Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
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If you own a Ford F-250 Super Duty or are planning to buy one, you'll want to know what insurance is likely to cost. Insurance costs can vary widely depending on your vehicle's model year, trim, driving history, and where you live.
There's a car insurance rates by model tool below that lets you enter your state, model year, and other details to get personalized estimates. It helps you compare rates from numerous carriers side by side, so you can find insurance policy that balances coverage and cost, helping you save money.
Keep reading to learn more about the average insurance rates for Ford F-250 Super Duty by model year and by company.
Average insurance cost of Ford F-250 Super Duty by model year
| Year of Ford F-250 Super Duty model | Average cost to insure |
|---|---|
| 2024 | $2,787 |
| 2023 | $2,803 |
| 2022 | $2,515 |
| 2021 | $2,428 |
| 2020 | $2,390 |
Compare F-250 Super Duty insurance rates by state
| Company | Style | Average annual premium |
|---|---|---|
| Nationwide | 4WD 4 Door Crew Cab LB 10001 to 14000 Lbs | $2,363 |
| Nationwide | 4WD 4 Door Crew Cab LB 6001 to 7000 Lbs | $2,363 |
| Nationwide | 4WD 4 Door Crew Cab LB 9001 to 10000 Lbs | $2,363 |
| Nationwide | 4WD 4 Door Crew Cab LB Flex Fuel 10001 to 14000 Lbs | $2,363 |
| Nationwide | 4WD 4 Door Crew Cab LB Flex Fuel 9001 to 10000 Lbs | $2,363 |
| Nationwide | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 10001 to 14000 Lbs | $2,363 |
| Nationwide | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 16001 to 19500 Lbs | $2,363 |
| Nationwide | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 4001 to 5000 Lbs | $2,363 |
| Nationwide | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 5001 to 6000 Lbs | $2,363 |
| Nationwide | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 6001 to 7000 Lbs | $2,363 |
| Nationwide | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 9001 to 10000 Lbs | $2,363 |
| Nationwide | 4WD 4 Door Crew Cab LB OHV Tbo Dsl High Output 10001 to 14000 Lbs | $2,363 |
| Nationwide | 4WD 4 Door Crew Cab SB 10001 to 14000 Lbs | $2,363 |
| Nationwide | 4WD 4 Door Crew Cab SB 6001 to 7000 Lbs | $2,363 |
| Nationwide | 4WD 4 Door Crew Cab SB 9001 to 10000 Lbs | $2,363 |
| Nationwide | 4WD 4 Door Crew Cab SB Flex Fuel 10001 to 14000 Lbs | $2,363 |
| Nationwide | 4WD 4 Door Crew Cab SB Flex Fuel 9001 to 10000 Lbs | $2,363 |
| Nationwide | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 10001 to 14000 Lbs | $2,363 |
| Nationwide | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 16001 to 19500 Lbs | $2,363 |
| Nationwide | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 4001 to 5000 Lbs | $2,363 |
| Nationwide | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 5001 to 6000 Lbs | $2,363 |
| Nationwide | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 6001 to 7000 Lbs | $2,363 |
| Nationwide | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 9001 to 10000 Lbs | $2,363 |
| Nationwide | 4WD 4 Door Crew Cab SB OHV Tbo Dsl High Output 10001 to 14000 Lbs | $2,363 |
| State Farm | 4WD 4 Door Crew Cab LB 10001 to 14000 Lbs | $2,392 |
| State Farm | 4WD 4 Door Crew Cab LB 9001 to 10000 Lbs | $2,392 |
| State Farm | 4WD 4 Door Crew Cab LB Flex Fuel 10001 to 14000 Lbs | $2,392 |
| State Farm | 4WD 4 Door Crew Cab LB Flex Fuel 9001 to 10000 Lbs | $2,392 |
| State Farm | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 10001 to 14000 Lbs | $2,392 |
| State Farm | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 9001 to 10000 Lbs | $2,392 |
| State Farm | 4WD 4 Door Crew Cab LB OHV Tbo Dsl High Output 10001 to 14000 Lbs | $2,392 |
| State Farm | 4WD 4 Door Crew Cab LB OHV Tbo Dsl High Output 9001 to 10000 Lbs | $2,392 |
| State Farm | 4WD 4 Door Crew Cab SB 10001 to 14000 Lbs | $2,392 |
| State Farm | 4WD 4 Door Crew Cab SB 9001 to 10000 Lbs | $2,392 |
| State Farm | 4WD 4 Door Crew Cab SB Flex Fuel 10001 to 14000 Lbs | $2,392 |
| State Farm | 4WD 4 Door Crew Cab SB Flex Fuel 9001 to 10000 Lbs | $2,392 |
| State Farm | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 10001 to 14000 Lbs | $2,392 |
| State Farm | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 9001 to 10000 Lbs | $2,392 |
| State Farm | 4WD 4 Door Crew Cab SB OHV Tbo Dsl High Output 10001 to 14000 Lbs | $2,392 |
| State Farm | 4WD 4 Door Crew Cab SB OHV Tbo Dsl High Output 9001 to 10000 Lbs | $2,392 |
| State Farm | 4WD 4 Door Crew Cab LB 6001 to 7000 Lbs | $2,393 |
| State Farm | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 16001 to 19500 Lbs | $2,393 |
| State Farm | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 4001 to 5000 Lbs | $2,393 |
| State Farm | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 5001 to 6000 Lbs | $2,393 |
| State Farm | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 6001 to 7000 Lbs | $2,393 |
| State Farm | 4WD 4 Door Crew Cab SB 6001 to 7000 Lbs | $2,393 |
| State Farm | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 16001 to 19500 Lbs | $2,393 |
| State Farm | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 4001 to 5000 Lbs | $2,393 |
| State Farm | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 5001 to 6000 Lbs | $2,393 |
| State Farm | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 6001 to 7000 Lbs | $2,393 |
| Nationwide | 4WD 4 Door Crew Cab LB OHV Tbo Dsl High Output 9001 to 10000 Lbs | $2,469 |
| Nationwide | 4WD 4 Door Crew Cab SB OHV Tbo Dsl High Output 9001 to 10000 Lbs | $2,469 |
| GEICO | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 6001 to 7000 Lbs | $2,936 |
| GEICO | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 6001 to 7000 Lbs | $2,936 |
| GEICO | 4WD 4 Door Crew Cab LB 10001 to 14000 Lbs | $3,012 |
| GEICO | 4WD 4 Door Crew Cab LB 9001 to 10000 Lbs | $3,012 |
| GEICO | 4WD 4 Door Crew Cab LB Flex Fuel 10001 to 14000 Lbs | $3,012 |
| GEICO | 4WD 4 Door Crew Cab LB Flex Fuel 9001 to 10000 Lbs | $3,012 |
| GEICO | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 10001 to 14000 Lbs | $3,012 |
| GEICO | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 9001 to 10000 Lbs | $3,012 |
| GEICO | 4WD 4 Door Crew Cab LB OHV Tbo Dsl High Output 10001 to 14000 Lbs | $3,012 |
| GEICO | 4WD 4 Door Crew Cab LB OHV Tbo Dsl High Output 9001 to 10000 Lbs | $3,012 |
| GEICO | 4WD 4 Door Crew Cab SB 10001 to 14000 Lbs | $3,012 |
| GEICO | 4WD 4 Door Crew Cab SB 9001 to 10000 Lbs | $3,012 |
| GEICO | 4WD 4 Door Crew Cab SB Flex Fuel 10001 to 14000 Lbs | $3,012 |
| GEICO | 4WD 4 Door Crew Cab SB Flex Fuel 9001 to 10000 Lbs | $3,012 |
| GEICO | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 10001 to 14000 Lbs | $3,012 |
| GEICO | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 9001 to 10000 Lbs | $3,012 |
| GEICO | 4WD 4 Door Crew Cab SB OHV Tbo Dsl High Output 10001 to 14000 Lbs | $3,012 |
| GEICO | 4WD 4 Door Crew Cab SB OHV Tbo Dsl High Output 9001 to 10000 Lbs | $3,012 |
| GEICO | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 5001 to 6000 Lbs | $3,037 |
| GEICO | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 5001 to 6000 Lbs | $3,037 |
| GEICO | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 16001 to 19500 Lbs | $3,040 |
| GEICO | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 4001 to 5000 Lbs | $3,040 |
| GEICO | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 16001 to 19500 Lbs | $3,040 |
| GEICO | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 4001 to 5000 Lbs | $3,040 |
| GEICO | 4WD 4 Door Crew Cab LB 6001 to 7000 Lbs | $3,047 |
| GEICO | 4WD 4 Door Crew Cab SB 6001 to 7000 Lbs | $3,047 |
| Progressive | 4WD 4 Door Crew Cab LB 10001 to 14000 Lbs | $3,327 |
| Progressive | 4WD 4 Door Crew Cab LB 6001 to 7000 Lbs | $3,327 |
| Progressive | 4WD 4 Door Crew Cab LB 9001 to 10000 Lbs | $3,327 |
| Progressive | 4WD 4 Door Crew Cab LB Flex Fuel 10001 to 14000 Lbs | $3,327 |
| Progressive | 4WD 4 Door Crew Cab LB Flex Fuel 9001 to 10000 Lbs | $3,327 |
| Progressive | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 10001 to 14000 Lbs | $3,327 |
| Progressive | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 16001 to 19500 Lbs | $3,327 |
| Progressive | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 4001 to 5000 Lbs | $3,327 |
| Progressive | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 5001 to 6000 Lbs | $3,327 |
| Progressive | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 6001 to 7000 Lbs | $3,327 |
| Progressive | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 9001 to 10000 Lbs | $3,327 |
| Progressive | 4WD 4 Door Crew Cab LB OHV Tbo Dsl High Output 10001 to 14000 Lbs | $3,327 |
| Progressive | 4WD 4 Door Crew Cab LB OHV Tbo Dsl High Output 9001 to 10000 Lbs | $3,327 |
| Progressive | 4WD 4 Door Crew Cab SB 10001 to 14000 Lbs | $3,327 |
| Progressive | 4WD 4 Door Crew Cab SB 6001 to 7000 Lbs | $3,327 |
| Progressive | 4WD 4 Door Crew Cab SB 9001 to 10000 Lbs | $3,327 |
| Progressive | 4WD 4 Door Crew Cab SB Flex Fuel 10001 to 14000 Lbs | $3,327 |
| Progressive | 4WD 4 Door Crew Cab SB Flex Fuel 9001 to 10000 Lbs | $3,327 |
| Progressive | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 10001 to 14000 Lbs | $3,327 |
| Progressive | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 16001 to 19500 Lbs | $3,327 |
| Progressive | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 4001 to 5000 Lbs | $3,327 |
| Progressive | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 5001 to 6000 Lbs | $3,327 |
| Progressive | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 6001 to 7000 Lbs | $3,327 |
| Progressive | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 9001 to 10000 Lbs | $3,327 |
| Progressive | 4WD 4 Door Crew Cab SB OHV Tbo Dsl High Output 10001 to 14000 Lbs | $3,327 |
| Progressive | 4WD 4 Door Crew Cab SB OHV Tbo Dsl High Output 9001 to 10000 Lbs | $3,327 |
| Allstate | 4WD 4 Door Crew Cab LB 6001 to 7000 Lbs | $5,094 |
| Allstate | 4WD 4 Door Crew Cab SB 6001 to 7000 Lbs | $5,094 |
| Allstate | 4WD 4 Door Crew Cab LB 10001 to 14000 Lbs | $5,118 |
| Allstate | 4WD 4 Door Crew Cab LB 9001 to 10000 Lbs | $5,118 |
| Allstate | 4WD 4 Door Crew Cab LB Flex Fuel 10001 to 14000 Lbs | $5,118 |
| Allstate | 4WD 4 Door Crew Cab LB Flex Fuel 9001 to 10000 Lbs | $5,118 |
| Allstate | 4WD 4 Door Crew Cab SB 10001 to 14000 Lbs | $5,118 |
| Allstate | 4WD 4 Door Crew Cab SB 9001 to 10000 Lbs | $5,118 |
| Allstate | 4WD 4 Door Crew Cab SB Flex Fuel 10001 to 14000 Lbs | $5,118 |
| Allstate | 4WD 4 Door Crew Cab SB Flex Fuel 9001 to 10000 Lbs | $5,118 |
| Allstate | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 16001 to 19500 Lbs | $5,526 |
| Allstate | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 4001 to 5000 Lbs | $5,526 |
| Allstate | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 5001 to 6000 Lbs | $5,526 |
| Allstate | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 6001 to 7000 Lbs | $5,526 |
| Allstate | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 16001 to 19500 Lbs | $5,526 |
| Allstate | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 4001 to 5000 Lbs | $5,526 |
| Allstate | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 5001 to 6000 Lbs | $5,526 |
| Allstate | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 6001 to 7000 Lbs | $5,526 |
| Allstate | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 10001 to 14000 Lbs | $5,559 |
| Allstate | 4WD 4 Door Crew Cab LB OHV Tbo Dsl 9001 to 10000 Lbs | $5,559 |
| Allstate | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 10001 to 14000 Lbs | $5,559 |
| Allstate | 4WD 4 Door Crew Cab SB OHV Tbo Dsl 9001 to 10000 Lbs | $5,559 |
| Allstate | 4WD 4 Door Crew Cab LB OHV Tbo Dsl High Output 10001 to 14000 Lbs | $14,614 |
| Allstate | 4WD 4 Door Crew Cab LB OHV Tbo Dsl High Output 9001 to 10000 Lbs | $14,614 |
| Allstate | 4WD 4 Door Crew Cab SB OHV Tbo Dsl High Output 10001 to 14000 Lbs | $14,614 |
| Allstate | 4WD 4 Door Crew Cab SB OHV Tbo Dsl High Output 9001 to 10000 Lbs | $14,614 |
Ford F-250 Super Duty insurance rates per year
2024 Ford F-250 Super Duty insurance rates
Rank Company Average annual premium 1 Nationwide $1,848 2 State Farm $2,347 3 GEICO $2,544 4 Progressive $2,749 5 Farmers $3,250 6 Allstate $3,985 2023 Ford F-250 Super Duty insurance rates
Rank Company Average annual premium 1 Nationwide $1,933 2 State Farm $2,317 3 Progressive $2,701 4 GEICO $2,804 5 Farmers $3,287 6 Allstate $3,777 2022 Ford F-250 Super Duty insurance rates
Rank Company Average annual premium 1 Nationwide $1,935 2 State Farm $2,088 3 GEICO $2,232 4 Progressive $2,642 5 Farmers $3,082 6 Allstate $3,108 2021 Ford F-250 Super Duty insurance rates
Rank Company Average annual premium 1 State Farm $1,960 2 Nationwide $1,967 3 GEICO $2,215 4 Progressive $2,556 5 Allstate $2,922 6 Farmers $2,948 2020 Ford F-250 Super Duty insurance rates
Rank Company Average annual premium 1 State Farm $1,950 2 Nationwide $1,993 3 GEICO $2,162 4 Progressive $2,489 5 Allstate $2,873 6 Farmers $2,875 2019 Ford F-250 Super Duty insurance rates
Rank Company Average annual premium 1 State Farm $2,019 2 GEICO $2,065 3 Nationwide $2,126 4 Progressive $2,400 5 Allstate $2,706 6 Farmers $2,795 2018 Ford F-250 Super Duty insurance rates
Rank Company Average annual premium 1 State Farm $1,853 2 GEICO $1,990 3 Nationwide $2,042 4 Progressive $2,319 5 Allstate $2,549 6 Farmers $2,686 2017 Ford F-250 Super Duty insurance rates
Rank Company Average annual premium 1 State Farm $1,773 2 Nationwide $1,952 3 GEICO $1,958 4 Progressive $2,149 5 Allstate $2,451 6 Farmers $2,594
Ford insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage