Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Ford F-250 is $1,742 per year or $145 per month. However, these rates can vary depending on your location, driving history, age, and other factors.
The auto insurance rates also change based on the vehicle’s model year. For example, the 2020 Ford F-250 costs $1,742 per year, whereas the 2019 Ford F-250 costs $1,915 annually. State Farm offers the cheapest annual rate for 2020 Ford F-250 $1,305 per year.
Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.
Average insurance cost of Ford F-250 by model year
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| Year of Ford F-250 Model | Average Cost to Insure |
|---|---|
| 2020 | $1,742 |
| 2019 | $1,915 |
| 2018 | $1,856 |
| 2017 | $1,840 |
| 2016 | $1,808 |
Compare Ford F-250 Insurance Rates by State
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| Company | Style | Full Coverage(Avg) | Liability Coverage(Avg) | State Minimum Coverage(Avg) |
|---|---|---|---|---|
| Allstate | 2WD Crew Cab LB Flex Fuel | $2,407 | $904 | $795 |
| Geico | 2WD Crew Cab LB Flex Fuel | $1,516 | $552 | $394 |
| Farmers | 2WD Crew Cab LB Flex Fuel | $2,314 | $1,237 | $1,049 |
| Nationwide | 2WD Crew Cab LB Flex Fuel | $2,844 | $1,107 | $819 |
| Progressive | 2WD Crew Cab LB Flex Fuel | $2,312 | $825 | $553 |
| State Farm | 2WD Crew Cab LB Flex Fuel | $2,475 | $953 | $676 |
| Allstate | 2WD Crew Cab LB Tbo Dsl | $2,508 | $904 | $795 |
| Geico | 2WD Crew Cab LB Tbo Dsl | $1,489 | $525 | $373 |
| Farmers | 2WD Crew Cab LB Tbo Dsl | $2,314 | $1,237 | $1,049 |
| Nationwide | 2WD Crew Cab LB Tbo Dsl | $2,819 | $1,082 | $799 |
| Progressive | 2WD Crew Cab LB Tbo Dsl | $2,312 | $825 | $553 |
| State Farm | 2WD Crew Cab LB Tbo Dsl | $2,683 | $953 | $676 |
| Allstate | 2WD Crew Cab SB Flex Fuel | $2,407 | $904 | $795 |
| Geico | 2WD Crew Cab SB Flex Fuel | $1,516 | $552 | $394 |
| Farmers | 2WD Crew Cab SB Flex Fuel | $2,314 | $1,237 | $1,049 |
| Nationwide | 2WD Crew Cab SB Flex Fuel | $2,844 | $1,107 | $819 |
| Progressive | 2WD Crew Cab SB Flex Fuel | $2,312 | $825 | $553 |
| State Farm | 2WD Crew Cab SB Flex Fuel | $2,475 | $953 | $676 |
| Allstate | 4WD Crew Cab LB Flex Fuel | $2,395 | $904 | $795 |
| Geico | 4WD Crew Cab LB Flex Fuel | $1,616 | $559 | $400 |
| Farmers | 4WD Crew Cab LB Flex Fuel | $2,924 | $1,055 | $907 |
| Nationwide | 4WD Crew Cab LB Flex Fuel | $3,143 | $1,215 | $895 |
| Progressive | 4WD Crew Cab LB Flex Fuel | $2,277 | $815 | $545 |
| State Farm | 4WD Crew Cab LB Flex Fuel | $2,575 | $889 | $631 |
| Allstate | 4WD Crew Cab LB Tbo Dsl | $2,493 | $904 | $795 |
| Geico | 4WD Crew Cab LB Tbo Dsl | $1,720 | $525 | $373 |
| Farmers | 4WD Crew Cab LB Tbo Dsl | $2,924 | $1,055 | $907 |
| Nationwide | 4WD Crew Cab LB Tbo Dsl | $3,143 | $1,215 | $895 |
| Progressive | 4WD Crew Cab LB Tbo Dsl | $2,277 | $815 | $545 |
| State Farm | 4WD Crew Cab LB Tbo Dsl | $2,822 | $889 | $631 |
| Allstate | 4WD Crew Cab SB Flex Fuel | $2,395 | $904 | $795 |
| Geico | 4WD Crew Cab SB Flex Fuel | $1,616 | $559 | $400 |
| Farmers | 4WD Crew Cab SB Flex Fuel | $2,924 | $1,055 | $907 |
| Nationwide | 4WD Crew Cab SB Flex Fuel | $3,143 | $1,215 | $895 |
| Progressive | 4WD Crew Cab SB Flex Fuel | $2,277 | $815 | $545 |
| State Farm | 4WD Crew Cab SB Flex Fuel | $2,575 | $889 | $631 |
| Allstate | 4WD Crew Cab SB Tbo Dsl | $2,493 | $904 | $795 |
| Geico | 4WD Crew Cab SB Tbo Dsl | $1,720 | $525 | $373 |
| Farmers | 4WD Crew Cab SB Tbo Dsl | $2,924 | $1,055 | $907 |
| Nationwide | 4WD Crew Cab SB Tbo Dsl | $3,143 | $1,215 | $895 |
| Progressive | 4WD Crew Cab SB Tbo Dsl | $2,277 | $815 | $545 |
| State Farm | 4WD Crew Cab SB Tbo Dsl | $2,822 | $889 | $631 |
2020 Ford F-250 Insurance Rates
Average Cost to Insure
$1,742
Annual Cheapest Rate
$1,305
Available Trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,305 |
| 2 | Geico | $1,394 |
| 3 | Progressive | $1,640 |
| 4 | Nationwide | $1,694 |
| 5 | Farmers | $1,920 |
| 6 | Allstate | $2,499 |
2019 Ford F-250 Insurance Rates
Average Cost to Insure
$1,915
Annual Cheapest Rate
$1,415
Available Trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,415 |
| 2 | Geico | $1,432 |
| 3 | Nationwide | $1,716 |
| 4 | Progressive | $2,199 |
| 5 | Farmers | $2,300 |
| 6 | Allstate | $2,426 |
2018 Ford F-250 Insurance Rates
Average Cost to Insure
$1,856
Annual Cheapest Rate
$1,363
Available Trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,363 |
| 2 | Geico | $1,417 |
| 3 | Nationwide | $1,664 |
| 4 | Progressive | $2,175 |
| 5 | Farmers | $2,244 |
| 6 | Allstate | $2,274 |
2017 Ford F-250 Insurance Rates
Average Cost to Insure
$1,840
Annual Cheapest Rate
$1,367
Available Trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,367 |
| 2 | Geico | $1,403 |
| 3 | Nationwide | $1,728 |
| 4 | Progressive | $2,119 |
| 5 | Farmers | $2,182 |
| 6 | Allstate | $2,241 |
2016 Ford F-250 Insurance Rates
Average Cost to Insure
$1,808
Annual Cheapest Rate
$1,327
Available Trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,327 |
| 2 | Geico | $1,472 |
| 3 | Nationwide | $1,601 |
| 4 | Progressive | $2,062 |
| 5 | Allstate | $2,119 |
| 6 | Farmers | $2,268 |
Compare Ford insurance rates by model
| Make/Model | Annual Rates |
|---|---|
| Ford Fiesta | $1,468/year |
| Ford F-150 | $1,476/year |
| Ford Explorer | $1,499/year |
| Ford Expedition | $1,619/year |
| Ford Edge | $1,424/year |
| Ford Mustang | $1,874/year |
| Ford Fusion | $1,643/year |
