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The average BMW X1 car insurance rate for 2021 is $1,700 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $3,278 a year, whereas Maine has the lowest BMW X1 insurance rates for full coverage, with an annual insurance cost of $1,063 on average for drivers aged 30.

Compare BMW X1 Insurance Rates by State

L O A D I N G
Company Style Premium(Avg) Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate Ins Grp2WD 4 Door SUV Turbo$1,183$2,202$714$633
Berkshire Hathaway Grp2WD 4 Door SUV Turbo$799$1,574$482$341
Farmers Ins Grp2WD 4 Door SUV Turbo$1,377$2,248$1,014$869
Nationwide Corp Grp2WD 4 Door SUV Turbo$1,531$2,776$1,043$774
Progressive Grp2WD 4 Door SUV Turbo$643$1,268$385$275
State Farm Grp2WD 4 Door SUV Turbo$1,201$2,232$801$569

2020 Bmw X1 Insurance Rates

companiesAverage Premium
Progressive Universal Ins Co$843
Artisan & Truckers Cas Co$921
Progressive Paloverde Ins Co$1,054
Geico Cas Co$1,112
Progressive Advanced Ins Co$1,118
Farmers Ins Co Of ID$1,155
Progressive HI Ins Corp$1,220
State Farm Mut Auto Ins Co$1,272
Progressive Northwestern Ins Co$1,280
Government Employees Ins Co$1,283
Farmers Ins Of Columbus Inc$1,299
Progressive Max Ins Co$1,307
United Financial Cas Co$1,322
Progressive Specialty Ins Co$1,360
Progressive Direct Ins Co$1,378
Progressive Classic Ins Co$1,384
Progressive Garden State Ins Co$1,408
Depositors Ins Co$1,435
Illinois Farmers Ins Co$1,455
Progressive Northern Ins Co$1,471
Progressive Cas Ins Co$1,474
Farmers Ins Co Of OR$1,477
Geico Gen Ins Co$1,484
Progressive Preferred Ins Co$1,525
Progressive Gulf Ins Co$1,533
Nationwide Mut Fire Ins Co$1,549
Victoria Fire & Cas Co$1,577
Geico Ind Co$1,638
State Farm Ind Co$1,672
Colonial Cnty Mut Ins Co$1,693
Allied Prop & Cas Ins Co$1,699
Berkshire Hathaway Grp$1,707
Progressive Marathon Ins Co$1,720
Progressive Mountain Ins Co$1,731
Farmers Ins Co Inc$1,757
Mid Century Ins Co$1,760
Progressive Southeastern Ins Co$1,810
Nationwide Prop & Cas Ins Co$1,837
Farmers Ins Co Of AZ$1,915
Progressive Select Ins Co$1,938
Farmers Ins HI Inc$1,959
Nationwide Agribusiness Ins Co$1,959
Nationwide Mut Ins Co$1,975
Farmers Ins Co Of WA$1,999
Nationwide Affinity Co of Amer$2,013
Nationwide Ins Co Of Amer$2,054
Allstate NJ Prop & Cas Ins Co$2,166
Allstate Ins Co$2,348
21st Century Centennial Ins Co$2,380
Allstate Northbrook Ind Co$2,399
Amco Ins Co$2,450
Allstate Fire & Cas Ins Co$2,524
Allstate Ind Co$2,544
Allstate Prop & Cas Ins Co$2,632
Progressive Security Ins Co$2,895
Farmers Ins Exch$2,945
Average Cost to Insure $1,711/year
Cheapest Rate $843/year
Available Trims SDrive 28i, XDrive 28i

2019 Bmw X1 Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$691
State Farm Grp$730
Nationwide Corp Grp$974
Progressive Grp$980
Allstate Ins Grp$1,279
Farmers Ins Grp$1,307
Average Cost to Insure $994/year
Cheapest Rate $691/year
Available Trims SDrive 28i, XDrive 28i

2018 Bmw X1 Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$680
State Farm Grp$715
Nationwide Corp Grp$961
Progressive Grp$1,008
Allstate Ins Grp$1,244
Farmers Ins Grp$1,281
Average Cost to Insure $982/year
Cheapest Rate $680/year
Available Trims SDrive 28i, XDrive 28i

2017 Bmw X1 Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$691
State Farm Grp$709
Nationwide Corp Grp$953
Progressive Grp$1,023
Allstate Ins Grp$1,208
Farmers Ins Grp$1,259
Average Cost to Insure $974/year
Cheapest Rate $691/year
Available Trims SDrive 28i, XDrive 28i

2016 Bmw X1 Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$674
State Farm Grp$706
Nationwide Corp Grp$944
Progressive Grp$1,032
Allstate Ins Grp$1,142
Farmers Ins Grp$1,223
Average Cost to Insure $954/year
Cheapest Rate $674/year
Available Trims SDrive 28i, XDrive 28i