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The average BMW Z4 car insurance rate for 2021 is $2,145 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Texas is the most expensive state for car insurance with an average insurance cost of $3,994 a year, whereas Maine has the lowest BMW Z4 insurance rates for full coverage, with an annual insurance cost of $1,416 on average for drivers aged 30.

Average insurance cost of Bmw Z4 by model year
Graph
Table
Year of Bmw Z4 ModelAverage Cost to Insure
2020$2,358
2019$2,075
2016$1,997

Compare BMW Z4 Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate2 Door Convertible Turbo$3,189$880$770
Geico2 Door Convertible Turbo$1,405$464$328
Farmers2 Door Convertible Turbo$2,510$556$475
Nationwide2 Door Convertible Turbo$2,893$1,152$843
Progressive2 Door Convertible Turbo$2,547$590$404
State Farm2 Door Convertible Turbo$1,960$843$598

2020 Bmw Z4 Insurance Rates

Average Cost to Insure $2,358
Annual Cheapest Rate $1,659
Available Trims SDrive 30i
RankCompaniesAverage Premium
1Geico$1,659
2Progressive$1,803
3State Farm$1,815
4Farmers$2,531
5Nationwide$2,580
6Allstate$3,757

2019 Bmw Z4 Insurance Rates

Average Cost to Insure $2,075
Annual Cheapest Rate $1,182
Available Trims SDrive 30i
RankCompaniesAverage Premium
1State Farm$1,182
2Geico$1,658
3Progressive$2,229
4Allstate$2,352
5Farmers$2,388
6Nationwide$2,642

2016 Bmw Z4 Insurance Rates

Average Cost to Insure $1,997
Annual Cheapest Rate $1,398
Available Trims SDrive 30i
RankCompaniesAverage Premium
1Geico$1,398
2State Farm$1,433
3Nationwide$1,659
4Progressive$2,107
5Farmers$2,182
6Allstate$3,202

Compare BMW insurance rates by model

Make/ModelAnnual Rates
BMW I8$3,571/year
BMW Alpina$3,139/year
BMW 740I$2,619/year
BMW 440I$2,414/year
BMW 230I$2,015/year
BMW X3$1,760/year
BMW X1$1,641/year
BMW M4$2,924/year
BMW 530I$2,311/year
BMW 330I$2,104/year

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