Go To Top

The Volkswagen Group, commonly known as "Volkswagen AG," is a German automobile company headquartered in Wolfsburg. It is one of the largest automakers producing the highest volume of passenger cars.

After purchasing a car, the second most important thing to do is get it insured. The insurance rates can vary based on a range of factors like driving record, credit score, model of car, income levels, etc. Hence it is important to compare insurance quotes from various insurers before making the final choice.

This guide aims to provide you with information on the car insurance rates of various models of Volkswagen and help you make better and more informed decisions.

The average insurance cost of insuring a Volkswagen car is $1,618 per year for drivers of age 30 and $1,556 per year for drivers of age 40.

Average Volkswagen car insurance cost by model

There are several factors that affect car insurance costs. One amongst them is the model of the car. Therefore, comparing quotes based on your car model can help you make a better and informed decision.

Are 2021 Volkswagens expensive to insure?

No, not all of them are expensive to insure. Out of all the models, the car insurance for Volkswagen Jetta is the highest, at $1,708 per year. While Tiguan is the cheapest to insure, at $1,457 per year for drivers age 30.

The table below depicts the various Volkswagen car models along with their average annual rates for drivers age 30 and 40, respectively.

Year and ModelAverage annual rate for drivers age 30Average annual rate for drivers age 40
2021 Volkswagen Atlas$1,615$1,557
2021 Volkswagen Golf$1,638$1,570
2021 Volkswagen Jetta$1,708$1,643
2021 Volkswagen Passat$1,670$1,607
2021 Volkswagen Tiguan$1,457$1,403

Volkswagen Atlas car insurance

Volkswagen Atlas

Atlas is a spacious and sophisticated SUV, embedded with the latest technology features like keyless access and wireless charging, making it a completely technology-driven car.

Highlights -

  • The average annual cost to insure Volkswagen Atlas is $1,781
  • Starting MSRP - $33,475
  • Trim Levels – SE (Sports Edition), SE (Special Edition) with technology, SEL

The Volkswagen Atlas costs an average of $1,781 annually or $148 per month.

Year and ModelAverage annual rate
2018 Volkswagen Atlas$1,540
2019 Volkswagen Atlas$1,604
2020 Volkswagen Atlas$1,781

Compare Volkswagen Atlas insurance rates by state

Volkswagen Beetle car insurance

Volkswagen Beetle

The Volkswagen Beetle is one of the best-suited options for people interested in style and performance possessing stylish interior design and powerful engine with high fuel economy. It comes in 4 trim levels – S, SE, Final Edition SE, and Final Edition SEL.

Highlights -

  • The average annual cost to insure Volkswagen Beetle is $1,618
  • Starting MSRP range - $24,590 - $31,900
  • Trim Levels – S, SE (Sports Edition), Final Edition SE (Special Edition), Final Edition SEL

According to Edmunds, the best trim level to choose from the given 4 is Final Edition SE, as it comes with ample standard equipment and unique interiors.

What is the rate for Volkswagen Beetle car insurance?

The average rate of insurance of Volkswagen Beetle is $1,618 per year or $134 monthly. There is a difference of $62 in the insurance rates of 2015 and 2020 Volkswagen Beetle models.

The table below depicts the average annual rates for other models of Volkswagen Beetle:

Year and ModelAverage annual rate
2015 Volkswagen Beetle$1,556
2016 Volkswagen Bettle$1,601
2017 Volkswagen Bettle$1,597
2018 Volkswagen Beetle$1,603
2019 Volkswagen Beetle$1,649
2020 Volkswagen Beetle$1,618

Compare Volkswagen Beetle insurance rates by state

Volkswagen E-Golf car insurance

Volkswagen E-Golf

E-Golf is an electric car which looks and drives like a typical car, providing plenty of trunk space, along with a comfortable and quiet ride. It comes in 3 different trim levels - SE, SEL, and Limited.

Highlights -

  • The average annual cost to insure Volkswagen E-Golf is $1,956
  • Starting MSRP range - $23,900 - $29,590
  • Trim Levels – SE, SEL and Limited

The cost of insuring a Volkswagen E-Golf is $1,956 per year or $163 per month. The E-Golf SE trim level is the cheapest to insure amongst all the trim levels available. There is a difference of $66 in the average annual rates of insurance of the 2015 and 2019 models. This difference is due to the addition of a backup camera, dual airbags, and alarm system as added safety features in the 2019 model.

The table below shows the average annual rates of various models of Volkswagen E-Golf

Year and ModelAverage annual rate
2015 Volkswagen E-Golf$1,723
2016 Volkswagen E-Golf$1,756
2017 Volkswagen E-Golf$1,824
2018 Volkswagen E-Golf$1,700
2019 Volkswagen E-Golf$1,890
2020 Volkswagen E-Golf$1,956

Compare Volkswagen E-Golf car insurance rates by state

Volkswagen Golf car insurance

Volkswagen Golf

The Volkswagen Golf, a car which provides more driving power, delivering a forward leap in technology and performance, alongside safety which is a core value for Volkswagen.

Highlights -

  • The average annual cost to insure Volkswagen Golf is $1,653
  • Starting MSRP - $29,545
  • Trim Levels – S, SE, Autobahn

The cheapest trim level to insure in Volkswagen Golf is S trim level. The average annual rate of insuring Volkswagen Golf is $1,653 per year or $137 per month.

The overall crash test rating for Volkswagen Golf, as per the NHTSA is a 5-star rating for 2 consecutive years, 2019 and 2020.

Year and ModelAverage annual rate
2015 Volkswagen Golf$1,554
2016 Volkswagen Golf$1,602
2017 Volkswagen Golf$1,605
2018 Volkswagen Golf$1,691
2019 Volkswagen Golf$1,670
2020 Volkswagen Golf$1,653

Compare Volkswagen Golf car insurance rates by state

Volkswagen Jetta car insurance

Volkswagen Jetta

The Volkswagen Jetta, a compact car, with sophisticated looks, modern interiors, enhanced technology, and safety features.

Highlights -

  • The average annual cost to insure Volkswagen Jetta is $1,727
  • Starting MSRP - $18,995
  • Trim Levels – S, SE, R-Line

How much does it cost to insure Volkswagen Jetta?

The car insurance for Volkswagen Jetta costs around $1,727 per year or $143 per month. Amongst all the available trims, the S trim level of the Volkswagen Jetta is the cheapest to insure. According to the National Highway Traffic Safety Administration, the overall safety rating for Volkswagen Jetta has been 5 stars for the last 3 consecutive years, which explains the increased insurance rates.

The average annual rates of other models of Volkswagen Jetta are listed in the table below

Year and ModelAverage annual rate
2015 Volkswagen Jetta$1,619
2016 Volkswagen Jetta$1,681
2017 Volkswagen Jetta$1,680
2018 Volkswagen Jetta$1,707
2019 Volkswagen Jetta$1,798
2020 Volkswagen Jetta$1,727

Compare Volkswagen Jetta car insurance rates by state

Volkswagen Passat car insurance

Volkswagen Passat

Packed with an array of convenience features and driving assistance technology, the Volkswagen Passat is spacious and sporty. It comes in 3 different trim levels – SE, R- Line and Limited.

Highlights -

  • The average annual cost to insure Volkswagen Passat s is $1,727
  • Starting MSRP - $27,295
  • Trim Levels – SE, R-Line, Limited

As per the NHTSA, the Volkswagen Passat has been rated 5 stars for its overall safety for two consecutive years, 2018 and 2019.

The average annual rate of insurance for Volkswagen Passat is $1,665 per year or $138 per month. The SE trim level of Passat is the cheapest to insure.

The table below shows the average annual rates of other models of Volkswagen Passat.

Year and ModelAverage annual rate
2015 Volkswagen Passat$1,583
2016 Volkswagen Passat$1,596
2017 Volkswagen Passat$1,625
2018 Volkswagen Passat$1,626
2019 Volkswagen Passat$1,678
2020 Volkswagen Passat$1,665

Compare Volkswagen Passat car insurance rates by state

Volkswagen Tiguan car insurance

Volkswagen Tiguan

The Volkswagen Tiguan, a stylish, versatile, and compact SUV, equipped with technology to make driving, parking, and driving a lot easier.

Highlights -

  • The average annual cost to insure Volkswagen Tiguan s is $1,498
  • Starting MSRP - $25,995
  • Trim Levels – S, SE, SE R-Line Black

The insurance cost of Volkswagen Tiguan is $1,498 per year or $124 per month. The S trim level of Volkswagen Tiguan is the cheapest to insure. Consecutively for the last 2 years, Volkswagen Tiguan has received a 4-star rating for its rollover testing performed by the NHTSA.

All other models of Volkswagen Tiguan along with their average annual insurance rates are listed below:

Year and ModelAverage annual rate
2015 Volkswagen Tiguan$1,444
2016 Volkswagen Tiguan$1,464
2017 Volkswagen Tiguan$1,518
2018 Volkswagen Tiguan$1,509
2019 Volkswagen Tiguan$1,529
2020 Volkswagen Tiguan$1,498

Compare Volkswagen Tiguan car insurance rates by state

Volkswagen Touareg car insurance

Volkswagen Touareg

With impressive and classy interiors and many standard features, Volkswagen Touareg is a comfortable and well-trimmed crossover SUV with luxury leanings.

Highlights -

  • The average annual cost to insure Volkswagen Tiguan s is $1,498
  • Starting MSRP range - $25,499 - $31,990
  • Trim Levels – S, SE, SE R-Line Black

Depending on trim level, the average insurance rate for Volkswagen Touareg is $1,825 per year or $152 per month. The Insurance Institute of Highway Safety has rated Volkswagen Touareg as good for Side impact, roof strength, and rear crash protection.

The table below depicts the average annual car insurance rates of Volkswagen Touareg along with its other models.

Year and ModelAverage annual rate
2015 Volkswagen Touareg$1,758
2016 Volkswagen Touareg$1,767
2017 Volkswagen Touareg$1,825

Volkswagen CC car insurance

Volkswagen CC

The sedan, Volkswagen CC is also known as the Passat CC, where CC stands for “Comfort Coupe.” It was positioned as a comfortable, yet sporty car with the ability to accommodate 4 occupants in total. The era of Volkswagen CC in the market is remembered for its looks, power, and driving dynamics.

Highlights -

  • The average annual cost to insure Volkswagen CC is $1,827
  • Starting MSRP range - $19,990 - $28,990
  • Trim Levels – Sport, R-Line Executive

The average insurance cost of Volkswagen CC is $1,827 per year or $152 per month. The Sport coupe trim level model is the cheapest to insure, amongst the two trim levels available. As per the National Highway Traffic Safety Administration (NHTSA), Volkswagen CC has received a 4-star rating for crash testing. The more stars are for crash testing, the safer the car is during a collision.

The average annual rates for other models of Volkswagen CC are listed in the table below

Year and ModelAverage annual rate
2015 Volkswagen CC$1,755
2016 Volkswagen CC$1,792
2017 Volkswagen CC$1,827

Volkswagen Arteon car insurance

Volkswagen Arteon

The Volkswagen Arteon, with safety as its core value, offers protection against any unpredicted accidents. Apart from safety, it also offers top-notch technology features putting it in the category of premium sedans.

It was awarded the 2021 Top safety pick by IIHS (Insurance Institute of Highway Safety).

Highlights -

  • The average annual cost to insure Volkswagen Arteon is $2,338
  • Starting MSRP - $36,995
  • Trim Levels – SE (Sports Edition), SEL (Special Edition Limited) R- Line, SEL Premium R- Line

The average rate to insure Volkswagen Arteon is $2,338 per year or $194 per month. The trim level SE is the cheapest to insure amongst all the trims available for Volkswagen Arteon. To save more on your insurance for Volkswagen Arteon, you can claim various discounts like Safe drivers, Student's discount, and Senior's discount basis, which applies the best to you. The table below depicts the average annual rates of various models of Volkswagen Arteon

Year and ModelAverage annual rate
2019 Volkswagen Arteon$2,039
2020 Volkswagen Arteon$2,338

Volkswagen Eos car insurance

Volkswagen Eos

Volkswagen Eos is a car with retractable hardtop with an integrated sunroof, efficient engine, and solid interiors. The production of this car stopped in November 2016.

Highlights -

  • The average annual cost to insure Volkswagen Eos is $1,696
  • Starting MSRP range - $17,750 - $22,757
  • Trim Levels – Komfort SULEV, Komfort, Executive, Sport SULEV, Executive SULEV, Lux SULEV

The average annual rate for Volkswagen Eos is $1,696 per year or $141 per month. The table below lists the other models of Volkswagen Eos along with their average annual car insurance prices.

Year and ModelAverage annual rate
2015 Volkswagen Eos$1,701
2016 Volkswagen Eos$1,696

Sources:

  • Get a deeper understanding of Volkswagen cars and the latest models 
  • For awards and safety ratings of cars, check IIHS and NHTSA
  • Get to know the expert opinions on various Volkswagen models on Edmunds
  • Allstate gives suggestions on the available discounts to claim on insurance
  • Find out which trim level has the cheapest car insurance