Ashlee Tilford Written by Ashlee Tilford
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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Ford F-250 is $2,285 per year or $190 per month. However, these rates can vary depending on your location, driving history, age, and other factors.

The auto insurance rates also change based on the vehicle’s model year. For example, the 2023 Ford F-250 costs $2,285 per year, whereas the 2022 Ford F-250 costs $1,911 annually. State Farm offers the cheapest annual rate for 2023 Ford F-250 $1,507 per year.

Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.

Average insurance cost of Ford F-250 by model year

Year of Ford F-250 ModelAverage Cost to Insure
2023$2,285
2022$1,911
2021$1,724
2020$1,798
2019$1,915
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Compare Ford F-250 insurance rates by state

L O A D I N G
CompanyStyleAverage annual premium
Allstate4WD 4 Door Crew Cab SB 9001 to 10000 Lbs$4,448
Geico4WD 4 Door Crew Cab SB 9001 to 10000 Lbs$2,986
Nationwide4WD 4 Door Crew Cab SB 9001 to 10000 Lbs$2,363
Progressive4WD 4 Door Crew Cab SB 9001 to 10000 Lbs$3,312
State Farm4WD 4 Door Crew Cab SB 9001 to 10000 Lbs$1,671
Allstate4WD 4 Door Crew Cab SB 10001 to 14000 Lbs$4,448
Geico4WD 4 Door Crew Cab SB 10001 to 14000 Lbs$2,986
Nationwide4WD 4 Door Crew Cab SB 10001 to 14000 Lbs$2,363
Progressive4WD 4 Door Crew Cab SB 10001 to 14000 Lbs$3,312
State Farm4WD 4 Door Crew Cab SB 10001 to 14000 Lbs$1,671
Allstate4WD 4 Door Crew Cab SB OHV Tbo Dsl$4,832
Geico4WD 4 Door Crew Cab SB OHV Tbo Dsl$2,986
Nationwide4WD 4 Door Crew Cab SB OHV Tbo Dsl$2,363
Progressive4WD 4 Door Crew Cab SB OHV Tbo Dsl$3,312
State Farm4WD 4 Door Crew Cab SB OHV Tbo Dsl$1,671
Allstate4WD 4 Door Crew Cab SB OHV Tbo Dsl 6001 to 7000 Lbs$4,832
Geico4WD 4 Door Crew Cab SB OHV Tbo Dsl 6001 to 7000 Lbs$2,986
Nationwide4WD 4 Door Crew Cab SB OHV Tbo Dsl 6001 to 7000 Lbs$2,363
Progressive4WD 4 Door Crew Cab SB OHV Tbo Dsl 6001 to 7000 Lbs$3,312
State Farm4WD 4 Door Crew Cab SB OHV Tbo Dsl 6001 to 7000 Lbs$1,671
Allstate4WD 4 Door Crew Cab SB OHV Tbo Dsl 9001 to 10000 Lbs$4,832
Geico4WD 4 Door Crew Cab SB OHV Tbo Dsl 9001 to 10000 Lbs$2,986
Nationwide4WD 4 Door Crew Cab SB OHV Tbo Dsl 9001 to 10000 Lbs$2,363
Progressive4WD 4 Door Crew Cab SB OHV Tbo Dsl 9001 to 10000 Lbs$3,312
State Farm4WD 4 Door Crew Cab SB OHV Tbo Dsl 9001 to 10000 Lbs$1,671
Allstate4WD 4 Door Crew Cab SB OHV Tbo Dsl 10001 to 14000 Lbs$4,832
Geico4WD 4 Door Crew Cab SB OHV Tbo Dsl 10001 to 14000 Lbs$2,986
Nationwide4WD 4 Door Crew Cab SB OHV Tbo Dsl 10001 to 14000 Lbs$2,363
Progressive4WD 4 Door Crew Cab SB OHV Tbo Dsl 10001 to 14000 Lbs$3,312
State Farm4WD 4 Door Crew Cab SB OHV Tbo Dsl 10001 to 14000 Lbs$1,671

Ford F-250 insurance rates per year

2023

2023 Ford F-250 insurance rates

Average cost to insure $2,285
Annual cheapest rate $1,507
Available trims SD King Ranch, SD Lariat, SD XL, SD XLT
RankCompanyAverage annual premium
1State Farm$1,507
2Nationwide$1,638
3Geico$2,237
4Progressive$2,480
5Farmers$2,806
6Allstate$3,042
2022

2022 Ford F-250 insurance rates

Average cost to insure $1,911
Annual cheapest rate $1,252
Available trims SD King Ranch, SD Lariat, SD XL, SD XLT
RankCompanyAverage annual premium
1State Farm$1,252
2Nationwide$1,518
3Geico$1,639
4Progressive$2,132
5Farmers$2,302
6Allstate$2,622
2021

2021 Ford F-250 insurance rates

Average cost to insure $1,724
Annual cheapest rate $1,160
Available trims SD King Ranch, SD Lariat, SD XL, SD XLT
RankCompanyAverage annual premium
1State Farm$1,160
2Geico$1,465
3Nationwide$1,498
4Progressive$1,611
5Farmers$1,893
6Allstate$2,714
2020

2020 Ford F-250 insurance rates

Average cost to insure $1,798
Annual cheapest rate $1,326
Available trims SD King Ranch, SD Lariat, SD XL, SD XLT
RankCompanyAverage annual premium
1State Farm$1,326
2Geico$1,394
3Nationwide$1,626
4Progressive$1,955
5Farmers$1,990
6Allstate$2,499
2019

2019 Ford F-250 insurance rates

Average cost to insure $1,915
Annual cheapest rate $1,415
Available trims SD King Ranch, SD Lariat, SD XL, SD XLT
RankCompanyAverage annual premium
1State Farm$1,415
2Geico$1,432
3Nationwide$1,716
4Progressive$2,199
5Farmers$2,300
6Allstate$2,426
2018

2018 Ford F-250 insurance rates

Average cost to insure $1,856
Annual cheapest rate $1,363
Available trims SD King Ranch, SD Lariat, SD XL, SD XLT
RankCompanyAverage annual premium
1State Farm$1,363
2Geico$1,417
3Nationwide$1,664
4Progressive$2,175
5Farmers$2,244
6Allstate$2,274
2017

2017 Ford F-250 insurance rates

Average cost to insure $1,840
Annual cheapest rate $1,367
Available trims SD King Ranch, SD Lariat, SD XL, SD XLT
RankCompanyAverage annual premium
1State Farm$1,367
2Geico$1,403
3Nationwide$1,728
4Progressive$2,119
5Farmers$2,182
6Allstate$2,241
2016

2016 Ford F-250 insurance rates

Average cost to insure $1,808
Annual cheapest rate $1,327
Available trims SD King Ranch, SD Lariat, SD XL, SD XLT
RankCompanyAverage annual premium
1State Farm$1,327
2Geico$1,472
3Nationwide$1,601
4Progressive$2,062
5Allstate$2,119
6Farmers$2,268
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