Go To Top

The average BMW 3-SERIES car insurance rate for 2021 is $2,242 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $4,214 a year, whereas Maine has the lowest BMW 3-SERIES insurance rates for full coverage, with an annual insurance cost of $1,429 on average for drivers aged 30.

Compare BMW 3 Series Insurance Rates by State

L O A D I N G
Company Style Premium(Avg) Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate Ins Grp4 Door Sedan Turbo$1,532$3,019$842$734
Berkshire Hathaway Grp4 Door Sedan Turbo$954$2,063$469$331
Farmers Ins Grp4 Door Sedan Turbo$1,429$2,456$990$841
Nationwide Corp Grp4 Door Sedan Turbo$1,639$3,293$935$688
Progressive Grp4 Door Sedan Turbo$951$1,784$637$433
State Farm Grp4 Door Sedan Turbo$1,311$2,562$801$569
Allstate Ins Grp4 Door Wagon Turbo$1,532$3,019$842$734
Berkshire Hathaway Grp4 Door Wagon Turbo$959$2,077$469$331
Farmers Ins Grp4 Door Wagon Turbo$1,451$2,467$1,018$867
Nationwide Corp Grp4 Door Wagon Turbo$1,563$3,114$908$667
Progressive Grp4 Door Wagon Turbo$895$1,700$585$400
State Farm Grp4 Door Wagon Turbo$1,327$2,611$801$569

2020 Bmw 330i Insurance Rates

companiesAverage Premium
Progressive Universal Ins Co$946
Artisan & Truckers Cas Co$1,117
Progressive Paloverde Ins Co$1,244
Farmers Ins Co Of ID$1,256
Progressive Advanced Ins Co$1,263
Farmers Ins Of Columbus Inc$1,375
Nationwide Agribusiness Ins Co$1,385
Progressive HI Ins Corp$1,463
Progressive Northwestern Ins Co$1,469
State Farm Mut Auto Ins Co$1,473
Farmers Ins Co Of OR$1,506
Illinois Farmers Ins Co$1,521
Progressive Max Ins Co$1,522
Progressive Classic Ins Co$1,553
Progressive Garden State Ins Co$1,565
Nationwide Affinity Co of Amer$1,598
Progressive Direct Ins Co$1,650
Government Employees Ins Co$1,670
Geico Cas Co$1,685
Progressive Gulf Ins Co$1,705
United Financial Cas Co$1,715
Depositors Ins Co$1,719
Progressive Preferred Ins Co$1,750
Progressive Northern Ins Co$1,764
Allied Prop & Cas Ins Co$1,772
Progressive Specialty Ins Co$1,773
State Farm Ind Co$1,838
Nationwide Mut Ins Co$1,860
Progressive Marathon Ins Co$1,921
Mid Century Ins Co$1,921
Farmers Ins Co Of WA$1,982
Farmers Ins Co Inc$1,989
Progressive Cas Ins Co$1,998
Geico Ind Co$2,026
Nationwide Ins Co Of Amer$2,026
Geico Gen Ins Co$2,043
Farmers Ins Co Of AZ$2,053
Victoria Fire & Cas Co$2,055
Progressive Southeastern Ins Co$2,140
Nationwide Prop & Cas Ins Co$2,160
Amco Ins Co$2,186
Progressive Select Ins Co$2,198
Progressive Mountain Ins Co$2,277
Nationwide Mut Fire Ins Co$2,376
Farmers Ins HI Inc$2,455
Allstate NJ Prop & Cas Ins Co$2,638
Berkshire Hathaway Grp$2,649
21st Century Centennial Ins Co$2,762
Allstate Northbrook Ind Co$2,880
Colonial Cnty Mut Ins Co$3,065
Progressive Security Ins Co$3,224
Allstate Ins Co$3,248
Farmers Ins Exch$3,262
Allstate Fire & Cas Ins Co$3,403
Allstate Prop & Cas Ins Co$3,481
Allstate Ind Co$3,517
Average Cost to Insure $2,020/year
Cheapest Rate $946/year
Available Trims GT XDrive SULEV, XDrive

2019 Bmw 330i Insurance Rates

companiesAverage Premium
State Farm Grp$797
Berkshire Hathaway Grp$909
Nationwide Corp Grp$1,054
Progressive Grp$1,099
Farmers Ins Grp$1,347
Allstate Ins Grp$1,503
Average Cost to Insure $1,118/year
Cheapest Rate $797/year
Available Trims GT XDrive SULEV, XDrive

2018 Bmw 330i Insurance Rates

companiesAverage Premium
State Farm Grp$775
Berkshire Hathaway Grp$867
Nationwide Corp Grp$1,075
Progressive Grp$1,118
Farmers Ins Grp$1,426
Allstate Ins Grp$1,445
Average Cost to Insure $1,118/year
Cheapest Rate $775/year
Available Trims GT XDrive SULEV, XDrive

2017 Bmw 330i Insurance Rates

companiesAverage Premium
State Farm Grp$750
Berkshire Hathaway Grp$888
Nationwide Corp Grp$1,087
Progressive Grp$1,147
Allstate Ins Grp$1,366
Farmers Ins Grp$1,387
Average Cost to Insure $1,104/year
Cheapest Rate $750/year
Available Trims GT XDrive SULEV, XDrive