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The average Ford F-250 car insurance rate for 2021 is $1,798 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Louisiana is the most expensive state for car insurance with an average insurance cost of $3,517 a year, whereas New Hampshire has the lowest Ford F-250 insurance rates for full coverage, with an annual insurance cost of $1,147 on average for drivers aged 30.

Average insurance cost of Ford F-250 by model year
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Table
Year of Ford F-250 ModelAverage Cost to Insure
2020$1,869
2019$1,095
2018$1,071
2017$1,076
2016$1,053

Compare Ford F-250 Insurance Rates by State

L O A D I N G
Company Style Premium(Avg) Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate Ins Grp2WD Crew Cab LB Flex Fuel$1,369$2,407$904$795
Berkshire Hathaway Grp2WD Crew Cab LB Flex Fuel$821$1,516$552$394
Farmers Ins Grp2WD Crew Cab LB Flex Fuel$1,533$2,314$1,237$1,049
Nationwide Corp Grp2WD Crew Cab LB Flex Fuel$1,590$2,844$1,107$819
Progressive Grp2WD Crew Cab LB Flex Fuel$1,230$2,312$825$553
State Farm Grp2WD Crew Cab LB Flex Fuel$1,368$2,475$953$676
Allstate Ins Grp2WD Crew Cab LB Tbo Dsl$1,402$2,508$904$795
Berkshire Hathaway Grp2WD Crew Cab LB Tbo Dsl$796$1,489$525$373
Farmers Ins Grp2WD Crew Cab LB Tbo Dsl$1,533$2,314$1,237$1,049
Nationwide Corp Grp2WD Crew Cab LB Tbo Dsl$1,567$2,819$1,082$799
Progressive Grp2WD Crew Cab LB Tbo Dsl$1,230$2,312$825$553
State Farm Grp2WD Crew Cab LB Tbo Dsl$1,437$2,683$953$676
Allstate Ins Grp2WD Crew Cab SB Flex Fuel$1,369$2,407$904$795
Berkshire Hathaway Grp2WD Crew Cab SB Flex Fuel$821$1,516$552$394
Farmers Ins Grp2WD Crew Cab SB Flex Fuel$1,533$2,314$1,237$1,049
Nationwide Corp Grp2WD Crew Cab SB Flex Fuel$1,590$2,844$1,107$819
Progressive Grp2WD Crew Cab SB Flex Fuel$1,230$2,312$825$553
State Farm Grp2WD Crew Cab SB Flex Fuel$1,368$2,475$953$676
Allstate Ins Grp4WD Crew Cab LB Flex Fuel$1,365$2,395$904$795
Berkshire Hathaway Grp4WD Crew Cab LB Flex Fuel$858$1,616$559$400
Farmers Ins Grp4WD Crew Cab LB Flex Fuel$1,629$2,924$1,055$907
Nationwide Corp Grp4WD Crew Cab LB Flex Fuel$1,751$3,143$1,215$895
Progressive Grp4WD Crew Cab LB Flex Fuel$1,212$2,277$815$545
State Farm Grp4WD Crew Cab LB Flex Fuel$1,365$2,575$889$631
Allstate Ins Grp4WD Crew Cab LB Tbo Dsl$1,397$2,493$904$795
Berkshire Hathaway Grp4WD Crew Cab LB Tbo Dsl$873$1,720$525$373
Farmers Ins Grp4WD Crew Cab LB Tbo Dsl$1,629$2,924$1,055$907
Nationwide Corp Grp4WD Crew Cab LB Tbo Dsl$1,751$3,143$1,215$895
Progressive Grp4WD Crew Cab LB Tbo Dsl$1,212$2,277$815$545
State Farm Grp4WD Crew Cab LB Tbo Dsl$1,447$2,822$889$631
Allstate Ins Grp4WD Crew Cab SB Flex Fuel$1,365$2,395$904$795
Berkshire Hathaway Grp4WD Crew Cab SB Flex Fuel$858$1,616$559$400
Farmers Ins Grp4WD Crew Cab SB Flex Fuel$1,629$2,924$1,055$907
Nationwide Corp Grp4WD Crew Cab SB Flex Fuel$1,751$3,143$1,215$895
Progressive Grp4WD Crew Cab SB Flex Fuel$1,212$2,277$815$545
State Farm Grp4WD Crew Cab SB Flex Fuel$1,365$2,575$889$631
Allstate Ins Grp4WD Crew Cab SB Tbo Dsl$1,397$2,493$904$795
Berkshire Hathaway Grp4WD Crew Cab SB Tbo Dsl$873$1,720$525$373
Farmers Ins Grp4WD Crew Cab SB Tbo Dsl$1,629$2,924$1,055$907
Nationwide Corp Grp4WD Crew Cab SB Tbo Dsl$1,751$3,143$1,215$895
Progressive Grp4WD Crew Cab SB Tbo Dsl$1,212$2,277$815$545
State Farm Grp4WD Crew Cab SB Tbo Dsl$1,447$2,822$889$631

2020 Ford F-250 Insurance Rates

companiesAverage Premium
Progressive Universal Ins Co$1,064
Nationwide Agribusiness Ins Co$1,095
Geico Cas Co$1,160
Farmers Ins Co Of ID$1,227
Government Employees Ins Co$1,237
Nationwide Affinity Co of Amer$1,305
Artisan & Truckers Cas Co$1,318
State Farm Mut Auto Ins Co$1,319
Progressive Paloverde Ins Co$1,395
Farmers Ins Of Columbus Inc$1,404
Depositors Ins Co$1,422
Progressive Advanced Ins Co$1,424
Farmers Ins Co Of OR$1,469
Geico Gen Ins Co$1,521
Allied Prop & Cas Ins Co$1,532
Geico Ind Co$1,569
State Farm Ind Co$1,630
Nationwide Mut Ins Co$1,630
Progressive Southeastern Ins Co$1,665
Progressive Garden State Ins Co$1,667
Nationwide Prop & Cas Ins Co$1,675
Victoria Fire & Cas Co$1,696
Progressive HI Ins Corp$1,698
Progressive Classic Ins Co$1,698
Nationwide Ins Co Of Amer$1,703
Illinois Farmers Ins Co$1,768
Amco Ins Co$1,773
Progressive Specialty Ins Co$1,783
Farmers Ins HI Inc$1,794
Progressive Northwestern Ins Co$1,811
Progressive Max Ins Co$1,844
Nationwide Mut Fire Ins Co$1,885
Progressive Marathon Ins Co$1,917
Progressive Direct Ins Co$1,924
Berkshire Hathaway Grp$1,928
Mid Century Ins Co$1,930
Progressive Gulf Ins Co$2,001
Farmers Ins Co Inc$2,012
Allstate NJ Prop & Cas Ins Co$2,063
Farmers Ins Co Of AZ$2,071
Progressive Northern Ins Co$2,121
Progressive Preferred Ins Co$2,143
United Financial Cas Co$2,171
Colonial Cnty Mut Ins Co$2,203
Allstate Northbrook Ind Co$2,292
Farmers Ins Co Of WA$2,311
Progressive Select Ins Co$2,394
Allstate Ins Co$2,422
Progressive Cas Ins Co$2,429
Allstate Fire & Cas Ins Co$2,467
Allstate Ind Co$2,496
21st Century Centennial Ins Co$2,581
Allstate Prop & Cas Ins Co$2,645
Farmers Ins Exch$2,704
Progressive Mountain Ins Co$2,736
Progressive Security Ins Co$3,520
Average Cost to Insure $1,869/year
Cheapest Rate $1,064/year
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL, SD XLT

2019 Ford F-250 Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$767
State Farm Grp$803
Nationwide Corp Grp$1,138
Progressive Grp$1,260
Allstate Ins Grp$1,279
Farmers Ins Grp$1,325
Average Cost to Insure $1,095/year
Cheapest Rate $767/year
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL, SD XLT

2018 Ford F-250 Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$763
State Farm Grp$790
Nationwide Corp Grp$1,089
Allstate Ins Grp$1,230
Progressive Grp$1,261
Farmers Ins Grp$1,290
Average Cost to Insure $1,071/year
Cheapest Rate $763/year
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL, SD XLT

2017 Ford F-250 Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$766
State Farm Grp$794
Nationwide Corp Grp$1,144
Allstate Ins Grp$1,223
Progressive Grp$1,251
Farmers Ins Grp$1,277
Average Cost to Insure $1,076/year
Cheapest Rate $766/year
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL, SD XLT

2016 Ford F-250 Insurance Rates

companiesAverage Premium
State Farm Grp$775
Berkshire Hathaway Grp$789
Nationwide Corp Grp$1,036
Allstate Ins Grp$1,180
Progressive Grp$1,239
Farmers Ins Grp$1,301
Average Cost to Insure $1,053/year
Cheapest Rate $775/year
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL, SD XLT

Compare Ford insurance rates by model

Ford Fiesta $976/year
Ford F-150 $935/year
Ford Explorer $1,001/year
Ford Expedition $1,028/year
Ford Edge $922/year
Ford Mustang $1,149/year
Ford Fusion $1,058/year

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