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The average Toyota 4Runner car insurance rate for 2021 is $1,574 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $3,103 a year, whereas Maine has the lowest Toyota 4Runner insurance rates for full coverage, with an annual insurance cost of $942 on average for drivers aged 30.

Compare Toyota 4Runner Insurance Rates by State

L O A D I N G
Company Style Premium(Avg) Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate Ins Grp2WD 4 Door Utility$1,147$2,106$707$628
Berkshire Hathaway Grp2WD 4 Door Utility$783$1,409$548$391
Farmers Ins Grp2WD 4 Door Utility$1,512$2,487$1,101$949
Nationwide Corp Grp2WD 4 Door Utility$1,401$2,571$937$696
Progressive Grp2WD 4 Door Utility$941$1,741$642$439
State Farm Grp2WD 4 Door Utility$1,172$2,146$801$569
Allstate Ins Grp4WD 4 Door Utility$1,147$2,106$707$628
Berkshire Hathaway Grp4WD 4 Door Utility$820$1,485$568$406
Farmers Ins Grp4WD 4 Door Utility$1,478$2,326$1,136$971
Nationwide Corp Grp4WD 4 Door Utility$1,338$2,430$909$675
Progressive Grp4WD 4 Door Utility$945$1,794$617$424
State Farm Grp4WD 4 Door Utility$1,172$2,146$801$569

2020 Toyota 4Runner Insurance Rates

companiesAverage Premium
Progressive Universal Ins Co$842
Nationwide Agribusiness Ins Co$876
Artisan & Truckers Cas Co$887
Geico Cas Co$920
Progressive Paloverde Ins Co$988
Nationwide Affinity Co of Amer$1,048
Government Employees Ins Co$1,120
Progressive Advanced Ins Co$1,129
Depositors Ins Co$1,137
Allied Prop & Cas Ins Co$1,157
Progressive HI Ins Corp$1,168
State Farm Mut Auto Ins Co$1,170
Geico Gen Ins Co$1,281
Farmers Ins Co Of ID$1,285
Nationwide Prop & Cas Ins Co$1,311
Progressive Classic Ins Co$1,324
Progressive Specialty Ins Co$1,340
Nationwide Mut Ins Co$1,357
Progressive Northwestern Ins Co$1,367
Progressive Garden State Ins Co$1,372
Nationwide Ins Co Of Amer$1,389
Nationwide Mut Fire Ins Co$1,397
Farmers Ins Of Columbus Inc$1,421
Victoria Fire & Cas Co$1,425
Berkshire Hathaway Grp$1,430
Geico Ind Co$1,431
Progressive Max Ins Co$1,453
Amco Ins Co$1,470
Progressive Gulf Ins Co$1,489
Progressive Direct Ins Co$1,498
Colonial Cnty Mut Ins Co$1,526
State Farm Ind Co$1,528
Progressive Preferred Ins Co$1,532
Farmers Ins HI Inc$1,567
Progressive Northern Ins Co$1,574
Progressive Southeastern Ins Co$1,581
Farmers Ins Co Of OR$1,598
Illinois Farmers Ins Co$1,629
Progressive Marathon Ins Co$1,671
United Financial Cas Co$1,715
Progressive Cas Ins Co$1,806
Farmers Ins Co Inc$1,909
Mid Century Ins Co$1,934
Progressive Select Ins Co$1,979
Allstate NJ Prop & Cas Ins Co$1,985
Progressive Mountain Ins Co$2,063
Allstate Northbrook Ind Co$2,099
Farmers Ins Co Of AZ$2,121
Farmers Ins Co Of WA$2,166
Allstate Ins Co$2,298
Allstate Ind Co$2,301
Allstate Fire & Cas Ins Co$2,346
21st Century Centennial Ins Co$2,348
Allstate Prop & Cas Ins Co$2,469
Progressive Security Ins Co$2,740
Farmers Ins Exch$3,091
Average Cost to Insure $1,590/year
Cheapest Rate $842/year
Available Trims Limited, SR5, TRD OFF-ROAD, TRD Pro

2019 Toyota 4Runner Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$663
State Farm Grp$699
Nationwide Corp Grp$821
Progressive Grp$976
Allstate Ins Grp$1,218
Farmers Ins Grp$1,228
Average Cost to Insure $934/year
Cheapest Rate $663/year
Available Trims Limited, SR5, TRD OFF-ROAD, TRD Pro

2018 Toyota 4Runner Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$648
State Farm Grp$690
Nationwide Corp Grp$831
Progressive Grp$974
Allstate Ins Grp$1,147
Farmers Ins Grp$1,208
Average Cost to Insure $916/year
Cheapest Rate $648/year
Available Trims Limited, SR5, TRD OFF-ROAD, TRD Pro

2017 Toyota 4Runner Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$648
State Farm Grp$685
Nationwide Corp Grp$840
Progressive Grp$973
Allstate Ins Grp$1,141
Farmers Ins Grp$1,188
Average Cost to Insure $913/year
Cheapest Rate $648/year
Available Trims Limited, SR5, TRD OFF-ROAD, TRD Pro

2016 Toyota 4Runner Insurance Rates

companiesAverage Premium
Berkshire Hathaway Grp$624
State Farm Grp$687
Nationwide Corp Grp$887
Progressive Grp$974
Allstate Ins Grp$1,111
Farmers Ins Grp$1,206
Average Cost to Insure $915/year
Cheapest Rate $624/year
Available Trims Limited, SR5, TRD OFF-ROAD, TRD Pro