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Ashlee is a dynamic business writer and editor with a focus on personal finance. With an MBA and more than fourteen years in the finance industry, Ashlee brings a practical and relatable perspective to insurance topics. She is passionate about empowering others to achieve financial success and protect their assets. When Ashlee isn't writing and editing, she enjoys spending time with her partner, dog and chickens on their farm in Kentucky.
Why trust us?
Insurance.com research suggests that the cost of insuring a Porsche Panamera is estimated to be around $4,340 annually or $362 monthly. It's important for drivers to consider these rates when assessing their insurance needs. These rates can increase based on your driving record, location, age, and other factors.
Auto insurance rates vary depending on the model year. For instance, average car insurance rates for a 2023 Porsche Panamera costs $4,340 per year, while its 2022 equivalent costs $3,873 per year.
Regardless of your chosen model year, you can find a competitive carrier that meets your needs and budget. Insurance.com conducted data analysis and discovered which cars offer the most affordable insurance rates based on model year and whether one specific model is cheaper to insure than others.
Read on to learn in detail about these cost-effective auto policies for Porsche Panamera.
Average insurance cost of Porsche Panamera by model year
| Year of Porsche Panamera Model | Average Cost to Insure |
|---|---|
| 2023 | $4,340 |
| 2022 | $3,873 |
| 2021 | $3,434 |
| 2020 | $3,374 |
| 2019 | $3,437 |
Compare Porsche Panamera insurance rates by state
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| Company | Style | Average annual premium |
|---|---|---|
| Allstate | 4WD 4 Door Sedan DOHC Turbo Hybrid | $6,727 |
| Geico | 4WD 4 Door Sedan DOHC Turbo Hybrid | $5,703 |
| Farmers | 4WD 4 Door Sedan DOHC Turbo Hybrid | $8,578 |
| Nationwide | 4WD 4 Door Sedan DOHC Turbo Hybrid | $4,973 |
| Progressive | 4WD 4 Door Sedan DOHC Turbo Hybrid | $3,717 |
| State Farm | 4WD 4 Door Sedan DOHC Turbo Hybrid | $3,792 |
Porsche Panamera insurance rates per year
2023 Porsche Panamera insurance rates
Average cost to insure
$4,340
Annual cheapest rate
$2,704
Available trims
4 E-Hybrid, 4 E-Hybrid Executive, 4 E-Hybrid Platinum, 4 E-Hybrid Sport Turismo, 4 Executive, 4 Platinum, 4 Sport Turismo, 4S, 4S E-Hybrid, 4S E-Hybrid Executive, 4S E-Hybrid Sport Turismo, 4S Executive, 4S Sport Turismo, GTS, GTS Sport Turismo, Platinum, Turbo S, Turbo S E-Hybrid, Turbo S E-Hybrid Executive, Turbo S E-Hybrid Sport Turismo, Turbo S Executive, Turbo S Sport Turismo
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $2,704 |
| 2 | Nationwide | $3,467 |
| 3 | Progressive | $3,556 |
| 4 | Geico | $5,102 |
| 5 | Farmers | $5,106 |
| 6 | Allstate | $6,107 |
2022 Porsche Panamera insurance rates
Average cost to insure
$3,873
Annual cheapest rate
$2,290
Available trims
4 E-Hybrid, 4 E-Hybrid Executive, 4 E-Hybrid Platinum, 4 E-Hybrid Sport Turismo, 4 Executive, 4 Platinum, 4 Sport Turismo, 4S, 4S E-Hybrid, 4S E-Hybrid Executive, 4S E-Hybrid Sport Turismo, 4S Executive, 4S Sport Turismo, GTS, GTS Sport Turismo, Platinum, Turbo S, Turbo S E-Hybrid, Turbo S E-Hybrid Executive, Turbo S E-Hybrid Sport Turismo, Turbo S Executive, Turbo S Sport Turismo
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $2,290 |
| 2 | Progressive | $2,512 |
| 3 | Farmers | $3,991 |
| 4 | Nationwide | $4,354 |
| 5 | Geico | $4,547 |
| 6 | Allstate | $5,545 |
2021 Porsche Panamera insurance rates
Average cost to insure
$3,434
Annual cheapest rate
$1,362
Available trims
4 E-Hybrid, 4 E-Hybrid Executive, 4 E-Hybrid Platinum, 4 E-Hybrid Sport Turismo, 4 Executive, 4 Platinum, 4 Sport Turismo, 4S, 4S E-Hybrid, 4S E-Hybrid Executive, 4S E-Hybrid Sport Turismo, 4S Executive, 4S Sport Turismo, GTS, GTS Sport Turismo, Platinum, Turbo S, Turbo S E-Hybrid, Turbo S E-Hybrid Executive, Turbo S E-Hybrid Sport Turismo, Turbo S Executive, Turbo S Sport Turismo
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Progressive | $1,362 |
| 2 | State Farm | $2,170 |
| 3 | Geico | $3,585 |
| 4 | Farmers | $3,950 |
| 5 | Nationwide | $4,069 |
| 6 | Allstate | $5,465 |
2020 Porsche Panamera insurance rates
Average cost to insure
$3,374
Annual cheapest rate
$2,219
Available trims
4 E-Hybrid, 4 E-Hybrid Executive, 4 E-Hybrid Platinum, 4 E-Hybrid Sport Turismo, 4 Executive, 4 Platinum, 4 Sport Turismo, 4S, 4S E-Hybrid, 4S E-Hybrid Executive, 4S E-Hybrid Sport Turismo, 4S Executive, 4S Sport Turismo, GTS, GTS Sport Turismo, Platinum, Turbo S, Turbo S E-Hybrid, Turbo S E-Hybrid Executive, Turbo S E-Hybrid Sport Turismo, Turbo S Executive, Turbo S Sport Turismo
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | Progressive | $2,219 |
| 2 | State Farm | $2,399 |
| 3 | Geico | $3,138 |
| 4 | Farmers | $3,357 |
| 5 | Nationwide | $3,496 |
| 6 | Allstate | $5,633 |
2019 Porsche Panamera insurance rates
Average cost to insure
$3,437
Annual cheapest rate
$2,484
Available trims
4 E-Hybrid, 4 E-Hybrid Executive, 4 E-Hybrid Platinum, 4 E-Hybrid Sport Turismo, 4 Executive, 4 Platinum, 4 Sport Turismo, 4S, 4S E-Hybrid, 4S E-Hybrid Executive, 4S E-Hybrid Sport Turismo, 4S Executive, 4S Sport Turismo, GTS, GTS Sport Turismo, Platinum, Turbo S, Turbo S E-Hybrid, Turbo S E-Hybrid Executive, Turbo S E-Hybrid Sport Turismo, Turbo S Executive, Turbo S Sport Turismo
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $2,484 |
| 2 | Progressive | $2,692 |
| 3 | Nationwide | $3,101 |
| 4 | Geico | $3,354 |
| 5 | Farmers | $4,059 |
| 6 | Allstate | $4,931 |
2018 Porsche Panamera insurance rates
Average cost to insure
$3,179
Annual cheapest rate
$1,938
Available trims
4 E-Hybrid, 4 E-Hybrid Executive, 4 E-Hybrid Platinum, 4 E-Hybrid Sport Turismo, 4 Executive, 4 Platinum, 4 Sport Turismo, 4S, 4S E-Hybrid, 4S E-Hybrid Executive, 4S E-Hybrid Sport Turismo, 4S Executive, 4S Sport Turismo, GTS, GTS Sport Turismo, Platinum, Turbo S, Turbo S E-Hybrid, Turbo S E-Hybrid Executive, Turbo S E-Hybrid Sport Turismo, Turbo S Executive, Turbo S Sport Turismo
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $1,938 |
| 2 | Progressive | $2,423 |
| 3 | Nationwide | $3,058 |
| 4 | Geico | $3,205 |
| 5 | Farmers | $3,387 |
| 6 | Allstate | $5,064 |
2017 Porsche Panamera insurance rates
Average cost to insure
$3,325
Annual cheapest rate
$2,337
Available trims
4 E-Hybrid, 4 E-Hybrid Executive, 4 E-Hybrid Platinum, 4 E-Hybrid Sport Turismo, 4 Executive, 4 Platinum, 4 Sport Turismo, 4S, 4S E-Hybrid, 4S E-Hybrid Executive, 4S E-Hybrid Sport Turismo, 4S Executive, 4S Sport Turismo, GTS, GTS Sport Turismo, Platinum, Turbo S, Turbo S E-Hybrid, Turbo S E-Hybrid Executive, Turbo S E-Hybrid Sport Turismo, Turbo S Executive, Turbo S Sport Turismo
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $2,337 |
| 2 | Progressive | $2,645 |
| 3 | Geico | $2,944 |
| 4 | Nationwide | $3,628 |
| 5 | Farmers | $3,841 |
| 6 | Allstate | $4,553 |
2016 Porsche Panamera insurance rates
Average cost to insure
$3,267
Annual cheapest rate
$2,390
Available trims
4 E-Hybrid, 4 E-Hybrid Executive, 4 E-Hybrid Platinum, 4 E-Hybrid Sport Turismo, 4 Executive, 4 Platinum, 4 Sport Turismo, 4S, 4S E-Hybrid, 4S E-Hybrid Executive, 4S E-Hybrid Sport Turismo, 4S Executive, 4S Sport Turismo, GTS, GTS Sport Turismo, Platinum, Turbo S, Turbo S E-Hybrid, Turbo S E-Hybrid Executive, Turbo S E-Hybrid Sport Turismo, Turbo S Executive, Turbo S Sport Turismo
| Rank | Company | Average annual premium |
|---|---|---|
| 1 | State Farm | $2,390 |
| 2 | Progressive | $2,711 |
| 3 | Geico | $2,801 |
| 4 | Nationwide | $3,449 |
| 5 | Farmers | $3,730 |
| 6 | Allstate | $4,520 |
