Go To Top

The average BMW 4-SERIES car insurance rate for 2021 is $2,446 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $4,298 a year, whereas Maine has the lowest BMW 4-SERIES insurance rates for full coverage, with an annual insurance cost of $1,645 on average for drivers aged 30.

Average insurance cost of Bmw 440i by model year
Graph
Table
Year of Bmw 440i ModelAverage Cost to Insure
2020$2,374
2019$1,246
2018$1,186
2017$1,165

Compare BMW 4 Series Insurance Rates by State

L O A D I N G
Company Style Premium(Avg) Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate Ins Grp2 Door Convertible Turbo$1,477$3,005$759$667
Berkshire Hathaway Grp2 Door Convertible Turbo$1,075$2,373$499$354
Farmers Ins Grp2 Door Convertible Turbo$1,269$2,438$732$637
Nationwide Corp Grp2 Door Convertible Turbo$1,964$4,226$958$707
Progressive Grp2 Door Convertible Turbo$1,144$2,366$635$432
State Farm Grp2 Door Convertible Turbo$1,416$2,877$801$569
Allstate Ins Grp2 Door Coupe Turbo$1,477$3,005$759$667
Berkshire Hathaway Grp2 Door Coupe Turbo$1,044$2,298$488$346
Farmers Ins Grp2 Door Coupe Turbo$1,501$2,750$942$812
Nationwide Corp Grp2 Door Coupe Turbo$1,852$3,691$1,072$792
Progressive Grp2 Door Coupe Turbo$1,135$2,338$635$432
State Farm Grp2 Door Coupe Turbo$1,424$2,830$843$598

2020 Bmw 440i Insurance Rates

companiesAverage Premium
Progressive Universal Ins Co$1,173
Artisan & Truckers Cas Co$1,409
Nationwide Agribusiness Ins Co$1,497
Progressive Advanced Ins Co$1,528
Progressive Paloverde Ins Co$1,551
Farmers Ins Co Of ID$1,616
Nationwide Affinity Co of Amer$1,740
State Farm Mut Auto Ins Co$1,763
Farmers Ins Of Columbus Inc$1,777
Progressive HI Ins Corp$1,782
Progressive Garden State Ins Co$1,789
Progressive Classic Ins Co$1,813
Depositors Ins Co$1,859
Allied Prop & Cas Ins Co$1,929
Progressive Specialty Ins Co$1,970
Farmers Ins Co Of OR$1,972
Progressive Max Ins Co$2,006
Progressive Northwestern Ins Co$2,030
Government Employees Ins Co$2,045
Nationwide Mut Ins Co$2,119
Geico Cas Co$2,122
Progressive Preferred Ins Co$2,126
State Farm Ind Co$2,126
Illinois Farmers Ins Co$2,140
Progressive Gulf Ins Co$2,184
Progressive Direct Ins Co$2,185
United Financial Cas Co$2,260
Progressive Marathon Ins Co$2,267
Farmers Ins Co Of WA$2,276
Nationwide Ins Co Of Amer$2,277
Progressive Northern Ins Co$2,319
Mid Century Ins Co$2,336
Progressive Cas Ins Co$2,338
Geico Ind Co$2,403
Farmers Ins Co Inc$2,405
Nationwide Prop & Cas Ins Co$2,458
Amco Ins Co$2,511
Progressive Select Ins Co$2,516
Victoria Fire & Cas Co$2,520
Geico Gen Ins Co$2,526
Nationwide Mut Fire Ins Co$2,549
Farmers Ins Co Of AZ$2,571
Progressive Southeastern Ins Co$2,669
Progressive Mountain Ins Co$2,807
Farmers Ins HI Inc$2,823
Allstate NJ Prop & Cas Ins Co$2,851
21st Century Centennial Ins Co$2,918
Allstate Northbrook Ind Co$3,068
Colonial Cnty Mut Ins Co$3,252
Berkshire Hathaway Grp$3,286
Allstate Ins Co$3,538
Allstate Fire & Cas Ins Co$3,612
Progressive Security Ins Co$3,650
Allstate Ind Co$3,794
Allstate Prop & Cas Ins Co$3,813
Farmers Ins Exch$4,064
Average Cost to Insure $2,374/year
Cheapest Rate $1,173/year
Available Trims Gran Coupe, Gran Coupe XDrive, XDrive

2019 Bmw 440i Insurance Rates

companiesAverage Premium
State Farm Grp$893
Berkshire Hathaway Grp$1,085
Nationwide Corp Grp$1,182
Progressive Grp$1,272
Farmers Ins Grp$1,469
Allstate Ins Grp$1,574
Average Cost to Insure $1,246/year
Cheapest Rate $893/year
Available Trims Gran Coupe, Gran Coupe XDrive, XDrive

2018 Bmw 440i Insurance Rates

companiesAverage Premium
State Farm Grp$869
Berkshire Hathaway Grp$988
Nationwide Corp Grp$1,177
Progressive Grp$1,234
Allstate Ins Grp$1,415
Farmers Ins Grp$1,432
Average Cost to Insure $1,186/year
Cheapest Rate $869/year
Available Trims Gran Coupe, Gran Coupe XDrive, XDrive

2017 Bmw 440i Insurance Rates

companiesAverage Premium
State Farm Grp$854
Berkshire Hathaway Grp$969
Nationwide Corp Grp$1,182
Progressive Grp$1,193
Allstate Ins Grp$1,391
Farmers Ins Grp$1,400
Average Cost to Insure $1,165/year
Cheapest Rate $854/year
Available Trims Gran Coupe, Gran Coupe XDrive, XDrive