The average Ford F-250 car insurance rate for 2021 is $1,798 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Louisiana is the most expensive state for car insurance with an average insurance cost of $3,517 a year, whereas New Hampshire has the lowest Ford F-250 insurance rates for full coverage, with an annual insurance cost of $1,147 on average for drivers aged 30.
Average insurance cost of Ford F-250 by model year
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| Year of Ford F-250 Model | Average Cost to Insure |
|---|---|
| 2020 | $1,742 |
| 2019 | $1,915 |
| 2018 | $1,856 |
| 2017 | $1,840 |
| 2016 | $1,808 |
Compare Ford F-250 Insurance Rates by State
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| Company | Style | Full Coverage(Avg) | Liability Coverage(Avg) | State Minimum Coverage(Avg) |
|---|---|---|---|---|
| Allstate | 2WD Crew Cab LB Flex Fuel | $2,407 | $904 | $795 |
| Geico | 2WD Crew Cab LB Flex Fuel | $1,516 | $552 | $394 |
| Farmers | 2WD Crew Cab LB Flex Fuel | $2,314 | $1,237 | $1,049 |
| Nationwide | 2WD Crew Cab LB Flex Fuel | $2,844 | $1,107 | $819 |
| Progressive | 2WD Crew Cab LB Flex Fuel | $2,312 | $825 | $553 |
| State Farm | 2WD Crew Cab LB Flex Fuel | $2,475 | $953 | $676 |
| Allstate | 2WD Crew Cab LB Tbo Dsl | $2,508 | $904 | $795 |
| Geico | 2WD Crew Cab LB Tbo Dsl | $1,489 | $525 | $373 |
| Farmers | 2WD Crew Cab LB Tbo Dsl | $2,314 | $1,237 | $1,049 |
| Nationwide | 2WD Crew Cab LB Tbo Dsl | $2,819 | $1,082 | $799 |
| Progressive | 2WD Crew Cab LB Tbo Dsl | $2,312 | $825 | $553 |
| State Farm | 2WD Crew Cab LB Tbo Dsl | $2,683 | $953 | $676 |
| Allstate | 2WD Crew Cab SB Flex Fuel | $2,407 | $904 | $795 |
| Geico | 2WD Crew Cab SB Flex Fuel | $1,516 | $552 | $394 |
| Farmers | 2WD Crew Cab SB Flex Fuel | $2,314 | $1,237 | $1,049 |
| Nationwide | 2WD Crew Cab SB Flex Fuel | $2,844 | $1,107 | $819 |
| Progressive | 2WD Crew Cab SB Flex Fuel | $2,312 | $825 | $553 |
| State Farm | 2WD Crew Cab SB Flex Fuel | $2,475 | $953 | $676 |
| Allstate | 4WD Crew Cab LB Flex Fuel | $2,395 | $904 | $795 |
| Geico | 4WD Crew Cab LB Flex Fuel | $1,616 | $559 | $400 |
| Farmers | 4WD Crew Cab LB Flex Fuel | $2,924 | $1,055 | $907 |
| Nationwide | 4WD Crew Cab LB Flex Fuel | $3,143 | $1,215 | $895 |
| Progressive | 4WD Crew Cab LB Flex Fuel | $2,277 | $815 | $545 |
| State Farm | 4WD Crew Cab LB Flex Fuel | $2,575 | $889 | $631 |
| Allstate | 4WD Crew Cab LB Tbo Dsl | $2,493 | $904 | $795 |
| Geico | 4WD Crew Cab LB Tbo Dsl | $1,720 | $525 | $373 |
| Farmers | 4WD Crew Cab LB Tbo Dsl | $2,924 | $1,055 | $907 |
| Nationwide | 4WD Crew Cab LB Tbo Dsl | $3,143 | $1,215 | $895 |
| Progressive | 4WD Crew Cab LB Tbo Dsl | $2,277 | $815 | $545 |
| State Farm | 4WD Crew Cab LB Tbo Dsl | $2,822 | $889 | $631 |
| Allstate | 4WD Crew Cab SB Flex Fuel | $2,395 | $904 | $795 |
| Geico | 4WD Crew Cab SB Flex Fuel | $1,616 | $559 | $400 |
| Farmers | 4WD Crew Cab SB Flex Fuel | $2,924 | $1,055 | $907 |
| Nationwide | 4WD Crew Cab SB Flex Fuel | $3,143 | $1,215 | $895 |
| Progressive | 4WD Crew Cab SB Flex Fuel | $2,277 | $815 | $545 |
| State Farm | 4WD Crew Cab SB Flex Fuel | $2,575 | $889 | $631 |
| Allstate | 4WD Crew Cab SB Tbo Dsl | $2,493 | $904 | $795 |
| Geico | 4WD Crew Cab SB Tbo Dsl | $1,720 | $525 | $373 |
| Farmers | 4WD Crew Cab SB Tbo Dsl | $2,924 | $1,055 | $907 |
| Nationwide | 4WD Crew Cab SB Tbo Dsl | $3,143 | $1,215 | $895 |
| Progressive | 4WD Crew Cab SB Tbo Dsl | $2,277 | $815 | $545 |
| State Farm | 4WD Crew Cab SB Tbo Dsl | $2,822 | $889 | $631 |
2020 Ford F-250 Insurance Rates
Average Cost to Insure
$1,742
Annual Cheapest Rate
$1,305
Available Trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,305 |
| 2 | Geico | $1,394 |
| 3 | Progressive | $1,640 |
| 4 | Nationwide | $1,694 |
| 5 | Farmers | $1,920 |
| 6 | Allstate | $2,499 |
2019 Ford F-250 Insurance Rates
Average Cost to Insure
$1,915
Annual Cheapest Rate
$1,415
Available Trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,415 |
| 2 | Geico | $1,432 |
| 3 | Nationwide | $1,716 |
| 4 | Progressive | $2,199 |
| 5 | Farmers | $2,300 |
| 6 | Allstate | $2,426 |
2018 Ford F-250 Insurance Rates
Average Cost to Insure
$1,856
Annual Cheapest Rate
$1,363
Available Trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,363 |
| 2 | Geico | $1,417 |
| 3 | Nationwide | $1,664 |
| 4 | Progressive | $2,175 |
| 5 | Farmers | $2,244 |
| 6 | Allstate | $2,274 |
2017 Ford F-250 Insurance Rates
Average Cost to Insure
$1,840
Annual Cheapest Rate
$1,367
Available Trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,367 |
| 2 | Geico | $1,403 |
| 3 | Nationwide | $1,728 |
| 4 | Progressive | $2,119 |
| 5 | Farmers | $2,182 |
| 6 | Allstate | $2,241 |
2016 Ford F-250 Insurance Rates
Average Cost to Insure
$1,808
Annual Cheapest Rate
$1,327
Available Trims
SD King Ranch, SD Lariat, SD Limited, SD Platinum, SD XL , SD XLT
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,327 |
| 2 | Geico | $1,472 |
| 3 | Nationwide | $1,601 |
| 4 | Progressive | $2,062 |
| 5 | Allstate | $2,119 |
| 6 | Farmers | $2,268 |
Compare Ford insurance rates by model
| Make/Model | Annual Rates |
|---|---|
| Ford Fiesta | $1,468/year |
| Ford F-150 | $1,476/year |
| Ford Explorer | $1,499/year |
| Ford Expedition | $1,619/year |
| Ford Edge | $1,424/year |
| Ford Mustang | $1,874/year |
| Ford Fusion | $1,643/year |
