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The average Toyota Highlander car insurance rate for 2021 is $1,640 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $3,210 a year, whereas New Hampshire has the lowest Toyota Highlander insurance rates for full coverage, with an annual insurance cost of $1,038 on average for drivers aged 30.

Average insurance cost of Toyota Highlander by model year
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Table
Year of Toyota Highlander ModelAverage Cost to Insure
2020$1,565
2019$1,670
2018$1,646
2017$1,593
2016$1,580

Compare Toyota Highlander Insurance Rates by State

L O A D I N G
Company Style Full Coverage(Avg) Liability Coverage(Avg) State Minimum Coverage(Avg)
Allstate2WD 4 Door Utility$1,889$738$655
Geico2WD 4 Door Utility$1,325$495$351
Farmers2WD 4 Door Utility$2,075$1,120$956
Nationwide2WD 4 Door Utility$2,563$977$726
Progressive2WD 4 Door Utility$1,489$618$422
State Farm2WD 4 Door Utility$2,146$843$598
Allstate2WD 4 Door Utility$1,889$738$655
Geico2WD 4 Door Utility$1,402$495$351
Farmers2WD 4 Door Utility$2,318$1,120$956
Nationwide2WD 4 Door Utility$2,563$977$726
Progressive2WD 4 Door Utility$1,522$582$401
State Farm2WD 4 Door Utility$2,146$843$598
Allstate4WD 4 Door Utility$1,889$738$655
Geico4WD 4 Door Utility$1,482$521$370
Farmers4WD 4 Door Utility$2,350$1,140$967
Nationwide4WD 4 Door Utility$2,638$1,058$784
Progressive4WD 4 Door Utility$1,713$580$402
State Farm4WD 4 Door Utility$2,213$843$598
Allstate4WD 4 Door Utility Hybrid$2,016$787$697
Geico4WD 4 Door Utility Hybrid$1,483$495$351
Farmers4WD 4 Door Utility Hybrid$2,058$1,061$903
Nationwide4WD 4 Door Utility Hybrid$2,864$1,058$784
Progressive4WD 4 Door Utility Hybrid$1,730$587$407
State Farm4WD 4 Door Utility Hybrid$2,213$843$598

2020 Toyota Highlander Insurance Rates

Average Cost to Insure $1,565
Annual Cheapest Rate $1,177
Available Trims LE, LE Plus, Limited, Ltd Platinum, SE , XLE
RankCompaniesAverage Premium
1Geico$1,177
2State Farm$1,216
3Progressive$1,341
4Nationwide$1,604
5Farmers$1,814
6Allstate$2,236

2019 Toyota Highlander Insurance Rates

Average Cost to Insure $1,670
Annual Cheapest Rate $1,185
Available Trims LE, LE Plus, Limited, Ltd Platinum, SE , XLE
RankCompaniesAverage Premium
1Geico$1,185
2State Farm$1,345
3Nationwide$1,462
4Progressive$1,631
5Farmers$2,181
6Allstate$2,216

2018 Toyota Highlander Insurance Rates

Average Cost to Insure $1,646
Annual Cheapest Rate $1,148
Available Trims LE, LE Plus, Limited, Ltd Platinum, SE , XLE
RankCompaniesAverage Premium
1Geico$1,148
2State Farm$1,340
3Nationwide$1,488
4Progressive$1,613
5Farmers$2,131
6Allstate$2,158

2017 Toyota Highlander Insurance Rates

Average Cost to Insure $1,593
Annual Cheapest Rate $1,128
Available Trims LE, LE Plus, Limited, Ltd Platinum, SE , XLE
RankCompaniesAverage Premium
1Geico$1,128
2State Farm$1,285
3Nationwide$1,495
4Progressive$1,555
5Allstate$2,020
6Farmers$2,076

2016 Toyota Highlander Insurance Rates

Average Cost to Insure $1,580
Annual Cheapest Rate $1,107
Available Trims LE, LE Plus, Limited, Ltd Platinum, SE , XLE
RankCompaniesAverage Premium
1Geico$1,107
2State Farm$1,286
3Progressive$1,546
4Nationwide$1,554
5Allstate$1,933
6Farmers$2,052

Compare Toyota insurance rates by model

Make/ModelAnnual Rates
Toyota Land Cruiser$1,918/year
Toyota C-HR$1,489/year
Toyota Avalon$1,718/year
Toyota 4Runner$1,448/year
Toyota 86$2,040/year
Toyota Camry$1,601/year
Toyota Corolla$1,622/year
Toyota Prius$1,581/year
Toyota RAV4$1,438/year

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