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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Ford F-350 is $1,890 per year or $157 per month. However, these rates can vary depending on your location, driving history, age, and other factors.

The auto insurance rates also change based on the vehicle’s model year. For example, the 2020 Ford F-350 costs $1,890 per year, whereas the 2019 Ford F-350 costs $2,012 annually. State Farm offers the cheapest annual rate for 2020 Ford F-350 $1,433 per year.

Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.

Average insurance cost of Ford F-350 by model year
Graph
Table
Year of Ford F-350 ModelAverage Cost to Insure
2020$1,890
2019$2,012
2018$1,938
2017$1,938
2016$1,905

Compare Ford F-350 Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate2WD DRW Crew Cab Flex Fuel$2,514$1,011$880
Geico2WD DRW Crew Cab Flex Fuel$1,538$552$394
Farmers2WD DRW Crew Cab Flex Fuel$2,548$1,278$1,088
Nationwide2WD DRW Crew Cab Flex Fuel$3,202$1,165$863
Progressive2WD DRW Crew Cab Flex Fuel$2,459$847$567
State Farm2WD DRW Crew Cab Flex Fuel$2,878$889$631
Allstate2WD DRW Crew Cab LB Tbo Dsl$2,615$1,011$880
Geico2WD DRW Crew Cab LB Tbo Dsl$1,512$525$373
Farmers2WD DRW Crew Cab LB Tbo Dsl$2,548$1,278$1,088
Nationwide2WD DRW Crew Cab LB Tbo Dsl$3,145$1,107$817
Progressive2WD DRW Crew Cab LB Tbo Dsl$2,459$847$567
State Farm2WD DRW Crew Cab LB Tbo Dsl$2,993$889$631
Allstate2WD SRW Crew Cab Flex Fuel$2,514$1,011$880
Geico2WD SRW Crew Cab Flex Fuel$1,538$552$394
Farmers2WD SRW Crew Cab Flex Fuel$2,385$1,278$1,088
Nationwide2WD SRW Crew Cab Flex Fuel$3,202$1,085$805
Progressive2WD SRW Crew Cab Flex Fuel$2,459$847$567
State Farm2WD SRW Crew Cab Flex Fuel$2,878$889$631
Allstate2WD SRW Crew Cab Tbo Dsl$2,615$1,011$880
Geico2WD SRW Crew Cab Tbo Dsl$1,512$525$373
Farmers2WD SRW Crew Cab Tbo Dsl$2,385$1,278$1,088
Nationwide2WD SRW Crew Cab Tbo Dsl$2,967$1,085$805
Progressive2WD SRW Crew Cab Tbo Dsl$2,459$847$567
State Farm2WD SRW Crew Cab Tbo Dsl$2,993$889$631
Allstate4WD DRW Crew Cab Flex Fuel$2,600$1,011$880
Geico4WD DRW Crew Cab Flex Fuel$1,502$552$394
Farmers4WD DRW Crew Cab Flex Fuel$2,653$1,108$956
Nationwide4WD DRW Crew Cab Flex Fuel$3,250$1,169$863
Progressive4WD DRW Crew Cab Flex Fuel$2,840$870$581
State Farm4WD DRW Crew Cab Flex Fuel$2,878$889$631
Allstate4WD DRW Crew Cab LB Flex Fuel$2,600$1,011$880
Geico4WD DRW Crew Cab LB Flex Fuel$1,502$552$394
Farmers4WD DRW Crew Cab LB Flex Fuel$2,653$1,108$956
Nationwide4WD DRW Crew Cab LB Flex Fuel$3,250$1,169$863
Progressive4WD DRW Crew Cab LB Flex Fuel$2,840$870$581
State Farm4WD DRW Crew Cab LB Flex Fuel$2,878$889$631
Allstate4WD DRW Crew Cab LB Tbo Dsl$2,600$1,011$880
Geico4WD DRW Crew Cab LB Tbo Dsl$1,589$525$373
Farmers4WD DRW Crew Cab LB Tbo Dsl$2,653$1,108$956
Nationwide4WD DRW Crew Cab LB Tbo Dsl$3,250$1,169$863
Progressive4WD DRW Crew Cab LB Tbo Dsl$2,840$870$581
State Farm4WD DRW Crew Cab LB Tbo Dsl$2,993$889$631
Allstate4WD SRW Crew Cab LB Flex Fuel$2,502$1,011$880
Geico4WD SRW Crew Cab LB Flex Fuel$1,502$552$394
Farmers4WD SRW Crew Cab LB Flex Fuel$2,942$1,071$926
Nationwide4WD SRW Crew Cab LB Flex Fuel$3,006$1,150$853
Progressive4WD SRW Crew Cab LB Flex Fuel$2,840$870$581
State Farm4WD SRW Crew Cab LB Flex Fuel$2,878$889$631
Allstate4WD SRW Crew Cab LB Tbo Dsl$2,600$1,011$880
Geico4WD SRW Crew Cab LB Tbo Dsl$1,589$525$373
Farmers4WD SRW Crew Cab LB Tbo Dsl$2,942$1,071$926
Nationwide4WD SRW Crew Cab LB Tbo Dsl$3,006$1,150$853
Progressive4WD SRW Crew Cab LB Tbo Dsl$2,840$870$581
State Farm4WD SRW Crew Cab LB Tbo Dsl$2,993$889$631
Allstate4WD SRW Crew Cab SB Flex Fuel$2,502$1,011$880
Geico4WD SRW Crew Cab SB Flex Fuel$1,502$552$394
Farmers4WD SRW Crew Cab SB Flex Fuel$2,942$1,071$926
Nationwide4WD SRW Crew Cab SB Flex Fuel$3,006$1,150$853
Progressive4WD SRW Crew Cab SB Flex Fuel$2,840$870$581
State Farm4WD SRW Crew Cab SB Flex Fuel$2,993$889$631
Allstate4WD SRW Crew Cab SB Tbo Dsl$2,600$1,011$880
Geico4WD SRW Crew Cab SB Tbo Dsl$1,589$525$373
Farmers4WD SRW Crew Cab SB Tbo Dsl$2,942$1,071$926
Nationwide4WD SRW Crew Cab SB Tbo Dsl$3,006$1,150$853
Progressive4WD SRW Crew Cab SB Tbo Dsl$2,840$870$581
State Farm4WD SRW Crew Cab SB Tbo Dsl$2,993$889$631
Allstate4WD SRW Crew Cab Tbo Dsl$2,600$1,011$880
Geico4WD SRW Crew Cab Tbo Dsl$1,589$525$373
Farmers4WD SRW Crew Cab Tbo Dsl$2,942$1,071$926
Nationwide4WD SRW Crew Cab Tbo Dsl$2,980$1,150$853
Progressive4WD SRW Crew Cab Tbo Dsl$2,840$870$581
State Farm4WD SRW Crew Cab Tbo Dsl$2,993$889$631

2020 Ford F-350 Insurance Rates

Average Cost to Insure $1,890
Annual Cheapest Rate $1,433
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
RankCompaniesAverage Premium
1State Farm$1,433
2Geico$1,485
3Progressive$1,789
4Nationwide$1,841
5Farmers$2,099
6Allstate$2,692

2019 Ford F-350 Insurance Rates

Average Cost to Insure $2,012
Annual Cheapest Rate $1,490
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
RankCompaniesAverage Premium
1Geico$1,490
2State Farm$1,500
3Nationwide$1,708
4Progressive$2,328
5Farmers$2,472
6Allstate$2,576

2018 Ford F-350 Insurance Rates

Average Cost to Insure $1,938
Annual Cheapest Rate $1,422
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
RankCompaniesAverage Premium
1Geico$1,422
2State Farm$1,434
3Nationwide$1,759
4Progressive$2,274
5Allstate$2,356
6Farmers$2,381

2017 Ford F-350 Insurance Rates

Average Cost to Insure $1,938
Annual Cheapest Rate $1,452
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
RankCompaniesAverage Premium
1State Farm$1,452
2Geico$1,469
3Nationwide$1,749
4Progressive$2,289
5Allstate$2,313
6Farmers$2,353

2016 Ford F-350 Insurance Rates

Average Cost to Insure $1,905
Annual Cheapest Rate $1,446
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
RankCompaniesAverage Premium
1State Farm$1,446
2Geico$1,493
3Nationwide$1,772
4Allstate$2,129
5Progressive$2,244
6Farmers$2,343

Compare Ford insurance rates by model

Make/ModelAnnual Rates
Ford Fiesta$1,468/year
Ford F-150$1,476/year
Ford Explorer$1,499/year
Ford Expedition$1,619/year
Ford Edge$1,424/year
Ford Mustang$1,874/year
Ford Fusion$1,643/year

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