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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a BMW X6 is $4,203 per year or $350 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2025 BMW X6 costs $4,203, whereas the 2024 BMW X6 costs $4,245 annually. This is $42 more than the 2025 rates.
Travelers offers the cheapest annual rate for 2025 BMW X6 at $3,528 per year.
Below, we'll look at BMW X6 insurance rates and show you how to save.
Average insurance cost of BMW X6 by model year
| Year of BMW X6 model | Average cost to insure |
|---|---|
| 2025 | $4,203 |
| 2024 | $4,245 |
| 2023 | $4,056 |
| 2022 | $3,862 |
| 2021 | $3,639 |
Compare X6 insurance rates by state
| Company | Average annual premium |
|---|---|
| State Farm | $2,695 |
| UAIC | $2,799 |
| Nationwide | $2,851 |
| GEICO | $4,082 |
| Progressive | $4,179 |
| Travelers | $4,311 |
| Farmers | $4,673 |
| Allstate | $4,848 |
| Mercury Insurance | $4,984 |
| AIG | $6,837 |
BMW X6 insurance rates per year
2025 BMW X6 insurance rates
Rank Company Average annual premium 1 Travelers $3,528 2 GEICO $3,588 3 Progressive $3,653 4 State Farm $3,707 5 Nationwide $3,899 6 Allstate $5,352 7 Farmers $6,056 8 USAA $2,854 2024 BMW X6 insurance rates
Rank Company Average annual premium 1 State Farm $3,339 2 Travelers $3,510 3 GEICO $3,516 4 Progressive $3,822 5 Nationwide $4,060 6 Allstate $5,177 7 Farmers $6,204 8 USAA $3,377 2023 BMW X6 insurance rates
Rank Company Average annual premium 1 GEICO $3,280 2 Travelers $3,283 3 State Farm $3,479 4 Progressive $3,702 5 Nationwide $3,859 6 Allstate $4,952 7 Farmers $5,917 8 USAA $3,251 2022 BMW X6 insurance rates
Rank Company Average annual premium 1 State Farm $3,098 2 GEICO $3,133 3 Travelers $3,202 4 Progressive $3,611 5 Nationwide $3,879 6 Allstate $4,471 7 Farmers $5,690 8 USAA $2,950 2021 BMW X6 insurance rates
Rank Company Average annual premium 1 GEICO $2,940 2 Travelers $2,947 3 State Farm $3,185 4 Progressive $3,312 5 Nationwide $4,044 6 Allstate $4,102 7 Farmers $5,240 8 USAA $2,719 2020 BMW X6 insurance rates
Rank Company Average annual premium 1 GEICO $2,838 2 Travelers $2,870 3 State Farm $2,886 4 Progressive $3,152 5 Nationwide $3,860 6 Allstate $3,956 7 Farmers $5,007 8 USAA $2,494 2019 BMW X6 insurance rates
Rank Company Average annual premium 1 Travelers $2,576 2 GEICO $2,604 3 State Farm $2,748 4 Progressive $2,937 5 Nationwide $3,533 6 Allstate $3,706 7 Farmers $4,518 8 USAA $2,309 2018 BMW X6 insurance rates
Rank Company Average annual premium 1 Travelers $2,497 2 GEICO $2,616 3 State Farm $2,710 4 Progressive $2,807 5 Nationwide $3,226 6 Allstate $3,702 7 Farmers $4,246 8 USAA $2,196
BMW insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage