Toyota 4Runner insurance: Are Toyota 4runners expensive to insure?

The average Toyota 4Runner car insurance rate for 2021 is $1,574 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $3,103 a year, whereas Maine has the lowest Toyota 4Runner insurance rates for full coverage, with an annual insurance cost of $942 on average for drivers aged 30.

Average insurance cost of Toyota 4Runner by model year

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Year of Toyota 4Runner Model	Average Cost to Insure
2020	$1,518
2019	$1,607
2018	$1,551
2017	$1,532
2016	$1,522

Compare Toyota 4Runner Insurance Rates by State

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Company	Style	Full Coverage(Avg)	Liability Coverage(Avg)	State Minimum Coverage(Avg)
Allstate	2WD 4 Door Utility	$2,106	$707	$628
Geico	2WD 4 Door Utility	$1,409	$548	$391
Farmers	2WD 4 Door Utility	$2,487	$1,101	$949
Nationwide	2WD 4 Door Utility	$2,571	$937	$696
Progressive	2WD 4 Door Utility	$1,741	$642	$439
State Farm	2WD 4 Door Utility	$2,146	$801	$569
Allstate	4WD 4 Door Utility	$2,106	$707	$628
Geico	4WD 4 Door Utility	$1,485	$568	$406
Farmers	4WD 4 Door Utility	$2,326	$1,136	$971
Nationwide	4WD 4 Door Utility	$2,430	$909	$675
Progressive	4WD 4 Door Utility	$1,794	$617	$424
State Farm	4WD 4 Door Utility	$2,146	$801	$569