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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Ford F-150 is $1,578 per year or $131 per month. However, these rates can vary depending on your location, driving history, age, and other factors.

The auto insurance rates also change based on the vehicle’s model year. For example, the 2020 Ford F-150 costs $1,578 per year, whereas the 2019 Ford F-150 costs $1,674 annually. State Farm offers the cheapest annual rate for 2020 Ford F-150 $1,196 per year.

Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.

Average insurance cost of Ford F-150 by model year
Graph
Table
Year of Ford F-150 ModelAverage Cost to Insure
2020$1,578
2019$1,674
2018$1,604
2017$1,628
2016$1,583

Compare Ford F-150 Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate2WD Regular Cab LB Turbo$1,883$814$718
Geico2WD Regular Cab LB Turbo$1,392$479$339
Farmers2WD Regular Cab LB Turbo$1,991$1,193$1,016
Nationwide2WD Regular Cab LB Turbo$2,560$1,105$821
Progressive2WD Regular Cab LB Turbo$1,660$664$457
State Farm2WD Regular Cab LB Turbo$1,819$801$569
Allstate2WD Regular Cab LB Turbo$1,883$814$718
Geico2WD Regular Cab LB Turbo$1,399$479$339
Farmers2WD Regular Cab LB Turbo$1,991$1,193$1,016
Nationwide2WD Regular Cab LB Turbo$2,560$1,105$821
Progressive2WD Regular Cab LB Turbo$1,895$735$497
State Farm2WD Regular Cab LB Turbo$1,819$801$569
Allstate2WD Regular Cab SB$1,883$814$718
Geico2WD Regular Cab SB$1,376$532$379
Farmers2WD Regular Cab SB$1,991$1,193$1,016
Nationwide2WD Regular Cab SB$2,553$1,019$759
Progressive2WD Regular Cab SB$1,660$664$457
State Farm2WD Regular Cab SB$1,819$801$569
Allstate2WD Regular Cab SB Flex Fuel$1,883$814$718
Geico2WD Regular Cab SB Flex Fuel$1,347$479$339
Farmers2WD Regular Cab SB Flex Fuel$1,991$1,193$1,016
Nationwide2WD Regular Cab SB Flex Fuel$2,553$1,019$759
Progressive2WD Regular Cab SB Flex Fuel$1,660$664$457
State Farm2WD Regular Cab SB Flex Fuel$1,819$801$569
Allstate2WD Regular Cab SB Flex Fuel$1,883$814$718
Geico2WD Regular Cab SB Flex Fuel$1,328$484$343
Farmers2WD Regular Cab SB Flex Fuel$1,991$1,193$1,016
Nationwide2WD Regular Cab SB Flex Fuel$2,553$1,019$759
Progressive2WD Regular Cab SB Flex Fuel$1,895$735$497
State Farm2WD Regular Cab SB Flex Fuel$1,819$801$569
Allstate2WD SuperCab LB Turbo$1,951$814$718
Geico2WD SuperCab LB Turbo$1,431$502$357
Farmers2WD SuperCab LB Turbo$2,041$1,120$956
Nationwide2WD SuperCab LB Turbo$2,704$1,146$849
Progressive2WD SuperCab LB Turbo$1,676$670$461
State Farm2WD SuperCab LB Turbo$1,939$801$569
Allstate2WD SuperCab SB$1,961$814$718
Geico2WD SuperCab SB$1,376$521$370
Farmers2WD SuperCab SB$2,041$1,120$956
Nationwide2WD SuperCab SB$2,704$1,146$849
Progressive2WD SuperCab SB$1,676$670$461
State Farm2WD SuperCab SB$2,191$801$569
Allstate2WD SuperCab SB Flex Fuel$1,961$814$718
