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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Toyota Camry is $2,889 per year or $241 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Toyota Camry costs $2,889, whereas the 2024 Toyota Camry costs $2,789 annually. This is $100 less than the 2025 rates.
Travelers offers the cheapest annual rate for 2025 Toyota Camry at $2,070 per year.
Below, we'll look at Toyota Camry insurance rates and show you how to save.
Average insurance cost of Toyota Camry by model year
| Year of Toyota Camry model | Average cost to insure |
|---|---|
| 2025 | $2,889 |
| 2024 | $2,789 |
| 2023 | $2,759 |
| 2022 | $2,646 |
| 2021 | $2,552 |
Compare Camry insurance rates by state
| Company | Average annual premium |
|---|---|
| State Farm | $2,294 |
| Nationwide | $2,306 |
| Travelers | $2,559 |
| UAIC | $2,689 |
| GEICO | $3,039 |
| Mercury Insurance | $3,937 |
| Allstate | $4,080 |
| Farmers | $4,538 |
| Progressive | $4,627 |
| AIG | $5,902 |
Toyota Camry insurance rates per year
2025 Toyota Camry insurance rates
Rank Company Average annual premium 1 Travelers $2,070 2 GEICO $2,171 3 State Farm $2,504 4 Progressive $2,737 5 Nationwide $2,802 6 Allstate $3,644 7 Farmers $4,053 8 USAA $1,938 2024 Toyota Camry insurance rates
Rank Company Average annual premium 1 Travelers $2,121 2 GEICO $2,122 3 State Farm $2,291 4 Progressive $2,694 5 Nationwide $2,904 6 Allstate $3,258 7 Farmers $3,684 8 USAA $1,998 2023 Toyota Camry insurance rates
Rank Company Average annual premium 1 Travelers $2,007 2 GEICO $2,088 3 State Farm $2,231 4 Progressive $2,644 5 Nationwide $2,943 6 Allstate $3,414 7 Farmers $3,663 8 USAA $1,977 2022 Toyota Camry insurance rates
Rank Company Average annual premium 1 Travelers $1,975 2 GEICO $1,989 3 State Farm $2,180 4 Progressive $2,608 5 Nationwide $2,906 6 Allstate $3,193 7 Farmers $3,515 8 USAA $1,918 2021 Toyota Camry insurance rates
Rank Company Average annual premium 1 Travelers $1,881 2 GEICO $1,942 3 State Farm $2,167 4 Progressive $2,470 5 Nationwide $2,932 6 Allstate $3,079 7 Farmers $3,394 8 USAA $1,838 2020 Toyota Camry insurance rates
Rank Company Average annual premium 1 Travelers $1,830 2 GEICO $1,872 3 State Farm $2,108 4 Progressive $2,384 5 Nationwide $2,742 6 Allstate $2,969 7 Farmers $3,214 8 USAA $1,762 2019 Toyota Camry insurance rates
Rank Company Average annual premium 1 Travelers $1,826 2 GEICO $1,836 3 State Farm $2,032 4 Progressive $2,343 5 Nationwide $2,501 6 Allstate $2,907 7 Farmers $3,120 8 USAA $1,689 2018 Toyota Camry insurance rates
Rank Company Average annual premium 1 GEICO $1,789 2 Travelers $1,792 3 State Farm $1,981 4 Progressive $2,306 5 Nationwide $2,386 6 Allstate $2,823 7 Farmers $2,995 8 USAA $1,654
Toyota insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage