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Tip #11: Don't Speed Excessively

Traffic tickets will increase your rates hundreds of dollars a year. And, tickets are chargeable for the next 3 years.

From the Glossary

Depreciation

In auto insurance, depreciation is used to determine the actual cash value of a vehicle, in the event it is determined to be a total loss. Factors such as miles driven, model year and overall condition will be used to determine the current value of the car.

* Average annual savings for new Insurance.com customers who reported savings last month. Your savings may vary.

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