Geico2WD SuperCab SB Flex Fuel$1,360$495$351
Farmers2WD SuperCab SB Flex Fuel$2,041$1,120$956
Nationwide2WD SuperCab SB Flex Fuel$2,633$1,088$808
Progressive2WD SuperCab SB Flex Fuel$1,676$670$461
State Farm2WD SuperCab SB Flex Fuel$1,939$801$569
Allstate2WD SuperCab SB Flex Fuel$1,961$814$718
Geico2WD SuperCab SB Flex Fuel$1,411$516$366
Farmers2WD SuperCab SB Flex Fuel$2,041$1,120$956
Nationwide2WD SuperCab SB Flex Fuel$2,633$1,088$808
Progressive2WD SuperCab SB Flex Fuel$1,780$682$462
State Farm2WD SuperCab SB Flex Fuel$1,939$801$569
Allstate2WD SuperCab SB Tbo Dsl$1,961$814$718
Geico2WD SuperCab SB Tbo Dsl$1,462$521$370
Farmers2WD SuperCab SB Tbo Dsl$2,041$1,120$956
Nationwide2WD SuperCab SB Tbo Dsl$2,701$1,146$849
Progressive2WD SuperCab SB Tbo Dsl$1,676$670$461
State Farm2WD SuperCab SB Tbo Dsl$1,960$843$598
Allstate2WD SuperCab SB Turbo$1,961$814$718
Geico2WD SuperCab SB Turbo$1,360$495$351
Farmers2WD SuperCab SB Turbo$2,041$1,120$956
Nationwide2WD SuperCab SB Turbo$2,704$1,146$849
Progressive2WD SuperCab SB Turbo$1,780$682$462
State Farm2WD SuperCab SB Turbo$1,939$801$569
Allstate2WD SuperCrew LB Flex Fuel$2,055$814$718
Geico2WD SuperCrew LB Flex Fuel$1,436$540$384
Farmers2WD SuperCrew LB Flex Fuel$2,285$1,120$956
Nationwide2WD SuperCrew LB Flex Fuel$2,704$1,110$820
Progressive2WD SuperCrew LB Flex Fuel$1,780$682$462
State Farm2WD SuperCrew LB Flex Fuel$1,994$801$569
Allstate2WD SuperCrew LB Turbo$2,067$814$718
Geico2WD SuperCrew LB Turbo$1,427$495$351
Farmers2WD SuperCrew LB Turbo$2,285$1,120$956
Nationwide2WD SuperCrew LB Turbo$2,704$1,110$820
Progressive2WD SuperCrew LB Turbo$1,780$682$462
State Farm2WD SuperCrew LB Turbo$1,994$801$569
Allstate2WD SuperCrew SB$1,961$814$718
Geico2WD SuperCrew SB$1,440$495$351
Farmers2WD SuperCrew SB$2,285$1,120$956
Nationwide2WD SuperCrew SB$2,704$1,110$820
Progressive2WD SuperCrew SB$1,676$670$461
State Farm2WD SuperCrew SB$1,994$801$569
Allstate2WD SuperCrew SB Flex Fuel$1,961$814$718
Geico2WD SuperCrew SB Flex Fuel$1,389$502$357
Farmers2WD SuperCrew SB Flex Fuel$2,285$1,120$956
Nationwide2WD SuperCrew SB Flex Fuel$2,612$1,128$833
Progressive2WD SuperCrew SB Flex Fuel$1,676$670$461
State Farm2WD SuperCrew SB Flex Fuel$1,994$801$569
Allstate2WD SuperCrew SB Flex Fuel$2,067$814$718
Geico2WD SuperCrew SB Flex Fuel$1,409$509$361
Farmers2WD SuperCrew SB Flex Fuel$2,285$1,120$956
Nationwide2WD SuperCrew SB Flex Fuel$2,703$1,138$840
Progressive2WD SuperCrew SB Flex Fuel$1,780$682$462
State Farm2WD SuperCrew SB Flex Fuel$1,994$801$569
Allstate2WD SuperCrew SB Turbo$1,961$814$718
Geico2WD SuperCrew SB Turbo$1,428$502$357
Farmers2WD SuperCrew SB Turbo$2,285$1,120$956
Nationwide2WD SuperCrew SB Turbo$2,704$1,110$820
Progressive2WD SuperCrew SB Turbo$1,676$670$461
State Farm2WD SuperCrew SB Turbo$1,994$801$569
Allstate2WD SuperCrew Tbo Dsl$1,961$814$718
Geico2WD SuperCrew Tbo Dsl$1,442$521$370
Farmers2WD SuperCrew Tbo Dsl$2,285$1,120$956
Nationwide2WD SuperCrew Tbo Dsl$2,704$1,110$820
Progressive2WD SuperCrew Tbo Dsl$1,676$670$461
State Farm2WD SuperCrew Tbo Dsl$1,994$801$569
Allstate4WD Regular Cab Flex Fuel$1,965$814$718
Geico4WD Regular Cab Flex Fuel$1,409$482$341
Farmers4WD Regular Cab Flex Fuel$2,076$1,000$869
Nationwide4WD Regular Cab Flex Fuel$2,715$1,019$759
Progressive4WD Regular Cab Flex Fuel$1,693$605$417
State Farm4WD Regular Cab Flex Fuel$1,904$801$569
Allstate4WD Regular Cab Flex Fuel$1,965$814$718
Geico4WD Regular Cab Flex Fuel$1,488$479$339
Farmers4WD Regular Cab Flex Fuel$2,076$1,000$869
Nationwide4WD Regular Cab Flex Fuel$2,715$1,019$759
Progressive4WD Regular Cab Flex Fuel$1,866$650$444
State Farm4WD Regular Cab Flex Fuel$1,904$801$569
Allstate4WD Regular Cab LB Turbo$1,965$814$718
Geico4WD Regular Cab LB Turbo$1,498$495$351
Farmers4WD Regular Cab LB Turbo$2,076$1,000$869
Nationwide4WD Regular Cab LB Turbo$2,682$1,019$759
Progressive4WD Regular Cab LB Turbo$1,693$605$417
State Farm4WD Regular Cab LB Turbo$1,904$801$569
Allstate4WD Regular Cab LB Turbo$1,965$814$718
Geico4WD Regular Cab LB Turbo$1,482$479$339
Farmers4WD Regular Cab LB Turbo$2,076$1,000$869
Nationwide4WD Regular Cab LB Turbo$2,682$1,019$759
Progressive4WD Regular Cab LB Turbo$1,866$650$444
State Farm4WD Regular Cab LB Turbo$1,904$801$569
Allstate4WD Regular Cab Tbo Dsl$1,965$814$718
Geico4WD Regular Cab Tbo Dsl$1,436$495$351
Farmers4WD Regular Cab Tbo Dsl$2,076$1,000$869
Nationwide4WD Regular Cab Tbo Dsl$2,553$1,019$759
Progressive4WD Regular Cab Tbo Dsl$1,693$605$417
State Farm4WD Regular Cab Tbo Dsl$2,014$801$569
Allstate4WD SuperCab$2,007$814$718
Geico4WD SuperCab$1,526$499$354
Farmers4WD SuperCab$2,212$953$827
Nationwide4WD SuperCab$2,952$1,088$808
Progressive4WD SuperCab$1,842$677$462
State Farm4WD SuperCab$2,014$801$569
Allstate4WD SuperCab$2,059$814$718
Geico4WD SuperCab$1,526$499$354
Farmers4WD SuperCab$2,212$953$827
Nationwide4WD SuperCab$2,952$1,088$808
Progressive4WD SuperCab$1,854$725$492
State Farm4WD SuperCab$2,014$801$569
Allstate4WD SuperCab Flex Fuel$1,955$814$718
Geico4WD SuperCab Flex Fuel$1,471$495$351
Farmers4WD SuperCab Flex Fuel$2,212$953$827
Nationwide4WD SuperCab Flex Fuel$2,952$1,088$808
Progressive4WD SuperCab Flex Fuel$1,842$677$462
State Farm4WD SuperCab Flex Fuel$2,014$801$569
Allstate4WD SuperCab Flex Fuel$2,059$814$718
Geico4WD SuperCab Flex Fuel$1,496$509$361
Farmers4WD SuperCab Flex Fuel$2,212$953$827
Nationwide4WD SuperCab Flex Fuel$2,580$1,035$770
Progressive4WD SuperCab Flex Fuel$1,854$725$492
State Farm4WD SuperCab Flex Fuel$2,014$801$569
Allstate4WD SuperCab LB Turbo$2,059$814$718
Geico4WD SuperCab LB Turbo$1,485$495$351
Farmers4WD SuperCab LB Turbo$2,212$953$827
Nationwide4WD SuperCab LB Turbo$2,535$944$702
Progressive4WD SuperCab LB Turbo$1,842$677$462
State Farm4WD SuperCab LB Turbo$2,014$801$569
Allstate4WD SuperCab SB Turbo$2,059$814$718
Geico4WD SuperCab SB Turbo$1,479$502$357
Farmers4WD SuperCab SB Turbo$2,212$953$827
Nationwide4WD SuperCab SB Turbo$2,535$944$702
Progressive4WD SuperCab SB Turbo$1,842$677$462
State Farm4WD SuperCab SB Turbo$2,014$801$569
Allstate4WD SuperCab SB Turbo$2,059$814$718
Geico4WD SuperCab SB Turbo$1,471$495$351
Farmers4WD SuperCab SB Turbo$2,212$953$827
Nationwide4WD SuperCab SB Turbo$2,535$944$702
Progressive4WD SuperCab SB Turbo$1,854$725$492
State Farm4WD SuperCab SB Turbo$2,014$801$569
Allstate4WD SuperCab Tbo Dsl$2,059$814$718
Geico4WD SuperCab Tbo Dsl$1,497$521$370
Farmers4WD SuperCab Tbo Dsl$2,212$953$827
Nationwide4WD SuperCab Tbo Dsl$2,952$1,088$808
Progressive4WD SuperCab Tbo Dsl$1,842$677$462
State Farm4WD SuperCab Tbo Dsl$2,014$801$569
Allstate4WD SuperCrew$2,059$814$718
Geico4WD SuperCrew$1,522$499$354
Farmers4WD SuperCrew$2,305$953$827
Nationwide4WD SuperCrew$2,673$1,010$750
Progressive4WD SuperCrew$1,842$677$462
State Farm4WD SuperCrew$2,081$801$569
Allstate4WD SuperCrew LB Turbo$2,217$814$718
Geico4WD SuperCrew LB Turbo$1,522$521$370
Farmers4WD SuperCrew LB Turbo$2,305$953$827
Nationwide4WD SuperCrew LB Turbo$2,673$1,010$750
Progressive4WD SuperCrew LB Turbo$1,842$677$462
State Farm4WD SuperCrew LB Turbo$2,081$801$569
Allstate4WD SuperCrew LB Turbo$2,048$814$718
Geico4WD SuperCrew LB Turbo$1,504$502$357
Farmers4WD SuperCrew LB Turbo$2,305$953$827
Nationwide4WD SuperCrew LB Turbo$2,673$1,010$750
Progressive4WD SuperCrew LB Turbo$1,854$725$492
State Farm4WD SuperCrew LB Turbo$2,081$801$569
Allstate4WD SuperCrew SB Flex Fuel$2,059$814$718
Geico4WD SuperCrew SB Flex Fuel$1,494$502$357
Farmers4WD SuperCrew SB Flex Fuel$2,305$953$827
Nationwide4WD SuperCrew SB Flex Fuel$2,749$1,034$765
Progressive4WD SuperCrew SB Flex Fuel$1,842$677$462
State Farm4WD SuperCrew SB Flex Fuel$2,081$801$569
Allstate4WD SuperCrew SB Flex Fuel$2,059$814$718
Geico4WD SuperCrew SB Flex Fuel$1,513$516$366
Farmers4WD SuperCrew SB Flex Fuel$2,305$953$827
Nationwide4WD SuperCrew SB Flex Fuel$2,669$1,006$747
Progressive4WD SuperCrew SB Flex Fuel$1,854$725$492
State Farm4WD SuperCrew SB Flex Fuel$2,081$801$569
Allstate4WD SuperCrew SB Tbo Dsl$2,059$814$718
Geico4WD SuperCrew SB Tbo Dsl$1,512$521$370
Farmers4WD SuperCrew SB Tbo Dsl$2,305$953$827
Nationwide4WD SuperCrew SB Tbo Dsl$2,673$1,010$750
Progressive4WD SuperCrew SB Tbo Dsl$1,842$677$462
State Farm4WD SuperCrew SB Tbo Dsl$2,081$801$569
Allstate4WD SuperCrew SB Turbo$2,059$814$718
Geico4WD SuperCrew SB Turbo$1,494$502$357
Farmers4WD SuperCrew SB Turbo$2,305$953$827
Nationwide4WD SuperCrew SB Turbo$2,673$1,010$750
Progressive4WD SuperCrew SB Turbo$1,842$677$462
State Farm4WD SuperCrew SB Turbo$2,081$801$569

