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The average BMW Z4 car insurance rate for 2021 is $2,145 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Texas is the most expensive state for car insurance with an average insurance cost of $3,994 a year, whereas Maine has the lowest BMW Z4 insurance rates for full coverage, with an annual insurance cost of $1,416 on average for drivers aged 30.

Average insurance cost of Bmw Z4 by model year
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Year of Bmw Z4 ModelAverage Cost to Insure
2020$2,358
2019$2,075
2016$1,997

Compare BMW Z4 Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate2 Door Convertible Turbo$3,189$880$770
Geico2 Door Convertible Turbo$1,405$464$328
Farmers2 Door Convertible Turbo$2,510$556$475
Nationwide2 Door Convertible Turbo$2,893$1,152$843
Progressive2 Door Convertible Turbo$2,547$590$404
State Farm2 Door Convertible Turbo$1,960$843$598

2020 Bmw Z4 Insurance Rates

companiesAverage Premium
Geico$1,659
Progressive$1,803
State Farm$1,815
Farmers$2,531
Nationwide$2,580
Allstate$3,757
Average Cost to Insure $2,358/year
Cheapest Rate $1,659/year
Available Trims SDrive 30i

2019 Bmw Z4 Insurance Rates

companiesAverage Premium
State Farm$1,182
Geico$1,658
Progressive$2,229
Allstate$2,352
Farmers$2,388
Nationwide$2,642
Average Cost to Insure $2,075/year
Cheapest Rate $1,182/year
Available Trims SDrive 30i

2016 Bmw Z4 Insurance Rates

companiesAverage Premium
Geico$1,398
State Farm$1,433
Nationwide$1,659
Progressive$2,107
Farmers$2,182
Allstate$3,202
Average Cost to Insure $1,997/year
Cheapest Rate $1,398/year
Available Trims SDrive 30i