As time marches on, car insurance needs change along with the rest of your life. When you are young and first climb behind the wheel, you have less at risk. You probably don't have many assets to protect, and spouses and children remain dreams on the horizon.
But as you get older and have more at stake, you'll need to adjust your car insurance coverage accordingly. Here are some major life events – and tips for navigating the auto insurance changes that come with them.