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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Volvo XC60 is $2,867 per year or $239 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Volvo XC60 costs $2,867, whereas the 2024 Volvo XC60 costs $2,803 annually. This is $64 less than the 2025 rates.
Travelers offers the cheapest annual rate for 2025 Volvo XC60 at $1,635 per year.
Below, we'll look at Volvo XC60 insurance rates and show you how to save.
Average insurance cost of Volvo XC60 by model year
| Year of Volvo XC60 model | Average cost to insure |
|---|---|
| 2025 | $2,867 |
| 2024 | $2,803 |
| 2023 | $2,671 |
| 2022 | $2,644 |
| 2021 | $2,452 |
Compare XC60 insurance rates by state
| Company | Average annual premium |
|---|---|
| Nationwide | $1,847 |
| Travelers | $1,940 |
| State Farm | $2,067 |
| UAIC | $2,667 |
| Mercury Insurance | $2,923 |
| GEICO | $3,049 |
| Progressive | $3,556 |
| Allstate | $3,769 |
| Farmers | $3,900 |
| AIG | $5,732 |
Volvo XC60 insurance rates per year
2025 Volvo XC60 insurance rates
Rank Company Average annual premium 1 Travelers $1,635 2 Progressive $2,462 3 GEICO $2,504 4 Nationwide $2,544 5 State Farm $2,639 6 Farmers $3,645 7 Allstate $3,811 8 USAA $2,261 2024 Volvo XC60 insurance rates
Rank Company Average annual premium 1 Travelers $1,637 2 GEICO $2,390 3 State Farm $2,416 4 Nationwide $2,481 5 Progressive $2,588 6 Farmers $3,549 7 Allstate $3,566 8 USAA $2,450 2023 Volvo XC60 insurance rates
Rank Company Average annual premium 1 Travelers $1,625 2 GEICO $2,232 3 State Farm $2,237 4 Nationwide $2,296 5 Progressive $2,414 6 Farmers $3,325 7 Allstate $3,563 8 USAA $2,494 2022 Volvo XC60 insurance rates
Rank Company Average annual premium 1 Travelers $1,611 2 GEICO $2,203 3 State Farm $2,224 4 Nationwide $2,285 5 Progressive $2,568 6 Allstate $3,441 7 Farmers $3,503 8 USAA $2,449 2021 Volvo XC60 insurance rates
Rank Company Average annual premium 1 Travelers $1,581 2 GEICO $2,080 3 Progressive $2,113 4 State Farm $2,120 5 Nationwide $2,206 6 Allstate $3,223 7 Farmers $3,224 8 USAA $2,244 2020 Volvo XC60 insurance rates
Rank Company Average annual premium 1 Travelers $1,548 2 GEICO $2,014 3 Progressive $2,066 4 State Farm $2,100 5 Nationwide $2,152 6 Farmers $3,031 7 Allstate $3,089 8 USAA $2,139 2019 Volvo XC60 insurance rates
Rank Company Average annual premium 1 Travelers $1,492 2 State Farm $1,899 3 GEICO $1,933 4 Progressive $1,997 5 Nationwide $2,012 6 Farmers $2,856 7 Allstate $2,945 8 USAA $1,911 2018 Volvo XC60 insurance rates
Rank Company Average annual premium 1 Travelers $1,461 2 State Farm $1,903 3 GEICO $1,910 4 Progressive $1,995 5 Nationwide $2,058 6 Farmers $2,723 7 Allstate $2,770 8 USAA $1,876
Volvo insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage