Life insurance questions & answers

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• Could someone secretly take out a life insurance policy on me?
• How does funeral insurance work?
• What is an annuity, and who should buy one?
• How would a life insurance company find out that I'm a smoker?
• Can I name someone other than a relative as the beneficiary of my life insurance policy?
• Do I need life insurance if I am single?
• How do I change the beneficiary on my life insurance policy?
• How should I prepare for my life insurance exam?
• Is it possible to donate a life insurance policy to charity?
• What are the pros and cons of obtaining life insurance through an employer versus buying an individual life insurance policy on my own?
• Are withdrawals from a variable life policy tax-free?
• Does smoking cigars affect my life insurance rates?
• How can I purchase group life insurance?
• How do I convert part of my term life insurance to permanent life insurance?
• Should I purchase a life insurance policy for a child?
• What are the costs of exchanging my permanent life insurance policy?
• What is the difference between a joint life annuity and a single life annuity?
• Can I do anything to lower the cost of life insurance?
• My life insurance company has become insolvent. What should I do?
• When should I buy life insurance?