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The average Ford F-250 car insurance rate for 2021 is $1,798 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Louisiana is the most expensive state for car insurance with an average insurance cost of $3,517 a year, whereas New Hampshire has the lowest Ford F-250 insurance rates for full coverage, with an annual insurance cost of $1,147 on average for drivers aged 30.

Average insurance cost of Ford F-250 by model year
Graph
Table
Year of Ford F-250 ModelAverage Cost to Insure
2020$1,742
2019$1,915
2018$1,856
2017$1,840
2016$1,808

Compare Ford F-250 Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate2WD Crew Cab LB Flex Fuel$2,407$904$795
Geico2WD Crew Cab LB Flex Fuel$1,516$552$394
Farmers2WD Crew Cab LB Flex Fuel$2,314$1,237$1,049
Nationwide2WD Crew Cab LB Flex Fuel$2,844$1,107$819
Progressive2WD Crew Cab LB Flex Fuel$2,312$825$553
State Farm2WD Crew Cab LB Flex Fuel$2,475$953$676
Allstate2WD Crew Cab LB Tbo Dsl$2,508$904$795
Geico2WD Crew Cab LB Tbo Dsl$1,489$525$373
Farmers2WD Crew Cab LB Tbo Dsl$2,314$1,237$1,049
Nationwide2WD Crew Cab LB Tbo Dsl$2,819$1,082$799
Progressive2WD Crew Cab LB Tbo Dsl$2,312$825$553
State Farm2WD Crew Cab LB Tbo Dsl$2,683$953$676
Allstate2WD Crew Cab SB Flex Fuel$2,407$904$795
Geico2WD Crew Cab SB Flex Fuel$1,516$552$394
Farmers2WD Crew Cab SB Flex Fuel$2,314$1,237$1,049
Nationwide2WD Crew Cab SB Flex Fuel$2,844$1,107$819
Progressive2WD Crew Cab SB Flex Fuel$2,312$825$553
State Farm2WD Crew Cab SB Flex Fuel$2,475$953$676
Allstate4WD Crew Cab LB Flex Fuel$2,395$904$795
Geico4WD Crew Cab LB Flex Fuel$1,616$559$400
Farmers4WD Crew Cab LB Flex Fuel$2,924$1,055$907
Nationwide4WD Crew Cab LB Flex Fuel$3,143$1,215$895
Progressive4WD Crew Cab LB Flex Fuel$2,277$815$545
State Farm4WD Crew Cab LB Flex Fuel$2,575$889$631
Allstate4WD Crew Cab LB Tbo Dsl$2,493$904$795
Geico4WD Crew Cab LB Tbo Dsl$1,720$525$373
Farmers4WD Crew Cab LB Tbo Dsl$2,924$1,055$907
Nationwide4WD Crew Cab LB Tbo Dsl$3,143$1,215$895
Progressive4WD Crew Cab LB Tbo Dsl$2,277$815$545
State Farm4WD Crew Cab LB Tbo Dsl$2,822$889$631
Allstate4WD Crew Cab SB Flex Fuel$2,395$904$795
Geico4WD Crew Cab SB Flex Fuel$1,616$559$400
Farmers4WD Crew Cab SB Flex Fuel$2,924$1,055$907
Nationwide4WD Crew Cab SB Flex Fuel$3,143$1,215$895
Progressive4WD Crew Cab SB Flex Fuel$2,277$815$545
State Farm4WD Crew Cab SB Flex Fuel$2,575$889$631
Allstate4WD Crew Cab SB Tbo Dsl$2,493$904$795
Geico4WD Crew Cab SB Tbo Dsl$1,720$525$373
Farmers4WD Crew Cab SB Tbo Dsl$2,924$1,055$907
Nationwide4WD Crew Cab SB Tbo Dsl$3,143$1,215$895
Progressive4WD Crew Cab SB Tbo Dsl$2,277$815$545
State Farm4WD Crew Cab SB Tbo Dsl$2,822$889$631

2020 Ford F-250 Insurance Rates

Average Cost to Insure $1,742
Annual Cheapest Rate $1,305
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
RankCompaniesAverage Premium
1State Farm$1,305
2Geico$1,394
3Progressive$1,640
4Nationwide$1,694
5Farmers$1,920
6Allstate$2,499

2019 Ford F-250 Insurance Rates

Average Cost to Insure $1,915
Annual Cheapest Rate $1,415
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
RankCompaniesAverage Premium
1State Farm$1,415
2Geico$1,432
3Nationwide$1,716
4Progressive$2,199
5Farmers$2,300
6Allstate$2,426

2018 Ford F-250 Insurance Rates

Average Cost to Insure $1,856
Annual Cheapest Rate $1,363
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
RankCompaniesAverage Premium
1State Farm$1,363
2Geico$1,417
3Nationwide$1,664
4Progressive$2,175
5Farmers$2,244
6Allstate$2,274

2017 Ford F-250 Insurance Rates

Average Cost to Insure $1,840
Annual Cheapest Rate $1,367
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
RankCompaniesAverage Premium
1State Farm$1,367
2Geico$1,403
3Nationwide$1,728
4Progressive$2,119
5Farmers$2,182
6Allstate$2,241

2016 Ford F-250 Insurance Rates

Average Cost to Insure $1,808
Annual Cheapest Rate $1,327
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
RankCompaniesAverage Premium
1State Farm$1,327
2Geico$1,472
3Nationwide$1,601
4Progressive$2,062
5Allstate$2,119
6Farmers$2,268

Compare Ford insurance rates by model

Make/ModelAnnual Rates
Ford Fiesta$1,468/year
Ford F-150$1,476/year
Ford Explorer$1,499/year
Ford Expedition$1,619/year
Ford Edge$1,424/year
Ford Mustang$1,874/year
Ford Fusion$1,643/year

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