How to cancel Allstate insurance

You can cancel your Allstate car insurance policy anytime, and Allstate doesn’t charge a cancellation fee, although there may be financial penalties for canceling early. Allstate requires cancellation requests to be made over the phone or with your agent; you can’t cancel online or in the app.

Last updated: Sep 8, 2026

How to cancel Allstate car insurance

To cancel your Allstate car insurance policy, contact your agent or Allstate directly with your policy number on hand, provide the date you'd like to cancel, and then follow up to ensure it's been canceled, and any refund due has been issued.

Locate your policy details. Have the policy number you want to cancel ready and determine what date you want the policy to end. Your policy number is located on your proof of insurance and on your insurance bill.
Contact your agent. You can call Allstate at 1-800-726-6033 or contact your agent by phone or in person to cancel. Your agent’s phone number and address are on your policy documents.
Submit your cancellation request. Provide your agent or the customer service representative with the cancellation request and the date you want to cancel.
Confirm cancellation. You should receive a confirmation email or letter in the mail. Your agent will also confirm with you.
Check the final billing and refund status. If you are owed a refund, it may take a few days to process. Check your billing online or via the mobile app to ensure you aren’t charged again and that any refund is correct.

Reasons you might need to cancel Allstate car insurance

You may choose to cancel car insurance with Allstate for several reasons, including rate increases, selling your car or switching to a spouse's policy. The process is the same regardless of the reason. Cancel if:

You found a better deal at another company. Be sure the new coverage is active before canceling.
You no longer own the car. Cancel your coverage on the effective date of the sale or transfer of ownership.
You’re being added to someone else’s policy, like a spouse. Confirm your coverage is active on the new policy before canceling your own.

What happens if I cancel my Allstate insurance?

If you cancel your Allstate car insurance policy, your coverage will end on the requested date and time. You will no longer have coverage and will need to buy a new policy if you still need insurance.

Allstate will send a notice of cancellation to your lender, if you have a loan, and to the DMV if required. You must ensure proof of your new coverage is sent to both.

If you have paid premiums in advance, Allstate will issue a refund for the unused portion of your coverage. Refund processing usually takes a few days; check on the progress in the mobile app or online.

If you bundle your home and auto with Allstate, you will lose the multi-policy discount on your home insurance policy when you cancel your auto insurance, resulting in a rate increase.

PEOPLE ASK

Can I cancel my insurance policy and get my money back?

Yes, you can cancel your insurance policy at any time and get back any money you have paid in advance. If you pay monthly, you may be entitled to little or no refund.

Alternatives to canceling Allstate insurance

Before choosing to cancel your Allstate insurance, consider options to lower rates, such as a higher deductibleThe deductible is the amount you pay out of pocket for a covered loss when you file a claim., usage-based insurance options or an in-storage policy for a car you're not driving.

Increase your deductible or adjust coverages to get lower rates
Put your car on an in-storage policy if it will be non-operational for a while
Discuss other ways to reduce your costs, like trying Allstate’s Drivewise usage-based telematics program, which offers a discount based on good driving habits, or the Milewise pay-per-mile program, which charges based on the miles you actually drive and is best for low-mileage drivers.

Before you decide to leave Allstate, take a moment to read our Allstate auto insurance review and compare it to other carriers.

FAQ: Canceling Allstate insurance

Can you cancel Allstate car insurance anytime?

Yes, you can cancel your Allstate car insurance policy at any time. As the policyholder, you can end your coverage whenever you like. However, canceling at renewal is usually the best time for a seamless process.

Does Allstate charge a cancellation fee?

Allstate doesn't generally charge a fee, but may charge a cancellation penalty known as short-rating, in which the insurance company doesn't refund premiums in full if you cancel early in the policy term. Ask your insurance company whether short-rating applies to your policy.

Will my new company cancel my Allstate insurance for me?

Some carriers handle the cancellation of your old policy when you start a new one, but you should always contact Allstate directly to confirm the cancellation and request a written confirmation.