Go To Top

Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Bmw Z4 is $2,358 per year or $196 per month. However, these rates can vary depending on your location, driving history, age, and other factors.

The auto insurance rates also change based on the vehicle’s model year. For example, the 2020 Bmw Z4 costs $2,358 per year, whereas the 2019 Bmw Z4 costs $2,075 annually. Geico offers the cheapest annual rate for 2020 Bmw Z4 $1,659 per year.

Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.

Average insurance cost of Bmw Z4 by model year
Graph
Table
Year of Bmw Z4 ModelAverage Cost to Insure
2020$2,358
2019$2,075
2016$1,997

Compare BMW Z4 Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate2 Door Convertible Turbo$3,189$880$770
Geico2 Door Convertible Turbo$1,405$464$328
Farmers2 Door Convertible Turbo$2,510$556$475
Nationwide2 Door Convertible Turbo$2,893$1,152$843
Progressive2 Door Convertible Turbo$2,547$590$404
State Farm2 Door Convertible Turbo$1,960$843$598

2020 Bmw Z4 Insurance Rates

Average Cost to Insure $2,358
Annual Cheapest Rate $1,659
Available Trims SDrive 30i
RankCompaniesAverage Premium
1Geico$1,659
2Progressive$1,803
3State Farm$1,815
4Farmers$2,531
5Nationwide$2,580
6Allstate$3,757

2019 Bmw Z4 Insurance Rates

Average Cost to Insure $2,075
Annual Cheapest Rate $1,182
Available Trims SDrive 30i
RankCompaniesAverage Premium
1State Farm$1,182
2Geico$1,658
3Progressive$2,229
4Allstate$2,352
5Farmers$2,388
6Nationwide$2,642

2016 Bmw Z4 Insurance Rates

Average Cost to Insure $1,997
Annual Cheapest Rate $1,398
Available Trims SDrive 30i
RankCompaniesAverage Premium
1Geico$1,398
2State Farm$1,433
3Nationwide$1,659
4Progressive$2,107
5Farmers$2,182
6Allstate$3,202

Compare BMW insurance rates by model

Make/ModelAnnual Rates
BMW I8$3,571/year
BMW Alpina$3,139/year
BMW 740I$2,619/year
BMW 440I$2,414/year
BMW 230I$2,015/year
BMW X3$1,760/year
BMW X1$1,641/year
BMW M4$2,924/year
BMW 530I$2,311/year
BMW 330I$2,104/year

Popular Vehicles