Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Bmw X5 is $2,172 per year or $181 per month. However, these rates can vary depending on your location, driving history, age, and other factors.
The auto insurance rates also change based on the vehicle’s model year. For example, the 2020 Bmw X5 costs $2,172 per year, whereas the 2019 Bmw X5 costs $2,221 annually. State Farm offers the cheapest annual rate for 2020 Bmw X5 $1,664 per year.
Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.
Average insurance cost of Bmw X5 by model year
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| Year of Bmw X5 Model | Average Cost to Insure |
|---|---|
| 2020 | $2,172 |
| 2019 | $2,221 |
| 2018 | $2,289 |
| 2017 | $2,219 |
| 2016 | $2,165 |
Compare BMW X5 Insurance Rates by State
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| Company | Style | Full Coverage(Avg) | Liability Coverage(Avg) | State Minimum Coverage(Avg) |
|---|---|---|---|---|
| Allstate | 4WD 4 Door SUV Turbo | $1,823 | $770 | $675 |
| Geico | 4WD 4 Door SUV Turbo | $1,440 | $499 | $354 |
| Farmers | 4WD 4 Door SUV Turbo | $2,673 | $1,001 | $857 |
| Nationwide | 4WD 4 Door SUV Turbo | $2,746 | $1,004 | $741 |
| Progressive | 4WD 4 Door SUV Turbo | $1,911 | $600 | $416 |
| State Farm | 4WD 4 Door SUV Turbo | $3,116 | $801 | $569 |
2020 Bmw X5 Insurance Rates
Average Cost to Insure
$2,172
Annual Cheapest Rate
$1,664
Available Trims
XDrive 40i, XDrive 50i
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,664 |
| 2 | Progressive | $1,669 |
| 3 | Nationwide | $1,898 |
| 4 | Geico | $2,048 |
| 5 | Farmers | $2,235 |
| 6 | Allstate | $3,517 |
2019 Bmw X5 Insurance Rates
Average Cost to Insure
$2,221
Annual Cheapest Rate
$1,727
Available Trims
XDrive 40i, XDrive 50i
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,727 |
| 2 | Geico | $1,913 |
| 3 | Progressive | $2,061 |
| 4 | Nationwide | $2,094 |
| 5 | Farmers | $2,734 |
| 6 | Allstate | $2,796 |
2018 Bmw X5 Insurance Rates
Average Cost to Insure
$2,289
Annual Cheapest Rate
$1,710
Available Trims
XDrive 40i, XDrive 50i
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,710 |
| 2 | Geico | $1,947 |
| 3 | Progressive | $1,963 |
| 4 | Nationwide | $2,037 |
| 5 | Farmers | $2,827 |
| 6 | Allstate | $3,252 |
2017 Bmw X5 Insurance Rates
Average Cost to Insure
$2,219
Annual Cheapest Rate
$1,697
Available Trims
XDrive 40i, XDrive 50i
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,697 |
| 2 | Geico | $1,883 |
| 3 | Progressive | $1,920 |
| 4 | Nationwide | $2,081 |
| 5 | Farmers | $2,748 |
| 6 | Allstate | $2,984 |
2016 Bmw X5 Insurance Rates
Average Cost to Insure
$2,165
Annual Cheapest Rate
$1,688
Available Trims
XDrive 40i, XDrive 50i
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,688 |
| 2 | Geico | $1,816 |
| 3 | Progressive | $1,889 |
| 4 | Nationwide | $2,042 |
| 5 | Farmers | $2,686 |
| 6 | Allstate | $2,866 |
