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The average car insurance cost for Volkswagen vehicles is $2,684 per year or $224 per month. Volkswagen car insurance costs vary depending on the model you own. Whether you drive a sedan or a powerful SUV, it's important to know how much insurance will cost and how to reduce it.
Below, we look at the average car insurance cost for Volkswagen cars by model. We also highlight the most and least expensive models to insure and share tips to help you save money.
How much does Volkswagen insurance cost?
On average, Volkswagen drivers pay $2,684 per year or $224 per month for full coverage car insurance.
The average cost of insuring Volkswagen vehicles is $353, which is less than the national average, though some models cost much less or much more than others.
| Vehicle model | Liability-only (50/100/50) | Full coverage (100/300/100, $500 ded.) |
|---|---|---|
| Atlas | $1,072 | $2,546 |
| Atlas Cross Sport | $1,084 | $2,616 |
| Golf GTI | $1,072 | $2,765 |
| Golf R | $1,078 | $3,184 |
| ID.Buzz | $1,136 | $3,582 |
| Jetta | $1,144 | $2,677 |
| Jetta GLI | $1,126 | $2,885 |
| Taos | $1,093 | $2,362 |
| Tiguan | $1,056 | $2,329 |
Tip
If you're shopping for a new or used Volkswagen, compare car insurance rates before you buy so you know your estimated rate ahead of time and aren't surprised by the cost.
Volkswagen car insurance cost by model
Here's a closer look at average monthly premiums for popular Volkswagen models. Rates are based on a 40-year-old driver with a clean record and full coverage.
| Vehicle model | Monthly premium |
|---|---|
| Atlas | $212 |
| Atlas Cross Sport | $218 |
| Golf GTI | $230 |
| Golf R | $265 |
| ID.Buzz | $299 |
| Jetta | $223 |
| Jetta GLI | $240 |
| Taos | $197 |
| Tiguan | $194 |
Choose Your Vehicle Model
Volkswagen Golf GTI insurance cost
- The average car insurance cost for Golf GTI is $2,765 per year.
- Trim Level - Golf GTI Autobahn, Golf GTI SE
The average cost to insure Volkswagen Golf GTI is around $2,765 per year for full coverage, which is $230 per month.
For liability-only coverage, the cost is around $1,072 per year, or about $89 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Volkswagen Golf GTI with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Volkswagen models.
| Year and model | Average annual premium |
|---|---|
| 2025 Volkswagen Golf GTI | $2,780 |
| 2024 Volkswagen Golf GTI | $3,031 |
| 2023 Volkswagen Golf GTI | $2,827 |
| 2022 Volkswagen Golf GTI | $2,699 |
| 2021 Volkswagen Golf GTI | $2,572 |
| 2020 Volkswagen Golf GTI | $2,432 |
| 2019 Volkswagen Golf GTI | $2,299 |
| 2018 Volkswagen Golf GTI | $2,196 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Virginia Farm Bureau Insurance | $978 | $81 |
| Co-operative Insurance Companies | $1,363 | $114 |
| American National | $1,397 | $116 |
| Grange Insurance | $1,401 | $117 |
| Farmers Mutual of Nebraska | $1,412 | $118 |
| QBE | $1,509 | $126 |
| Indiana Farmers Insurance | $1,510 | $126 |
| Safety Insurance | $1,571 | $131 |
| Island Insurance | $1,646 | $137 |
| MMG Insurance | $1,718 | $143 |
| Rural Mutual Insurance | $1,734 | $144 |
| Vermont Mutual | $1,785 | $149 |
| Travelers | $1,846 | $154 |
| Central Insurance | $1,856 | $155 |
| Incline Insurance | $1,908 | $159 |
| Acuity Insurance | $1,923 | $160 |
| Erie Insurance | $1,923 | $160 |
| Farm Bureau Insurance of Tennessee | $1,931 | $161 |
| NJM | $1,998 | $166 |
| N&D Group | $2,073 | $173 |
| IMT Insurance | $2,075 | $173 |
| Nodak Insurance | $2,170 | $181 |
| PEMCO | $2,186 | $182 |
| Arbella Insurance | $2,228 | $186 |
| GEICO | $2,230 | $186 |
| Indiana Farm Bureau | $2,246 | $187 |
| West Bend Insurance Company | $2,254 | $188 |
| Nationwide | $2,256 | $188 |
| Missouri Farm Bureau Insurance | $2,279 | $190 |
| Westfield Insurance | $2,298 | $192 |
| American Family | $2,317 | $193 |
| Country Financial | $2,329 | $194 |
| Auto Club Group (AAA) | $2,357 | $196 |
| Amica | $2,382 | $198 |
| Auto-Owners | $2,382 | $198 |
| Farm Bureau Insurance of Idaho | $2,383 | $199 |
| State Farm | $2,396 | $200 |
| United Insurance Co | $2,484 | $207 |
| Progressive | $2,513 | $209 |
| Penn National Insurance | $2,515 | $210 |
| North Carolina Farm Bureau Insurance | $2,516 | $210 |
| Western National Insurance | $2,520 | $210 |
| Plymouth Rock Assurance | $2,537 | $211 |
| Southern Farm Bureau | $2,586 | $216 |
| Kemper | $2,651 | $221 |
| UAIC | $2,657 | $221 |
| NYCM Insurance | $2,735 | $228 |
| Shelter Insurance | $2,746 | $229 |
| AFR Insurance | $2,751 | $229 |
| North Star Mutual | $2,833 | $236 |
| Chubb | $3,008 | $251 |
| Kentucky Farm Bureau Insurance | $3,013 | $251 |
| Mercury Insurance | $3,057 | $255 |
| Donegal Insurance | $3,140 | $262 |
| Iowa Farm Bureau | $3,291 | $274 |
| Oklahoma Farm Bureau | $3,330 | $278 |
| Alfa Insurance | $3,437 | $286 |
| California Casualty | $3,513 | $293 |
| Utica National Insurance Group | $3,549 | $296 |
| CSAA Insurance (AAA) | $3,617 | $301 |
| Farm Bureau Insurance of Michigan | $3,680 | $307 |
| Safeway Insurance | $3,914 | $326 |
| Allstate | $3,918 | $327 |
| Farmers | $3,944 | $329 |
| Equity Insurance | $3,964 | $330 |
| Frankenmuth Insurance | $3,994 | $333 |
| Auto Club Enterprises (AAA) | $4,272 | $356 |
| Preferred Mutual | $4,302 | $358 |
| Maryland Auto Insurance | $4,517 | $376 |
| Key Insurance Company | $4,669 | $389 |
| Mendota Insurance | $4,703 | $392 |
| Dairyland | $4,760 | $397 |
| Louisiana Farm Bureau Insurance | $4,870 | $406 |
| AIG | $5,073 | $423 |
| Good2Go Insurance | $5,308 | $442 |
| The Hanover | $6,801 | $567 |
| USAA | $2,149 | $179 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,317 | 24% less |
| Alaska | $2,627 | 14% less |
| Arizona | $2,849 | 6% less |
| Arkansas | $2,950 | 3% less |
| California | $3,556 | 17% more |
| Colorado | $3,322 | 9% more |
| Connecticut | $3,220 | 6% more |
| Delaware | $3,053 | 1% more |
| Florida | $3,222 | 6% more |
| Georgia | $2,806 | 8% less |
| Hawaii | $1,595 | 47% less |
| Idaho | $1,923 | 37% less |
| Illinois | $2,369 | 22% less |
| Indiana | $1,947 | 36% less |
| Iowa | $2,342 | 23% less |
| Kansas | $2,610 | 14% less |
| Kentucky | $3,165 | 4% more |
| Louisiana | $4,618 | 52% more |
| Maine | $1,739 | 43% less |
| Maryland | $2,874 | 5% less |
| Massachusetts | $2,183 | 28% less |
| Michigan | $3,759 | 24% more |
| Minnesota | $2,587 | 15% less |
| Mississippi | $3,099 | 2% more |
| Missouri | $2,638 | 13% less |
| Montana | $2,529 | 17% less |
| Nebraska | $2,832 | 7% less |
| Nevada | $3,759 | 24% more |
| New Hampshire | $1,811 | 40% less |
| New Jersey | $3,163 | 4% more |
| New Mexico | $2,510 | 17% less |
| New York | $2,935 | 3% less |
| North Carolina | $2,249 | 26% less |
| North Dakota | $2,336 | 23% less |
| Ohio | $1,845 | 39% less |
| Oklahoma | $3,136 | 3% more |
| Oregon | $2,486 | 18% less |
| Pennsylvania | $2,709 | 11% less |
| Rhode Island | $2,972 | 2% less |
| South Carolina | $3,292 | 8% more |
| South Dakota | $2,853 | 6% less |
| Tennessee | $2,405 | 21% less |
| Texas | $3,356 | 11% more |
| Utah | $2,215 | 27% less |
| Vermont | $1,761 | 42% less |
| Virginia | $2,343 | 23% less |
| Washington | $2,338 | 23% less |
| Washington, D.C. | $3,698 | 22% more |
| West Virginia | $2,496 | 18% less |
| Wisconsin | $2,548 | 16% less |
| Wyoming | $2,144 | 29% less |
Volkswagen Jetta insurance cost
- The average car insurance cost for Jetta is $2,677 per year.
- Trim Level - Jetta S, Jetta SE, Jetta SEL, Jetta Sport
The average cost to insure Volkswagen Jetta is around $2,677 per year for full coverage, which is $223 per month.
For liability-only coverage, the cost is around $1,144 per year, or about $95 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Volkswagen Jetta with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Volkswagen models.
| Year and model | Average annual premium |
|---|---|
| 2025 Volkswagen Jetta | $2,974 |
| 2023 Volkswagen Jetta | $2,861 |
| 2022 Volkswagen Jetta | $2,724 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Virginia Farm Bureau Insurance | $1,086 | $91 |
| Co-operative Insurance Companies | $1,450 | $121 |
| Grange Insurance | $1,511 | $126 |
| American National | $1,511 | $126 |
| Farmers Mutual of Nebraska | $1,604 | $134 |
| QBE | $1,645 | $137 |
| Indiana Farmers Insurance | $1,656 | $138 |
| Island Insurance | $1,811 | $151 |
| Safety Insurance | $1,822 | $152 |
| Rural Mutual Insurance | $1,885 | $157 |
| MMG Insurance | $1,896 | $158 |
| Farm Bureau Insurance of Tennessee | $1,927 | $161 |
| Vermont Mutual | $1,966 | $164 |
| Travelers | $1,983 | $165 |
| Erie Insurance | $1,998 | $166 |
| American Family | $2,007 | $167 |
| Incline Insurance | $2,058 | $171 |
| Farm Bureau Insurance of Idaho | $2,117 | $176 |
| Acuity Insurance | $2,163 | $180 |
| GEICO | $2,202 | $183 |
| Central Insurance | $2,218 | $185 |
| NJM | $2,270 | $189 |
| Progressive | $2,281 | $190 |
| Plymouth Rock Assurance | $2,309 | $192 |
| Auto-Owners | $2,310 | $193 |
| IMT Insurance | $2,330 | $194 |
| State Farm | $2,342 | $195 |
| West Bend Insurance Company | $2,345 | $195 |
| Westfield Insurance | $2,356 | $196 |
| Shelter Insurance | $2,362 | $197 |
| Indiana Farm Bureau | $2,365 | $197 |
| NYCM Insurance | $2,368 | $197 |
| N&D Group | $2,397 | $200 |
| Nodak Insurance | $2,480 | $207 |
| Country Financial | $2,532 | $211 |
| Nationwide | $2,548 | $212 |
| Arbella Insurance | $2,589 | $216 |
| Auto Club Group (AAA) | $2,622 | $219 |
| Missouri Farm Bureau Insurance | $2,625 | $219 |
| UAIC | $2,666 | $222 |
| Amica | $2,678 | $223 |
| United Insurance Co | $2,697 | $225 |
| Southern Farm Bureau | $2,716 | $226 |
| AFR Insurance | $2,720 | $227 |
| Western National Insurance | $2,742 | $229 |
| PEMCO | $2,747 | $229 |
| North Carolina Farm Bureau Insurance | $2,751 | $229 |
| Penn National Insurance | $2,752 | $229 |
| Kemper | $2,781 | $232 |
| North Star Mutual | $3,015 | $251 |
| Mercury Insurance | $3,030 | $252 |
| Allstate | $3,047 | $254 |
| Kentucky Farm Bureau Insurance | $3,174 | $264 |
| Chubb | $3,288 | $274 |
| Iowa Farm Bureau | $3,347 | $279 |
| Oklahoma Farm Bureau | $3,528 | $294 |
| CSAA Insurance (AAA) | $3,735 | $311 |
| Farm Bureau Insurance of Michigan | $3,849 | $321 |
| Mendota Insurance | $3,917 | $326 |
| Auto Club Enterprises (AAA) | $3,925 | $327 |
| Farmers | $3,949 | $329 |
| Donegal Insurance | $3,959 | $330 |
| Safeway Insurance | $3,973 | $331 |
| Equity Insurance | $4,033 | $336 |
| California Casualty | $4,055 | $338 |
| Utica National Insurance Group | $4,068 | $339 |
| Frankenmuth Insurance | $4,115 | $343 |
| Louisiana Farm Bureau Insurance | $5,070 | $423 |
| Preferred Mutual | $5,111 | $426 |
| Maryland Auto Insurance | $5,121 | $427 |
| Dairyland | $5,274 | $440 |
| Good2Go Insurance | $5,653 | $471 |
| Key Insurance Company | $6,024 | $502 |
| AIG | $6,131 | $511 |
| Alfa Insurance | $6,305 | $525 |
| The Hanover | $7,389 | $616 |
| USAA | $1,707 | $142 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,280 | 25% less |
| Alaska | $2,462 | 19% less |
| Arizona | $2,788 | 8% less |
| Arkansas | $3,011 | 1% less |
| California | $3,359 | 11% more |
| Colorado | $3,111 | 2% more |
| Connecticut | $3,251 | 7% more |
| Delaware | $3,129 | 3% more |
| Florida | $3,385 | 11% more |
| Georgia | $2,818 | 7% less |
| Hawaii | $1,601 | 47% less |
| Idaho | $1,875 | 38% less |
| Illinois | $2,364 | 22% less |
| Indiana | $1,841 | 39% less |
| Iowa | $2,234 | 26% less |
| Kansas | $2,461 | 19% less |
| Kentucky | $3,038 | Equal |
| Louisiana | $4,360 | 44% more |
| Maine | $1,635 | 46% less |
| Maryland | $2,849 | 6% less |
| Massachusetts | $2,244 | 26% less |
| Michigan | $3,803 | 25% more |
| Minnesota | $2,568 | 15% less |
| Mississippi | $2,867 | 6% less |
| Missouri | $2,371 | 22% less |
| Montana | $2,381 | 22% less |
| Nebraska | $2,623 | 14% less |
| Nevada | $3,876 | 28% more |
| New Hampshire | $1,740 | 43% less |
| New Jersey | $3,147 | 4% more |
| New Mexico | $2,457 | 19% less |
| New York | $3,112 | 2% more |
| North Carolina | $2,467 | 19% less |
| North Dakota | $2,216 | 27% less |
| Ohio | $1,808 | 40% less |
| Oklahoma | $2,893 | 5% less |
| Oregon | $2,475 | 19% less |
| Pennsylvania | $2,578 | 15% less |
| Rhode Island | $2,814 | 7% less |
| South Carolina | $3,221 | 6% more |
| South Dakota | $2,704 | 11% less |
| Tennessee | $2,269 | 25% less |
| Texas | $3,012 | 1% less |
| Utah | $2,132 | 30% less |
| Vermont | $1,709 | 44% less |
| Virginia | $2,208 | 27% less |
| Washington | $2,224 | 27% less |
| Washington, D.C. | $3,197 | 5% more |
| West Virginia | $2,245 | 26% less |
| Wisconsin | $2,453 | 19% less |
| Wyoming | $2,056 | 32% less |
Volkswagen Tiguan insurance cost
- The average car insurance cost for Tiguan is $2,329 per year.
- Trim Level - Tiguan S, Tiguan SE, Tiguan SE R-Line Black
The average cost to insure Volkswagen Tiguan is around $2,329 per year for full coverage, which is $194 per month.
For liability-only coverage, the cost is around $1,056 per year, or about $88 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Volkswagen Tiguan with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Volkswagen models.
| Year and model | Average annual premium |
|---|---|
| 2025 Volkswagen Tiguan | $2,491 |
| 2023 Volkswagen Tiguan | $2,405 |
| 2022 Volkswagen Tiguan | $2,324 |
| 2021 Volkswagen Tiguan | $2,252 |
| 2020 Volkswagen Tiguan | $2,169 |
| 2019 Volkswagen Tiguan | $2,135 |
| 2018 Volkswagen Tiguan | $2,137 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Virginia Farm Bureau Insurance | $901 | $75 |
| American National | $1,176 | $98 |
| Co-operative Insurance Companies | $1,186 | $99 |
| Farmers Mutual of Nebraska | $1,234 | $103 |
| Grange Insurance | $1,290 | $107 |
| Safety Insurance | $1,387 | $116 |
| Indiana Farmers Insurance | $1,416 | $118 |
| QBE | $1,431 | $119 |
| Island Insurance | $1,492 | $124 |
| Rural Mutual Insurance | $1,544 | $129 |
| MMG Insurance | $1,549 | $129 |
| Vermont Mutual | $1,611 | $134 |
| American Family | $1,622 | $135 |
| Farm Bureau Insurance of Tennessee | $1,737 | $145 |
| Travelers | $1,738 | $145 |
| N&D Group | $1,740 | $145 |
| Farm Bureau Insurance of Idaho | $1,766 | $147 |
| Central Insurance | $1,775 | $148 |
| Erie Insurance | $1,804 | $150 |
| Incline Insurance | $1,870 | $156 |
| Westfield Insurance | $1,919 | $160 |
| GEICO | $1,944 | $162 |
| Progressive | $1,946 | $162 |
| NJM | $1,948 | $162 |
| Arbella Insurance | $1,951 | $163 |
| IMT Insurance | $1,991 | $166 |
| State Farm | $1,991 | $166 |
| PEMCO | $1,992 | $166 |
| Auto Club Group (AAA) | $2,017 | $168 |
| Nodak Insurance | $2,025 | $169 |
| Nationwide | $2,039 | $170 |
| Indiana Farm Bureau | $2,041 | $170 |
| Acuity Insurance | $2,065 | $172 |
| Country Financial | $2,096 | $175 |
| NYCM Insurance | $2,114 | $176 |
| Amica | $2,159 | $180 |
| Missouri Farm Bureau Insurance | $2,178 | $181 |
| West Bend Insurance Company | $2,179 | $182 |
| Auto-Owners | $2,184 | $182 |
| Plymouth Rock Assurance | $2,203 | $184 |
| Penn National Insurance | $2,240 | $187 |
| North Carolina Farm Bureau Insurance | $2,246 | $187 |
| AFR Insurance | $2,252 | $188 |
| United Insurance Co | $2,281 | $190 |
| Western National Insurance | $2,363 | $197 |
| Southern Farm Bureau | $2,490 | $208 |
| North Star Mutual | $2,543 | $212 |
| Shelter Insurance | $2,544 | $212 |
| Kemper | $2,569 | $214 |
| CSAA Insurance (AAA) | $2,585 | $215 |
| Mercury Insurance | $2,600 | $217 |
| UAIC | $2,615 | $218 |
| Chubb | $2,748 | $229 |
| Kentucky Farm Bureau Insurance | $2,766 | $231 |
| Allstate | $2,840 | $237 |
| Iowa Farm Bureau | $3,024 | $252 |
| Utica National Insurance Group | $3,076 | $256 |
| Oklahoma Farm Bureau | $3,080 | $257 |
| Donegal Insurance | $3,081 | $257 |
| California Casualty | $3,196 | $266 |
| Farmers | $3,361 | $280 |
| Farm Bureau Insurance of Michigan | $3,460 | $288 |
| Auto Club Enterprises (AAA) | $3,473 | $289 |
| Safeway Insurance | $3,538 | $295 |
| Equity Insurance | $3,557 | $296 |
| Frankenmuth Insurance | $3,568 | $297 |
| Key Insurance Company | $3,769 | $314 |
| Preferred Mutual | $4,009 | $334 |
| Mendota Insurance | $4,052 | $338 |
| Maryland Auto Insurance | $4,080 | $340 |
| Alfa Insurance | $4,333 | $361 |
| Dairyland | $4,366 | $364 |
| Louisiana Farm Bureau Insurance | $4,620 | $385 |
| AIG | $4,780 | $398 |
| Good2Go Insurance | $5,010 | $418 |
| The Hanover | $5,625 | $469 |
| USAA | $1,853 | $154 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $1,979 | 35% less |
| Alaska | $2,141 | 30% less |
| Arizona | $2,585 | 15% less |
| Arkansas | $2,642 | 13% less |
| California | $3,005 | 1% less |
| Colorado | $2,779 | 8% less |
| Connecticut | $2,683 | 12% less |
| Delaware | $2,660 | 12% less |
| Florida | $2,915 | 4% less |
| Georgia | $2,632 | 13% less |
| Hawaii | $1,447 | 52% less |
| Idaho | $1,605 | 47% less |
| Illinois | $1,951 | 36% less |
| Indiana | $1,621 | 47% less |
| Iowa | $1,951 | 36% less |
| Kansas | $2,249 | 26% less |
| Kentucky | $2,698 | 11% less |
| Louisiana | $4,067 | 34% more |
| Maine | $1,469 | 52% less |
| Maryland | $2,432 | 20% less |
| Massachusetts | $1,806 | 41% less |
| Michigan | $3,339 | 10% more |
| Minnesota | $2,232 | 27% less |
| Mississippi | $2,479 | 18% less |
| Missouri | $2,144 | 29% less |
| Montana | $2,133 | 30% less |
| Nebraska | $2,321 | 24% less |
| Nevada | $3,112 | 2% more |
| New Hampshire | $1,546 | 49% less |
| New Jersey | $2,763 | 9% less |
| New Mexico | $2,122 | 30% less |
| New York | $2,595 | 15% less |
| North Carolina | $2,009 | 34% less |
| North Dakota | $1,872 | 38% less |
| Ohio | $1,558 | 49% less |
| Oklahoma | $2,611 | 14% less |
| Oregon | $2,047 | 33% less |
| Pennsylvania | $2,240 | 26% less |
| Rhode Island | $2,525 | 17% less |
| South Carolina | $2,862 | 6% less |
| South Dakota | $2,431 | 20% less |
| Tennessee | $2,039 | 33% less |
| Texas | $2,727 | 10% less |
| Utah | $1,906 | 37% less |
| Vermont | $1,436 | 53% less |
| Virginia | $1,875 | 38% less |
| Washington | $1,878 | 38% less |
| Washington, D.C. | $2,865 | 6% less |
| West Virginia | $1,963 | 35% less |
| Wisconsin | $2,171 | 29% less |
| Wyoming | $1,722 | 43% less |
Volkswagen Atlas insurance cost
- The average car insurance cost for Atlas is $2,546 per year.
- Trim Level - Atlas Peak Edition, Atlas SE, Atlas SE Tech, Atlas SEL, Atlas SEL Premium R-Line
The average cost to insure Volkswagen Atlas is around $2,546 per year for full coverage, which is $212 per month.
For liability-only coverage, the cost is around $1,072 per year, or about $89 per month.
The premiums shown below are based on our sample driver profile — a 40-year-old male driver driving Volkswagen Atlas with full coverage. Auto insurance costs can vary significantly based on factors like age, location, driving history and insurance company.
Read on to learn more about the cost of insurance for Volkswagen models.
| Year and model | Average annual premium |
|---|---|
| 2025 Volkswagen Atlas | $2,787 |
| 2023 Volkswagen Atlas | $2,628 |
| 2022 Volkswagen Atlas | $2,495 |
| 2021 Volkswagen Atlas | $2,428 |
| 2020 Volkswagen Atlas | $2,383 |
| 2019 Volkswagen Atlas | $2,285 |
| 2018 Volkswagen Atlas | $2,221 |
| Company | Average annual premium | Average monthly premium |
|---|---|---|
| Virginia Farm Bureau Insurance | $932 | $78 |
| American National | $1,327 | $111 |
| Co-operative Insurance Companies | $1,377 | $115 |
| Grange Insurance | $1,411 | $118 |
| Farmers Mutual of Nebraska | $1,411 | $118 |
| Safety Insurance | $1,581 | $132 |
| Travelers | $1,633 | $136 |
| QBE | $1,634 | $136 |
| Island Insurance | $1,656 | $138 |
| Indiana Farmers Insurance | $1,658 | $138 |
| American Family | $1,686 | $141 |
| MMG Insurance | $1,765 | $147 |
| Rural Mutual Insurance | $1,774 | $148 |
| Farm Bureau Insurance of Idaho | $1,808 | $151 |
| Vermont Mutual | $1,816 | $151 |
| Acuity Insurance | $1,885 | $157 |
| Incline Insurance | $1,938 | $161 |
| N&D Group | $1,964 | $164 |
| Central Insurance | $1,980 | $165 |
| Farm Bureau Insurance of Tennessee | $1,983 | $165 |
| NJM | $2,060 | $172 |
| Erie Insurance | $2,097 | $175 |
| Westfield Insurance | $2,111 | $176 |
| Nationwide | $2,141 | $178 |
| Progressive | $2,150 | $179 |
| IMT Insurance | $2,175 | $181 |
| Arbella Insurance | $2,175 | $181 |
| Indiana Farm Bureau | $2,234 | $186 |
| State Farm | $2,240 | $187 |
| Country Financial | $2,279 | $190 |
| Auto Club Group (AAA) | $2,286 | $190 |
| Nodak Insurance | $2,294 | $191 |
| Auto-Owners | $2,298 | $192 |
| GEICO | $2,306 | $192 |
| PEMCO | $2,319 | $193 |
| Plymouth Rock Assurance | $2,333 | $194 |
| Amica | $2,361 | $197 |
| West Bend Insurance Company | $2,389 | $199 |
| Missouri Farm Bureau Insurance | $2,419 | $202 |
| United Insurance Co | $2,493 | $208 |
| Western National Insurance | $2,513 | $209 |
| NYCM Insurance | $2,520 | $210 |
| Penn National Insurance | $2,545 | $212 |
| North Carolina Farm Bureau Insurance | $2,545 | $212 |
| Southern Farm Bureau | $2,572 | $214 |
| AFR Insurance | $2,581 | $215 |
| UAIC | $2,654 | $221 |
| Kemper | $2,801 | $233 |
| Mercury Insurance | $2,978 | $248 |
| Shelter Insurance | $3,004 | $250 |
| Chubb | $3,057 | $255 |
| North Star Mutual | $3,102 | $258 |
| Iowa Farm Bureau | $3,106 | $259 |
| Kentucky Farm Bureau Insurance | $3,174 | $264 |
| Allstate | $3,354 | $280 |
| Donegal Insurance | $3,362 | $280 |
| Oklahoma Farm Bureau | $3,394 | $283 |
| Farmers | $3,493 | $291 |
| Safeway Insurance | $3,510 | $292 |
| CSAA Insurance (AAA) | $3,515 | $293 |
| California Casualty | $3,605 | $300 |
| Utica National Insurance Group | $3,655 | $305 |
| Farm Bureau Insurance of Michigan | $3,719 | $310 |
| Mendota Insurance | $3,742 | $312 |
| Frankenmuth Insurance | $3,984 | $332 |
| Equity Insurance | $4,072 | $339 |
| Auto Club Enterprises (AAA) | $4,256 | $355 |
| Dairyland | $4,448 | $371 |
| Maryland Auto Insurance | $4,528 | $377 |
| Key Insurance Company | $4,601 | $383 |
| Preferred Mutual | $4,698 | $391 |
| Louisiana Farm Bureau Insurance | $5,035 | $420 |
| Good2Go Insurance | $5,283 | $440 |
| AIG | $5,405 | $450 |
| The Hanover | $5,982 | $499 |
| Alfa Insurance | $7,423 | $619 |
| USAA | $1,985 | $165 |
| State | Average annual premium | % Diff from national average |
|---|---|---|
| Alabama | $2,135 | 30% less |
| Alaska | $2,389 | 21% less |
| Arizona | $2,691 | 11% less |
| Arkansas | $3,184 | 5% more |
| California | $3,236 | 7% more |
| Colorado | $3,122 | 3% more |
| Connecticut | $2,862 | 6% less |
| Delaware | $2,855 | 6% less |
| Florida | $3,080 | 1% more |
| Georgia | $2,714 | 11% less |
| Hawaii | $1,537 | 49% less |
| Idaho | $1,733 | 43% less |
| Illinois | $2,222 | 27% less |
| Indiana | $1,786 | 41% less |
| Iowa | $2,168 | 29% less |
| Kansas | $2,517 | 17% less |
| Kentucky | $3,015 | 1% less |
| Louisiana | $4,234 | 39% more |
| Maine | $1,583 | 48% less |
| Maryland | $2,688 | 11% less |
| Massachusetts | $2,020 | 33% less |
| Michigan | $3,510 | 16% more |
| Minnesota | $2,486 | 18% less |
| Mississippi | $2,780 | 8% less |
| Missouri | $2,503 | 18% less |
| Montana | $2,361 | 22% less |
| Nebraska | $2,714 | 11% less |
| Nevada | $3,569 | 18% more |
| New Hampshire | $1,680 | 45% less |
| New Jersey | $2,950 | 3% less |
| New Mexico | $2,509 | 17% less |
| New York | $2,802 | 8% less |
| North Carolina | $2,288 | 25% less |
| North Dakota | $2,222 | 27% less |
| Ohio | $1,737 | 43% less |
| Oklahoma | $2,999 | 1% less |
| Oregon | $2,261 | 26% less |
| Pennsylvania | $2,469 | 19% less |
| Rhode Island | $2,755 | 9% less |
| South Carolina | $3,068 | 1% more |
| South Dakota | $2,830 | 7% less |
| Tennessee | $2,301 | 24% less |
| Texas | $3,073 | 1% more |
| Utah | $2,072 | 32% less |
| Vermont | $1,626 | 46% less |
| Virginia | $2,118 | 30% less |
| Washington | $2,052 | 32% less |
| Washington, D.C. | $3,348 | 10% more |
| West Virginia | $2,256 | 26% less |
| Wisconsin | $2,403 | 21% less |
| Wyoming | $1,951 | 36% less |
Cheapest Volkswagen models to insure
If you are looking for the most economical Volkswagen vehicles to insure, these models have the lowest auto insurance rates:
- Taos S - $2,290
- Tiguan S - $2,295
- Tiguan SE - $2,322
- Taos SE - $2,360
Why are these models cheaper to insure?
These models may be cheaper to insure for a few reasons:
- Strong safety ratings and advanced safety features. Safer vehicles reduce the risk of injuries and accidents.
- Lower repair costs. Vehicles with readily available, affordable parts are cheaper to insure.
- Lower frequency of claims based on historical data. Insurance companies use this information to set lower rates for models with a good track record.
Most expensive Volkswagen models to insure
Some Volkswagen vehicles have a higher price tag—and that includes insurance. These models tend to have higher horsepower, costlier parts and a greater risk profile.
- ID.Buzz 1st Edition - $3,648
- ID.Buzz Pro S Plus - $3,619
- ID.Buzz Pro S - $3,341
- Golf R 2.0T - $3,184
Why are these models expensive to insure?
These models may be more expensive to insure because:
- They cost more to repair or replace if damaged or stolen.
- They may have powerful engines, which means a higher risk of speeding and therefore, accidents.
- Thieves target them more often.
- They often have expensive parts and advanced tech that are costly to fix.
What factors affect car insurance rates for Volkswagen?
Several factors influence your insurance rate—some related to the car, others to you as the driver.
- Model and trim level: Performance features and size impact pricing.
- Vehicle age: Newer cars often cost more to insure.
- Safety ratings: Vehicles with more safety tech often earn discounts.
- Driver profile: Your age, ZIP code, credit score and driving history play a big role.
- Coverage level: Full coverage costs more than minimum liability, but provides better protection.
How to save on car insurance if you own Volkswagen
Car insurance can be a big expense, but there are ways to save money. If you drive a Volkswagen, you might be able to lower your costs by making smart choices. Here are some steps to save on insurance for your Volkswagen:
- Shop around - Compare quotes from multiple insurers annually
- Increase deductibles - Opt for a higher deductible to lower premiums
- Bundle policies - Combine auto and home or renters insurance
- Ask about discounts - Safe driver, low mileage, good student and more
- Use telematics - Usage-based programs reward good driving habits
Bottom line
Volkswagen offers a wide range of vehicles. While insurance costs vary by model, knowing the averages and understanding what affects your rate can help you make smart coverage decisions.
Want the best rate on Volkswagen car insurance? Start by comparing quotes today and see how much you could save.
Methodology
Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.
Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:
- Bodily injury liability of $100,000 per person and $300,000 per incident
- Property damage liability of $100,000 per incident
- Comprehensive and collision deductibles of $500
- 40-year-old driver
- Honda Accord LX
- Good credit
- A clean driving record
- 12-mile commute, 10,000 annual mileage