Toyota 4Runner insurance: Are Toyota 4runners expensive to insure?

Insurance.com research suggests that the cost of insuring a Toyota 4Runner is estimated to be around $1,518 annually or $126 monthly. It's important for drivers to consider these rates when assessing their insurance needs. These rates can increase based on your driving record, location, age, and other factors.

Auto insurance rates vary depending on the model year. For instance, average car insurance rates for a 2020 Toyota 4Runner costs $1,518 per year, while its 2019 equivalent costs $1,607 per year.

Regardless of your chosen model year, you can find a competitive carrier that meets your needs and budget. Insurance.com conducted data analysis and discovered which cars offer the most affordable insurance rates based on model year and whether one specific model is cheaper to insure than others.

Read on to learn in detail about these cost-effective auto policies for Toyota 4Runner.

Average insurance cost of Toyota 4Runner by model year

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Table

Year of Toyota 4Runner Model	Average Cost to Insure
2020	$1,518
2019	$1,607
2018	$1,551
2017	$1,532
2016	$1,522

Compare Toyota 4Runner Insurance Rates by State

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Company	Style	Full Coverage(Avg)	Liability Coverage(Avg)	State Minimum Coverage(Avg)
Allstate	2WD 4 Door Utility	$2,106	$707	$628
Geico	2WD 4 Door Utility	$1,409	$548	$391
Farmers	2WD 4 Door Utility	$2,487	$1,101	$949
Nationwide	2WD 4 Door Utility	$2,571	$937	$696
Progressive	2WD 4 Door Utility	$1,741	$642	$439
State Farm	2WD 4 Door Utility	$2,146	$801	$569
Allstate	4WD 4 Door Utility	$2,106	$707	$628
Geico	4WD 4 Door Utility	$1,485	$568	$406
Farmers	4WD 4 Door Utility	$2,326	$1,136	$971
Nationwide	4WD 4 Door Utility	$2,430	$909	$675
Progressive	4WD 4 Door Utility	$1,794	$617	$424
State Farm	4WD 4 Door Utility	$2,146	$801	$569