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The average BMW X5 car insurance rate for 2021 is $2,538 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Missouri is the most expensive state for car insurance with an average insurance cost of $4,578 a year, whereas Maine has the lowest BMW X5 insurance rates for full coverage, with an annual insurance cost of $1,581 on average for drivers aged 30.

Average insurance cost of Bmw X5 by model year
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Table
Year of Bmw X5 ModelAverage Cost to Insure
2020$2,115
2019$1,147
2018$1,174
2017$1,156
2016$1,141

Compare BMW X5 Insurance Rates by State

L O A D I N G
Company Style Premium(Avg) Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate Ins Grp4WD 4 Door SUV Turbo$1,089$1,823$770$675
Berkshire Hathaway Grp4WD 4 Door SUV Turbo$764$1,440$499$354
Farmers Ins Grp4WD 4 Door SUV Turbo$1,510$2,673$1,001$857
Nationwide Corp Grp4WD 4 Door SUV Turbo$1,497$2,746$1,004$741
Progressive Grp4WD 4 Door SUV Turbo$976$1,911$600$416
State Farm Grp4WD 4 Door SUV Turbo$1,495$3,116$801$569

2020 Bmw X5 Insurance Rates

companiesAverage Premium
Progressive Universal Ins Co$993
Artisan & Truckers Cas Co$1,218
Progressive Advanced Ins Co$1,297
Progressive Paloverde Ins Co$1,366
Farmers Ins Co Of ID$1,479
Geico Cas Co$1,518
Progressive Classic Ins Co$1,538
Progressive Garden State Ins Co$1,538
Progressive HI Ins Corp$1,551
Progressive Preferred Ins Co$1,570
Progressive Northwestern Ins Co$1,588
Progressive Max Ins Co$1,589
Farmers Ins Of Columbus Inc$1,640
Progressive Direct Ins Co$1,641
State Farm Mut Auto Ins Co$1,665
Progressive Specialty Ins Co$1,670
Nationwide Agribusiness Ins Co$1,738
United Financial Cas Co$1,756
Victoria Fire & Cas Co$1,763
Farmers Ins Co Of OR$1,776
Illinois Farmers Ins Co$1,784
Depositors Ins Co$1,802
Progressive Gulf Ins Co$1,821
Government Employees Ins Co$1,864
Progressive Northern Ins Co$1,866
Nationwide Affinity Co of Amer$1,901
Progressive Marathon Ins Co$1,902
Allied Prop & Cas Ins Co$1,932
Progressive Cas Ins Co$1,954
State Farm Ind Co$2,031
Nationwide Mut Ins Co$2,085
Progressive Select Ins Co$2,113
Nationwide Prop & Cas Ins Co$2,158
Geico Ind Co$2,228
Nationwide Ins Co Of Amer$2,229
Progressive Mountain Ins Co$2,242
Mid Century Ins Co$2,257
Progressive Southeastern Ins Co$2,270
Berkshire Hathaway Grp$2,300
Farmers Ins Co Of WA$2,343
Geico Gen Ins Co$2,351
Nationwide Mut Fire Ins Co$2,363
Farmers Ins Co Inc$2,379
Farmers Ins HI Inc$2,402
Farmers Ins Co Of AZ$2,434
Amco Ins Co$2,542
Allstate NJ Prop & Cas Ins Co$2,545
21st Century Centennial Ins Co$2,764
Allstate Northbrook Ind Co$2,898
Colonial Cnty Mut Ins Co$2,932
Progressive Security Ins Co$3,093
Allstate Fire & Cas Ins Co$3,491
Allstate Ins Co$3,497
Farmers Ins Exch$3,501
Allstate Ind Co$3,564
Allstate Prop & Cas Ins Co$3,699
Average Cost to Insure $2,115/year
Cheapest Rate $993/year
Available Trims XDrive 40i, XDrive 50i

2019 Bmw X5 Insurance Rates

companiesAverage Premium
State Farm Grp$852
Berkshire Hathaway Grp$914
Progressive Grp$1,114
Nationwide Corp Grp$1,154
Allstate Ins Grp$1,397
Farmers Ins Grp$1,450
Average Cost to Insure $1,147/year
Cheapest Rate $852/year
Available Trims XDrive 40i, XDrive 50i

2018 Bmw X5 Insurance Rates

companiesAverage Premium
State Farm Grp$853
Berkshire Hathaway Grp$933
Progressive Grp$1,092
Nationwide Corp Grp$1,143
Farmers Ins Grp$1,465
Allstate Ins Grp$1,560
Average Cost to Insure $1,174/year
Cheapest Rate $853/year
Available Trims XDrive 40i, XDrive 50i

2017 Bmw X5 Insurance Rates

companiesAverage Premium
State Farm Grp$851
Berkshire Hathaway Grp$921
Progressive Grp$1,084
Nationwide Corp Grp$1,172
Farmers Ins Grp$1,435
Allstate Ins Grp$1,471
Average Cost to Insure $1,156/year
Cheapest Rate $851/year
Available Trims XDrive 40i, XDrive 50i

2016 Bmw X5 Insurance Rates

companiesAverage Premium
State Farm Grp$873
Berkshire Hathaway Grp$898
Progressive Grp$1,083
Nationwide Corp Grp$1,147
Farmers Ins Grp$1,408
Allstate Ins Grp$1,434
Average Cost to Insure $1,141/year
Cheapest Rate $873/year
Available Trims XDrive 40i, XDrive 50i