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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure an Audi S3 is $3,732 per year or $311 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Audi S3 costs $3,732, whereas the 2024 Audi S3 costs $3,642 annually. This is $90 less than the 2025 rates.
Travelers offers the cheapest annual rate for 2025 Audi S3 at $2,326 per year.
Below, we'll look at Audi S3 insurance rates and show you how to save.
Average insurance cost of Audi S3 by model year
| Year of Audi S3 model | Average cost to insure |
|---|---|
| 2025 | $3,732 |
| 2024 | $3,642 |
| 2023 | $3,557 |
| 2022 | $3,420 |
| 2020 | $3,140 |
Compare S3 insurance rates by state
| Company | Average annual premium |
|---|---|
| State Farm | $2,010 |
| Nationwide | $2,371 |
| Travelers | $2,785 |
| UAIC | $2,790 |
| Mercury Insurance | $3,547 |
| GEICO | $4,176 |
| Allstate | $4,419 |
| Progressive | $5,205 |
| Farmers | $5,317 |
| AIG | $6,476 |
Audi S3 insurance rates per year
2025 Audi S3 insurance rates
Rank Company Average annual premium 1 Travelers $2,326 2 State Farm $2,676 3 Nationwide $2,937 4 Progressive $3,554 5 GEICO $3,639 6 Allstate $4,731 7 Farmers $5,192 8 USAA $2,759 2024 Audi S3 insurance rates
Rank Company Average annual premium 1 Travelers $2,325 2 State Farm $2,470 3 Nationwide $2,952 4 GEICO $3,519 5 Progressive $3,707 6 Allstate $4,407 7 Farmers $5,139 8 USAA $2,917 2023 Audi S3 insurance rates
Rank Company Average annual premium 1 Travelers $2,296 2 State Farm $2,335 3 Nationwide $2,968 4 GEICO $3,024 5 Progressive $3,607 6 Allstate $4,635 7 Farmers $4,965 8 USAA $3,226 2022 Audi S3 insurance rates
Rank Company Average annual premium 1 Travelers $2,247 2 State Farm $2,294 3 GEICO $2,903 4 Nationwide $3,145 5 Progressive $3,504 6 Allstate $4,391 7 Farmers $4,700 8 USAA $2,886 2020 Audi S3 insurance rates
Rank Company Average annual premium 1 Travelers $2,061 2 State Farm $2,222 3 GEICO $2,609 4 Nationwide $3,019 5 Progressive $3,250 6 Allstate $3,777 7 Farmers $4,415 8 USAA $2,617 2019 Audi S3 insurance rates
Rank Company Average annual premium 1 Travelers $2,041 2 State Farm $2,307 3 GEICO $2,528 4 Nationwide $2,948 5 Progressive $3,132 6 Allstate $3,639 7 Farmers $4,216 8 USAA $2,645 2018 Audi S3 insurance rates
Rank Company Average annual premium 1 Travelers $1,975 2 State Farm $2,221 3 GEICO $2,448 4 Nationwide $2,774 5 Progressive $2,977 6 Allstate $3,326 7 Farmers $4,010 8 USAA $2,488
Audi insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage