Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Bmw X1 is $1,661 per year or $138 per month. However, these rates can vary depending on your location, driving history, age, and other factors.
The auto insurance rates also change based on the vehicle’s model year. For example, the 2020 Bmw X1 costs $1,661 per year, whereas the 2019 Bmw X1 costs $1,796 annually. State Farm offers the cheapest annual rate for 2020 Bmw X1 $1,254 per year.
Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.
Average insurance cost of Bmw X1 by model year
Graph
Table
| Year of Bmw X1 Model | Average Cost to Insure |
|---|---|
| 2020 | $1,661 |
| 2019 | $1,796 |
| 2018 | $1,752 |
| 2017 | $1,712 |
| 2016 | $1,673 |
Compare BMW X1 Insurance Rates by State
L
O
A
D
I
N
G
| Company | Style | Full Coverage(Avg) | Liability Coverage(Avg) | State Minimum Coverage(Avg) |
|---|---|---|---|---|
| Allstate | 2WD 4 Door SUV Turbo | $2,202 | $714 | $633 |
| Geico | 2WD 4 Door SUV Turbo | $1,574 | $482 | $341 |
| Farmers | 2WD 4 Door SUV Turbo | $2,248 | $1,014 | $869 |
| Nationwide | 2WD 4 Door SUV Turbo | $2,776 | $1,043 | $774 |
| Progressive | 2WD 4 Door SUV Turbo | $1,268 | $385 | $275 |
| State Farm | 2WD 4 Door SUV Turbo | $2,232 | $801 | $569 |
2020 Bmw X1 Insurance Rates
Average Cost to Insure
$1,661
Annual Cheapest Rate
$1,254
Available Trims
SDrive 28i, XDrive 28i
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,254 |
| 2 | Progressive | $1,333 |
| 3 | Geico | $1,359 |
| 4 | Nationwide | $1,643 |
| 5 | Farmers | $1,850 |
| 6 | Allstate | $2,529 |
2019 Bmw X1 Insurance Rates
Average Cost to Insure
$1,796
Annual Cheapest Rate
$1,352
Available Trims
SDrive 28i, XDrive 28i
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,352 |
| 2 | Geico | $1,358 |
| 3 | Nationwide | $1,569 |
| 4 | Progressive | $1,656 |
| 5 | Allstate | $2,420 |
| 6 | Farmers | $2,422 |
2018 Bmw X1 Insurance Rates
Average Cost to Insure
$1,752
Annual Cheapest Rate
$1,297
Available Trims
SDrive 28i, XDrive 28i
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,297 |
| 2 | Geico | $1,307 |
| 3 | Nationwide | $1,565 |
| 4 | Progressive | $1,693 |
| 5 | Allstate | $2,298 |
| 6 | Farmers | $2,353 |
2017 Bmw X1 Insurance Rates
Average Cost to Insure
$1,712
Annual Cheapest Rate
$1,271
Available Trims
SDrive 28i, XDrive 28i
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,271 |
| 2 | Geico | $1,314 |
| 3 | Nationwide | $1,554 |
| 4 | Progressive | $1,675 |
| 5 | Allstate | $2,164 |
| 6 | Farmers | $2,296 |
2016 Bmw X1 Insurance Rates
Average Cost to Insure
$1,673
Annual Cheapest Rate
$1,261
Available Trims
SDrive 28i, XDrive 28i
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | Geico | $1,261 |
| 2 | State Farm | $1,270 |
| 3 | Nationwide | $1,581 |
| 4 | Progressive | $1,664 |
| 5 | Allstate | $1,986 |
| 6 | Farmers | $2,274 |
