The average BMW X5 car insurance rate for 2021 is $2,538 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Missouri is the most expensive state for car insurance with an average insurance cost of $4,578 a year, whereas Maine has the lowest BMW X5 insurance rates for full coverage, with an annual insurance cost of $1,581 on average for drivers aged 30.
Average insurance cost of Bmw X5 by model year
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| Year of Bmw X5 Model | Average Cost to Insure |
|---|---|
| 2020 | $2,172 |
| 2019 | $2,221 |
| 2018 | $2,289 |
| 2017 | $2,219 |
| 2016 | $2,165 |
Compare BMW X5 Insurance Rates by State
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| Company | Style | Full Coverage(Avg) | Liability Coverage(Avg) | State Minimum Coverage(Avg) |
|---|---|---|---|---|
| Allstate | 4WD 4 Door SUV Turbo | $1,823 | $770 | $675 |
| Geico | 4WD 4 Door SUV Turbo | $1,440 | $499 | $354 |
| Farmers | 4WD 4 Door SUV Turbo | $2,673 | $1,001 | $857 |
| Nationwide | 4WD 4 Door SUV Turbo | $2,746 | $1,004 | $741 |
| Progressive | 4WD 4 Door SUV Turbo | $1,911 | $600 | $416 |
| State Farm | 4WD 4 Door SUV Turbo | $3,116 | $801 | $569 |
2020 Bmw X5 Insurance Rates
Average Cost to Insure
$2,172
Annual Cheapest Rate
$1,664
Available Trims
XDrive 40i, XDrive 50i
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,664 |
| 2 | Progressive | $1,669 |
| 3 | Nationwide | $1,898 |
| 4 | Geico | $2,048 |
| 5 | Farmers | $2,235 |
| 6 | Allstate | $3,517 |
2019 Bmw X5 Insurance Rates
Average Cost to Insure
$2,221
Annual Cheapest Rate
$1,727
Available Trims
XDrive 40i, XDrive 50i
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,727 |
| 2 | Geico | $1,913 |
| 3 | Progressive | $2,061 |
| 4 | Nationwide | $2,094 |
| 5 | Farmers | $2,734 |
| 6 | Allstate | $2,796 |
2018 Bmw X5 Insurance Rates
Average Cost to Insure
$2,289
Annual Cheapest Rate
$1,710
Available Trims
XDrive 40i, XDrive 50i
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,710 |
| 2 | Geico | $1,947 |
| 3 | Progressive | $1,963 |
| 4 | Nationwide | $2,037 |
| 5 | Farmers | $2,827 |
| 6 | Allstate | $3,252 |
2017 Bmw X5 Insurance Rates
Average Cost to Insure
$2,219
Annual Cheapest Rate
$1,697
Available Trims
XDrive 40i, XDrive 50i
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,697 |
| 2 | Geico | $1,883 |
| 3 | Progressive | $1,920 |
| 4 | Nationwide | $2,081 |
| 5 | Farmers | $2,748 |
| 6 | Allstate | $2,984 |
2016 Bmw X5 Insurance Rates
Average Cost to Insure
$2,165
Annual Cheapest Rate
$1,688
Available Trims
XDrive 40i, XDrive 50i
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,688 |
| 2 | Geico | $1,816 |
| 3 | Progressive | $1,889 |
| 4 | Nationwide | $2,042 |
| 5 | Farmers | $2,686 |
| 6 | Allstate | $2,866 |
