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The average BMW 2-SERIES car insurance rate for 2021 is $2,015 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $3,633 a year, whereas New Hampshire has the lowest BMW 2-SERIES insurance rates for full coverage, with an annual insurance cost of $1,307 on average for drivers aged 30.

Compare BMW 2 Series Insurance Rates by State

Company Style Premium(Avg) Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate Ins Grp2 Door Convertible Turbo$1,417$2,791$780$680
Berkshire Hathaway Grp2 Door Convertible Turbo$888$1,900$449$316
Farmers Ins Grp2 Door Convertible Turbo$1,715$2,938$1,196$1,012
Nationwide Corp Grp2 Door Convertible Turbo$1,735$3,496$983$725
Progressive Grp2 Door Convertible Turbo$1,038$2,047$635$432
State Farm Grp2 Door Convertible Turbo$1,268$2,433$801$569
Allstate Ins Grp2 Door Coupe Turbo$1,283$2,390$780$680
Berkshire Hathaway Grp2 Door Coupe Turbo$941$2,057$449$316
Farmers Ins Grp2 Door Coupe Turbo$1,423$2,624$882$764
Nationwide Corp Grp2 Door Coupe Turbo$1,563$3,057$939$694
Progressive Grp2 Door Coupe Turbo$1,163$2,339$685$464
State Farm Grp2 Door Coupe Turbo$1,313$2,499$843$598

2020 Bmw 230i Insurance Rates

companiesAverage Premium
Progressive Universal Ins Co$1,070
Artisan & Truckers Cas Co$1,243
Nationwide Agribusiness Ins Co$1,273
Farmers Ins Co Of ID$1,292
Geico Cas Co$1,295
Progressive Paloverde Ins Co$1,381
Progressive Advanced Ins Co$1,395
Farmers Ins Of Columbus Inc$1,440
State Farm Mut Auto Ins Co$1,457
Government Employees Ins Co$1,474
Nationwide Affinity Co of Amer$1,501
Progressive HI Ins Corp$1,589
Depositors Ins Co$1,605
Progressive Garden State Ins Co$1,666
Allied Prop & Cas Ins Co$1,668
Farmers Ins Co Of OR$1,669
Progressive Classic Ins Co$1,682
Geico Gen Ins Co$1,728
Progressive Specialty Ins Co$1,776
Progressive Northwestern Ins Co$1,791
Geico Ind Co$1,793
Nationwide Mut Ins Co$1,829
State Farm Ind Co$1,839
Progressive Max Ins Co$1,840
Progressive Preferred Ins Co$1,848
Illinois Farmers Ins Co$1,872
Victoria Fire & Cas Co$1,901
Progressive Direct Ins Co$1,935
Progressive Gulf Ins Co$1,954
Berkshire Hathaway Grp$1,979
Nationwide Ins Co Of Amer$1,985
Progressive Southeastern Ins Co$2,043
Amco Ins Co$2,065
Progressive Northern Ins Co$2,067
Mid Century Ins Co$2,080
Progressive Marathon Ins Co$2,088
Farmers Ins Co Inc$2,096
United Financial Cas Co$2,119
Farmers Ins Co Of AZ$2,170
Progressive Cas Ins Co$2,284
Nationwide Prop & Cas Ins Co$2,294
Farmers Ins HI Inc$2,362
Progressive Select Ins Co$2,378
Allstate NJ Prop & Cas Ins Co$2,548
Farmers Ins Co Of WA$2,551
Allstate Northbrook Ind Co$2,645
Progressive Mountain Ins Co$2,702
Allstate Ins Co$2,732
21st Century Centennial Ins Co$2,849
Allstate Fire & Cas Ins Co$2,894
Allstate Ind Co$3,023
Allstate Prop & Cas Ins Co$3,025
Nationwide Mut Fire Ins Co$3,179
Farmers Ins Exch$3,251
Progressive Security Ins Co$3,421
Colonial Cnty Mut Ins Co$4,555
Average Cost to Insure $2,075/year
Cheapest Rate $1,070/year
Available Trims XDrive

2019 Bmw 230i Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$778
State Farm Grp$786
Nationwide Corp Grp$1,050
Progressive Grp$1,191
Farmers Ins Grp$1,325
Allstate Ins Grp$1,343
Average Cost to Insure $1,079/year
Cheapest Rate $778/year
Available Trims XDrive

2018 Bmw 230i Insurance Rates

companiesAverage Premium
State Farm Grp$776
Berkshire Hathaway Grp$780
Nationwide Corp Grp$1,070
Progressive Grp$1,138
Farmers Ins Grp$1,296
Allstate Ins Grp$1,314
Average Cost to Insure $1,062/year
Cheapest Rate $776/year
Available Trims XDrive

2017 Bmw 230i Insurance Rates

companiesAverage Premium
State Farm Grp$759
Berkshire Hathaway Grp$810
Nationwide Corp Grp$1,085
Progressive Grp$1,150
Farmers Ins Grp$1,270
Allstate Ins Grp$1,339
Average Cost to Insure $1,069/year
Cheapest Rate $759/year
Available Trims XDrive