Ashlee Tilford Written by Ashlee Tilford
Managing Editor

Ashlee is a dynamic business writer and editor with a focus on personal finance. With an MBA and more than fourteen years in the finance industry, Ashlee brings a practical and relatable perspective to insurance topics. She is passionate about empowering others to achieve financial success and protect their assets. When Ashlee isn't writing and editing, she enjoys spending time with her partner, dog and chickens on their farm in Kentucky.


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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Bmw 440i is $2,419 per year or $202 per month. However, these rates can vary depending on your location, driving history, age, and other factors.

The auto insurance rates also change based on the vehicle’s model year. For example, the 2021 Bmw 440i costs $2,419 per year, whereas the 2020 Bmw 440i costs $2,436 annually. State Farm offers the cheapest annual rate for 2021 Bmw 440i $1,648 per year.

Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.

Average insurance cost of Bmw 440i by model year

Year of Bmw 440i ModelAverage Cost to Insure
2021$2,419
2020$2,436
2019$2,565
2018$2,399
2017$2,327
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Compare Bmw 440i insurance rates by state

L O A D I N G
CompanyStyleAverage annual premium
Allstate2 Door Convertible Turbo$3,840
Farmers2 Door Convertible Turbo$3,565
Geico2 Door Convertible Turbo$2,503
Nationwide2 Door Convertible Turbo$3,155
Progressive2 Door Convertible Turbo$2,578
State Farm2 Door Convertible Turbo$1,599
Allstate2 Door Coupe Turbo$3,481
Farmers2 Door Coupe Turbo$4,013
Geico2 Door Coupe Turbo$2,570
Nationwide2 Door Coupe Turbo$2,733
Progressive2 Door Coupe Turbo$2,474
State Farm2 Door Coupe Turbo$1,847

Bmw 440i insurance rates per year

2021

2021 Bmw 440i insurance rates

Average cost to insure $2,419
Annual cheapest rate $1,648
Available trims Gran Coupe XDrive, XDrive
RankCompanyAverage annual premium
1State Farm$1,648
2Progressive$1,724
3Nationwide$2,073
4Geico$2,432
5Farmers$2,566
6Allstate$4,072
2020

2020 Bmw 440i insurance rates

Average cost to insure $2,436
Annual cheapest rate $1,770
Available trims Gran Coupe XDrive, XDrive
RankCompanyAverage annual premium
1State Farm$1,770
2Progressive$2,141
3Nationwide$2,191
4Geico$2,374
5Farmers$2,501
6Allstate$3,639
2019

2019 Bmw 440i insurance rates

Average cost to insure $2,565
Annual cheapest rate $1,812
Available trims Gran Coupe XDrive, XDrive
RankCompanyAverage annual premium
1State Farm$1,812
2Nationwide$2,125
3Progressive$2,461
4Geico$2,527
5Farmers$3,025
6Allstate$3,440
2018

2018 Bmw 440i insurance rates

Average cost to insure $2,399
Annual cheapest rate $1,731
Available trims Gran Coupe XDrive, XDrive
RankCompanyAverage annual premium
1State Farm$1,731
2Nationwide$2,150
3Geico$2,237
4Progressive$2,395
5Farmers$2,924
6Allstate$2,954
2017

2017 Bmw 440i insurance rates

Average cost to insure $2,327
Annual cheapest rate $1,677
Available trims Gran Coupe XDrive, XDrive
RankCompanyAverage annual premium
1State Farm$1,677
2Geico$2,147
3Nationwide$2,166
4Progressive$2,275
5Farmers$2,835
6Allstate$2,861
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