Trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,446 |
| 2 | Geico | $1,493 |
| 3 | Nationwide | $1,772 |
| 4 | Allstate | $2,129 |
| 5 | Progressive | $2,244 |
| 6 | Farmers | $2,343 |
Compare Ford insurance rates by model
| Make/Model | Annual Rates |
|---|---|
| Ford Fiesta | $1,468/year |
| Ford F-150 | $1,476/year |
| Ford Explorer | $1,499/year |
| Ford Expedition | $1,619/year |
| Ford Edge | $1,424/year |
| Ford Mustang | $1,874/year |
| Ford Fusion | $1,643/year |
