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The average BMW 4-SERIES car insurance rate for 2021 is $2,446 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $4,298 a year, whereas Maine has the lowest BMW 4-SERIES insurance rates for full coverage, with an annual insurance cost of $1,645 on average for drivers aged 30.

Average insurance cost of Bmw 440i by model year
Graph
Table
Year of Bmw 440i ModelAverage Cost to Insure
2020$2,367
2019$2,565
2018$2,399
2017$2,327

Compare BMW 4 Series Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate2 Door Convertible Turbo$3,005$759$667
Geico2 Door Convertible Turbo$2,373$499$354
Farmers2 Door Convertible Turbo$2,438$732$637
Nationwide2 Door Convertible Turbo$4,226$958$707
Progressive2 Door Convertible Turbo$2,366$635$432
State Farm2 Door Convertible Turbo$2,877$801$569
Allstate2 Door Coupe Turbo$3,005$759$667
Geico2 Door Coupe Turbo$2,298$488$346
Farmers2 Door Coupe Turbo$2,750$942$812
Nationwide2 Door Coupe Turbo$3,691$1,072$792
Progressive2 Door Coupe Turbo$2,338$635$432
State Farm2 Door Coupe Turbo$2,830$843$598

2020 Bmw 440i Insurance Rates

Average Cost to Insure $2,367
Annual Cheapest Rate $1,729
Available Trims Gran Coupe, Gran Coupe XDrive, XDrive
RankCompaniesAverage Premium
1State Farm$1,729
2Progressive$1,952
3Nationwide$2,093
4Geico$2,374
5Farmers$2,414
6Allstate$3,639

2019 Bmw 440i Insurance Rates

Average Cost to Insure $2,565
Annual Cheapest Rate $1,812
Available Trims Gran Coupe, Gran Coupe XDrive, XDrive
RankCompaniesAverage Premium
1State Farm$1,812
2Nationwide$2,125
3Progressive$2,461
4Geico$2,527
5Farmers$3,025
6Allstate$3,440

2018 Bmw 440i Insurance Rates

Average Cost to Insure $2,399
Annual Cheapest Rate $1,731
Available Trims Gran Coupe, Gran Coupe XDrive, XDrive
RankCompaniesAverage Premium
1State Farm$1,731
2Nationwide$2,150
3Geico$2,237
4Progressive$2,395
5Farmers$2,924
6Allstate$2,954

2017 Bmw 440i Insurance Rates

Average Cost to Insure $2,327
Annual Cheapest Rate $1,677
Available Trims Gran Coupe, Gran Coupe XDrive, XDrive
RankCompaniesAverage Premium
1State Farm$1,677
2Geico$2,147
3Nationwide$2,166
4Progressive$2,275
5Farmers$2,835
6Allstate$2,861

Compare BMW insurance rates by model

Make/ModelAnnual Rates
BMW I8$3,571/year
BMW Alpina$3,139/year
BMW 740I$2,619/year
BMW 230I$2,015/year
BMW X3$1,760/year
BMW X1$1,641/year
BMW M4$2,924/year
BMW 530I$2,311/year
BMW 330I$2,104/year

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