Ashlee Tilford Written by Ashlee Tilford
Managing Editor

Ashlee is a dynamic business writer and editor with a focus on personal finance. With an MBA and more than fourteen years in the finance industry, Ashlee brings a practical and relatable perspective to insurance topics. She is passionate about empowering others to achieve financial success and protect their assets. When Ashlee isn't writing and editing, she enjoys spending time with her partner, dog and chickens on their farm in Kentucky.


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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Ford F-350 is $2,344 per year or $195 per month. However, these rates can vary depending on your location, driving history, age, and other factors.

The auto insurance rates also change based on the vehicle’s model year. For example, the 2023 Ford F-350 costs $2,344 per year, whereas the 2022 Ford F-350 costs $1,937 annually. State Farm offers the cheapest annual rate for 2023 Ford F-350 $1,662 per year.

Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.

Average insurance cost of Ford F-350 by model year

Year of Ford F-350 ModelAverage Cost to Insure
2023$2,344
2022$1,937
2021$1,771
2020$1,950
2019$2,012
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Compare Ford F-350 insurance rates by state

L O A D I N G
CompanyStyleAverage annual premium
Allstate2WD 4 Door Crew Cab SRW 10001 to 14000 Lbs$4,189
Geico2WD 4 Door Crew Cab SRW 10001 to 14000 Lbs$2,824
Nationwide2WD 4 Door Crew Cab SRW 10001 to 14000 Lbs$2,588
Progressive2WD 4 Door Crew Cab SRW 10001 to 14000 Lbs$3,104
State Farm2WD 4 Door Crew Cab SRW 10001 to 14000 Lbs$1,924
Allstate2WD 4 Door Crew Cab SRW OHV Tbo Dsl 10001 to 14000 Lbs$4,936
Geico2WD 4 Door Crew Cab SRW OHV Tbo Dsl 10001 to 14000 Lbs$2,662
Nationwide2WD 4 Door Crew Cab SRW OHV Tbo Dsl 10001 to 14000 Lbs$2,715
Progressive2WD 4 Door Crew Cab SRW OHV Tbo Dsl 10001 to 14000 Lbs$3,104
State Farm2WD 4 Door Crew Cab SRW OHV Tbo Dsl 10001 to 14000 Lbs$1,924
Allstate4WD 4 Door Crew Cab DRW 10001 to 14000 Lbs$4,469
Geico4WD 4 Door Crew Cab DRW 10001 to 14000 Lbs$2,838
Nationwide4WD 4 Door Crew Cab DRW 10001 to 14000 Lbs$2,539
Progressive4WD 4 Door Crew Cab DRW 10001 to 14000 Lbs$3,134
State Farm4WD 4 Door Crew Cab DRW 10001 to 14000 Lbs$1,773
Allstate4WD 4 Door Crew Cab DRW OHV Tbo Dsl 10001 to 14000 Lbs$4,852
Geico4WD 4 Door Crew Cab DRW OHV Tbo Dsl 10001 to 14000 Lbs$2,838
Nationwide4WD 4 Door Crew Cab DRW OHV Tbo Dsl 10001 to 14000 Lbs$2,647
Progressive4WD 4 Door Crew Cab DRW OHV Tbo Dsl 10001 to 14000 Lbs$3,134
State Farm4WD 4 Door Crew Cab DRW OHV Tbo Dsl 10001 to 14000 Lbs$1,845
Allstate4WD 4 Door Crew Cab SRW OHV Tbo Dsl 10001 to 14000 Lbs$4,852
Geico4WD 4 Door Crew Cab SRW OHV Tbo Dsl 10001 to 14000 Lbs$2,676
Nationwide4WD 4 Door Crew Cab SRW OHV Tbo Dsl 10001 to 14000 Lbs$2,464
Progressive4WD 4 Door Crew Cab SRW OHV Tbo Dsl 10001 to 14000 Lbs$3,134
State Farm4WD 4 Door Crew Cab SRW OHV Tbo Dsl 10001 to 14000 Lbs$1,845

Ford F-350 insurance rates per year

2023

2023 Ford F-350 insurance rates

Average cost to insure $2,344
Annual cheapest rate $1,662
Available trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL, SD XLT
RankCompanyAverage annual premium
1State Farm$1,662
2Nationwide$1,919
3Geico$1,979
4Progressive$2,503
5Farmers$2,777
6Allstate$3,221
2022

2022 Ford F-350 insurance rates

Average cost to insure $1,937
Annual cheapest rate $1,305
Available trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL, SD XLT
RankCompanyAverage annual premium
1State Farm$1,305
2Geico$1,487
3Nationwide$1,706
4Progressive$2,076
5Farmers$2,377
6Allstate$2,671
2021

2021 Ford F-350 insurance rates

Average cost to insure $1,771
Annual cheapest rate $1,212
Available trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL, SD XLT
RankCompanyAverage annual premium
1State Farm$1,212
2Geico$1,515
3Progressive$1,623
4Nationwide$1,629
5Farmers$1,921
6Allstate$2,727
2020

2020 Ford F-350 insurance rates

Average cost to insure $1,950
Annual cheapest rate $1,436
Available trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL, SD XLT
RankCompanyAverage annual premium
1State Farm$1,436
2Geico$1,485
3Nationwide$1,769
4Progressive$2,155
5Farmers$2,161
6Allstate$2,692
2019

2019 Ford F-350 insurance rates

Average cost to insure $2,012
Annual cheapest rate $1,490
Available trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL, SD XLT
RankCompanyAverage annual premium
1Geico$1,490
2State Farm$1,500
3Nationwide$1,708
4Progressive$2,328
5Farmers$2,472
6Allstate$2,576
2018

2018 Ford F-350 insurance rates

Average cost to insure $1,938
Annual cheapest rate $1,422
Available trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL, SD XLT
RankCompanyAverage annual premium
1Geico$1,422
2State Farm$1,434
3Nationwide$1,759
4Progressive$2,274
5Allstate$2,356
6Farmers$2,381
2017

2017 Ford F-350 insurance rates

Average cost to insure $1,938
Annual cheapest rate $1,452
Available trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL, SD XLT
RankCompanyAverage annual premium
1State Farm$1,452
2Geico$1,469
3Nationwide$1,749
4Progressive$2,289
5Allstate$2,313
6Farmers$2,353
2016

2016 Ford F-350 insurance rates

Average cost to insure $1,905
Annual cheapest rate $1,446
Available trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL, SD XLT
RankCompanyAverage annual premium
1State Farm$1,446
2Geico$1,493
3Nationwide$1,772
4Allstate$2,129
5Progressive$2,244
6Farmers$2,343
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