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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Bmw X1 is $1,661 per year or $138 per month. However, these rates can vary depending on your location, driving history, age, and other factors.

The auto insurance rates also change based on the vehicle’s model year. For example, the 2020 Bmw X1 costs $1,661 per year, whereas the 2019 Bmw X1 costs $1,796 annually. State Farm offers the cheapest annual rate for 2020 Bmw X1 $1,254 per year.

Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.

Average insurance cost of Bmw X1 by model year
Graph
Table
Year of Bmw X1 ModelAverage Cost to Insure
2020$1,661
2019$1,796
2018$1,752
2017$1,712
2016$1,673

Compare BMW X1 Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate2WD 4 Door SUV Turbo$2,202$714$633
Geico2WD 4 Door SUV Turbo$1,574$482$341
Farmers2WD 4 Door SUV Turbo$2,248$1,014$869
Nationwide2WD 4 Door SUV Turbo$2,776$1,043$774
Progressive2WD 4 Door SUV Turbo$1,268$385$275
State Farm2WD 4 Door SUV Turbo$2,232$801$569

2020 Bmw X1 Insurance Rates

Average Cost to Insure $1,661
Annual Cheapest Rate $1,254
Available Trims SDrive 28i, XDrive 28i
RankCompaniesAverage Premium
1State Farm$1,254
2Progressive$1,333
3Geico$1,359
4Nationwide$1,643
5Farmers$1,850
6Allstate$2,529

2019 Bmw X1 Insurance Rates

Average Cost to Insure $1,796
Annual Cheapest Rate $1,352
Available Trims SDrive 28i, XDrive 28i
RankCompaniesAverage Premium
1State Farm$1,352
2Geico$1,358
3Nationwide$1,569
4Progressive$1,656
5Allstate$2,420
6Farmers$2,422

2018 Bmw X1 Insurance Rates

Average Cost to Insure $1,752
Annual Cheapest Rate $1,297
Available Trims SDrive 28i, XDrive 28i
RankCompaniesAverage Premium
1State Farm$1,297
2Geico$1,307
3Nationwide$1,565
4Progressive$1,693
5Allstate$2,298
6Farmers$2,353

2017 Bmw X1 Insurance Rates

Average Cost to Insure $1,712
Annual Cheapest Rate $1,271
Available Trims SDrive 28i, XDrive 28i
RankCompaniesAverage Premium
1State Farm$1,271
2Geico$1,314
3Nationwide$1,554
4Progressive$1,675
5Allstate$2,164
6Farmers$2,296

2016 Bmw X1 Insurance Rates

Average Cost to Insure $1,673
Annual Cheapest Rate $1,261
Available Trims SDrive 28i, XDrive 28i
RankCompaniesAverage Premium
1Geico$1,261
2State Farm$1,270
3Nationwide$1,581
4Progressive$1,664
5Allstate$1,986
6Farmers$2,274

Compare BMW insurance rates by model

Make/ModelAnnual Rates
BMW I8$3,571/year
BMW Alpina$3,139/year
BMW 740I$2,619/year
BMW 440I$2,414/year
BMW 230I$2,015/year
BMW X3$1,760/year
BMW X1$1,641/year
BMW M4$2,924/year
BMW 530I$2,311/year
BMW 330I$2,104/year

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