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The average BMW X1 car insurance rate for 2021 is $1,700 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $3,278 a year, whereas Maine has the lowest BMW X1 insurance rates for full coverage, with an annual insurance cost of $1,063 on average for drivers aged 30.

Average insurance cost of Bmw X1 by model year
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Table
Year of Bmw X1 ModelAverage Cost to Insure
2020$1,661
2019$1,796
2018$1,752
2017$1,712
2016$1,673

Compare BMW X1 Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate2WD 4 Door SUV Turbo$2,202$714$633
Geico2WD 4 Door SUV Turbo$1,574$482$341
Farmers2WD 4 Door SUV Turbo$2,248$1,014$869
Nationwide2WD 4 Door SUV Turbo$2,776$1,043$774
Progressive2WD 4 Door SUV Turbo$1,268$385$275
State Farm2WD 4 Door SUV Turbo$2,232$801$569

2020 Bmw X1 Insurance Rates

Average Cost to Insure $1,661
Annual Cheapest Rate $1,254
Available Trims SDrive 28i, XDrive 28i
RankCompaniesAverage Premium
1State Farm$1,254
2Progressive$1,333
3Geico$1,359
4Nationwide$1,643
5Farmers$1,850
6Allstate$2,529

2019 Bmw X1 Insurance Rates

Average Cost to Insure $1,796
Annual Cheapest Rate $1,352
Available Trims SDrive 28i, XDrive 28i
RankCompaniesAverage Premium
1State Farm$1,352
2Geico$1,358
3Nationwide$1,569
4Progressive$1,656
5Allstate$2,420
6Farmers$2,422

2018 Bmw X1 Insurance Rates

Average Cost to Insure $1,752
Annual Cheapest Rate $1,297
Available Trims SDrive 28i, XDrive 28i
RankCompaniesAverage Premium
1State Farm$1,297
2Geico$1,307
3Nationwide$1,565
4Progressive$1,693
5Allstate$2,298
6Farmers$2,353

2017 Bmw X1 Insurance Rates

Average Cost to Insure $1,712
Annual Cheapest Rate $1,271
Available Trims SDrive 28i, XDrive 28i
RankCompaniesAverage Premium
1State Farm$1,271
2Geico$1,314
3Nationwide$1,554
4Progressive$1,675
5Allstate$2,164
6Farmers$2,296

2016 Bmw X1 Insurance Rates

Average Cost to Insure $1,673
Annual Cheapest Rate $1,261
Available Trims SDrive 28i, XDrive 28i
RankCompaniesAverage Premium
1Geico$1,261
2State Farm$1,270
3Nationwide$1,581
4Progressive$1,664
5Allstate$1,986
6Farmers$2,274

Compare BMW insurance rates by model

Make/ModelAnnual Rates
BMW I8$3,571/year
BMW Alpina$3,139/year
BMW 740I$2,619/year
BMW 440I$2,414/year
BMW 230I$2,015/year
BMW X3$1,760/year
BMW M4$2,924/year
BMW 530I$2,311/year
BMW 330I$2,104/year

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