Prachi Singh
Written by Prachi Singh
Contributing Researcher

Prachi is an insurance writer with a master's degree in business administration. Through her writing, she hopes to help readers make smart and informed decisions about their finances. She loves to travel and write poetry.

Read full bio
Leslie Kasperowicz
Reviewed by Leslie Kasperowicz
Editor-in-Chief

Leslie Kasperowicz is an insurance expert with four years of direct agency experience and over a decade of creating educational content to help insurance shoppers make confident, informed decisions.

Read full bio
Why you can trust Insurance.com
× We work hard to earn your trust Trust isn't just a word at Insurance.com, it's our mission.

Your insurance decisions are important, and we guide you with clear, accurate information based on data, expertise and unbiased analysis.

We're experts
  • Editors with 20+ years in insurance
  • Academic experts from top universities
  • Industry data analysts
We're data-driven
  • 1B+ data points reviewed
  • 290+ insurance companies analyzed
  • 34,000+ ZIP codes compared
We're uncompromising
  • Strict editorial standards
  • Independent and unbiased
  • Free of outside influence
Transparency. Expertise. Objectivity.

That's how we built trust. Find out how we use data to create the best tools, rankings and rate comparisons. Learn more about our data and research methodologies.

Car insurance rates vary depending on the make, model and trim level of your vehicle. According to our data analysis, the average cost to insure a Volkswagen Jetta is $2,677 per year or $223 per month. However, your actual rate may be higher or lower depending on things like where you live, your age, your driving record and other personal factors.

The auto insurance rates also change based on the vehicle's model year. For example, the 2025 Volkswagen Jetta costs $2,677, whereas the 2024 Volkswagen Jetta costs $2,639 annually. This is $38 less than the 2025 rates.

Travelers offers the cheapest annual rate for 2025 Volkswagen Jetta at $1,988 per year.

Below, we'll look at Volkswagen Jetta insurance rates and show you how to save.

Average insurance cost of Volkswagen Jetta by model year

Year of Volkswagen Jetta modelAverage cost to insure
2025$2,677
2024$2,639
2023$2,604
2022$2,515
2021$2,421
Graph Icon

Compare Jetta insurance rates by state

L O A D I N G
CompanyAverage annual premium
Nationwide$2,202
State Farm$2,215
Travelers$2,512
UAIC$2,653
GEICO$3,133
Mercury Insurance$3,176
Allstate$3,634
Progressive$3,908
Farmers$4,203
AIG$5,889

Volkswagen Jetta insurance rates per year

2025

2025 Volkswagen Jetta insurance rates

Average cost to insure $2,504
Annual cheapest rate $1,707
Available trims S, SE, SEL, Sport
RankCompanyAverage annual premium
1Travelers$1,988
2GEICO$2,203
3Progressive$2,281
4State Farm$2,340
5Nationwide$2,549
6Allstate$3,049
7Farmers$3,915
8USAA$1,707
2024

2024 Volkswagen Jetta insurance rates

Average cost to insure $2,497
Annual cheapest rate $1,818
Available trims S, SE, SEL, Sport
RankCompanyAverage annual premium
1Travelers$1,982
2GEICO$2,165
3State Farm$2,219
4Progressive$2,284
5Nationwide$2,641
6Allstate$2,952
7Farmers$3,917
8USAA$1,818
2023

2023 Volkswagen Jetta insurance rates

Average cost to insure $2,483
Annual cheapest rate $1,896
Available trims S, SE, SEL, Sport
RankCompanyAverage annual premium
1Travelers$1,901
2GEICO$2,112
3State Farm$2,130
4Progressive$2,237
5Nationwide$2,624
6Allstate$3,107
7Farmers$3,859
8USAA$1,896
2022

2022 Volkswagen Jetta insurance rates

Average cost to insure $2,414
Annual cheapest rate $1,827
Available trims S, SE, SEL, Sport
RankCompanyAverage annual premium
1Travelers$1,873
2GEICO$2,020
3State Farm$2,073
4Progressive$2,203
5Nationwide$2,627
6Allstate$2,992
7Farmers$3,695
8USAA$1,827
2021

2021 Volkswagen Jetta insurance rates

Average cost to insure $2,333
Annual cheapest rate $1,674
Available trims R-Line, S, SE, SEL, SEL Premium
RankCompanyAverage annual premium
1Travelers$1,810
2GEICO$2,044
3State Farm$2,076
4Progressive$2,154
5Nationwide$2,688
6Allstate$2,798
7Farmers$3,420
8USAA$1,674
2020

2020 Volkswagen Jetta insurance rates

Average cost to insure $2,275
Annual cheapest rate $1,615
Available trims R-Line, S, SE, SEL, SEL Premium
RankCompanyAverage annual premium
1Travelers$1,758
2GEICO$1,974
3State Farm$2,017
4Progressive$2,093
5Nationwide$2,681
6Allstate$2,778
7Farmers$3,283
8USAA$1,615
2019

2019 Volkswagen Jetta insurance rates

Average cost to insure $2,198
Annual cheapest rate $1,548
Available trims R-Line, S, SE, SEL, SEL Premium
RankCompanyAverage annual premium
1Travelers$1,761
2GEICO$1,909
3State Farm$1,955
4Progressive$2,007
5Nationwide$2,535
6Allstate$2,684
7Farmers$3,186
8USAA$1,548
2018

2018 Volkswagen Jetta insurance rates

Average cost to insure $2,201
Annual cheapest rate $1,519
Available trims S, SE, SE Sport, SEL, Wolfsburg Edition
RankCompanyAverage annual premium
1Travelers$1,803
2GEICO$1,850
3State Farm$1,967
4Progressive$2,068
5Allstate$2,682
6Nationwide$2,731
7Farmers$2,986
8USAA$1,519

Volkswagen insurance annual rates by model

Methodology

Data was fielded by Quadrant Information Services across all 50 states and Washington, D.C. for 1,161 vehicle models. More than 67 million data points from 57 insurance companies were analyzed.

Unless otherwise indicated, averages are based on our full coverage data set. This data set is based on:

  • Bodily injury liability of $100,000 per person and $300,000 per incident
  • Property damage liability of $100,000 per incident
  • Comprehensive and collision deductibles of $500
  • 40-year-old driver
  • Honda Accord LX
  • Good credit
  • A clean driving record
  • 12-mile commute, 10,000 annual mileage
x
What can we help you find?