2020 Ford F-150 Insurance Rates

Average Cost to Insure $1,578
Annual Cheapest Rate $1,196
Available Trims King Ranch, Lariat, Limited, Platinum, Raptor , XL, XLT
RankCompaniesAverage Premium
1State Farm$1,196
2Geico$1,332
3Progressive$1,375
4Nationwide$1,500
5Farmers$1,767
6Allstate$2,295

2019 Ford F-150 Insurance Rates

Average Cost to Insure $1,674
Annual Cheapest Rate $1,292
Available Trims King Ranch, Lariat, Limited, Platinum, Raptor , XL, XLT
RankCompaniesAverage Premium
1State Farm$1,292
2Geico$1,292
3Nationwide$1,528
4Progressive$1,765
5Farmers$1,881
6Allstate$2,283

2018 Ford F-150 Insurance Rates

Average Cost to Insure $1,604
Annual Cheapest Rate $1,212
Available Trims King Ranch, Lariat, Limited, Platinum, Raptor , XL, XLT
RankCompaniesAverage Premium
1State Farm$1,212
2Geico$1,242
3Nationwide$1,486
4Progressive$1,724
5Farmers$1,943
6Allstate$2,015

2017 Ford F-150 Insurance Rates

Average Cost to Insure $1,628
Annual Cheapest Rate $1,223
Available Trims King Ranch, Lariat, Limited, Platinum, Raptor , XL, XLT
RankCompaniesAverage Premium
1State Farm$1,223
2Geico$1,234
3Nationwide$1,587
4Progressive$1,700
5Farmers$1,923
6Allstate$2,098

2016 Ford F-150 Insurance Rates

Average Cost to Insure $1,583
Annual Cheapest Rate $1,192
Available Trims King Ranch, Lariat, Limited, Platinum, Raptor , XL, XLT
RankCompaniesAverage Premium
1State Farm$1,192
2Geico$1,222
3Nationwide$1,539
4Progressive$1,672
5Farmers$1,883
6Allstate$1,988

Compare Ford insurance rates by model

Make/ModelAnnual Rates
Ford Fiesta$1,468/year
Ford F-150$1,476/year
Ford Explorer$1,499/year
Ford Expedition$1,619/year
Ford Edge$1,424/year
Ford Mustang$1,874/year
Ford Fusion$1,643/year

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