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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Ford F-250 is $2,285 per year or $190 per month. However, these rates can vary depending on your location, driving history, age, and other factors.
The auto insurance rates also change based on the vehicle’s model year. For example, the 2023 Ford F-250 costs $2,285 per year, whereas the 2022 Ford F-250 costs $1,911 annually. State Farm offers the cheapest annual rate for 2023 Ford F-250 $1,507 per year.
Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.
Average insurance cost of Ford F-250 by model year
| Year of Ford F-250 model | Average cost to insure |
|---|---|
| 2023 | $2,285 |
| 2022 | $1,911 |
| 2021 | $1,724 |
| 2020 | $1,798 |
| 2019 | $1,915 |
Compare Ford F-250 insurance rates by state
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| Company | Style | Average annual premium |
|---|---|---|
| Allstate | 4WD 4 Door Crew Cab SB 9001 to 10000 Lbs | $4,448 |
| Geico | 4WD 4 Door Crew Cab SB 9001 to 10000 Lbs | $2,986 |
| Nationwide | 4WD 4 Door Crew Cab SB 9001 to 10000 Lbs | $2,363 |
| Progressive | 4WD 4 Door Crew Cab SB 9001 to 10000 Lbs | $3,312 |
| State Farm | 4WD 4 Door Crew Cab SB 9001 to 10000 Lbs | $1,671 |
| Allstate | 4WD 4 Door Crew Cab SB 10001 to 14000 Lbs | $4,448 |
| Geico | 4WD 4 Door Crew Cab SB 10001 to 14000 Lbs | $2,986 |
| Nationwide | 4WD 4 Door Crew Cab SB 10001 to 14000 Lbs | $2,363 |
| Progressive | 4WD 4 Door Crew Cab SB 10001 to 14000 Lbs | $3,312 |
| State Farm | 4WD 4 Door Crew Cab SB 10001 to 14000 Lbs | $1,671 |
| Allstate | 4WD 4 Door Crew Cab SB OHV Tbo Dsl | $4,832 |
| Geico | 4WD 4 Door Crew Cab SB OHV Tbo Dsl | $2,986 |
| Nationwide | 4WD 4 Door Crew Cab SB OHV Tbo Dsl | $2,363 |
| Progressive | 4WD 4 Door Crew Cab SB OHV Tbo Dsl | $3,312 |
| State Farm | 4WD 4 Door Crew Cab SB OHV Tbo Dsl | $1,671 |
| Allstate | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 6001 to 7000 Lbs | $4,832 |
| Geico | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 6001 to 7000 Lbs | $2,986 |
| Nationwide | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 6001 to 7000 Lbs | $2,363 |
| Progressive | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 6001 to 7000 Lbs | $3,312 |
| State Farm | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 6001 to 7000 Lbs | $1,671 |
| Allstate | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 9001 to 10000 Lbs | $4,832 |
| Geico | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 9001 to 10000 Lbs | $2,986 |
| Nationwide | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 9001 to 10000 Lbs | $2,363 |
| Progressive | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 9001 to 10000 Lbs | $3,312 |
| State Farm | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 9001 to 10000 Lbs | $1,671 |
| Allstate | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 10001 to 14000 Lbs | $4,832 |
| Geico | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 10001 to 14000 Lbs | $2,986 |
| Nationwide | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 10001 to 14000 Lbs | $2,363 |
| Progressive | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 10001 to 14000 Lbs | $3,312 |
| State Farm | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 10001 to 14000 Lbs | $1,671 |
Ford F-250 insurance rates per year
2023 Ford F-250 insurance rates
Average cost to insure
$2,285
Annual cheapest rate
$1,507
Available trims
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,507 |
| 2 | Nationwide | $1,638 |
| 3 | Geico | $2,237 |
| 4 | Progressive | $2,480 |
| 5 | Farmers | $2,806 |
| 6 | Allstate | $3,042 |
2022 Ford F-250 insurance rates
Average cost to insure
$1,911
Annual cheapest rate
$1,252
Available trims
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,252 |
| 2 | Nationwide | $1,518 |
| 3 | Geico | $1,639 |
| 4 | Progressive | $2,132 |
| 5 | Farmers | $2,302 |
| 6 | Allstate | $2,622 |
2021 Ford F-250 insurance rates
Average cost to insure
$1,724
Annual cheapest rate
$1,160
Available trims
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,160 |
| 2 | Geico | $1,465 |
| 3 | Nationwide | $1,498 |
| 4 | Progressive | $1,611 |
| 5 | Farmers | $1,893 |
| 6 | Allstate | $2,714 |
2020 Ford F-250 insurance rates
Average cost to insure
$1,798
Annual cheapest rate
$1,326
Available trims
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,326 |
| 2 | Geico | $1,394 |
| 3 | Nationwide | $1,626 |
| 4 | Progressive | $1,955 |
| 5 | Farmers | $1,990 |
| 6 | Allstate | $2,499 |
2019 Ford F-250 insurance rates
Average cost to insure
$1,915
Annual cheapest rate
$1,415
Available trims
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,415 |
| 2 | Geico | $1,432 |
| 3 | Nationwide | $1,716 |
| 4 | Progressive | $2,199 |
| 5 | Farmers | $2,300 |
| 6 | Allstate | $2,426 |
2018 Ford F-250 insurance rates
Average cost to insure
$1,856
Annual cheapest rate
$1,363
Available trims
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,363 |
| 2 | Geico | $1,417 |
| 3 | Nationwide | $1,664 |
| 4 | Progressive | $2,175 |
| 5 | Farmers | $2,244 |
| 6 | Allstate | $2,274 |
2017 Ford F-250 insurance rates
Average cost to insure
$1,840
Annual cheapest rate
$1,367
Available trims
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,367 |
| 2 | Geico | $1,403 |
| 3 | Nationwide | $1,728 |
| 4 | Progressive | $2,119 |
| 5 | Farmers | $2,182 |
| 6 | Allstate | $2,241 |
2016 Ford F-250 insurance rates
Average cost to insure
$1,808
Annual cheapest rate
$1,327
Available trims
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,327 |
| 2 | Geico | $1,472 |
| 3 | Nationwide | $1,601 |
| 4 | Progressive | $2,062 |
| 5 | Allstate | $2,119 |
| 6 | Farmers | $2,268 |
