The average BMW X1 car insurance rate for 2021 is $1,700 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $3,278 a year, whereas Maine has the lowest BMW X1 insurance rates for full coverage, with an annual insurance cost of $1,063 on average for drivers aged 30.
Average insurance cost of Bmw X1 by model year
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| Year of Bmw X1 Model | Average Cost to Insure |
|---|---|
| 2020 | $1,661 |
| 2019 | $1,796 |
| 2018 | $1,752 |
| 2017 | $1,712 |
| 2016 | $1,673 |
Compare BMW X1 Insurance Rates by State
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| Company | Style | Full Coverage(Avg) | Liability Coverage(Avg) | State Minimum Coverage(Avg) |
|---|---|---|---|---|
| Allstate | 2WD 4 Door SUV Turbo | $2,202 | $714 | $633 |
| Geico | 2WD 4 Door SUV Turbo | $1,574 | $482 | $341 |
| Farmers | 2WD 4 Door SUV Turbo | $2,248 | $1,014 | $869 |
| Nationwide | 2WD 4 Door SUV Turbo | $2,776 | $1,043 | $774 |
| Progressive | 2WD 4 Door SUV Turbo | $1,268 | $385 | $275 |
| State Farm | 2WD 4 Door SUV Turbo | $2,232 | $801 | $569 |
2020 Bmw X1 Insurance Rates
| companies | Average Premium |
|---|---|
| State Farm | $1,254 |
| Progressive | $1,333 |
| Geico | $1,359 |
| Nationwide | $1,643 |
| Farmers | $1,850 |
| Allstate | $2,529 |
Average Cost to Insure
$1,661/year
Cheapest Rate
$1,254/year
Available Trims
SDrive 28i, XDrive 28i
2019 Bmw X1 Insurance Rates
| companies | Average Premium |
|---|---|
| State Farm | $1,352 |
| Geico | $1,358 |
| Nationwide | $1,569 |
| Progressive | $1,656 |
| Allstate | $2,420 |
| Farmers | $2,422 |
Average Cost to Insure
$1,796/year
Cheapest Rate
$1,352/year
Available Trims
SDrive 28i, XDrive 28i
2018 Bmw X1 Insurance Rates
| companies | Average Premium |
|---|---|
| State Farm | $1,297 |
| Geico | $1,307 |
| Nationwide | $1,565 |
| Progressive | $1,693 |
| Allstate | $2,298 |
| Farmers | $2,353 |
Average Cost to Insure
$1,752/year
Cheapest Rate
$1,297/year
Available Trims
SDrive 28i, XDrive 28i
2017 Bmw X1 Insurance Rates
| companies | Average Premium |
|---|---|
| State Farm | $1,271 |
| Geico | $1,314 |
| Nationwide | $1,554 |
| Progressive | $1,675 |
| Allstate | $2,164 |
| Farmers | $2,296 |
Average Cost to Insure
$1,712/year
Cheapest Rate
$1,271/year
Available Trims
SDrive 28i, XDrive 28i
2016 Bmw X1 Insurance Rates
| companies | Average Premium |
|---|---|
| Geico | $1,261 |
| State Farm | $1,270 |
| Nationwide | $1,581 |
| Progressive | $1,664 |
| Allstate | $1,986 |
| Farmers | $2,274 |
Average Cost to Insure
$1,673/year
Cheapest Rate
$1,261/year
Available Trims
SDrive 28i, XDrive 28i