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The average Ford F-150 car insurance rate for 2021 is $1,602 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Louisiana is the most expensive state for car insurance with an average insurance cost of $3,142 a year, whereas Maine has the lowest Ford F-150 insurance rates for full coverage, with an annual insurance cost of $1,045 on average for drivers aged 30.

Average insurance cost of Ford F-150 by model year
Graph
Table
Year of Ford F-150 ModelAverage Cost to Insure
2020$1,578
2019$1,674
2018$1,604
2017$1,628
2016$1,583

Compare Ford F-150 Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate2WD Regular Cab LB Turbo$1,883$814$718
Geico2WD Regular Cab LB Turbo$1,392$479$339
Farmers2WD Regular Cab LB Turbo$1,991$1,193$1,016
Nationwide2WD Regular Cab LB Turbo$2,560$1,105$821
Progressive2WD Regular Cab LB Turbo$1,660$664$457
State Farm2WD Regular Cab LB Turbo$1,819$801$569
Allstate2WD Regular Cab LB Turbo$1,883$814$718
Geico2WD Regular Cab LB Turbo$1,399$479$339
Farmers2WD Regular Cab LB Turbo$1,991$1,193$1,016
Nationwide2WD Regular Cab LB Turbo$2,560$1,105$821
Progressive2WD Regular Cab LB Turbo$1,895$735$497
State Farm2WD Regular Cab LB Turbo$1,819$801$569
Allstate2WD Regular Cab SB$1,883$814$718
Geico2WD Regular Cab SB$1,376$532$379
Farmers2WD Regular Cab SB$1,991$1,193$1,016
Nationwide2WD Regular Cab SB$2,553$1,019$759
Progressive2WD Regular Cab SB$1,660$664$457
State Farm2WD Regular Cab SB$1,819$801$569
Allstate2WD Regular Cab SB Flex Fuel$1,883$814$718
Geico2WD Regular Cab SB Flex Fuel$1,347$479$339
Farmers2WD Regular Cab SB Flex Fuel$1,991$1,193$1,016
Nationwide2WD Regular Cab SB Flex Fuel$2,553$1,019$759
Progressive2WD Regular Cab SB Flex Fuel$1,660$664$457
State Farm2WD Regular Cab SB Flex Fuel$1,819$801$569
Allstate2WD Regular Cab SB Flex Fuel$1,883$814$718
Geico2WD Regular Cab SB Flex Fuel$1,328$484$343
Farmers2WD Regular Cab SB Flex Fuel$1,991$1,193$1,016
Nationwide2WD Regular Cab SB Flex Fuel$2,553$1,019$759
Progressive2WD Regular Cab SB Flex Fuel$1,895$735$497
State Farm2WD Regular Cab SB Flex Fuel$1,819$801$569
Allstate2WD SuperCab LB Turbo$1,951$814$718
Geico2WD SuperCab LB Turbo$1,431$502$357
Farmers2WD SuperCab LB Turbo$2,041$1,120$956
Nationwide2WD SuperCab LB Turbo$2,704$1,146$849
Progressive2WD SuperCab LB Turbo$1,676$670$461
State Farm2WD SuperCab LB Turbo$1,939$801$569
Allstate2WD SuperCab SB$1,961$814$718
Geico2WD SuperCab SB$1,376$521$370
Farmers2WD SuperCab SB$2,041$1,120$956
Nationwide2WD SuperCab SB$2,704$1,146$849
Progressive2WD SuperCab SB$1,676$670$461
State Farm2WD SuperCab SB$2,191$801$569
Allstate2WD SuperCab SB Flex Fuel$1,961$814$718
Geico2WD SuperCab SB Flex Fuel$1,360$495$351
Farmers2WD SuperCab SB Flex Fuel$2,041$1,120$956
Nationwide2WD SuperCab SB Flex Fuel$2,633$1,088$808
Progressive2WD SuperCab SB Flex Fuel$1,676$670$461
State Farm2WD SuperCab SB Flex Fuel$1,939$801$569
Allstate2WD SuperCab SB Flex Fuel$1,961$814$718
Geico2WD SuperCab SB Flex Fuel$1,411$516$366
Farmers2WD SuperCab SB Flex Fuel$2,041$1,120$956
Nationwide2WD SuperCab SB Flex Fuel$2,633$1,088$808
Progressive2WD SuperCab SB Flex Fuel$1,780$682$462
State Farm2WD SuperCab SB Flex Fuel$1,939$801$569
Allstate2WD SuperCab SB Tbo Dsl$1,961$814$718
Geico2WD SuperCab SB Tbo Dsl$1,462$521$370
Farmers2WD SuperCab SB Tbo Dsl$2,041$1,120$956
Nationwide2WD SuperCab SB Tbo Dsl$2,701$1,146$849
Progressive2WD SuperCab SB Tbo Dsl$1,676$670$461
State Farm2WD SuperCab SB Tbo Dsl$1,960$843$598
Allstate2WD SuperCab SB Turbo$1,961$814$718
Geico2WD SuperCab SB Turbo$1,360$495$351
Farmers2WD SuperCab SB Turbo$2,041$1,120$956
Nationwide2WD SuperCab SB Turbo$2,704$1,146$849
Progressive2WD SuperCab SB Turbo$1,780$682$462
