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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Toyota Prius is $2,930 per year or $244 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Toyota Prius costs $2,930, whereas the 2024 Toyota Prius costs $2,799 annually. This is $131 less than the 2025 rates.
Travelers offers the cheapest annual rate for 2025 Toyota Prius at $2,139 per year.
Below, we'll look at Toyota Prius insurance rates and show you how to save.
Average insurance cost of Toyota Prius by model year
| Year of Toyota Prius model | Average cost to insure |
|---|---|
| 2025 | $2,930 |
| 2024 | $2,799 |
| 2023 | $2,762 |
| 2022 | $2,608 |
| 2021 | $2,543 |
Compare Prius insurance rates by state
| Company | Average annual premium |
|---|---|
| State Farm | $2,030 |
| Nationwide | $2,337 |
| Travelers | $2,404 |
| UAIC | $2,669 |
| GEICO | $3,552 |
| Mercury Insurance | $3,732 |
| Allstate | $4,046 |
| Farmers | $4,187 |
| Progressive | $4,747 |
| AIG | $5,891 |
Toyota Prius insurance rates per year
2025 Toyota Prius insurance rates
Rank Company Average annual premium 1 Travelers $2,139 2 State Farm $2,470 3 GEICO $2,556 4 Nationwide $2,614 5 Progressive $2,822 6 Farmers $3,799 7 Allstate $3,901 8 USAA $2,110 2024 Toyota Prius insurance rates
Rank Company Average annual premium 1 Travelers $1,870 2 State Farm $2,259 3 GEICO $2,378 4 Nationwide $2,762 5 Progressive $2,807 6 Allstate $3,539 7 Farmers $3,740 8 USAA $2,156 2023 Toyota Prius insurance rates
Rank Company Average annual premium 1 Travelers $1,849 2 State Farm $2,152 3 GEICO $2,321 4 Nationwide $2,780 5 Progressive $2,787 6 Farmers $3,658 7 Allstate $3,719 8 USAA $2,073 2022 Toyota Prius insurance rates
Rank Company Average annual premium 1 Travelers $1,790 2 GEICO $1,944 3 State Farm $2,123 4 Progressive $2,651 5 Nationwide $2,725 6 Allstate $3,374 7 Farmers $3,493 8 USAA $1,965 2021 Toyota Prius insurance rates
Rank Company Average annual premium 1 Travelers $1,816 2 GEICO $1,899 3 State Farm $2,137 4 Progressive $2,583 5 Nationwide $2,758 6 Allstate $3,219 7 Farmers $3,389 8 USAA $1,878 2020 Toyota Prius insurance rates
Rank Company Average annual premium 1 Travelers $1,775 2 GEICO $1,913 3 State Farm $2,013 4 Progressive $2,499 5 Nationwide $2,588 6 Allstate $3,058 7 Farmers $3,236 8 USAA $1,819 2019 Toyota Prius insurance rates
Rank Company Average annual premium 1 Travelers $1,758 2 GEICO $1,890 3 State Farm $1,967 4 Progressive $2,416 5 Nationwide $2,585 6 Allstate $3,022 7 Farmers $3,213 8 USAA $1,735 2018 Toyota Prius insurance rates
Rank Company Average annual premium 1 Travelers $1,754 2 GEICO $1,777 3 State Farm $1,943 4 Progressive $2,242 5 Nationwide $2,491 6 Allstate $2,821 7 Farmers $3,042 8 USAA $1,632
Toyota insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage