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The average BMW X5 car insurance rate for 2021 is $2,538 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Missouri is the most expensive state for car insurance with an average insurance cost of $4,578 a year, whereas Maine has the lowest BMW X5 insurance rates for full coverage, with an annual insurance cost of $1,581 on average for drivers aged 30.

Average insurance cost of Bmw X5 by model year
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Table
Year of Bmw X5 ModelAverage Cost to Insure
2020$2,172
2019$2,221
2018$2,289
2017$2,219
2016$2,165

Compare BMW X5 Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate4WD 4 Door SUV Turbo$1,823$770$675
Geico4WD 4 Door SUV Turbo$1,440$499$354
Farmers4WD 4 Door SUV Turbo$2,673$1,001$857
Nationwide4WD 4 Door SUV Turbo$2,746$1,004$741
Progressive4WD 4 Door SUV Turbo$1,911$600$416
State Farm4WD 4 Door SUV Turbo$3,116$801$569

2020 Bmw X5 Insurance Rates

Average Cost to Insure $2,172
Annual Cheapest Rate $1,664
Available Trims XDrive 40i, XDrive 50i
RankCompaniesAverage Premium
1State Farm$1,664
2Progressive$1,669
3Nationwide$1,898
4Geico$2,048
5Farmers$2,235
6Allstate$3,517

2019 Bmw X5 Insurance Rates

Average Cost to Insure $2,221
Annual Cheapest Rate $1,727
Available Trims XDrive 40i, XDrive 50i
RankCompaniesAverage Premium
1State Farm$1,727
2Geico$1,913
3Progressive$2,061
4Nationwide$2,094
5Farmers$2,734
6Allstate$2,796

2018 Bmw X5 Insurance Rates

Average Cost to Insure $2,289
Annual Cheapest Rate $1,710
Available Trims XDrive 40i, XDrive 50i
RankCompaniesAverage Premium
1State Farm$1,710
2Geico$1,947
3Progressive$1,963
4Nationwide$2,037
5Farmers$2,827
6Allstate$3,252

2017 Bmw X5 Insurance Rates

Average Cost to Insure $2,219
Annual Cheapest Rate $1,697
Available Trims XDrive 40i, XDrive 50i
RankCompaniesAverage Premium
1State Farm$1,697
2Geico$1,883
3Progressive$1,920
4Nationwide$2,081
5Farmers$2,748
6Allstate$2,984

2016 Bmw X5 Insurance Rates

Average Cost to Insure $2,165
Annual Cheapest Rate $1,688
Available Trims XDrive 40i, XDrive 50i
RankCompaniesAverage Premium
1State Farm$1,688
2Geico$1,816
3Progressive$1,889
4Nationwide$2,042
5Farmers$2,686
6Allstate$2,866

Compare BMW insurance rates by model

Make/ModelAnnual Rates
BMW I8$3,571/year
BMW Alpina$3,139/year
BMW 740I$2,619/year
BMW 440I$2,414/year
BMW 230I$2,015/year
BMW X3$1,760/year
BMW X1$1,641/year
BMW M4$2,924/year
BMW 530I$2,311/year
BMW 330I$2,104/year

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