Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.
Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.
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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Toyota Tundra is $2,375 per year or $198 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2024 Toyota Tundra costs $2,375, whereas the 2023 Toyota Tundra costs $2,416 annually. This is $41 more than the 2024 rates.
Nationwide offers the cheapest annual rate for 2024 Toyota Tundra at $1,884 per year.
Below, we'll look at Toyota Tundra insurance rates and show you how to save.
Average insurance cost of Toyota Tundra by model year
| Year of Toyota Tundra model | Average cost to insure |
|---|---|
| 2024 | $2,375 |
| 2023 | $2,416 |
| 2022 | $2,352 |
| 2021 | $2,209 |
| 2020 | $2,167 |
Compare Tundra insurance rates by state
| Company | Style | Average annual premium |
|---|---|---|
| State Farm | 2WD 4 Door CrewMax Cab LB DOHC Turbo | $2,251 |
| State Farm | 2WD 4 Door CrewMax Cab SB DOHC Turbo | $2,251 |
| Nationwide | 4WD 4 Door CrewMax Cab LB DOHC Turbo | $2,262 |
| Nationwide | 4WD 4 Door CrewMax Cab SB DOHC Turbo | $2,262 |
| State Farm | 4WD 4 Door CrewMax Cab LB DOHC Turbo | $2,297 |
| State Farm | 4WD 4 Door CrewMax Cab SB DOHC Turbo | $2,297 |
| Progressive | 4WD 4 Door CrewMax Cab LB DOHC Turbo | $2,378 |
| Progressive | 4WD 4 Door CrewMax Cab SB DOHC Turbo | $2,378 |
| Nationwide | 2WD 4 Door CrewMax Cab LB DOHC Turbo | $2,427 |
| Nationwide | 2WD 4 Door CrewMax Cab SB DOHC Turbo | $2,427 |
| GEICO | 2WD 4 Door CrewMax Cab SB DOHC Turbo | $2,478 |
| GEICO | 4WD 4 Door CrewMax Cab SB DOHC Turbo | $2,540 |
| GEICO | 2WD 4 Door CrewMax Cab LB DOHC Turbo | $2,580 |
| GEICO | 4WD 4 Door CrewMax Cab LB DOHC Turbo | $2,621 |
| Progressive | 2WD 4 Door CrewMax Cab LB DOHC Turbo | $2,688 |
| Progressive | 2WD 4 Door CrewMax Cab SB DOHC Turbo | $2,688 |
| Allstate | 2WD 4 Door CrewMax Cab LB DOHC Turbo | $4,308 |
| Allstate | 2WD 4 Door CrewMax Cab SB DOHC Turbo | $4,308 |
| Allstate | 4WD 4 Door CrewMax Cab LB DOHC Turbo | $4,675 |
| Allstate | 4WD 4 Door CrewMax Cab SB DOHC Turbo | $4,675 |
Toyota Tundra insurance rates per year
2024 Toyota Tundra insurance rates
Rank Company Average annual premium 1 Nationwide $1,884 2 Progressive $1,916 3 GEICO $1,924 4 State Farm $2,074 5 Farmers $3,097 6 Allstate $3,357 2023 Toyota Tundra insurance rates
Rank Company Average annual premium 1 Progressive $1,923 2 GEICO $2,030 3 Nationwide $2,052 4 State Farm $2,072 5 Farmers $3,132 6 Allstate $3,284 2022 Toyota Tundra insurance rates
Rank Company Average annual premium 1 Progressive $1,893 2 GEICO $1,958 3 State Farm $1,993 4 Nationwide $2,124 5 Farmers $3,053 6 Allstate $3,088 2021 Toyota Tundra insurance rates
Rank Company Average annual premium 1 GEICO $1,737 2 State Farm $1,838 3 Nationwide $1,956 4 Progressive $2,152 5 Allstate $2,678 6 Farmers $2,893 2020 Toyota Tundra insurance rates
Rank Company Average annual premium 1 GEICO $1,686 2 State Farm $1,814 3 Nationwide $2,089 4 Progressive $2,092 5 Allstate $2,528 6 Farmers $2,791 2019 Toyota Tundra insurance rates
Rank Company Average annual premium 1 GEICO $1,643 2 State Farm $1,756 3 Progressive $2,033 4 Nationwide $2,138 5 Allstate $2,479 6 Farmers $2,693 2018 Toyota Tundra insurance rates
Rank Company Average annual premium 1 GEICO $1,583 2 State Farm $1,710 3 Progressive $1,963 4 Nationwide $2,099 5 Allstate $2,243 6 Farmers $2,626 2017 Toyota Tundra insurance rates
Rank Company Average annual premium 1 GEICO $1,598 2 State Farm $1,680 3 Progressive $1,918 4 Nationwide $1,951 5 Allstate $2,109 6 Farmers $2,511
Toyota insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage