Prachi Singh
Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.

Read full bio
Leslie Kasperowicz
Reviewed by Leslie Kasperowicz
Editor-in-Chief

Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.

Read full bio
Why you can trust Insurance.com
× We work hard to earn your trust Trust isn't just a word at Insurance.com, it's our mission.

Your insurance decisions are important, and we guide you with clear, accurate information based on data, expertise and unbiased analysis.

We're experts
  • Editors with 20+ years in insurance
  • Academic experts from top universities
  • Industry data analysts
We're data-driven
  • 1B+ data points reviewed
  • 290+ insurance companies analyzed
  • 34,000+ ZIP codes compared
We're uncompromising
  • Strict editorial standards
  • Independent and unbiased
  • Free of outside influence
Transparency. Expertise. Objectivity.

That's how we built trust. Find out how we use data to create the best tools, rankings and rate comparisons. Learn more about our data and research methodologies.

Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure an Audi A4 Allroad is $3,383 per year or $282 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.

The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Audi A4 Allroad costs $3,383, whereas the 2024 Audi A4 Allroad costs $3,197 annually. This is $186 less than the 2025 rates.

Travelers offers the cheapest annual rate for 2025 Audi A4 Allroad at $2,018 per year.

Below, we'll look at Audi A4 Allroad insurance rates and show you how to save.

Average insurance cost of Audi A4 Allroad by model year

Year of Audi A4 Allroad modelAverage cost to insure
2025$3,383
2024$3,197
2023$3,137
2022$2,966
2021$3,005
Graph Icon

Compare A4 Allroad insurance rates by state

L O A D I N G
CompanyAverage annual premium
Nationwide$2,003
Travelers$2,309
State Farm$2,347
UAIC$2,745
Mercury Insurance$3,391
GEICO$3,848
Progressive$4,190
Allstate$4,459
Farmers$4,818
AIG$6,043

Audi A4 Allroad insurance rates per year

2025

2025 Audi A4 Allroad insurance rates

Average cost to insure $3,157
Annual cheapest rate $2,018
Available trims Quattro Premium, Quattro Premium Plus, Quattro Prestige
RankCompanyAverage annual premium
1Travelers$2,018
2Nationwide$2,498
3State Farm$2,846
4GEICO$3,138
5Progressive$3,305
6Farmers$4,185
7Allstate$4,723
8USAA$2,542
2024

2024 Audi A4 Allroad insurance rates

Average cost to insure $2,972
Annual cheapest rate $2,020
Available trims Quattro Premium, Quattro Premium Plus, Quattro Prestige
RankCompanyAverage annual premium
1Travelers$2,020
2Progressive$2,067
3State Farm$2,645
4Nationwide$2,738
5GEICO$3,054
6Farmers$4,064
7Allstate$4,498
8USAA$2,692
2023

2023 Audi A4 Allroad insurance rates

Average cost to insure $2,938
Annual cheapest rate $1,982
Available trims Quattro Premium, Quattro Premium Plus, Quattro Prestige
RankCompanyAverage annual premium
1Travelers$1,982
2Progressive$2,023
3State Farm$2,406
4Nationwide$2,754
5GEICO$2,796
6Farmers$3,994
7Allstate$4,748
8USAA$2,798
2022

2022 Audi A4 Allroad insurance rates

Average cost to insure $2,807
Annual cheapest rate $1,943
Available trims Quattro Premium, Quattro Premium Plus, Quattro Prestige
RankCompanyAverage annual premium
1Travelers$1,943
2Progressive$1,981
3State Farm$2,351
4Nationwide$2,569
5GEICO$2,698
6Farmers$3,914
7Allstate$4,340
8USAA$2,660
2021

2021 Audi A4 Allroad insurance rates

Average cost to insure $2,888
Annual cheapest rate $1,875
Available trims Quattro Premium, Quattro Premium Plus, Quattro Prestige
RankCompanyAverage annual premium
1Travelers$1,875
2State Farm$2,378
3Nationwide$2,637
4GEICO$2,640
5Progressive$3,158
6Farmers$3,770
7Allstate$4,098
8USAA$2,551
2020

2020 Audi A4 Allroad insurance rates

Average cost to insure $2,618
Annual cheapest rate $1,866
Available trims Quattro Premium, Quattro Premium Plus, Quattro Prestige
RankCompanyAverage annual premium
1Progressive$1,866
2Travelers$1,883
3State Farm$2,326
4GEICO$2,484
5Nationwide$2,506
6Farmers$3,564
7Allstate$3,907
8USAA$2,409
2019

2019 Audi A4 Allroad insurance rates

Average cost to insure $2,620
Annual cheapest rate $1,843
Available trims Quattro Premium, Quattro Premium Plus, Quattro Prestige
RankCompanyAverage annual premium
1Travelers$1,843
2State Farm$2,195
3Nationwide$2,344
4GEICO$2,388
5Progressive$2,551
6Farmers$3,462
7Allstate$3,869
8USAA$2,310
2018

2018 Audi A4 Allroad insurance rates

Average cost to insure $2,434
Annual cheapest rate $1,769
Available trims Quattro Premium, Quattro Premium Plus, Quattro Premium Plus Summer of Audi, Quattro Prestige, Quattro Prestige Summer of Audi
RankCompanyAverage annual premium
1Progressive$1,769
2Travelers$1,811
3State Farm$2,162
4GEICO$2,321
5Nationwide$2,447
6Farmers$3,295
7Allstate$3,350
8USAA$2,314

Methodology

Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.

Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:

  • Bodily injury liability of $100,000 per person and $300,000 per incident
  • Property damage liability of $100,000 per incident
  • Comprehensive and collision deductibles of $500
  • 40-year-old driver
  • Honda Accord LX
  • Good credit
  • A clean driving record
  • 12-mile commute, 10,000 annual mileage
x
What can we help you find?