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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Ford F-250 is $1,742 per year or $145 per month. However, these rates can vary depending on your location, driving history, age, and other factors.

The auto insurance rates also change based on the vehicle’s model year. For example, the 2020 Ford F-250 costs $1,742 per year, whereas the 2019 Ford F-250 costs $1,915 annually. State Farm offers the cheapest annual rate for 2020 Ford F-250 $1,305 per year.

Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.

Average insurance cost of Ford F-250 by model year
Graph
Table
Year of Ford F-250 ModelAverage Cost to Insure
2020$1,742
2019$1,915
2018$1,856
2017$1,840
2016$1,808

Compare Ford F-250 Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate2WD Crew Cab LB Flex Fuel$2,407$904$795
Geico2WD Crew Cab LB Flex Fuel$1,516$552$394
Farmers2WD Crew Cab LB Flex Fuel$2,314$1,237$1,049
Nationwide2WD Crew Cab LB Flex Fuel$2,844$1,107$819
Progressive2WD Crew Cab LB Flex Fuel$2,312$825$553
State Farm2WD Crew Cab LB Flex Fuel$2,475$953$676
Allstate2WD Crew Cab LB Tbo Dsl$2,508$904$795
Geico2WD Crew Cab LB Tbo Dsl$1,489$525$373
Farmers2WD Crew Cab LB Tbo Dsl$2,314$1,237$1,049
Nationwide2WD Crew Cab LB Tbo Dsl$2,819$1,082$799
Progressive2WD Crew Cab LB Tbo Dsl$2,312$825$553
State Farm2WD Crew Cab LB Tbo Dsl$2,683$953$676
Allstate2WD Crew Cab SB Flex Fuel$2,407$904$795
Geico2WD Crew Cab SB Flex Fuel$1,516$552$394
Farmers2WD Crew Cab SB Flex Fuel$2,314$1,237$1,049
Nationwide2WD Crew Cab SB Flex Fuel$2,844$1,107$819
Progressive2WD Crew Cab SB Flex Fuel$2,312$825$553
State Farm2WD Crew Cab SB Flex Fuel$2,475$953$676
Allstate4WD Crew Cab LB Flex Fuel$2,395$904$795
Geico4WD Crew Cab LB Flex Fuel$1,616$559$400
Farmers4WD Crew Cab LB Flex Fuel$2,924$1,055$907
Nationwide4WD Crew Cab LB Flex Fuel$3,143$1,215$895
Progressive4WD Crew Cab LB Flex Fuel$2,277$815$545
State Farm4WD Crew Cab LB Flex Fuel$2,575$889$631
Allstate4WD Crew Cab LB Tbo Dsl$2,493$904$795
Geico4WD Crew Cab LB Tbo Dsl$1,720$525$373
Farmers4WD Crew Cab LB Tbo Dsl$2,924$1,055$907
Nationwide4WD Crew Cab LB Tbo Dsl$3,143$1,215$895
Progressive4WD Crew Cab LB Tbo Dsl$2,277$815$545
State Farm4WD Crew Cab LB Tbo Dsl$2,822$889$631
Allstate4WD Crew Cab SB Flex Fuel$2,395$904$795
Geico4WD Crew Cab SB Flex Fuel$1,616$559$400
Farmers4WD Crew Cab SB Flex Fuel$2,924$1,055$907
Nationwide4WD Crew Cab SB Flex Fuel$3,143$1,215$895
Progressive4WD Crew Cab SB Flex Fuel$2,277$815$545
State Farm4WD Crew Cab SB Flex Fuel$2,575$889$631
Allstate4WD Crew Cab SB Tbo Dsl$2,493$904$795
Geico4WD Crew Cab SB Tbo Dsl$1,720$525$373
Farmers4WD Crew Cab SB Tbo Dsl$2,924$1,055$907
Nationwide4WD Crew Cab SB Tbo Dsl$3,143$1,215$895
Progressive4WD Crew Cab SB Tbo Dsl$2,277$815$545
State Farm4WD Crew Cab SB Tbo Dsl$2,822$889$631

2020 Ford F-250 Insurance Rates

Average Cost to Insure $1,742
Annual Cheapest Rate $1,305
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
RankCompaniesAverage Premium
1State Farm$1,305
2Geico$1,394
3Progressive$1,640
4Nationwide$1,694
5Farmers$1,920
6Allstate$2,499

2019 Ford F-250 Insurance Rates

Average Cost to Insure $1,915
Annual Cheapest Rate $1,415
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
RankCompaniesAverage Premium
1State Farm$1,415
2Geico$1,432
3Nationwide$1,716
4Progressive$2,199
5Farmers$2,300
6Allstate$2,426

2018 Ford F-250 Insurance Rates

Average Cost to Insure $1,856
Annual Cheapest Rate $1,363
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
RankCompaniesAverage Premium
1State Farm$1,363
2Geico$1,417
3Nationwide$1,664
4Progressive$2,175
5Farmers$2,244
6Allstate$2,274

2017 Ford F-250 Insurance Rates

Average Cost to Insure $1,840
Annual Cheapest Rate $1,367
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
RankCompaniesAverage Premium
1State Farm$1,367
2Geico$1,403
3Nationwide$1,728
4Progressive$2,119
5Farmers$2,182
6Allstate$2,241

2016 Ford F-250 Insurance Rates

Average Cost to Insure $1,808
Annual Cheapest Rate $1,327
Available Trims SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
RankCompaniesAverage Premium
1State Farm$1,327
2Geico$1,472
3Nationwide$1,601
4Progressive$2,062
5Allstate$2,119
6Farmers$2,268

Compare Ford insurance rates by model

Make/ModelAnnual Rates
Ford Fiesta$1,468/year
Ford F-150$1,476/year
Ford Explorer$1,499/year
Ford Expedition$1,619/year
Ford Edge$1,424/year
Ford Mustang$1,874/year
Ford Fusion$1,643/year

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