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Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Bmw Z4 is $2,611 per year or $218 per month. However, these rates can vary depending on your location, driving history, age, and other factors.
The auto insurance rates also change based on the vehicle’s model year. For example, the 2023 Bmw Z4 costs $2,611 per year, whereas the 2022 Bmw Z4 costs $2,121 annually. Nationwide offers the cheapest annual rate for 2023 Bmw Z4 $1,671 per year.
Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.
Average insurance cost of Bmw Z4 by model year
| Year of Bmw Z4 Model | Average Cost to Insure |
|---|---|
| 2023 | $2,611 |
| 2022 | $2,121 |
| 2021 | $2,044 |
| 2020 | $2,431 |
| 2019 | $2,075 |
Compare Bmw Z4 insurance rates by state
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| Company | Style | Average annual premium |
|---|---|---|
| Allstate | 2WD 2 Door Convertible Automatic DOHC Turbo | $4,854 |
| Geico | 2WD 2 Door Convertible Automatic DOHC Turbo | $2,841 |
| Nationwide | 2WD 2 Door Convertible Automatic DOHC Turbo | $1,795 |
| Progressive | 2WD 2 Door Convertible Automatic DOHC Turbo | $2,748 |
| State Farm | 2WD 2 Door Convertible Automatic DOHC Turbo | $1,650 |
Bmw Z4 insurance rates per year
2023 Bmw Z4 insurance rates
Average cost to insure
$2,611
Annual cheapest rate
$1,671
Available trims
SDrive 30i, SDrive M40i
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Nationwide | $1,671 |
| 2 | State Farm | $1,671 |
| 3 | Geico | $2,453 |
| 4 | Progressive | $2,613 |
| 5 | Farmers | $2,940 |
| 6 | Allstate | $4,318 |
2022 Bmw Z4 insurance rates
Average cost to insure
$2,121
Annual cheapest rate
$1,402
Available trims
SDrive 30i, SDrive M40i
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,402 |
| 2 | Nationwide | $1,471 |
| 3 | Geico | $1,905 |
| 4 | Progressive | $2,167 |
| 5 | Farmers | $2,191 |
| 6 | Allstate | $3,589 |
2021 Bmw Z4 insurance rates
Average cost to insure
$2,044
Annual cheapest rate
$1,345
Available trims
SDrive 30i, SDrive M40i
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,345 |
| 2 | Progressive | $1,392 |
| 3 | Nationwide | $1,615 |
| 4 | Geico | $1,720 |
| 5 | Farmers | $2,311 |
| 6 | Allstate | $3,883 |
2020 Bmw Z4 insurance rates
Average cost to insure
$2,431
Annual cheapest rate
$1,659
Available trims
SDrive 30i, SDrive M40i
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Geico | $1,659 |
| 2 | Progressive | $1,775 |
| 3 | State Farm | $1,821 |
| 4 | Farmers | $2,082 |
| 5 | Nationwide | $3,494 |
| 6 | Allstate | $3,757 |
2019 Bmw Z4 insurance rates
Average cost to insure
$2,075
Annual cheapest rate
$1,182
Available trims
SDrive 30i, SDrive M40i
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,182 |
| 2 | Geico | $1,658 |
| 3 | Progressive | $2,229 |
| 4 | Allstate | $2,352 |
| 5 | Farmers | $2,388 |
| 6 | Nationwide | $2,642 |
2016 Bmw Z4 insurance rates
Average cost to insure
$1,997
Annual cheapest rate
$1,398
Available trims
SDrive 30i, SDrive M40i
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Geico | $1,398 |
| 2 | State Farm | $1,433 |
| 3 | Nationwide | $1,659 |
| 4 | Progressive | $2,107 |
| 5 | Farmers | $2,182 |
| 6 | Allstate | $3,202 |
