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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Bmw 440i is $2,367 per year or $197 per month. However, these rates can vary depending on your location, driving history, age, and other factors.

The auto insurance rates also change based on the vehicle’s model year. For example, the 2020 Bmw 440i costs $2,367 per year, whereas the 2019 Bmw 440i costs $2,565 annually. State Farm offers the cheapest annual rate for 2020 Bmw 440i $1,729 per year.

Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.

Average insurance cost of Bmw 440i by model year
Graph
Table
Year of Bmw 440i ModelAverage Cost to Insure
2020$2,367
2019$2,565
2018$2,399
2017$2,327

Compare BMW 4 Series Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate2 Door Convertible Turbo$3,005$759$667
Geico2 Door Convertible Turbo$2,373$499$354
Farmers2 Door Convertible Turbo$2,438$732$637
Nationwide2 Door Convertible Turbo$4,226$958$707
Progressive2 Door Convertible Turbo$2,366$635$432
State Farm2 Door Convertible Turbo$2,877$801$569
Allstate2 Door Coupe Turbo$3,005$759$667
Geico2 Door Coupe Turbo$2,298$488$346
Farmers2 Door Coupe Turbo$2,750$942$812
Nationwide2 Door Coupe Turbo$3,691$1,072$792
Progressive2 Door Coupe Turbo$2,338$635$432
State Farm2 Door Coupe Turbo$2,830$843$598

2020 Bmw 440i Insurance Rates

Average Cost to Insure $2,367
Annual Cheapest Rate $1,729
Available Trims Gran Coupe, Gran Coupe XDrive, XDrive
RankCompaniesAverage Premium
1State Farm$1,729
2Progressive$1,952
3Nationwide$2,093
4Geico$2,374
5Farmers$2,414
6Allstate$3,639

2019 Bmw 440i Insurance Rates

Average Cost to Insure $2,565
Annual Cheapest Rate $1,812
Available Trims Gran Coupe, Gran Coupe XDrive, XDrive
RankCompaniesAverage Premium
1State Farm$1,812
2Nationwide$2,125
3Progressive$2,461
4Geico$2,527
5Farmers$3,025
6Allstate$3,440

2018 Bmw 440i Insurance Rates

Average Cost to Insure $2,399
Annual Cheapest Rate $1,731
Available Trims Gran Coupe, Gran Coupe XDrive, XDrive
RankCompaniesAverage Premium
1State Farm$1,731
2Nationwide$2,150
3Geico$2,237
4Progressive$2,395
5Farmers$2,924
6Allstate$2,954

2017 Bmw 440i Insurance Rates

Average Cost to Insure $2,327
Annual Cheapest Rate $1,677
Available Trims Gran Coupe, Gran Coupe XDrive, XDrive
RankCompaniesAverage Premium
1State Farm$1,677
2Geico$2,147
3Nationwide$2,166
4Progressive$2,275
5Farmers$2,835
6Allstate$2,861

Compare BMW insurance rates by model

Make/ModelAnnual Rates
BMW I8$3,571/year
BMW Alpina$3,139/year
BMW 740I$2,619/year
BMW 230I$2,015/year
BMW X3$1,760/year
BMW X1$1,641/year
BMW M4$2,924/year
BMW 530I$2,311/year
BMW 330I$2,104/year

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