Ashlee is a dynamic business writer and editor with a focus on personal finance. With an MBA and more than fourteen years in the finance industry, Ashlee brings a practical and relatable perspective to insurance topics. She is passionate about empowering others to achieve financial success and protect their assets. When Ashlee isn’t writing and editing, she enjoys spending time with her partner, dog and chickens on their farm in Kentucky. Read full bio >>
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Compare Auto Insurance Quotes
Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Ford F-250 is $1,742 per year or $145 per month. However, these rates can vary depending on your location, driving history, age, and other factors.
The auto insurance rates also change based on the vehicle’s model year. For example, the 2020 Ford F-250 costs $1,742 per year, whereas the 2019 Ford F-250 costs $1,915 annually. State Farm offers the cheapest annual rate for 2020 Ford F-250 $1,305 per year.
Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.
Average insurance cost of Ford F-250 by model year
Graph
Table
Year of Ford F-250 Model
Average Cost to Insure
2020
$1,742
2019
$1,915
2018
$1,856
2017
$1,840
2016
$1,808
Compare Ford F-250 Insurance Rates by State
LOADING
Company
Style
Full Coverage(Avg)
Liability Coverage(Avg)
State Minimum Coverage(Avg)
Allstate
2WD Crew Cab LB Flex Fuel
$2,407
$904
$795
Geico
2WD Crew Cab LB Flex Fuel
$1,516
$552
$394
Farmers
2WD Crew Cab LB Flex Fuel
$2,314
$1,237
$1,049
Nationwide
2WD Crew Cab LB Flex Fuel
$2,844
$1,107
$819
Progressive
2WD Crew Cab LB Flex Fuel
$2,312
$825
$553
State Farm
2WD Crew Cab LB Flex Fuel
$2,475
$953
$676
Allstate
2WD Crew Cab LB Tbo Dsl
$2,508
$904
$795
Geico
2WD Crew Cab LB Tbo Dsl
$1,489
$525
$373
Farmers
2WD Crew Cab LB Tbo Dsl
$2,314
$1,237
$1,049
Nationwide
2WD Crew Cab LB Tbo Dsl
$2,819
$1,082
$799
Progressive
2WD Crew Cab LB Tbo Dsl
$2,312
$825
$553
State Farm
2WD Crew Cab LB Tbo Dsl
$2,683
$953
$676
Allstate
2WD Crew Cab SB Flex Fuel
$2,407
$904
$795
Geico
2WD Crew Cab SB Flex Fuel
$1,516
$552
$394
Farmers
2WD Crew Cab SB Flex Fuel
$2,314
$1,237
$1,049
Nationwide
2WD Crew Cab SB Flex Fuel
$2,844
$1,107
$819
Progressive
2WD Crew Cab SB Flex Fuel
$2,312
$825
$553
State Farm
2WD Crew Cab SB Flex Fuel
$2,475
$953
$676
Allstate
4WD Crew Cab LB Flex Fuel
$2,395
$904
$795
Geico
4WD Crew Cab LB Flex Fuel
$1,616
$559
$400
Farmers
4WD Crew Cab LB Flex Fuel
$2,924
$1,055
$907
Nationwide
4WD Crew Cab LB Flex Fuel
$3,143
$1,215
$895
Progressive
4WD Crew Cab LB Flex Fuel
$2,277
$815
$545
State Farm
4WD Crew Cab LB Flex Fuel
$2,575
$889
$631
Allstate
4WD Crew Cab LB Tbo Dsl
$2,493
$904
$795
Geico
4WD Crew Cab LB Tbo Dsl
$1,720
$525
$373
Farmers
4WD Crew Cab LB Tbo Dsl
$2,924
$1,055
$907
Nationwide
4WD Crew Cab LB Tbo Dsl
$3,143
$1,215
$895
Progressive
4WD Crew Cab LB Tbo Dsl
$2,277
$815
$545
State Farm
4WD Crew Cab LB Tbo Dsl
$2,822
$889
$631
Allstate
4WD Crew Cab SB Flex Fuel
$2,395
$904
$795
Geico
4WD Crew Cab SB Flex Fuel
$1,616
$559
$400
Farmers
4WD Crew Cab SB Flex Fuel
$2,924
$1,055
$907
Nationwide
4WD Crew Cab SB Flex Fuel
$3,143
$1,215
$895
Progressive
4WD Crew Cab SB Flex Fuel
$2,277
$815
$545
State Farm
4WD Crew Cab SB Flex Fuel
$2,575
$889
$631
Allstate
4WD Crew Cab SB Tbo Dsl
$2,493
$904
$795
Geico
4WD Crew Cab SB Tbo Dsl
$1,720
$525
$373
Farmers
4WD Crew Cab SB Tbo Dsl
$2,924
$1,055
$907
Nationwide
4WD Crew Cab SB Tbo Dsl
$3,143
$1,215
$895
Progressive
4WD Crew Cab SB Tbo Dsl
$2,277
$815
$545
State Farm
4WD Crew Cab SB Tbo Dsl
$2,822
$889
$631
2020 Ford F-250 Insurance Rates
Average Cost to Insure$1,742
Annual Cheapest Rate$1,305
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
Rank
Companies
Average Premium
1
State Farm
$1,305
2
Geico
$1,394
3
Progressive
$1,640
4
Nationwide
$1,694
5
Farmers
$1,920
6
Allstate
$2,499
2019 Ford F-250 Insurance Rates
Average Cost to Insure$1,915
Annual Cheapest Rate$1,415
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
Rank
Companies
Average Premium
1
State Farm
$1,415
2
Geico
$1,432
3
Nationwide
$1,716
4
Progressive
$2,199
5
Farmers
$2,300
6
Allstate
$2,426
2018 Ford F-250 Insurance Rates
Average Cost to Insure$1,856
Annual Cheapest Rate$1,363
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
Rank
Companies
Average Premium
1
State Farm
$1,363
2
Geico
$1,417
3
Nationwide
$1,664
4
Progressive
$2,175
5
Farmers
$2,244
6
Allstate
$2,274
2017 Ford F-250 Insurance Rates
Average Cost to Insure$1,840
Annual Cheapest Rate$1,367
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
Rank
Companies
Average Premium
1
State Farm
$1,367
2
Geico
$1,403
3
Nationwide
$1,728
4
Progressive
$2,119
5
Farmers
$2,182
6
Allstate
$2,241
2016 Ford F-250 Insurance Rates
Average Cost to Insure$1,808
Annual Cheapest Rate$1,327
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT