Go To Top

The average Toyota 4Runner car insurance rate for 2021 is $1,574 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $3,103 a year, whereas Maine has the lowest Toyota 4Runner insurance rates for full coverage, with an annual insurance cost of $942 on average for drivers aged 30.

Average insurance cost of Toyota 4Runner by model year
Graph
Table
Year of Toyota 4Runner ModelAverage Cost to Insure
2020$1,518
2019$1,607
2018$1,551
2017$1,532
2016$1,522

Compare Toyota 4Runner Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate2WD 4 Door Utility$2,106$707$628
Geico2WD 4 Door Utility$1,409$548$391
Farmers2WD 4 Door Utility$2,487$1,101$949
Nationwide2WD 4 Door Utility$2,571$937$696
Progressive2WD 4 Door Utility$1,741$642$439
State Farm2WD 4 Door Utility$2,146$801$569
Allstate4WD 4 Door Utility$2,106$707$628
Geico4WD 4 Door Utility$1,485$568$406
Farmers4WD 4 Door Utility$2,326$1,136$971
Nationwide4WD 4 Door Utility$2,430$909$675
Progressive4WD 4 Door Utility$1,794$617$424
State Farm4WD 4 Door Utility$2,146$801$569

2020 Toyota 4Runner Insurance Rates

Average Cost to Insure $1,518
Annual Cheapest Rate $1,149
Available Trims Limited, SR5, TRD OFF-ROAD, TRD Pro
RankCompaniesAverage Premium
1State Farm$1,149
2Geico$1,161
3Progressive$1,324
4Nationwide$1,359
5Farmers$1,754
6Allstate$2,360

2019 Toyota 4Runner Insurance Rates

Average Cost to Insure $1,607
Annual Cheapest Rate $1,139
Available Trims Limited, SR5, TRD OFF-ROAD, TRD Pro
RankCompaniesAverage Premium
1Geico$1,139
2State Farm$1,235
3Nationwide$1,300
4Progressive$1,642
5Farmers$2,092
6Allstate$2,233

2018 Toyota 4Runner Insurance Rates

Average Cost to Insure $1,551
Annual Cheapest Rate $1,096
Available Trims Limited, SR5, TRD OFF-ROAD, TRD Pro
RankCompaniesAverage Premium
1Geico$1,096
2State Farm$1,197
3Nationwide$1,313
4Progressive$1,617
5Allstate$2,039
6Farmers$2,043

2017 Toyota 4Runner Insurance Rates

Average Cost to Insure $1,532
Annual Cheapest Rate $1,089
Available Trims Limited, SR5, TRD OFF-ROAD, TRD Pro
RankCompaniesAverage Premium
1Geico$1,089
2State Farm$1,175
3Nationwide$1,323
4Progressive$1,598
5Farmers$1,996
6Allstate$2,009

2016 Toyota 4Runner Insurance Rates

Average Cost to Insure $1,522
Annual Cheapest Rate $1,016
Available Trims Limited, SR5, TRD OFF-ROAD, TRD Pro
RankCompaniesAverage Premium
1Geico$1,016
2State Farm$1,190
3Nationwide$1,396
4Progressive$1,579
5Allstate$1,924
6Farmers$2,026

Compare Toyota insurance rates by model

Make/ModelAnnual Rates
Toyota Land Cruiser$1,918/year
Toyota Highlander$1,500/year
Toyota C-HR$1,489/year
Toyota Avalon$1,718/year
Toyota 86$2,040/year
Toyota Camry$1,601/year
Toyota Corolla$1,622/year
Toyota Prius$1,581/year
Toyota RAV4$1,438/year

Popular Vehicles