Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Toyota Prius is $2,427 per year or $202 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2024 Toyota Prius costs $2,427, whereas the 2023 Toyota Prius costs $2,500 annually. This is $73 more than the 2024 rates.
State Farm offers the cheapest annual rate for 2024 Toyota Prius at $1,855 per year.
Below, we'll look at Toyota Prius insurance rates and show you how to save.
Average insurance cost of Toyota Prius by model year
| Year of Toyota Prius model | Average cost to insure |
|---|---|
| 2024 | $2,427 |
| 2023 | $2,500 |
| 2022 | $2,351 |
| 2021 | $2,305 |
| 2020 | $2,217 |
Compare Prius insurance rates by state
| Company | Style | Average annual premium |
|---|---|---|
| State Farm | 2WD 4 Door Hatchback DOHC Hybrid | $2,259 |
| Nationwide | 4WD 4 Door Hatchback DOHC Hybrid | $2,320 |
| State Farm | 4WD 4 Door Hatchback DOHC Hybrid | $2,326 |
| GEICO | 2WD 4 Door Hatchback DOHC Hybrid | $2,374 |
| Nationwide | 2WD 4 Door Hatchback DOHC Hybrid | $2,376 |
| GEICO | 4WD 4 Door Hatchback DOHC Hybrid | $2,736 |
| Progressive | 2WD 4 Door Hatchback DOHC Hybrid | $3,148 |
| Progressive | 4WD 4 Door Hatchback DOHC Hybrid | $3,148 |
| Allstate | 2WD 4 Door Hatchback DOHC Hybrid | $4,451 |
| Allstate | 4WD 4 Door Hatchback DOHC Hybrid | $4,841 |
Toyota Prius insurance rates per year
2024 Toyota Prius insurance rates
Rank Company Average annual premium 1 State Farm $1,855 2 Nationwide $1,877 3 GEICO $1,911 4 Progressive $2,513 5 Farmers $2,966 6 Allstate $3,439 2023 Toyota Prius insurance rates
Rank Company Average annual premium 1 State Farm $1,883 2 Nationwide $2,113 3 GEICO $2,163 4 Progressive $2,447 5 Farmers $3,012 6 Allstate $3,384 2022 Toyota Prius insurance rates
Rank Company Average annual premium 1 GEICO $1,769 2 State Farm $1,900 3 Nationwide $2,108 4 Progressive $2,410 5 Farmers $2,903 6 Allstate $3,014 2021 Toyota Prius insurance rates
Rank Company Average annual premium 1 GEICO $1,724 2 State Farm $1,982 3 Nationwide $2,136 4 Progressive $2,342 5 Farmers $2,781 6 Allstate $2,865 2020 Toyota Prius insurance rates
Rank Company Average annual premium 1 GEICO $1,756 2 State Farm $1,849 3 Nationwide $2,072 4 Progressive $2,238 5 Farmers $2,677 6 Allstate $2,708 2019 Toyota Prius insurance rates
Rank Company Average annual premium 1 GEICO $1,726 2 State Farm $1,771 3 Nationwide $2,098 4 Progressive $2,170 5 Farmers $2,595 6 Allstate $2,668 2018 Toyota Prius insurance rates
Rank Company Average annual premium 1 GEICO $1,609 2 State Farm $1,743 3 Nationwide $2,001 4 Progressive $2,085 5 Allstate $2,408 6 Farmers $2,507 2017 Toyota Prius insurance rates
Rank Company Average annual premium 1 GEICO $1,548 2 State Farm $1,692 3 Nationwide $1,988 4 Progressive $1,999 5 Allstate $2,295 6 Farmers $2,431
Toyota insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage