Toyota 4Runner insurance: Are Toyota 4runners expensive to insure?

The average Toyota 4Runner car insurance rate for 2021 is $1,574 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $3,103 a year, whereas Maine has the lowest Toyota 4Runner insurance rates for full coverage, with an annual insurance cost of $942 on average for drivers aged 30.

Compare Toyota 4Runner Insurance Rates by State

L O A D I N G

Year of Car

State Served

Select Make

Select Model

Company	Style	Premium(Avg)	Full Coverage(Avg)	Liability Coverage(Avg)	State Minimum Coverage(Avg)
Allstate Ins Grp	2WD 4 Door Utility	$1,147	$2,106	$707	$628
Berkshire Hathaway Grp	2WD 4 Door Utility	$783	$1,409	$548	$391
Farmers Ins Grp	2WD 4 Door Utility	$1,512	$2,487	$1,101	$949
Nationwide Corp Grp	2WD 4 Door Utility	$1,401	$2,571	$937	$696
Progressive Grp	2WD 4 Door Utility	$941	$1,741	$642	$439
State Farm Grp	2WD 4 Door Utility	$1,172	$2,146	$801	$569
Allstate Ins Grp	4WD 4 Door Utility	$1,147	$2,106	$707	$628
Berkshire Hathaway Grp	4WD 4 Door Utility	$820	$1,485	$568	$406
Farmers Ins Grp	4WD 4 Door Utility	$1,478	$2,326	$1,136	$971
Nationwide Corp Grp	4WD 4 Door Utility	$1,338	$2,430	$909	$675
Progressive Grp	4WD 4 Door Utility	$945	$1,794	$617	$424
State Farm Grp	4WD 4 Door Utility	$1,172	$2,146	$801	$569

2020 Toyota 4Runner Insurance Rates

companies	Average Premium
Progressive Universal Ins Co	$842
Nationwide Agribusiness Ins Co	$876
Artisan & Truckers Cas Co	$887
Geico Cas Co	$920
Progressive Paloverde Ins Co	$988
Nationwide Affinity Co of Amer	$1,048
Government Employees Ins Co	$1,120
Progressive Advanced Ins Co	$1,129
Depositors Ins Co	$1,137
Allied Prop & Cas Ins Co	$1,157
Progressive HI Ins Corp	$1,168
State Farm Mut Auto Ins Co	$1,170
Geico Gen Ins Co	$1,281
Farmers Ins Co Of ID	$1,285
Nationwide Prop & Cas Ins Co	$1,311
Progressive Classic Ins Co	$1,324
Progressive Specialty Ins Co	$1,340
Nationwide Mut Ins Co	$1,357
Progressive Northwestern Ins Co	$1,367
Progressive Garden State Ins Co	$1,372
Nationwide Ins Co Of Amer	$1,389
Nationwide Mut Fire Ins Co	$1,397
Farmers Ins Of Columbus Inc	$1,421
Victoria Fire & Cas Co	$1,425
Berkshire Hathaway Grp	$1,430
Geico Ind Co	$1,431
Progressive Max Ins Co	$1,453
Amco Ins Co	$1,470
Progressive Gulf Ins Co	$1,489
Progressive Direct Ins Co	$1,498
Colonial Cnty Mut Ins Co	$1,526
State Farm Ind Co	$1,528
Progressive Preferred Ins Co	$1,532
Farmers Ins HI Inc	$1,567
Progressive Northern Ins Co	$1,574
Progressive Southeastern Ins Co	$1,581
Farmers Ins Co Of OR	$1,598
Illinois Farmers Ins Co	$1,629
Progressive Marathon Ins Co	$1,671
United Financial Cas Co	$1,715
Progressive Cas Ins Co	$1,806
Farmers Ins Co Inc	$1,909
Mid Century Ins Co	$1,934
Progressive Select Ins Co	$1,979
Allstate NJ Prop & Cas Ins Co	$1,985
Progressive Mountain Ins Co	$2,063
Allstate Northbrook Ind Co	$2,099
Farmers Ins Co Of AZ	$2,121
Farmers Ins Co Of WA	$2,166
Allstate Ins Co	$2,298
Allstate Ind Co	$2,301
Allstate Fire & Cas Ins Co	$2,346
21st Century Centennial Ins Co	$2,348
Allstate Prop & Cas Ins Co	$2,469
Progressive Security Ins Co	$2,740
Farmers Ins Exch	$3,091