Ashlee Tilford Written by Ashlee Tilford
Managing Editor

Ashlee is a dynamic business writer and editor with a focus on personal finance. With an MBA and more than fourteen years in the finance industry, Ashlee brings a practical and relatable perspective to insurance topics. She is passionate about empowering others to achieve financial success and protect their assets. When Ashlee isn't writing and editing, she enjoys spending time with her partner, dog and chickens on their farm in Kentucky.


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Insurance.com research suggests that the cost of insuring a Toyota Camry is estimated to be around $2,125 annually or $177 monthly. It's important for drivers to consider these rates when assessing their insurance needs. These rates can increase based on your driving record, location, age, and other factors.

Auto insurance rates vary depending on the model year. For instance, average car insurance rates for a 2023 Toyota Camry costs $2,125 per year, while its 2022 equivalent costs $1,746 per year.

Regardless of your chosen model year, you can find a competitive carrier that meets your needs and budget. Insurance.com conducted data analysis and discovered which cars offer the most affordable insurance rates based on model year and whether one specific model is cheaper to insure than others.

Read on to learn in detail about these cost-effective auto policies for Toyota Camry.

Average insurance cost of Toyota Camry by model year

Year of Toyota Camry ModelAverage Cost to Insure
2023$2,125
2022$1,746
2021$1,697
2020$1,808
2019$1,814
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Compare Toyota Camry insurance rates by state

L O A D I N G
CompanyStyleAverage annual premium
Allstate2WD 4 Door Sedan$2,902
Geico2WD 4 Door Sedan$2,066
Farmers2WD 4 Door Sedan$3,796
Nationwide2WD 4 Door Sedan$2,892
Progressive2WD 4 Door Sedan$2,132
State Farm2WD 4 Door Sedan$2,030
Allstate4WD 4 Door Sedan$3,034
Geico4WD 4 Door Sedan$2,153
Farmers4WD 4 Door Sedan$3,796
Nationwide4WD 4 Door Sedan$3,324
Progressive4WD 4 Door Sedan$2,132
State Farm4WD 4 Door Sedan$2,030

Toyota Camry insurance rates per year

2023

2023 Toyota Camry insurance rates

Average cost to insure $2,125
Annual cheapest rate $1,527
Available trims Hybrid LE, Hybrid SE, Hybrid SE Nightshade, Hybrid XLE, Hybrid XSE, LE, SE, SE Nightshade Edition, TRD, XLE, XSE
RankCompanyAverage annual premium
1State Farm$1,527
2Geico$1,695
3Nationwide$1,912
4Progressive$2,149
5Farmers$2,603
6Allstate$2,862
2022

2022 Toyota Camry insurance rates

Average cost to insure $1,746
Annual cheapest rate $1,212
Available trims Hybrid LE, Hybrid SE, Hybrid SE Nightshade, Hybrid XLE, Hybrid XSE, LE, SE, SE Nightshade Edition, TRD, XLE, XSE
RankCompanyAverage annual premium
1State Farm$1,212
2Geico$1,307
3Nationwide$1,680
4Progressive$1,805
5Farmers$2,078
6Allstate$2,396
2021

2021 Toyota Camry insurance rates

Average cost to insure $1,697
Annual cheapest rate $1,145
Available trims Hybrid LE, Hybrid SE, Hybrid SE Nightshade, Hybrid XLE, Hybrid XSE, LE, SE, SE Nightshade Edition, TRD, XLE, XSE
RankCompanyAverage annual premium
1State Farm$1,145
2Geico$1,362
3Progressive$1,424
4Nationwide$1,662
5Farmers$2,074
6Allstate$2,513
2020

2020 Toyota Camry insurance rates

Average cost to insure $1,808
Annual cheapest rate $1,283
Available trims Hybrid LE, Hybrid SE, Hybrid SE Nightshade, Hybrid XLE, Hybrid XSE, LE, SE, SE Nightshade Edition, TRD, XLE, XSE
RankCompanyAverage annual premium
1State Farm$1,283
2Geico$1,350
3Progressive$1,723
4Farmers$1,936
5Nationwide$2,153
6Allstate$2,404
2019

2019 Toyota Camry insurance rates

Average cost to insure $1,814
Annual cheapest rate $1,229
Available trims Hybrid LE, Hybrid SE, Hybrid SE Nightshade, Hybrid XLE, Hybrid XSE, LE, SE, SE Nightshade Edition, TRD, XLE, XSE
RankCompanyAverage annual premium
1Geico$1,229
2State Farm$1,314
3Nationwide$1,716
4Progressive$1,971
5Farmers$2,318
6Allstate$2,336
2018

2018 Toyota Camry insurance rates

Average cost to insure $1,780
Annual cheapest rate $1,222
Available trims Hybrid LE, Hybrid SE, Hybrid SE Nightshade, Hybrid XLE, Hybrid XSE, LE, SE, SE Nightshade Edition, TRD, XLE, XSE
RankCompanyAverage annual premium
1Geico$1,222
2State Farm$1,304
3Nationwide$1,732
4Progressive$1,926
5Allstate$2,243
6Farmers$2,255
2017

2017 Toyota Camry insurance rates

Average cost to insure $1,733
Annual cheapest rate $1,172
Available trims Hybrid LE, Hybrid SE, Hybrid SE Nightshade, Hybrid XLE, Hybrid XSE, LE, SE, SE Nightshade Edition, TRD, XLE, XSE
RankCompanyAverage annual premium
1Geico$1,172
2State Farm$1,278
3Nationwide$1,739
4Progressive$1,831
5Allstate$2,132
6Farmers$2,243
2016

2016 Toyota Camry insurance rates

Average cost to insure $1,675
Annual cheapest rate $1,136
Available trims Hybrid LE, Hybrid SE, Hybrid SE Nightshade, Hybrid XLE, Hybrid XSE, LE, SE, SE Nightshade Edition, TRD, XLE, XSE
RankCompanyAverage annual premium
1Geico$1,136
2State Farm$1,213
3Nationwide$1,657
4Progressive$1,808
5Allstate$2,046
6Farmers$2,189
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