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Insurance.com research suggests that the cost of insuring a Toyota 4Runner is estimated to be around $1,518 annually or $126 monthly. It's important for drivers to consider these rates when assessing their insurance needs. These rates can increase based on your driving record, location, age, and other factors.

Auto insurance rates vary depending on the model year. For instance, average car insurance rates for a 2020 Toyota 4Runner costs $1,518 per year, while its 2019 equivalent costs $1,607 per year.

Regardless of your chosen model year, you can find a competitive carrier that meets your needs and budget. Insurance.com conducted data analysis and discovered which cars offer the most affordable insurance rates based on model year and whether one specific model is cheaper to insure than others.

Read on to learn in detail about these cost-effective auto policies for Toyota 4Runner.

Average insurance cost of Toyota 4Runner by model year
Graph
Table
Year of Toyota 4Runner ModelAverage Cost to Insure
2020$1,518
2019$1,607
2018$1,551
2017$1,532
2016$1,522

Compare Toyota 4Runner Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate2WD 4 Door Utility$2,106$707$628
Geico2WD 4 Door Utility$1,409$548$391
Farmers2WD 4 Door Utility$2,487$1,101$949
Nationwide2WD 4 Door Utility$2,571$937$696
Progressive2WD 4 Door Utility$1,741$642$439
State Farm2WD 4 Door Utility$2,146$801$569
Allstate4WD 4 Door Utility$2,106$707$628
Geico4WD 4 Door Utility$1,485$568$406
Farmers4WD 4 Door Utility$2,326$1,136$971
Nationwide4WD 4 Door Utility$2,430$909$675
Progressive4WD 4 Door Utility$1,794$617$424
State Farm4WD 4 Door Utility$2,146$801$569

2020 Toyota 4Runner Insurance Rates

Average Cost to Insure $1,518
Annual Cheapest Rate $1,149
Available Trims Limited, SR5, TRD OFF-ROAD, TRD Pro
RankCompaniesAverage Premium
1State Farm$1,149
2Geico$1,161
3Progressive$1,324
4Nationwide$1,359
5Farmers$1,754
6Allstate$2,360

2019 Toyota 4Runner Insurance Rates

Average Cost to Insure $1,607
Annual Cheapest Rate $1,139
Available Trims Limited, SR5, TRD OFF-ROAD, TRD Pro
RankCompaniesAverage Premium
1Geico$1,139
2State Farm$1,235
3Nationwide$1,300
4Progressive$1,642
5Farmers$2,092
6Allstate$2,233

2018 Toyota 4Runner Insurance Rates

Average Cost to Insure $1,551
Annual Cheapest Rate $1,096
Available Trims Limited, SR5, TRD OFF-ROAD, TRD Pro
RankCompaniesAverage Premium
1Geico$1,096
2State Farm$1,197
3Nationwide$1,313
4Progressive$1,617
5Allstate$2,039
6Farmers$2,043

2017 Toyota 4Runner Insurance Rates

Average Cost to Insure $1,532
Annual Cheapest Rate $1,089
Available Trims Limited, SR5, TRD OFF-ROAD, TRD Pro
RankCompaniesAverage Premium
1Geico$1,089
2State Farm$1,175
3Nationwide$1,323
4Progressive$1,598
5Farmers$1,996
6Allstate$2,009

2016 Toyota 4Runner Insurance Rates

Average Cost to Insure $1,522
Annual Cheapest Rate $1,016
Available Trims Limited, SR5, TRD OFF-ROAD, TRD Pro
RankCompaniesAverage Premium
1Geico$1,016
2State Farm$1,190
3Nationwide$1,396
4Progressive$1,579
5Allstate$1,924
6Farmers$2,026

Compare Toyota insurance rates by model

Make/ModelAnnual Rates
Toyota Land Cruiser$1,918/year
Toyota Highlander$1,500/year
Toyota C-HR$1,489/year
Toyota Avalon$1,718/year
Toyota 4Runner$1,448/year
Toyota 86$2,040/year
Toyota Camry$1,601/year
Toyota Corolla$1,622/year
Toyota Prius$1,581/year
Toyota RAV4$1,438/year

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