Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Ford F-150 is $2,445 per year or $204 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2024 Ford F-150 costs $2,445, whereas the 2023 Ford F-150 costs $2,334 annually. This is $111 less than the 2024 rates.
Nationwide offers the cheapest annual rate for 2024 Ford F-150 at $2,040 per year.
Below, we'll look at Ford F-150 insurance rates and show you how to save.
Average insurance cost of Ford F-150 by model year
| Year of Ford F-150 model | Average cost to insure |
|---|---|
| 2024 | $2,445 |
| 2023 | $2,335 |
| 2022 | $2,226 |
| 2021 | $2,141 |
| 2020 | $2,097 |
Compare F-150 insurance rates by state
| Company | Style | Average annual premium |
|---|---|---|
| Nationwide | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo 6001 to 7000 Lbs | $1,947 |
| Nationwide | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo 7001 to 8000 Lbs | $1,947 |
| Nationwide | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo 6001 to 7000 Lbs | $1,947 |
| Nationwide | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo 7001 to 8000 Lbs | $1,947 |
| State Farm | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo 6001 to 7000 Lbs | $2,149 |
| State Farm | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo 7001 to 8000 Lbs | $2,149 |
| State Farm | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo 6001 to 7000 Lbs | $2,149 |
| State Farm | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo 7001 to 8000 Lbs | $2,149 |
| State Farm | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo Hybrid 6001 to 7000 Lbs | $2,289 |
| State Farm | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo Hybrid 7001 to 8000 Lbs | $2,289 |
| State Farm | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo Hybrid 8001 to 8500 Lbs | $2,289 |
| State Farm | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo Hybrid 8501 to 9000 Lbs | $2,289 |
| State Farm | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo Hybrid 6001 to 7000 Lbs | $2,289 |
| State Farm | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo Hybrid 7001 to 8000 Lbs | $2,289 |
| State Farm | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo Hybrid 8001 to 8500 Lbs | $2,289 |
| State Farm | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo Hybrid 8501 to 9000 Lbs | $2,289 |
| Nationwide | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo Hybrid 6001 to 7000 Lbs | $2,311 |
| Nationwide | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo Hybrid 7001 to 8000 Lbs | $2,311 |
| Nationwide | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo Hybrid 8001 to 8500 Lbs | $2,311 |
| Nationwide | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo Hybrid 8501 to 9000 Lbs | $2,311 |
| Nationwide | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo Hybrid 6001 to 7000 Lbs | $2,311 |
| Nationwide | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo Hybrid 7001 to 8000 Lbs | $2,311 |
| Nationwide | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo Hybrid 8001 to 8500 Lbs | $2,311 |
| Nationwide | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo Hybrid 8501 to 9000 Lbs | $2,311 |
| GEICO | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo 6001 to 7000 Lbs | $2,556 |
| GEICO | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo 7001 to 8000 Lbs | $2,556 |
| GEICO | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo 6001 to 7000 Lbs | $2,556 |
| GEICO | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo 7001 to 8000 Lbs | $2,556 |
| GEICO | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo Hybrid 6001 to 7000 Lbs | $2,732 |
| GEICO | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo Hybrid 7001 to 8000 Lbs | $2,732 |
| GEICO | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo Hybrid 8001 to 8500 Lbs | $2,732 |
| GEICO | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo Hybrid 8501 to 9000 Lbs | $2,732 |
| GEICO | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo Hybrid 6001 to 7000 Lbs | $2,732 |
| GEICO | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo Hybrid 7001 to 8000 Lbs | $2,732 |
| GEICO | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo Hybrid 8001 to 8500 Lbs | $2,732 |
| GEICO | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo Hybrid 8501 to 9000 Lbs | $2,732 |
| Progressive | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo 6001 to 7000 Lbs | $2,928 |
| Progressive | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo 7001 to 8000 Lbs | $2,928 |
| Progressive | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo 6001 to 7000 Lbs | $2,928 |
| Progressive | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo 7001 to 8000 Lbs | $2,928 |
| Progressive | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo Hybrid 6001 to 7000 Lbs | $3,416 |
| Progressive | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo Hybrid 7001 to 8000 Lbs | $3,416 |
| Progressive | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo Hybrid 8001 to 8500 Lbs | $3,416 |
| Progressive | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo Hybrid 8501 to 9000 Lbs | $3,416 |
| Progressive | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo Hybrid 6001 to 7000 Lbs | $3,416 |
| Progressive | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo Hybrid 7001 to 8000 Lbs | $3,416 |
| Progressive | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo Hybrid 8001 to 8500 Lbs | $3,416 |
| Progressive | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo Hybrid 8501 to 9000 Lbs | $3,416 |
| Allstate | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo 6001 to 7000 Lbs | $4,527 |
| Allstate | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo 7001 to 8000 Lbs | $4,527 |
| Allstate | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo Hybrid 6001 to 7000 Lbs | $4,527 |
| Allstate | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo Hybrid 7001 to 8000 Lbs | $4,527 |
| Allstate | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo Hybrid 8001 to 8500 Lbs | $4,527 |
| Allstate | 4WD 4 Door SuperCrew 5.5 Ft SB DOHC Turbo Hybrid 8501 to 9000 Lbs | $4,527 |
| Allstate | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo 6001 to 7000 Lbs | $4,527 |
| Allstate | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo 7001 to 8000 Lbs | $4,527 |
| Allstate | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo Hybrid 6001 to 7000 Lbs | $4,527 |
| Allstate | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo Hybrid 7001 to 8000 Lbs | $4,527 |
| Allstate | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo Hybrid 8001 to 8500 Lbs | $4,527 |
| Allstate | 4WD 4 Door SuperCrew 6.5 Ft SB DOHC Turbo Hybrid 8501 to 9000 Lbs | $4,527 |
Ford F-150 insurance rates per year
2024 Ford F-150 insurance rates
Rank Company Average annual premium 1 Nationwide $2,040 2 State Farm $2,065 3 GEICO $2,072 4 Progressive $2,484 5 Farmers $2,858 6 Allstate $3,152 2023 Ford F-150 insurance rates
Rank Company Average annual premium 1 Nationwide $1,700 2 GEICO $1,959 3 State Farm $2,051 4 Progressive $2,310 5 Farmers $2,718 6 Allstate $3,269 2022 Ford F-150 insurance rates
Rank Company Average annual premium 1 Nationwide $1,680 2 GEICO $1,830 3 State Farm $1,967 4 Progressive $2,219 5 Farmers $2,654 6 Allstate $3,003 2021 Ford F-150 insurance rates
Rank Company Average annual premium 1 Nationwide $1,669 2 GEICO $1,754 3 State Farm $1,858 4 Progressive $2,192 5 Farmers $2,549 6 Allstate $2,822 2020 Ford F-150 insurance rates
Rank Company Average annual premium 1 GEICO $1,682 2 State Farm $1,822 3 Nationwide $1,901 4 Progressive $2,134 5 Farmers $2,445 6 Allstate $2,600 2019 Ford F-150 insurance rates
Rank Company Average annual premium 1 GEICO $1,617 2 State Farm $1,775 3 Nationwide $1,875 4 Progressive $1,987 5 Farmers $2,356 6 Allstate $2,509 2018 Ford F-150 insurance rates
Rank Company Average annual premium 1 GEICO $1,572 2 State Farm $1,688 3 Nationwide $1,873 4 Progressive $1,906 5 Allstate $2,289 6 Farmers $2,328 2017 Ford F-150 insurance rates
Rank Company Average annual premium 1 GEICO $1,561 2 State Farm $1,617 3 Nationwide $1,800 4 Progressive $1,845 5 Allstate $2,260 6 Farmers $2,267
Ford insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage