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The average BMW 2-SERIES car insurance rate for 2021 is $2,015 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $3,633 a year, whereas New Hampshire has the lowest BMW 2-SERIES insurance rates for full coverage, with an annual insurance cost of $1,307 on average for drivers aged 30.

Average insurance cost of Bmw 230i by model year
Graph
Table
Year of Bmw 230i ModelAverage Cost to Insure
2020$1,938
2019$2,091
2018$2,041
2017$2,025

Compare BMW 2 Series Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate2 Door Convertible Turbo$2,791$780$680
Geico2 Door Convertible Turbo$1,900$449$316
Farmers2 Door Convertible Turbo$2,938$1,196$1,012
Nationwide2 Door Convertible Turbo$3,496$983$725
Progressive2 Door Convertible Turbo$2,047$635$432
State Farm2 Door Convertible Turbo$2,433$801$569
Allstate2 Door Coupe Turbo$2,390$780$680
Geico2 Door Coupe Turbo$2,057$449$316
Farmers2 Door Coupe Turbo$2,624$882$764
Nationwide2 Door Coupe Turbo$3,057$939$694
Progressive2 Door Coupe Turbo$2,339$685$464
State Farm2 Door Coupe Turbo$2,499$843$598

2020 Bmw 230i Insurance Rates

companiesAverage Premium
State Farm$1,441
Geico$1,578
Progressive$1,690
Nationwide$1,813
Farmers$2,199
Allstate$2,908
Average Cost to Insure $1,938/year
Cheapest Rate $1,441/year
Available Trims XDrive

2019 Bmw 230i Insurance Rates

companiesAverage Premium
State Farm$1,524
Geico$1,631
Nationwide$1,805
Progressive$2,209
Farmers$2,654
Allstate$2,724
Average Cost to Insure $2,091/year
Cheapest Rate $1,524/year
Available Trims XDrive

2018 Bmw 230i Insurance Rates

companiesAverage Premium
State Farm$1,484
Geico$1,620
Nationwide$1,844
Progressive$2,121
Farmers$2,576
Allstate$2,598
Average Cost to Insure $2,041/year
Cheapest Rate $1,484/year
Available Trims XDrive

2017 Bmw 230i Insurance Rates

companiesAverage Premium
State Farm$1,426
Geico$1,691
Nationwide$1,869
Progressive$2,089
Farmers$2,508
Allstate$2,567
Average Cost to Insure $2,025/year
Cheapest Rate $1,426/year
Available Trims XDrive