Car insurance rates vary based on the make and model of the vehicle and trim levels. According to Insurance.com research, the average cost of insuring a Bmw Z4 is $2,358 per year or $196 per month. However, these rates can vary depending on your location, driving history, age, and other factors.
The auto insurance rates also change based on the vehicle’s model year. For example, the 2020 Bmw Z4 costs $2,358 per year, whereas the 2019 Bmw Z4 costs $2,075 annually. Geico offers the cheapest annual rate for 2020 Bmw Z4 $1,659 per year.
Keep reading to learn more about which state offers the cheapest car insurance rates based on model year and which model year is the cheapest to insure amongst all the models surveyed by Insurance.com.
Average insurance cost of Bmw Z4 by model year
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Table
| Year of Bmw Z4 Model | Average Cost to Insure |
|---|---|
| 2020 | $2,358 |
| 2019 | $2,075 |
| 2016 | $1,997 |
Compare BMW Z4 Insurance Rates by State
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| Company | Style | Full Coverage(Avg) | Liability Coverage(Avg) | State Minimum Coverage(Avg) |
|---|---|---|---|---|
| Allstate | 2 Door Convertible Turbo | $3,189 | $880 | $770 |
| Geico | 2 Door Convertible Turbo | $1,405 | $464 | $328 |
| Farmers | 2 Door Convertible Turbo | $2,510 | $556 | $475 |
| Nationwide | 2 Door Convertible Turbo | $2,893 | $1,152 | $843 |
| Progressive | 2 Door Convertible Turbo | $2,547 | $590 | $404 |
| State Farm | 2 Door Convertible Turbo | $1,960 | $843 | $598 |
2020 Bmw Z4 Insurance Rates
Average Cost to Insure
$2,358
Annual Cheapest Rate
$1,659
Available Trims
SDrive 30i
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | Geico | $1,659 |
| 2 | Progressive | $1,803 |
| 3 | State Farm | $1,815 |
| 4 | Farmers | $2,531 |
| 5 | Nationwide | $2,580 |
| 6 | Allstate | $3,757 |
2019 Bmw Z4 Insurance Rates
Average Cost to Insure
$2,075
Annual Cheapest Rate
$1,182
Available Trims
SDrive 30i
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | State Farm | $1,182 |
| 2 | Geico | $1,658 |
| 3 | Progressive | $2,229 |
| 4 | Allstate | $2,352 |
| 5 | Farmers | $2,388 |
| 6 | Nationwide | $2,642 |
2016 Bmw Z4 Insurance Rates
Average Cost to Insure
$1,997
Annual Cheapest Rate
$1,398
Available Trims
SDrive 30i
| Rank | Companies | Average Premium |
|---|---|---|
| 1 | Geico | $1,398 |
| 2 | State Farm | $1,433 |
| 3 | Nationwide | $1,659 |
| 4 | Progressive | $2,107 |
| 5 | Farmers | $2,182 |
| 6 | Allstate | $3,202 |
