Is Toyota Highlander expensive to insure?

The average Toyota Highlander car insurance rate for 2021 is $1,640 based on the profile of a 30-year-old driver. However, car insurance rates by state vary dramatically based on your ZIP code, among other factors. The state where you live plays a significant role in determining your insurance rate. For example, Michigan is the most expensive state for car insurance with an average insurance cost of $3,210 a year, whereas New Hampshire has the lowest Toyota Highlander insurance rates for full coverage, with an annual insurance cost of $1,038 on average for drivers aged 30.

Average insurance cost of Toyota Highlander by model year

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Year of Toyota Highlander Model	Average Cost to Insure
2020	$1,667
2019	$961
2018	$957
2017	$941
2016	$947

Compare Toyota Highlander Insurance Rates by State

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Company	Style	Premium(Avg)	Full Coverage(Avg)	Liability Coverage(Avg)	State Minimum Coverage(Avg)
Allstate Ins Grp	2WD 4 Door Utility	$1,094	$1,889	$738	$655
Berkshire Hathaway Grp	2WD 4 Door Utility	$724	$1,325	$495	$351
Farmers Ins Grp	2WD 4 Door Utility	$1,384	$2,075	$1,120	$956
Nationwide Corp Grp	2WD 4 Door Utility	$1,422	$2,563	$977	$726
Progressive Grp	2WD 4 Door Utility	$843	$1,489	$618	$422
State Farm Grp	2WD 4 Door Utility	$1,196	$2,146	$843	$598
Allstate Ins Grp	2WD 4 Door Utility	$1,094	$1,889	$738	$655
Berkshire Hathaway Grp	2WD 4 Door Utility	$749	$1,402	$495	$351
Farmers Ins Grp	2WD 4 Door Utility	$1,465	$2,318	$1,120	$956
Nationwide Corp Grp	2WD 4 Door Utility	$1,422	$2,563	$977	$726
Progressive Grp	2WD 4 Door Utility	$835	$1,522	$582	$401
State Farm Grp	2WD 4 Door Utility	$1,196	$2,146	$843	$598
Allstate Ins Grp	4WD 4 Door Utility	$1,094	$1,889	$738	$655
Berkshire Hathaway Grp	4WD 4 Door Utility	$791	$1,482	$521	$370
Farmers Ins Grp	4WD 4 Door Utility	$1,486	$2,350	$1,140	$967
Nationwide Corp Grp	4WD 4 Door Utility	$1,493	$2,638	$1,058	$784
Progressive Grp	4WD 4 Door Utility	$898	$1,713	$580	$402
State Farm Grp	4WD 4 Door Utility	$1,218	$2,213	$843	$598
Allstate Ins Grp	4WD 4 Door Utility Hybrid	$1,167	$2,016	$787	$697
Berkshire Hathaway Grp	4WD 4 Door Utility Hybrid	$776	$1,483	$495	$351
Farmers Ins Grp	4WD 4 Door Utility Hybrid	$1,341	$2,058	$1,061	$903
Nationwide Corp Grp	4WD 4 Door Utility Hybrid	$1,569	$2,864	$1,058	$784
Progressive Grp	4WD 4 Door Utility Hybrid	$908	$1,730	$587	$407
State Farm Grp	4WD 4 Door Utility Hybrid	$1,218	$2,213	$843	$598

2020 Toyota Highlander Insurance Rates

companies	Average Premium
Progressive Universal Ins Co	$848
Artisan & Truckers Cas Co	$931
Geico Cas Co	$959
Progressive Paloverde Ins Co	$1,043
Progressive Advanced Ins Co	$1,110
Government Employees Ins Co	$1,124
Farmers Ins Co Of ID	$1,125
Progressive HI Ins Corp	$1,231
State Farm Mut Auto Ins Co	$1,231
Farmers Ins Of Columbus Inc	$1,249
Geico Gen Ins Co	$1,284
Progressive Northwestern Ins Co	$1,309
Progressive Classic Ins Co	$1,316
Depositors Ins Co	$1,353
Progressive Garden State Ins Co	$1,367
Progressive Max Ins Co	$1,384
Geico Ind Co	$1,424
Farmers Ins Co Of OR	$1,432
Progressive Specialty Ins Co	$1,432
Illinois Farmers Ins Co	$1,448
Progressive Direct Ins Co	$1,454
Progressive Gulf Ins Co	$1,470
Berkshire Hathaway Grp	$1,509
Progressive Preferred Ins Co	$1,510
Progressive Northern Ins Co	$1,541
Progressive Southeastern Ins Co	$1,562
Allied Prop & Cas Ins Co	$1,566
Nationwide Agribusiness Ins Co	$1,571
United Financial Cas Co	$1,597
State Farm Ind Co	$1,645
Progressive Marathon Ins Co	$1,676
Nationwide Affinity Co of Amer	$1,687
Mid Century Ins Co	$1,709
Farmers Ins Co Inc	$1,724
Progressive Cas Ins Co	$1,727
Nationwide Prop & Cas Ins Co	$1,737
Farmers Ins HI Inc	$1,743
Victoria Fire & Cas Co	$1,803
Nationwide Ins Co Of Amer	$1,877
Farmers Ins Co Of AZ	$1,902
Nationwide Mut Ins Co	$1,917
Progressive Select Ins Co	$1,945
Progressive Mountain Ins Co	$1,952
Farmers Ins Co Of WA	$2,064
Allstate Ins Co	$2,087
Allstate Northbrook Ind Co	$2,088
Nationwide Mut Fire Ins Co	$2,092
Amco Ins Co	$2,125
Allstate Ind Co	$2,209
Allstate Fire & Cas Ins Co	$2,214
Allstate NJ Prop & Cas Ins Co	$2,218
21st Century Centennial Ins Co	$2,245
Allstate Prop & Cas Ins Co	$2,351
Colonial Cnty Mut Ins Co	$2,722
Progressive Security Ins Co	$2,722
Farmers Ins Exch	$2,809