Ashlee Tilford Written by Ashlee Tilford
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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Bmw X1 is $2,103 per year or $175 per month. However, these rates can vary depending on your location, driving history, age, and other factors.

The auto insurance rates also change based on the vehicle’s model year. For example, the 2023 Bmw X1 costs $2,103 per year, whereas the 2022 Bmw X1 costs $1,750 annually. State Farm offers the cheapest annual rate for 2023 Bmw X1 $1,465 per year.

Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.

Average insurance cost of Bmw X1 by model year

Year of Bmw X1 ModelAverage Cost to Insure
2023$2,103
2022$1,750
2021$1,655
2020$1,727
2019$1,796
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Compare Bmw X1 insurance rates by state

L O A D I N G
CompanyStyleAverage annual premium
Allstate2WD 4 Door SUV Turbo$3,110
Farmers2WD 4 Door SUV Turbo$2,704
Geico2WD 4 Door SUV Turbo$2,277
Nationwide2WD 4 Door SUV Turbo$2,652
Progressive2WD 4 Door SUV Turbo$2,586
State Farm2WD 4 Door SUV Turbo$1,510

Bmw X1 insurance rates per year

2023

2023 Bmw X1 insurance rates

Average cost to insure $2,103
Annual cheapest rate $1,465
Available trims SDrive 28i, XDrive 28i
RankCompanyAverage annual premium
1State Farm$1,465
2Nationwide$1,581
3Geico$1,894
4Progressive$2,176
5Farmers$2,530
6Allstate$2,974
2022

2022 Bmw X1 insurance rates

Average cost to insure $1,750
Annual cheapest rate $1,224
Available trims SDrive 28i, XDrive 28i
RankCompanyAverage annual premium
1State Farm$1,224
2Geico$1,418
3Nationwide$1,520
4Progressive$1,720
5Farmers$2,011
6Allstate$2,607
2021

2021 Bmw X1 insurance rates

Average cost to insure $1,655
Annual cheapest rate $1,134
Available trims SDrive 28i, XDrive 28i
RankCompanyAverage annual premium
1State Farm$1,134
2Progressive$1,209
3Geico$1,387
4Nationwide$1,419
5Farmers$2,167
6Allstate$2,613
2020

2020 Bmw X1 insurance rates

Average cost to insure $1,727
Annual cheapest rate $1,280
Available trims SDrive 28i, XDrive 28i
RankCompanyAverage annual premium
1State Farm$1,280
2Geico$1,359
3Progressive$1,424
4Farmers$1,851
5Nationwide$1,921
6Allstate$2,529
2019

2019 Bmw X1 insurance rates

Average cost to insure $1,796
Annual cheapest rate $1,352
Available trims SDrive 28i, XDrive 28i
RankCompanyAverage annual premium
1State Farm$1,352
2Geico$1,358
3Nationwide$1,569
4Progressive$1,656
5Allstate$2,420
6Farmers$2,422
2018

2018 Bmw X1 insurance rates

Average cost to insure $1,752
Annual cheapest rate $1,297
Available trims SDrive 28i, XDrive 28i
RankCompanyAverage annual premium
1State Farm$1,297
2Geico$1,307
3Nationwide$1,565
4Progressive$1,693
5Allstate$2,298
6Farmers$2,353
2017

2017 Bmw X1 insurance rates

Average cost to insure $1,712
Annual cheapest rate $1,271
Available trims SDrive 28i, XDrive 28i
RankCompanyAverage annual premium
1State Farm$1,271
2Geico$1,314
3Nationwide$1,554
4Progressive$1,675
5Allstate$2,164
6Farmers$2,296
2016

2016 Bmw X1 insurance rates

Average cost to insure $1,673
Annual cheapest rate $1,261
Available trims SDrive 28i, XDrive 28i
RankCompanyAverage annual premium
1Geico$1,261
2State Farm$1,270
3Nationwide$1,581
4Progressive$1,664
5Allstate$1,986
6Farmers$2,274
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