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The average Ford F-350 car insurance rate for 2021 is $1,845 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Missouri is the most expensive state for car insurance with an average insurance cost of $3,562 a year, whereas Maine has the lowest Ford F-350 insurance rates for full coverage, with an annual insurance cost of $1,177 on average for drivers aged 30.

Average insurance cost of Ford F-350 by model year
Graph
Table
Year of Ford F-350 ModelAverage Cost to Insure
2020$2,034
2019$1,115
2018$1,094
2017$1,098
2016$1,090

Compare Ford F-350 Insurance Rates by State

L O A D I N G
Company Style Premium(Avg) Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate Ins Grp2WD DRW Crew Cab Flex Fuel$1,468$2,514$1,011$880
Berkshire Hathaway Grp2WD DRW Crew Cab Flex Fuel$828$1,538$552$394
Farmers Ins Grp2WD DRW Crew Cab Flex Fuel$1,638$2,548$1,278$1,088
Nationwide Corp Grp2WD DRW Crew Cab Flex Fuel$1,743$3,202$1,165$863
Progressive Grp2WD DRW Crew Cab Flex Fuel$1,291$2,459$847$567
State Farm Grp2WD DRW Crew Cab Flex Fuel$1,466$2,878$889$631
Allstate Ins Grp2WD DRW Crew Cab LB Tbo Dsl$1,502$2,615$1,011$880
Berkshire Hathaway Grp2WD DRW Crew Cab LB Tbo Dsl$803$1,512$525$373
Farmers Ins Grp2WD DRW Crew Cab LB Tbo Dsl$1,638$2,548$1,278$1,088
Nationwide Corp Grp2WD DRW Crew Cab LB Tbo Dsl$1,690$3,145$1,107$817
Progressive Grp2WD DRW Crew Cab LB Tbo Dsl$1,291$2,459$847$567
State Farm Grp2WD DRW Crew Cab LB Tbo Dsl$1,504$2,993$889$631
Allstate Ins Grp2WD SRW Crew Cab Flex Fuel$1,468$2,514$1,011$880
Berkshire Hathaway Grp2WD SRW Crew Cab Flex Fuel$828$1,538$552$394
Farmers Ins Grp2WD SRW Crew Cab Flex Fuel$1,584$2,385$1,278$1,088
Nationwide Corp Grp2WD SRW Crew Cab Flex Fuel$1,697$3,202$1,085$805
Progressive Grp2WD SRW Crew Cab Flex Fuel$1,291$2,459$847$567
State Farm Grp2WD SRW Crew Cab Flex Fuel$1,466$2,878$889$631
Allstate Ins Grp2WD SRW Crew Cab Tbo Dsl$1,502$2,615$1,011$880
Berkshire Hathaway Grp2WD SRW Crew Cab Tbo Dsl$803$1,512$525$373
Farmers Ins Grp2WD SRW Crew Cab Tbo Dsl$1,584$2,385$1,278$1,088
Nationwide Corp Grp2WD SRW Crew Cab Tbo Dsl$1,619$2,967$1,085$805
Progressive Grp2WD SRW Crew Cab Tbo Dsl$1,291$2,459$847$567
State Farm Grp2WD SRW Crew Cab Tbo Dsl$1,504$2,993$889$631
Allstate Ins Grp4WD DRW Crew Cab Flex Fuel$1,497$2,600$1,011$880
Berkshire Hathaway Grp4WD DRW Crew Cab Flex Fuel$816$1,502$552$394
Farmers Ins Grp4WD DRW Crew Cab Flex Fuel$1,572$2,653$1,108$956
Nationwide Corp Grp4WD DRW Crew Cab Flex Fuel$1,761$3,250$1,169$863
Progressive Grp4WD DRW Crew Cab Flex Fuel$1,430$2,840$870$581
State Farm Grp4WD DRW Crew Cab Flex Fuel$1,466$2,878$889$631
Allstate Ins Grp4WD DRW Crew Cab LB Flex Fuel$1,497$2,600$1,011$880
Berkshire Hathaway Grp4WD DRW Crew Cab LB Flex Fuel$816$1,502$552$394
Farmers Ins Grp4WD DRW Crew Cab LB Flex Fuel$1,572$2,653$1,108$956
Nationwide Corp Grp4WD DRW Crew Cab LB Flex Fuel$1,761$3,250$1,169$863
Progressive Grp4WD DRW Crew Cab LB Flex Fuel$1,430$2,840$870$581
State Farm Grp4WD DRW Crew Cab LB Flex Fuel$1,466$2,878$889$631
Allstate Ins Grp4WD DRW Crew Cab LB Tbo Dsl$1,497$2,600$1,011$880
Berkshire Hathaway Grp4WD DRW Crew Cab LB Tbo Dsl$829$1,589$525$373
Farmers Ins Grp4WD DRW Crew Cab LB Tbo Dsl$1,572$2,653$1,108$956
Nationwide Corp Grp4WD DRW Crew Cab LB Tbo Dsl$1,761$3,250$1,169$863
Progressive Grp4WD DRW Crew Cab LB Tbo Dsl$1,430$2,840$870$581
State Farm Grp4WD DRW Crew Cab LB Tbo Dsl$1,504$2,993$889$631
Allstate Ins Grp4WD SRW Crew Cab LB Flex Fuel$1,464$2,502$1,011$880
Berkshire Hathaway Grp4WD SRW Crew Cab LB Flex Fuel$816$1,502$552$394
Farmers Ins Grp4WD SRW Crew Cab LB Flex Fuel$1,646$2,942$1,071$926
Nationwide Corp Grp4WD SRW Crew Cab LB Flex Fuel$1,670$3,006$1,150$853
Progressive Grp4WD SRW Crew Cab LB Flex Fuel$1,430$2,840$870$581
State Farm Grp4WD SRW Crew Cab LB Flex Fuel$1,466$2,878$889$631
Allstate Ins Grp4WD SRW Crew Cab LB Tbo Dsl$1,497$2,600$1,011$880
Berkshire Hathaway Grp4WD SRW Crew Cab LB Tbo Dsl$829$1,589$525$373
Farmers Ins Grp4WD SRW Crew Cab LB Tbo Dsl$1,646$2,942$1,071$926
Nationwide Corp Grp4WD SRW Crew Cab LB Tbo Dsl$1,670$3,006$1,150$853
Progressive Grp4WD SRW Crew Cab LB Tbo Dsl$1,430$2,840$870$581
State Farm Grp4WD SRW Crew Cab LB Tbo Dsl$1,504$2,993$889$631
Allstate Ins Grp4WD SRW Crew Cab SB Flex Fuel$1,464$2,502$1,011$880
Berkshire Hathaway Grp4WD SRW Crew Cab SB Flex Fuel$816$1,502$552$394
Farmers Ins Grp4WD SRW Crew Cab SB Flex Fuel$1,646$2,942$1,071$926
Nationwide Corp Grp4WD SRW Crew Cab SB Flex Fuel$1,670$3,006$1,150$853
Progressive Grp4WD SRW Crew Cab SB Flex Fuel$1,430$2,840$870$581
State Farm Grp4WD SRW Crew Cab SB Flex Fuel$1,504$2,993$889$631
Allstate Ins Grp4WD SRW Crew Cab SB Tbo Dsl$1,497$2,600$1,011$880
Berkshire Hathaway Grp4WD SRW Crew Cab SB Tbo Dsl$829$1,589$525$373
Farmers Ins Grp4WD SRW Crew Cab SB Tbo Dsl$1,646$2,942$1,071$926
Nationwide Corp Grp4WD SRW Crew Cab SB Tbo Dsl$1,670$3,006$1,150$853
Progressive Grp4WD SRW Crew Cab SB Tbo Dsl$1,430$2,840$870$581
State Farm Grp4WD SRW Crew Cab SB Tbo Dsl$1,504$2,993$889$631
Allstate Ins Grp4WD SRW Crew Cab Tbo Dsl$1,497$2,600$1,011$880
Berkshire Hathaway Grp4WD SRW Crew Cab Tbo Dsl$829$1,589$525$373
Farmers Ins Grp4WD SRW Crew Cab Tbo Dsl$1,646$2,942$1,071$926
Nationwide Corp Grp4WD SRW Crew Cab Tbo Dsl$1,661$2,980$1,150$853
Progressive Grp4WD SRW Crew Cab Tbo Dsl$1,430$2,840$870$581
State Farm Grp4WD SRW Crew Cab Tbo Dsl$1,504$2,993$889$631

2020 Ford F-350 Insurance Rates

companiesAverage Premium
Progressive Universal Ins Co$1,195
Geico Cas Co$1,216
Nationwide Agribusiness Ins Co$1,231
Artisan & Truckers Cas Co$1,270
Government Employees Ins Co$1,307
Farmers Ins Co Of ID$1,343
Progressive Paloverde Ins Co$1,344
State Farm Mut Auto Ins Co$1,430
Nationwide Affinity Co of Amer$1,444
Farmers Ins Of Columbus Inc$1,524
Depositors Ins Co$1,558
Farmers Ins Co Of OR$1,566
Progressive Advanced Ins Co$1,589
Geico Gen Ins Co$1,631
Allied Prop & Cas Ins Co$1,632
Progressive HI Ins Corp$1,636
Geico Ind Co$1,695
Farmers Ins HI Inc$1,701
Progressive Southeastern Ins Co$1,702
Nationwide Mut Ins Co$1,714
Victoria Fire & Cas Co$1,744
State Farm Ind Co$1,744
Nationwide Ins Co Of Amer$1,788
Progressive Garden State Ins Co$1,846
Nationwide Prop & Cas Ins Co$1,872
Progressive Classic Ins Co$1,895
Illinois Farmers Ins Co$1,927
Progressive Specialty Ins Co$1,930
Amco Ins Co$1,939
Berkshire Hathaway Grp$2,034
Progressive Northwestern Ins Co$2,055
Progressive Max Ins Co$2,095
Mid Century Ins Co$2,128
Progressive Direct Ins Co$2,139
Progressive Marathon Ins Co$2,147
Nationwide Mut Fire Ins Co$2,199
Allstate NJ Prop & Cas Ins Co$2,232
Farmers Ins Co Inc$2,238
Farmers Ins Co Of AZ$2,259
Progressive Gulf Ins Co$2,260
Progressive Northern Ins Co$2,295
Progressive Preferred Ins Co$2,300
Allstate Northbrook Ind Co$2,370
Farmers Ins Co Of WA$2,527
United Financial Cas Co$2,537
21st Century Centennial Ins Co$2,554
Allstate Ins Co$2,632
Progressive Select Ins Co$2,657
Allstate Fire & Cas Ins Co$2,665
Allstate Ind Co$2,716
Progressive Cas Ins Co$2,717
Allstate Prop & Cas Ins Co$2,829
Farmers Ins Exch$2,890
Colonial Cnty Mut Ins Co$3,038
Progressive Mountain Ins Co$3,088
Progressive Security Ins Co$3,905
Average Cost to Insure $2,034/year
Cheapest Rate $1,195/year
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL, SD XLT

2019 Ford F-350 Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$787
State Farm Grp$813
Nationwide Corp Grp$1,080
Progressive Grp$1,315
Allstate Ins Grp$1,338
Farmers Ins Grp$1,358
Average Cost to Insure $1,115/year
Cheapest Rate $787/year
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL, SD XLT

2018 Ford F-350 Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$765
State Farm Grp$791
Nationwide Corp Grp$1,125
Allstate Ins Grp$1,260
Progressive Grp$1,304
Farmers Ins Grp$1,319
Average Cost to Insure $1,094/year
Cheapest Rate $765/year
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL, SD XLT

2017 Ford F-350 Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$789
State Farm Grp$801
Nationwide Corp Grp$1,119
Allstate Ins Grp$1,243
Farmers Ins Grp$1,314
Progressive Grp$1,322
Average Cost to Insure $1,098/year
Cheapest Rate $789/year
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL, SD XLT

2016 Ford F-350 Insurance Rates

companiesAverage Premium
State Farm Grp$796
Berkshire Hathaway Grp$797
Nationwide Corp Grp$1,140
Allstate Ins Grp$1,182
Farmers Ins Grp$1,311
Progressive Grp$1,314
Average Cost to Insure $1,090/year
Cheapest Rate $796/year
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL, SD XLT