Is Toyota Highlander expensive to insure?

Insurance.com research suggests that the cost of insuring a Toyota Highlander is estimated to be around $1,565 annually or $130 monthly. It's important for drivers to consider these rates when assessing their insurance needs. These rates can increase based on your driving record, location, age, and other factors.

Auto insurance rates vary depending on the model year. For instance, average car insurance rates for a 2020 Toyota Highlander costs $1,565 per year, while its 2019 equivalent costs $1,670 per year.

Regardless of your chosen model year, you can find a competitive carrier that meets your needs and budget. Insurance.com conducted data analysis and discovered which cars offer the most affordable insurance rates based on model year and whether one specific model is cheaper to insure than others.

Read on to learn in detail about these cost-effective auto policies for Toyota Highlander.

Average insurance cost of Toyota Highlander by model year

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Table

Year of Toyota Highlander Model	Average Cost to Insure
2020	$1,565
2019	$1,670
2018	$1,646
2017	$1,593
2016	$1,580

Compare Toyota Highlander Insurance Rates by State

L O A D I N G

Year of Car

State Served

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Company	Style	Full Coverage(Avg)	Liability Coverage(Avg)	State Minimum Coverage(Avg)
Allstate	2WD 4 Door Utility	$1,889	$738	$655
Geico	2WD 4 Door Utility	$1,325	$495	$351
Farmers	2WD 4 Door Utility	$2,075	$1,120	$956
Nationwide	2WD 4 Door Utility	$2,563	$977	$726
Progressive	2WD 4 Door Utility	$1,489	$618	$422
State Farm	2WD 4 Door Utility	$2,146	$843	$598
Allstate	2WD 4 Door Utility	$1,889	$738	$655
Geico	2WD 4 Door Utility	$1,402	$495	$351
Farmers	2WD 4 Door Utility	$2,318	$1,120	$956
Nationwide	2WD 4 Door Utility	$2,563	$977	$726
Progressive	2WD 4 Door Utility	$1,522	$582	$401
State Farm	2WD 4 Door Utility	$2,146	$843	$598
Allstate	4WD 4 Door Utility	$1,889	$738	$655
Geico	4WD 4 Door Utility	$1,482	$521	$370
Farmers	4WD 4 Door Utility	$2,350	$1,140	$967
Nationwide	4WD 4 Door Utility	$2,638	$1,058	$784
Progressive	4WD 4 Door Utility	$1,713	$580	$402
State Farm	4WD 4 Door Utility	$2,213	$843	$598
Allstate	4WD 4 Door Utility Hybrid	$2,016	$787	$697
Geico	4WD 4 Door Utility Hybrid	$1,483	$495	$351
Farmers	4WD 4 Door Utility Hybrid	$2,058	$1,061	$903
Nationwide	4WD 4 Door Utility Hybrid	$2,864	$1,058	$784
Progressive	4WD 4 Door Utility Hybrid	$1,730	$587	$407
State Farm	4WD 4 Door Utility Hybrid	$2,213	$843	$598