The average BMW X1 car insurance rate for 2021 is $1,700 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $3,278 a year, whereas Maine has the lowest BMW X1 insurance rates for full coverage, with an annual insurance cost of $1,063 on average for drivers aged 30.
Compare BMW X1 Insurance Rates by State
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| Company | Style | Premium(Avg) | Full Coverage(Avg) | Liability Coverage(Avg) | State Minimum Coverage(Avg) |
|---|---|---|---|---|---|
| Allstate Ins Grp | 2WD 4 Door SUV Turbo | $1,183 | $2,202 | $714 | $633 |
| Berkshire Hathaway Grp | 2WD 4 Door SUV Turbo | $799 | $1,574 | $482 | $341 |
| Farmers Ins Grp | 2WD 4 Door SUV Turbo | $1,377 | $2,248 | $1,014 | $869 |
| Nationwide Corp Grp | 2WD 4 Door SUV Turbo | $1,531 | $2,776 | $1,043 | $774 |
| Progressive Grp | 2WD 4 Door SUV Turbo | $643 | $1,268 | $385 | $275 |
| State Farm Grp | 2WD 4 Door SUV Turbo | $1,201 | $2,232 | $801 | $569 |
2020 Bmw X1 Insurance Rates
| companies | Average Premium |
|---|---|
| Progressive Universal Ins Co | $843 |
| Artisan & Truckers Cas Co | $921 |
| Progressive Paloverde Ins Co | $1,054 |
| Geico Cas Co | $1,112 |
| Progressive Advanced Ins Co | $1,118 |
| Farmers Ins Co Of ID | $1,155 |
| Progressive HI Ins Corp | $1,220 |
| State Farm Mut Auto Ins Co | $1,272 |
| Progressive Northwestern Ins Co | $1,280 |
| Government Employees Ins Co | $1,283 |
| Farmers Ins Of Columbus Inc | $1,299 |
| Progressive Max Ins Co | $1,307 |
| United Financial Cas Co | $1,322 |
| Progressive Specialty Ins Co | $1,360 |
| Progressive Direct Ins Co | $1,378 |
| Progressive Classic Ins Co | $1,384 |
| Progressive Garden State Ins Co | $1,408 |
| Depositors Ins Co | $1,435 |
| Illinois Farmers Ins Co | $1,455 |
| Progressive Northern Ins Co | $1,471 |
| Progressive Cas Ins Co | $1,474 |
| Farmers Ins Co Of OR | $1,477 |
| Geico Gen Ins Co | $1,484 |
| Progressive Preferred Ins Co | $1,525 |
| Progressive Gulf Ins Co | $1,533 |
| Nationwide Mut Fire Ins Co | $1,549 |
| Victoria Fire & Cas Co | $1,577 |
| Geico Ind Co | $1,638 |
| State Farm Ind Co | $1,672 |
| Colonial Cnty Mut Ins Co | $1,693 |
| Allied Prop & Cas Ins Co | $1,699 |
| Berkshire Hathaway Grp | $1,707 |
| Progressive Marathon Ins Co | $1,720 |
| Progressive Mountain Ins Co | $1,731 |
| Farmers Ins Co Inc | $1,757 |
| Mid Century Ins Co | $1,760 |
| Progressive Southeastern Ins Co | $1,810 |
| Nationwide Prop & Cas Ins Co | $1,837 |
| Farmers Ins Co Of AZ | $1,915 |
| Progressive Select Ins Co | $1,938 |
| Farmers Ins HI Inc | $1,959 |
| Nationwide Agribusiness Ins Co | $1,959 |
| Nationwide Mut Ins Co | $1,975 |
| Farmers Ins Co Of WA | $1,999 |
| Nationwide Affinity Co of Amer | $2,013 |
| Nationwide Ins Co Of Amer | $2,054 |
| Allstate NJ Prop & Cas Ins Co | $2,166 |
| Allstate Ins Co | $2,348 |
| 21st Century Centennial Ins Co | $2,380 |
| Allstate Northbrook Ind Co | $2,399 |
| Amco Ins Co | $2,450 |
| Allstate Fire & Cas Ins Co | $2,524 |
| Allstate Ind Co | $2,544 |
| Allstate Prop & Cas Ins Co | $2,632 |
| Progressive Security Ins Co | $2,895 |
| Farmers Ins Exch | $2,945 |
Average Cost to Insure
$1,711/year
Cheapest Rate
$843/year
Available Trims
SDrive 28i, XDrive 28i
2019 Bmw X1 Insurance Rates
| companies | Average Premium |
|---|---|
| Berkshire Hathaway Grp | $691 |
| State Farm Grp | $730 |
| Nationwide Corp Grp | $974 |
| Progressive Grp | $980 |
| Allstate Ins Grp | $1,279 |
| Farmers Ins Grp | $1,307 |
Average Cost to Insure
$994/year
Cheapest Rate
$691/year
Available Trims
SDrive 28i, XDrive 28i
2018 Bmw X1 Insurance Rates
| companies | Average Premium |
|---|---|
| Berkshire Hathaway Grp | $680 |
| State Farm Grp | $715 |
| Nationwide Corp Grp | $961 |
| Progressive Grp | $1,008 |
| Allstate Ins Grp | $1,244 |
| Farmers Ins Grp | $1,281 |
Average Cost to Insure
$982/year
Cheapest Rate
$680/year
Available Trims
SDrive 28i, XDrive 28i
2017 Bmw X1 Insurance Rates
| companies | Average Premium |
|---|---|
| Berkshire Hathaway Grp | $691 |
| State Farm Grp | $709 |
| Nationwide Corp Grp | $953 |
| Progressive Grp | $1,023 |
| Allstate Ins Grp | $1,208 |
| Farmers Ins Grp | $1,259 |
Average Cost to Insure
$974/year
Cheapest Rate
$691/year
Available Trims
SDrive 28i, XDrive 28i
2016 Bmw X1 Insurance Rates
| companies | Average Premium |
|---|---|
| Berkshire Hathaway Grp | $674 |
| State Farm Grp | $706 |
| Nationwide Corp Grp | $944 |
| Progressive Grp | $1,032 |
| Allstate Ins Grp | $1,142 |
| Farmers Ins Grp | $1,223 |
Average Cost to Insure
$954/year
Cheapest Rate
$674/year
Available Trims
SDrive 28i, XDrive 28i