State Farm2WD SuperCab SB Turbo$1,939$801$569
Allstate2WD SuperCrew LB Flex Fuel$2,055$814$718
Geico2WD SuperCrew LB Flex Fuel$1,436$540$384
Farmers2WD SuperCrew LB Flex Fuel$2,285$1,120$956
Nationwide2WD SuperCrew LB Flex Fuel$2,704$1,110$820
Progressive2WD SuperCrew LB Flex Fuel$1,780$682$462
State Farm2WD SuperCrew LB Flex Fuel$1,994$801$569
Allstate2WD SuperCrew LB Turbo$2,067$814$718
Geico2WD SuperCrew LB Turbo$1,427$495$351
Farmers2WD SuperCrew LB Turbo$2,285$1,120$956
Nationwide2WD SuperCrew LB Turbo$2,704$1,110$820
Progressive2WD SuperCrew LB Turbo$1,780$682$462
State Farm2WD SuperCrew LB Turbo$1,994$801$569
Allstate2WD SuperCrew SB$1,961$814$718
Geico2WD SuperCrew SB$1,440$495$351
Farmers2WD SuperCrew SB$2,285$1,120$956
Nationwide2WD SuperCrew SB$2,704$1,110$820
Progressive2WD SuperCrew SB$1,676$670$461
State Farm2WD SuperCrew SB$1,994$801$569
Allstate2WD SuperCrew SB Flex Fuel$1,961$814$718
Geico2WD SuperCrew SB Flex Fuel$1,389$502$357
Farmers2WD SuperCrew SB Flex Fuel$2,285$1,120$956
Nationwide2WD SuperCrew SB Flex Fuel$2,612$1,128$833
Progressive2WD SuperCrew SB Flex Fuel$1,676$670$461
State Farm2WD SuperCrew SB Flex Fuel$1,994$801$569
Allstate2WD SuperCrew SB Flex Fuel$2,067$814$718
Geico2WD SuperCrew SB Flex Fuel$1,409$509$361
Farmers2WD SuperCrew SB Flex Fuel$2,285$1,120$956
Nationwide2WD SuperCrew SB Flex Fuel$2,703$1,138$840
Progressive2WD SuperCrew SB Flex Fuel$1,780$682$462
State Farm2WD SuperCrew SB Flex Fuel$1,994$801$569
Allstate2WD SuperCrew SB Turbo$1,961$814$718
Geico2WD SuperCrew SB Turbo$1,428$502$357
Farmers2WD SuperCrew SB Turbo$2,285$1,120$956
Nationwide2WD SuperCrew SB Turbo$2,704$1,110$820
Progressive2WD SuperCrew SB Turbo$1,676$670$461
State Farm2WD SuperCrew SB Turbo$1,994$801$569
Allstate2WD SuperCrew Tbo Dsl$1,961$814$718
Geico2WD SuperCrew Tbo Dsl$1,442$521$370
Farmers2WD SuperCrew Tbo Dsl$2,285$1,120$956
Nationwide2WD SuperCrew Tbo Dsl$2,704$1,110$820
Progressive2WD SuperCrew Tbo Dsl$1,676$670$461
State Farm2WD SuperCrew Tbo Dsl$1,994$801$569
Allstate4WD Regular Cab Flex Fuel$1,965$814$718
Geico4WD Regular Cab Flex Fuel$1,409$482$341
Farmers4WD Regular Cab Flex Fuel$2,076$1,000$869
Nationwide4WD Regular Cab Flex Fuel$2,715$1,019$759
Progressive4WD Regular Cab Flex Fuel$1,693$605$417
State Farm4WD Regular Cab Flex Fuel$1,904$801$569
Allstate4WD Regular Cab Flex Fuel$1,965$814$718
Geico4WD Regular Cab Flex Fuel$1,488$479$339
Farmers4WD Regular Cab Flex Fuel$2,076$1,000$869
Nationwide4WD Regular Cab Flex Fuel$2,715$1,019$759
Progressive4WD Regular Cab Flex Fuel$1,866$650$444
State Farm4WD Regular Cab Flex Fuel$1,904$801$569
Allstate4WD Regular Cab LB Turbo$1,965$814$718
Geico4WD Regular Cab LB Turbo$1,498$495$351
Farmers4WD Regular Cab LB Turbo$2,076$1,000$869
Nationwide4WD Regular Cab LB Turbo$2,682$1,019$759
Progressive4WD Regular Cab LB Turbo$1,693$605$417
State Farm4WD Regular Cab LB Turbo$1,904$801$569
Allstate4WD Regular Cab LB Turbo$1,965$814$718
Geico4WD Regular Cab LB Turbo$1,482$479$339
Farmers4WD Regular Cab LB Turbo$2,076$1,000$869
Nationwide4WD Regular Cab LB Turbo$2,682$1,019$759
Progressive4WD Regular Cab LB Turbo$1,866$650$444
State Farm4WD Regular Cab LB Turbo$1,904$801$569
Allstate4WD Regular Cab Tbo Dsl$1,965$814$718
Geico4WD Regular Cab Tbo Dsl$1,436$495$351
Farmers4WD Regular Cab Tbo Dsl$2,076$1,000$869
Nationwide4WD Regular Cab Tbo Dsl$2,553$1,019$759
Progressive4WD Regular Cab Tbo Dsl$1,693$605$417
State Farm4WD Regular Cab Tbo Dsl$2,014$801$569
Allstate4WD SuperCab$2,007$814$718
Geico4WD SuperCab$1,526$499$354
Farmers4WD SuperCab$2,212$953$827
Nationwide4WD SuperCab$2,952$1,088$808
Progressive4WD SuperCab$1,842$677$462
State Farm4WD SuperCab$2,014$801$569
Allstate4WD SuperCab$2,059$814$718
Geico4WD SuperCab$1,526$499$354
Farmers4WD SuperCab$2,212$953$827
Nationwide4WD SuperCab$2,952$1,088$808
Progressive4WD SuperCab$1,854$725$492
State Farm4WD SuperCab$2,014$801$569
Allstate4WD SuperCab Flex Fuel$1,955$814$718
Geico4WD SuperCab Flex Fuel$1,471$495$351
Farmers4WD SuperCab Flex Fuel$2,212$953$827
Nationwide4WD SuperCab Flex Fuel$2,952$1,088$808
Progressive4WD SuperCab Flex Fuel$1,842$677$462
State Farm4WD SuperCab Flex Fuel$2,014$801$569
Allstate4WD SuperCab Flex Fuel$2,059$814$718
Geico4WD SuperCab Flex Fuel$1,496$509$361
Farmers4WD SuperCab Flex Fuel$2,212$953$827
Nationwide4WD SuperCab Flex Fuel$2,580$1,035$770
Progressive4WD SuperCab Flex Fuel$1,854$725$492
State Farm4WD SuperCab Flex Fuel$2,014$801$569
Allstate4WD SuperCab LB Turbo$2,059$814$718
Geico4WD SuperCab LB Turbo$1,485$495$351
Farmers4WD SuperCab LB Turbo$2,212$953$827
Nationwide4WD SuperCab LB Turbo$2,535$944$702
Progressive4WD SuperCab LB Turbo$1,842$677$462
State Farm4WD SuperCab LB Turbo$2,014$801$569
Allstate4WD SuperCab SB Turbo$2,059$814$718
Geico4WD SuperCab SB Turbo$1,479$502$357
Farmers4WD SuperCab SB Turbo$2,212$953$827
Nationwide4WD SuperCab SB Turbo$2,535$944$702
Progressive4WD SuperCab SB Turbo$1,842$677$462
State Farm4WD SuperCab SB Turbo$2,014$801$569
Allstate4WD SuperCab SB Turbo$2,059$814$718
Geico4WD SuperCab SB Turbo$1,471$495$351
Farmers4WD SuperCab SB Turbo$2,212$953$827
Nationwide4WD SuperCab SB Turbo$2,535$944$702
Progressive4WD SuperCab SB Turbo$1,854$725$492
State Farm4WD SuperCab SB Turbo$2,014$801$569
Allstate4WD SuperCab Tbo Dsl$2,059$814$718
Geico4WD SuperCab Tbo Dsl$1,497$521$370
Farmers4WD SuperCab Tbo Dsl$2,212$953$827
Nationwide4WD SuperCab Tbo Dsl$2,952$1,088$808
Progressive4WD SuperCab Tbo Dsl$1,842$677$462
State Farm4WD SuperCab Tbo Dsl$2,014$801$569
Allstate4WD SuperCrew$2,059$814$718
Geico4WD SuperCrew$1,522$499$354
Farmers4WD SuperCrew$2,305$953$827
Nationwide4WD SuperCrew$2,673$1,010$750
Progressive4WD SuperCrew$1,842$677$462
State Farm4WD SuperCrew$2,081$801$569
Allstate4WD SuperCrew LB Turbo$2,217$814$718
Geico4WD SuperCrew LB Turbo$1,522$521$370
Farmers4WD SuperCrew LB Turbo$2,305$953$827
Nationwide4WD SuperCrew LB Turbo$2,673$1,010$750
Progressive4WD SuperCrew LB Turbo$1,842$677$462
State Farm4WD SuperCrew LB Turbo$2,081$801$569
Allstate4WD SuperCrew LB Turbo$2,048$814$718
Geico4WD SuperCrew LB Turbo$1,504$502$357
Farmers4WD SuperCrew LB Turbo$2,305$953$827
Nationwide4WD SuperCrew LB Turbo$2,673$1,010$750
Progressive4WD SuperCrew LB Turbo$1,854$725$492
State Farm4WD SuperCrew LB Turbo$2,081$801$569
Allstate4WD SuperCrew SB Flex Fuel$2,059$814$718
Geico4WD SuperCrew SB Flex Fuel$1,494$502$357
Farmers4WD SuperCrew SB Flex Fuel$2,305$953$827
Nationwide4WD SuperCrew SB Flex Fuel$2,749$1,034$765
Progressive4WD SuperCrew SB Flex Fuel$1,842$677$462
State Farm4WD SuperCrew SB Flex Fuel$2,081$801$569
Allstate4WD SuperCrew SB Flex Fuel$2,059$814$718
Geico4WD SuperCrew SB Flex Fuel$1,513$516$366
Farmers4WD SuperCrew SB Flex Fuel$2,305$953$827
Nationwide4WD SuperCrew SB Flex Fuel$2,669$1,006$747
Progressive4WD SuperCrew SB Flex Fuel$1,854$725$492
State Farm4WD SuperCrew SB Flex Fuel$2,081$801$569
Allstate4WD SuperCrew SB Tbo Dsl$2,059$814$718
Geico4WD SuperCrew SB Tbo Dsl$1,512$521$370
Farmers4WD SuperCrew SB Tbo Dsl$2,305$953$827
Nationwide4WD SuperCrew SB Tbo Dsl$2,673$1,010$750
Progressive4WD SuperCrew SB Tbo Dsl$1,842$677$462
State Farm4WD SuperCrew SB Tbo Dsl$2,081$801$569
Allstate4WD SuperCrew SB Turbo$2,059$814$718
Geico4WD SuperCrew SB Turbo$1,494$502$357
Farmers4WD SuperCrew SB Turbo$2,305$953$827
Nationwide4WD SuperCrew SB Turbo$2,673$1,010$750
Progressive4WD SuperCrew SB Turbo$1,842$677$462
State Farm4WD SuperCrew SB Turbo$2,081$801$569

2020 Ford F-150 Insurance Rates

companiesAverage Premium
State Farm$1,196
Geico$1,332
Progressive$1,375
Nationwide$1,500
Farmers$1,767
Allstate$2,295
Average Cost to Insure $1,578/year
Cheapest Rate $1,196/year
Available Trims King Ranch, Lariat, Limited, Platinum, Raptor, XL, XLT

2019 Ford F-150 Insurance Rates

companiesAverage Premium
State Farm$1,292
Geico$1,292
Nationwide$1,528
Progressive$1,765
Farmers$1,881
Allstate$2,283
Average Cost to Insure $1,674/year
Cheapest Rate $1,292/year
Available Trims King Ranch, Lariat, Limited, Platinum, Raptor, XL, XLT

2018 Ford F-150 Insurance Rates

companiesAverage Premium
State Farm$1,212
Geico$1,242
Nationwide$1,486
Progressive$1,724
Farmers$1,943
Allstate$2,015
Average Cost to Insure $1,604/year
Cheapest Rate $1,212/year
Available Trims King Ranch, Lariat, Limited, Platinum, Raptor, XL, XLT

2017 Ford F-150 Insurance Rates

companiesAverage Premium
State Farm$1,223
Geico$1,234
Nationwide$1,587
Progressive$1,700
Farmers$1,923
Allstate$2,098
Average Cost to Insure $1,628/year
Cheapest Rate $1,223/year
Available Trims King Ranch, Lariat, Limited, Platinum, Raptor, XL, XLT

2016 Ford F-150 Insurance Rates

companiesAverage Premium
State Farm$1,192
Geico$1,222
Nationwide$1,539
Progressive$1,672
Farmers$1,883
Allstate$1,988
Average Cost to Insure $1,583/year
Cheapest Rate $1,192/year
Available Trims King Ranch, Lariat, Limited, Platinum, Raptor, XL, XLT