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Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Porsche Cayenne is $4,392 per year or $366 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.
The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Porsche Cayenne costs $4,392, whereas the 2024 Porsche Cayenne costs $4,137 annually. This is $255 less than the 2025 rates.
Travelers offers the cheapest annual rate for 2025 Porsche Cayenne at $3,001 per year.
Below, we'll look at Porsche Cayenne insurance rates and show you how to save.
Average insurance cost of Porsche Cayenne by model year
| Year of Porsche Cayenne model | Average cost to insure |
|---|---|
| 2025 | $4,392 |
| 2024 | $4,137 |
| 2023 | $3,992 |
| 2022 | $3,811 |
| 2021 | $3,665 |
Compare Cayenne insurance rates by state
| Company | Average annual premium |
|---|---|
| Nationwide | $2,060 |
| State Farm | $2,529 |
| UAIC | $2,780 |
| Travelers | $3,086 |
| Mercury Insurance | $3,301 |
| Progressive | $3,594 |
| Allstate | $3,714 |
| Farmers | $4,455 |
| GEICO | $4,517 |
| AIG | $6,866 |
Porsche Cayenne insurance rates per year
2025 Porsche Cayenne insurance rates
Rank Company Average annual premium 1 Travelers $3,001 2 Progressive $3,241 3 Nationwide $3,698 4 State Farm $4,182 5 GEICO $4,200 6 Allstate $4,792 7 Farmers $6,108 8 USAA $2,808 2024 Porsche Cayenne insurance rates
Rank Company Average annual premium 1 Travelers $2,990 2 Progressive $3,214 3 Nationwide $3,470 4 State Farm $3,607 5 GEICO $3,980 6 Allstate $4,371 7 Farmers $5,877 8 USAA $2,986 2023 Porsche Cayenne insurance rates
Rank Company Average annual premium 1 Travelers $2,903 2 Progressive $3,060 3 Nationwide $3,370 4 GEICO $3,633 5 State Farm $3,651 6 Allstate $4,682 7 Farmers $5,641 8 USAA $3,019 2022 Porsche Cayenne insurance rates
Rank Company Average annual premium 1 Travelers $2,836 2 Progressive $2,987 3 GEICO $3,312 4 State Farm $3,321 5 Nationwide $3,395 6 Allstate $4,364 7 Farmers $5,408 8 USAA $2,777 2021 Porsche Cayenne insurance rates
Rank Company Average annual premium 1 Travelers $2,695 2 Progressive $2,906 3 GEICO $3,199 4 Nationwide $3,367 5 State Farm $3,404 6 Allstate $4,105 7 Farmers $5,196 8 USAA $2,624 2020 Porsche Cayenne insurance rates
Rank Company Average annual premium 1 Travelers $2,512 2 Progressive $2,728 3 GEICO $3,040 4 State Farm $3,090 5 Nationwide $3,209 6 Allstate $3,764 7 Farmers $5,036 8 USAA $2,505 2019 Porsche Cayenne insurance rates
Rank Company Average annual premium 1 Travelers $2,264 2 Progressive $2,621 3 GEICO $2,835 4 Nationwide $2,869 5 State Farm $2,920 6 Allstate $3,549 7 Farmers $4,760 8 USAA $2,317 2018 Porsche Cayenne insurance rates
Rank Company Average annual premium 1 Travelers $2,383 2 Progressive $2,469 3 GEICO $2,744 4 State Farm $2,814 5 Nationwide $2,981 6 Allstate $3,410 7 Farmers $4,023 8 USAA $2,108
Porsche insurance annual rates by model
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage