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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Bmw X5 is $2,172 per year or $181 per month. However, these rates can vary depending on your location, driving history, age, and other factors.

The auto insurance rates also change based on the vehicle’s model year. For example, the 2020 Bmw X5 costs $2,172 per year, whereas the 2019 Bmw X5 costs $2,221 annually. State Farm offers the cheapest annual rate for 2020 Bmw X5 $1,664 per year.

Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.

Average insurance cost of Bmw X5 by model year
Graph
Table
Year of Bmw X5 ModelAverage Cost to Insure
2020$2,172
2019$2,221
2018$2,289
2017$2,219
2016$2,165

Compare BMW X5 Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate4WD 4 Door SUV Turbo$1,823$770$675
Geico4WD 4 Door SUV Turbo$1,440$499$354
Farmers4WD 4 Door SUV Turbo$2,673$1,001$857
Nationwide4WD 4 Door SUV Turbo$2,746$1,004$741
Progressive4WD 4 Door SUV Turbo$1,911$600$416
State Farm4WD 4 Door SUV Turbo$3,116$801$569

2020 Bmw X5 Insurance Rates

Average Cost to Insure $2,172
Annual Cheapest Rate $1,664
Available Trims XDrive 40i, XDrive 50i
RankCompaniesAverage Premium
1State Farm$1,664
2Progressive$1,669
3Nationwide$1,898
4Geico$2,048
5Farmers$2,235
6Allstate$3,517

2019 Bmw X5 Insurance Rates

Average Cost to Insure $2,221
Annual Cheapest Rate $1,727
Available Trims XDrive 40i, XDrive 50i
RankCompaniesAverage Premium
1State Farm$1,727
2Geico$1,913
3Progressive$2,061
4Nationwide$2,094
5Farmers$2,734
6Allstate$2,796

2018 Bmw X5 Insurance Rates

Average Cost to Insure $2,289
Annual Cheapest Rate $1,710
Available Trims XDrive 40i, XDrive 50i
RankCompaniesAverage Premium
1State Farm$1,710
2Geico$1,947
3Progressive$1,963
4Nationwide$2,037
5Farmers$2,827
6Allstate$3,252

2017 Bmw X5 Insurance Rates

Average Cost to Insure $2,219
Annual Cheapest Rate $1,697
Available Trims XDrive 40i, XDrive 50i
RankCompaniesAverage Premium
1State Farm$1,697
2Geico$1,883
3Progressive$1,920
4Nationwide$2,081
5Farmers$2,748
6Allstate$2,984

2016 Bmw X5 Insurance Rates

Average Cost to Insure $2,165
Annual Cheapest Rate $1,688
Available Trims XDrive 40i, XDrive 50i
RankCompaniesAverage Premium
1State Farm$1,688
2Geico$1,816
3Progressive$1,889
4Nationwide$2,042
5Farmers$2,686
6Allstate$2,866

Compare BMW insurance rates by model

Make/ModelAnnual Rates
BMW I8$3,571/year
BMW Alpina$3,139/year
BMW 740I$2,619/year
BMW 440I$2,414/year
BMW 230I$2,015/year
BMW X3$1,760/year
BMW X1$1,641/year
BMW M4$2,924/year
BMW 530I$2,311/year
BMW 330I$2,104/year

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