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Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.

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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure an Audi RS3 is $4,311 per year or $359 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.

The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Audi RS3 costs $4,311, whereas the 2024 Audi RS3 costs $4,212 annually. This is $99 less than the 2025 rates.

Travelers offers the cheapest annual rate for 2025 Audi RS3 at $2,650 per year.

Below, we'll look at Audi RS3 insurance rates and show you how to save.

Average insurance cost of Audi RS3 by model year

Year of Audi RS3 modelAverage cost to insure
2025$4,311
2024$4,212
2023$4,045
2022$3,926
2020$3,693
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Compare RS3 insurance rates by state

L O A D I N G
CompanyAverage annual premium
State Farm$2,150
Nationwide$2,230
UAIC$2,880
Travelers$3,186
Mercury Insurance$4,306
GEICO$4,795
Allstate$5,155
Farmers$5,420
Progressive$6,297
AIG$7,446

Audi RS3 insurance rates per year

2025

2025 Audi RS3 insurance rates

Average cost to insure $3,990
Annual cheapest rate $2,650
Available trims Quattro
RankCompanyAverage annual premium
1Travelers$2,650
2State Farm$2,823
3Nationwide$2,876
4GEICO$4,298
5Progressive$4,338
6Allstate$5,731
7Farmers$5,928
8USAA$3,278
2024

2024 Audi RS3 insurance rates

Average cost to insure $3,924
Annual cheapest rate $2,604
Available trims Quattro
RankCompanyAverage annual premium
1Travelers$2,604
2State Farm$2,625
3Nationwide$2,980
4GEICO$4,166
5Progressive$4,344
6Allstate$5,492
7Farmers$5,708
8USAA$3,473
2023

2023 Audi RS3 insurance rates

Average cost to insure $3,844
Annual cheapest rate $2,530
Available trims Quattro
RankCompanyAverage annual premium
1State Farm$2,530
2Travelers$2,544
3Nationwide$3,331
4GEICO$3,752
5Progressive$4,187
6Allstate$5,164
7Farmers$5,422
8USAA$3,820
2022

2022 Audi RS3 insurance rates

Average cost to insure $3,746
Annual cheapest rate $2,459
Available trims Quattro
RankCompanyAverage annual premium
1State Farm$2,459
2Travelers$2,486
3Nationwide$3,495
4GEICO$3,621
5Progressive$4,105
6Allstate$4,887
7Farmers$5,297
8USAA$3,617
2020

2020 Audi RS3 insurance rates

Average cost to insure $3,378
Annual cheapest rate $2,229
Available trims Quattro
RankCompanyAverage annual premium
1Travelers$2,229
2State Farm$2,444
3Nationwide$3,081
4GEICO$3,345
5Progressive$3,717
6Allstate$4,358
7Farmers$4,771
8USAA$3,078
2019

2019 Audi RS3 insurance rates

Average cost to insure $3,243
Annual cheapest rate $2,142
Available trims Quattro
RankCompanyAverage annual premium
1Travelers$2,142
2State Farm$2,571
3Nationwide$2,927
4GEICO$3,137
5Progressive$3,507
6Allstate$4,136
7Farmers$4,574
8USAA$2,950
2018

2018 Audi RS3 insurance rates

Average cost to insure $3,051
Annual cheapest rate $2,073
Available trims Quattro
RankCompanyAverage annual premium
1Travelers$2,073
2State Farm$2,243
3Nationwide$2,865
4GEICO$2,925
5Progressive$3,253
6Allstate$3,746
7Farmers$4,327
8USAA$2,975

Methodology

Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.

Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:

  • Bodily injury liability of $100,000 per person and $300,000 per incident
  • Property damage liability of $100,000 per incident
  • Comprehensive and collision deductibles of $500
  • 40-year-old driver
  • Honda Accord LX
  • Good credit
  • A clean driving record
  • 12-mile commute, 10,000 annual mileage
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