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Your insurance needs aren't quite like anyone else's, so you need insurance rates that are calculated just for you. With just a few easy steps, you'll get insurance quotes that are tailored to your needs from the best insurance companies in the business.

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Whether you’re shopping for your first car insurance policy or coverage for your vacation home, you need trusted expert advice to get the right insurance. We’ve got all of the expert guidance, up-to-date coverage and rate details, and money-saving tips you need to shop for insurance with confidence.

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Answered questions :
Q : How can I get liability insurance as someone who is 21 years old?
A : To get auto liability insurance at 21, you need to contact an insurance company (online, by phone, or through an agent), give them your personal and car details, and request a quote. Compare prices from a few companies, then pick the one that fits your budget and coverage needs.
Q : Should I sign my title over to the insurance company before they cut my check? What if I recieved less than the offer?
A : Once you have agreed to and accepted the settlement, you can sign the title of your vehicle over to the insurance company. Contact your adjuster immediately if you receive a check that is lower than the agreed-upon settlement.
Q : My teen daughter got her driver license and left for college right after. She was automatically added to my auto insurance. However, she will not be driving the car while she is in college. The earliest she can drive is when she returns home next summer in 2026. Should I still keep her on the insurance?
A : You have two options: You can remove her from the policy and then add her back when she comes home, or you can contact the insurance company and ask about a student away from home discount, which allows you to keep her on the policy at a discounted rate. Note that if you do remove her, she will have a gap in coverage. Keeping her on allows her to show continuous coverage when she applies for a policy of her own, which can mean lower rates.
Q : I don’t own a car, but I often borrow or rent one. Can I get a non-owner auto insurance policy that covers both me and my son?
A : A non-owner insurance policy only covers one driver. You and your son would each need your own policy. If you frequently borrow a car from the same person, you may be able to have them add you to their insurance policy.

The latest research, the best advice

Our experts stay on top of trends, rate and rule changes, and important insurance news. Check out our latest guides and insurance explainers to get answers to all your insurance questions.

Home

Average home insurance cost: How much is home insurance in 2026?

The average cost of homeowners insurance in the U.S. is $2,543 a year which is $212 a month, for $300,000 in dwelling coverage. Your insurance rate will vary based on where you live and factors specific to your home.

Average home insurance cost: How much is home insurance in 2026?
Auto

How much is full coverage insurance in 2025?

The average full coverage car insurance cost is $2,513 a year, but rates will vary depending on the insurance company you choose, where you live and other factors. Travelers is the cheapest car insurance company for full coverage at an average rate of $2,103 a year.

How much is full coverage insurance in 2025?
Auto

Non-owner car insurance: What it is, costs, coverage and who needs it

Non-owner auto insurance is liability-only car insurance for a driver who doesn’t own a vehicle but drives other people’s vehicles often. Non-owner car insurance is secondary, which means it kicks in when the owner's limits are exceeded. The average cost of non-owner car insurance is $407 a year; State Farm is cheapest at $361 a year unless you qualify for USAA.

Non-owner car insurance: What it is, costs, coverage and who needs it
Condo

Average condo insurance cost in 2025

The average cost of condo insurance is $656 a year, or $55 per month. However, costs can vary depending on where you live and how much coverage you purchase. A condo insurance calculator is a useful tool for estimating rates.

Average condo insurance cost in 2025
Renters

How much is renters insurance in 2025?

Renters insurance costs an average of $24 a month. Renters insurance rates are affected more by personal property coverage than by liability. At $40,000 in personal property coverage and $100,000 liability, the average cost is $270 a year; for $300,000 in liability, the average annual cost is $288.

How much is renters insurance in 2025?

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  • We know every step of the insurance buying process and can provide guidance from start to finish -- whether it’s auto, home, life or any other insurance you need.
  • We know the frustrations insurance customers face, from understanding the jargon on a policy to dealing with a claim. We’ve been there and we can help you navigate it.
  • We want you to find the best coverage for your needs, not the coverage someone wants to sell you whether it’s right for you or not. We’re on your side, offering objective, data-based advice.
  • We understand insurance right down to the smallest details, even complex purchases like health insurance, and we make it easy for you to understand.
  • We bring more than 25 years in the insurance industry to help guide your insurance-buying decisions.

Get to know our team of insurance experts

Our insurance experts have decades of insurance knowledge and are dedicated to educating consumers so they can make the best decisions about their insurance coverage.

Leslie Kasperowicz
Leslie Kasperowicz

Executive Editor

Leslie is a home and auto insurance expert, educator, and content creation professional. She has nearly two decades of experience in the insurance industry, first as a customer service representative at Farmers Insurance, followed by many years writing and researching educational insurance content as a freelancer for sites like InsuranceHotline.com and ExpertInsuranceReviews.com, and now as the Executive Editor for Insurance.com.
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John McCormick
John McCormick

Editorial Director

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Laura Longero
Laura Longero

Executive Editor

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Nupur Gambhir
Nupur Gambhir

Managing Editor

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